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Showing posts with label depression. Show all posts
Showing posts with label depression. Show all posts

Sunday, September 30, 2018

OFW Hangs Herself Inside Employer's House In Jizan

We often see photos of happy overseas Filipino workers (OFW) on social media that look seemingly happy but who knows what their real situations are? Tragic incidents happen to some of them like they were pushed to do unexpected and unfortunate things like taking their own lives (suicide) or going amock out of depression.  

We often see photos of happy overseas Filipino workers (OFW) on social media that look seemingly happy but who knows what their real situations are? Tragic incidents happen to some of them like they were pushed to do unexpected and unfortunate things like taking their own lives (suicide) or going amock out of depression.          Ads     Sponsored Links  The Department of Foreign Affairs confirmed that an OFW in Saudi Arabia took her own life by hanging herself inside the house of her employer in Jizan on September 18, the same day when another OFW went amock and killed a Pakistani workmate and their  Saudi manager. The said OFW also died due to gunshots wound from the responding security personnel.    Consul General Edgar Badajos said in a statement that the Consulate has contacted the family of the 40-year-old OFW and assured them that government assistance will be provided particularly on the repatriation of the Filipina’s remains.  A consular team is in Jizan to gather additional information behind the incident which surrounded the death of the OFW who left behind two children.   Filed under the category of  overseas Filipino workers, social media , Tragic incidents , depression, suicide

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The Department of Foreign Affairs confirmed that an OFW in Saudi Arabia took her own life by hanging herself inside the house of her employer in Jizan on September 18, the same day when another OFW went amock and killed a Pakistani workmate and their  Saudi manager. The said OFW also died due to gunshots wound from the responding security personnel.

 Consul General Edgar Badajos said in a statement that the Consulate has contacted the family of the 40-year-old OFW and assured them that government assistance will be provided particularly on the repatriation of the Filipina’s remains.

A consular team is in Jizan to gather additional information behind the incident which surrounded the death of the OFW who left behind two children.

Filed under the category of  overseas Filipino workers, social media , Tragic incidents , depression, suicide
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As a move to urge Filipinos and foreign businessmen to engage in doing business in the country, President Rodrigo Duterte signed the Ease of Doing Business and Efficient Government Service Delivery Act into law in May 2018. This new law sets a deadline for the government to quickly act on business applications, about three to five days for simple processes and seven to 10 days for complex ones. Even before the effectivity of this new law, the government had already been doing its part to make business registration for prospective entrepreneurs easier by making some application processes online.   As a move to urge Filipinos and foreign businessmen to engage in doing business in the country, President Rodrigo Duterte signed the Ease of Doing Business and Efficient Government Service Delivery Act into law in May 2018. This new law sets a deadline for the government to quickly act on business applications, about three to five days for simple processes and seven to 10 days for complex ones. Even before the effectivity of this new law, the government had already been doing its part to make business registration for prospective entrepreneurs easier by making some application processes online.      Ads      Sponsored Links      The Department of Trade and Industry (DTI)’s business name registration for single proprietors is among the first processes to become digitized.  The Philippine Business Registry (PBR), DTI’s business name registration system, has been made more accessible for single business owners since 2012.    A prospective entrepreneur is not anymore required to visit DTI offices to secure a Certificate of Business Registration. With the PBR website, the certificate can even be printed in the comfort of their own home.     Here are the steps you have to take to secure that certificate.    Check the availability of a business name  Before starting the registration process, it helps to check if the business name you have in mind is still available to use. At the PBR, one can easily type in the prospective business name and it will check the database if there are enterprises already using that trade name.    A word of advice: don’t just try to check the business name you are aiming for once. Try to modify your search to save time later on. For example, if you are thinking of putting up a business called “Juan dela Cruz Services,” modify your search and break down every part of the business name from just “Juan dela” to “Cruz Services.” Some business names just differ in spacing or spelling.    The DTI also reminds applicants to ensure that the business name isn’t similar to an existing trade name or trademark, such as “Anne Dok’s Lechon,” “Jolibee” and "Starbax Café.” On the other hand, names that are too generic, such as “The Coffee Shop” for your café, aren’t permissible, too.    Business owners also can’t use the abbreviation of a government agency or international organization.    Business name registration  Once you’ve verified that your prospective business name is still available for use, you can proceed to the business name application.    Once in the page, you will be required to choose the geographic scope of the enterprise: national, regional, city or town, and barangay. If you are keen on operating a business that will reach clients in different parts of the country—for example, an online shop—then it’s best to register your scope as nationwide. The fees will vary depending on the scope, ranging from Php200 to Php2,000.    Afterward, the business owner’s personal info will be required. You will only have to submit some basic details such as tax identification number, residence address and mobile number.    By this time, you’re done with the most tedious part of the online registration process. You may now choose whether to pay cash through either a local DTI office or Go Negosyo Center, or via an online payments system.    The PBR only accepts two kinds of online payments: Bancnet and GCash. If you have an online account with any bank, then paying through Bancnet is advisable. Otherwise, a GCash account may be needed to complete the transaction.    You also have the option whether to pick up your business certificate from a local DTI office or have it printed yourself.    Once the payment is complete, a message will be sent to your e-mail on how you will retrieve the certificate based on the method you selected. Most likely, the whole process will only require 15 to 30 minutes of your time.      Filed under the category of Filipinos, foreign businessmen, President Rodrigo Duterte, Ease of Doing Business and Efficient Government Service Delivery Act, business registration, entrepreneurs,  application processes online   Ads      Sponsored Links      The Department of Trade and Industry (DTI)’s business name registration for single proprietors is among the first processes to become digitized.  The Philippine Business Registry (PBR), DTI’s business name registration system, has been made more accessible for single business owners since 2012.    A prospective entrepreneur is not anymore required to visit DTI offices to secure a Certificate of Business Registration. With the PBR website, the certificate can even be printed in the comfort of their own home.     Here are the steps you have to take to secure that certificate.    Check the availability of a business name  Before starting the registration process, it helps to check if the business name you have in mind is still available to use. At the PBR, one can easily type in the prospective business name and it will check the database if there are enterprises already using that trade name.    A word of advice: don’t just try to check the business name you are aiming for once. Try to modify your search to save time later on. For example, if you are thinking of putting up a business called “Juan dela Cruz Services,” modify your search and break down every part of the business name from just “Juan dela” to “Cruz Services.” Some business names just differ in spacing or spelling.    The DTI also reminds applicants to ensure that the business name isn’t similar to an existing trade name or trademark, such as “Anne Dok’s Lechon,” “Jolibee” and "Starbax Café.” On the other hand, names that are too generic, such as “The Coffee Shop” for your café, aren’t permissible, too.    Business owners also can’t use the abbreviation of a government agency or international organization.    Business name registration  Once you’ve verified that your prospective business name is still available for use, you can proceed to the business name application.    Once in the page, you will be required to choose the geographic scope of the enterprise: national, regional, city or town, and barangay. If you are keen on operating a business that will reach clients in different parts of the country—for example, an online shop—then it’s best to register your scope as nationwide. The fees will vary depending on the scope, ranging from Php200 to Php2,000.    Afterward, the business owner’s personal info will be required. You will only have to submit some basic details such as tax identification number, residence address and mobile number.    By this time, you’re done with the most tedious part of the online registration process. You may now choose whether to pay cash through either a local DTI office or Go Negosyo Center, or via an online payments system.    The PBR only accepts two kinds of online payments: Bancnet and GCash. If you have an online account with any bank, then paying through Bancnet is advisable. Otherwise, a GCash account may be needed to complete the transaction.    You also have the option whether to pick up your business certificate from a local DTI office or have it printed yourself.    Once the payment is complete, a message will be sent to your e-mail on how you will retrieve the certificate based on the method you selected. Most likely, the whole process will only require 15 to 30 minutes of your time.      Filed under the category of Filipinos, foreign businessmen, President Rodrigo Duterte, Ease of Doing Business and Efficient Government Service Delivery Act, business registration, entrepreneurs,  application processes online  Ads    Update: The DTI online business registration is temporarily suspended due to systems upgrade and will notify the public when it is ready. The business owners are advised to proceed to the nearest DTI offices near your area. To download the application form for business registration, you may visit the DTI official website.
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The Social Security System (SSS) has announced the new batch of loan condonation program or the loan restructuring program (LRP) whereas the members with delinquent status in paying their previous loan in a period of more than 6 months will be allowed to settle their accounts without paying any penalty. Overseas Filipino workers (OFWs) in the United Arab Emirates (UAE)who currently has current unpaid loans are urged to apply for the LRP until October 1.     Ads      Sponsored Links   SSS continues to encourage its members, including OFWs, to apply for loan restructuring program with penalty condonation especially OFWs who have short-term member loans including calamity, salary, educational, and emergency loans.  Under the program, members will no longer pay the additional penalties for the unsettled loans. Members only need to pay for the annual interest alongside the principal loan.  Payments can be done in whole or on a monthly basis as long as the payment terms will not exceed 5 years.  OFWs can apply for LRP in two ways: 1. If you are currently in the UAE, you can visit the SSS office located at the Philippine Consulate in Dubai and the Philippine Embassy in Abu Dhabi.  2. OFWs can also delegate their application to their authorized representative. Give them an authorization letter to process the application through the SSS office in the Philippines.    You can download the application form at the SSS official website.              Ads     Filed under the category of Social Security System , SSS, loan restructuring program, loan condonation program, Overseas Filipino workers, United Arab Emirates , loans
Being considered as modern-day heroes, government offices, as well as some private establishment, give different perks and privileges to overseas Filipino workers (OFW). Aside from the sacrifices they had to go through just to earn better by working abroad, OFWs are the breadwinners of their families back home and the major contributor to keep the Philippine economy afloat by sending their remittances. they deserve to be rewarded by these kinds of privileges.     Ads      Sponsored Links  Exemption on Fees It’s all because of the Overseas Employment Certificate or OEC. Being an OFW, specifically, a legitimate one means you will be exempted from various fees like airport terminal fee, travel tax, and documentary stamp tax.  Tax-Free Shopping at Duty-Free If you want to do some additional shopping before heading home, then the Duty-Free Philippines can be your partner. You can enjoy tax-free shopping within 15 days from the time you arrived so you can give pasalubong to your family, relatives, and friends.   Housing Loan from SSS or PAG-IBIG Are you thinking of buying a house or giving your existing home a much-needed renovation? SSS or PAG-IBIG can help you on this since they offer housing facilities at lower rates compared to banks and other lending institutions.  SSS offers Direct Housing Facility Loan for OFWs where you can loan for as much as P2 million and payable up to 15 years maximum. On the other hand, PAG-IBIG also offers a housing loan facility for OFWs where you can borrow as much as P6 million.   Free Language Courses at TESDA Yes, you read that right. TESDA Language Skills Institute offers free language training for Spanish, English, Japanese, Mandarin, and Arabic to help Filipinos become more equipped in terms of language. This will come in handy when you are headed to any of the countries that speak any of these languages as well as an advantage on your part as OFW.  If you plan to enroll, then make sure you register early because slots are limited. Nonetheless, OFWs are given priority, but it’s best to reserve your slot early. You can check TESDA website for further details about this program.    OWWA Benefits  The Overseas Workers Welfare Administration or OWWA is the agency that protects and promotes the welfare of OFWs and their dependents. In line with this, several benefits are being offered by the agency such as onsite assistance, livelihood trainings, education assistance for dependents, counseling, and legal assistance among others.   DFA Courtesy Lanes With the recent opening of passport renewal slots (86,889 New Slots in September!), you can now apply for your passport related concern without hassle. OFWs are given access to DFA Courtesy Lanes. You don’t need to even schedule an appointment online.   No OFWs will miss a job just because of delays in Passport Application. How good is that?   Low interest loans  There are loan programs from the banks that are tailored for OFWs and they are giving it for very low-interest rates and flexible tenures.   Flexible Investment scheme from SSS  SSS provides a program they called SSS Flexi-fund where OFWs can invest their excess contributions to earn dividends and they can withdraw it anytime they wish or when they finally decided to stay home for good.         Ads     Filed under the category of modern-day heroes, overseas Filipino workers, working abroad, OFW remittances
Food, shelter, and clothing are the basic necessities of human lives.  We can choose our lifestyle whatever we want like living in a simple yet safe home and wearing modest low-end clothing to save but the rising cost of food is a serious matter and we need to do something about it.  Imagine that you are earning just enough to pay your bills, mortgages and other household expenses and your company seldom give you a raise in your salary. Even the families of overseas Filipino workers (OFW) are finding it difficult to budget the remittances they receive due to inflation. Everything has increased its prices and you need to catch up.      Ads     Sponsored Links  Here are some practical tips to save money on food items.      Make A Shopping List And Stick to It  Planning your meals for the week and carefully selecting specific ingredients to buy can save a lot out of your food budget. With the list on hand, purchase only the items  you need to buy and avoid impulse buys.      Eat Before You Shop  When you are hungry and you walk into a building full of food, it is more likely that you are going to grab unnecessary and expensive items that appeal more to your palate than your pocket. It is highly advised that you eat first and shop.     Avoid Fastfoods   Ready-made meals are easy to buy but come with a cost. Instead of eating in fast food or restaurant, buy the ingredients and do it at home preparing the meal yourself. It could save you a lot and still keep the leftovers for the next meal.    Do Not bring Your Kids While Shopping  Every extra minute that you spend in the store increases the chances of you buying more and this includes toys and snacks meant to keep the kids behave while you try to focus on your hunt for a good bargain. Do not bring your kids with you while shopping to save time and money.      Buy in Bulk  Buying in bigger packaging can save you a lot. You can usually find great deals in buying a larger packaging. However, pay attention to your spending habits and consider your storage capacity.        Use Store Reward Cards And Coupons  Coupons provide an easy way to save money. There is no harm in clipping them and using them in purchasing foods, helping you save on your food shopping cost.       Buy locally produced foods  Locally grown or produced food is cheaper because you don't pay for long transportation costs. You also help local farmers and food producers meet their daily needs as well.   Compare Store Prices; Grab the cheapest  Have an assessment of which stores offers lower prices for particular food items and buy it from them. Some grocery stores have special prices for a specific item and they are not often applicable to other stores. Be aware of the price tags and grab it where it cost the lowest.   Look Down at the lower shelf  Most expensive items are usually displayed at eye-level. To find less expensive items, look down.     Avoid the Checkout Temptations  Beware of the displays placed at the end of each aisle. They often feature premium brands and they are placed there for a purpose.    Shop for Sales  Pay attention to sales on necessity items and stock up on non-perishables and freezer goods. Be mindful of the expiration date because most of the sale items are often near expiration dates.  Ads    Shop Infrequently  Reducing the number of trips that you make to the store each week or month reduces the chances of unnecessary purchases and minimizes the amount of transportation cost spent getting there.    Pay in Cash  Avoid using your credit card in purchasing food. If you don't pay off the card in full each month, you pay interest on the purchase. To avoid paying the extra cost, use cash when you shop.    Check Your Bill  Electronic scanners make the shopping experience faster and more convenient, however, scanners aren't foolproof. Take a look at the receipt to make sure your coupons and discounts were accurate.    In addition to this, try planting edible plants and vegetables and use it to save on your next food purchase. Having an organic vegetable garden in your yard lets you eat your favorite veggise for free.
Our country is now experiencing high inflation rate like its neighboring countries. The only thing is that, while other countries in the region like India, Malaysia, Thailand, Indonesia, etc., seems to recuperate with high inflation rates, we are just started to hit the peak.   The high inflation rate is so evident that even the families of overseas Filipino workers  (OFW) who used to catch up with their expenses using the remittances sent by the OFWs to pay their bills, mortgages etc., are now complaining of budget shortage due to high prices of food items, transportation, and basic commodities.   Recruitment and migration expert Emmanuel Geslani even advised the OFWs to send at least 20% more remittances in order for their families to cope up as the prices soar high.  Could it really help? How do we beat the high prices brought about by the inflation?    Ads     Sponsored Links    As we are all affected by high prices, there is a need for a concerted effort by all sectors to work together to beat inflation. This is not the challenge for the government alone. The private sector, media, and consumers alike must also pitch in. Expectations can only be calmed by a perspective view that this condition is temporary.      Keep a record of your spendings  Tracking your expenses by keeping a record and listing down your purchases. It will allow you to determine your average spendings. You can compare them and find out which will be your basis of a monthly allowance. Check out which month you spent the least and make it a reference for your preceding monthly budget plan.    Have a contingency budget of at least 10% every payday  Set aside at least 10%  from your monthly take-home pay for emergency purposes. Financial emergencies are inevitable and it is important that we are ready.    Watch your lifestyle  We often hear that we should not spend more than what we earn. Buying things that you need must be a priority over the things that you want.    Exercise frugality  Saving for the future benefit none other than yourself. The money you save today could save your life in the future. Everyone will come to their retirement but some of them will not retire well. Spending your money like there will be no tomorrow will render you broke on your retirement. As the inflation rate soar, buy only where you can save a lot like on sale items.    Keep your spending for needs only  Shopping for things you want but you don't really need could make the effect of the high inflation even worse.    Look for extra income  Even if you have a pretty decent take-home pay, having a side hustle will be a great help during this time where the prices of almost everything are rising. Having an extra income could help you beat the effects of the high inflation rate.    Invest  The best way to save is not by putting your money in the bank but to find a profitable investment to make your money grow. Over the years, with the right investments, your money will grow rapidly compared with just putting it into a savings deposit. However, be careful where you invest. Make sure you are putting your hard-earned money to legitimate investments.   Filed under the category of high inflation rate, India, Malaysia, Thailand, Indonesia, OFW, mortgages, transportation, Recruitment, migration.   Ads

Saturday, September 15, 2018

Loneliness grows after college--Studies




The time after college is actually the time when loneliness peaks, a recent study revealed.
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According to Healthline, a person usually feel lonely after college and loneliness peaks before one reach the age of 30.


“Contrary to the popular belief that you’re surrounded by friends, parties, and fun in your 20s and 30s, the time after college is actually the time when loneliness peaks. A 2016 study published in Developmental Psychology found that, across genders, loneliness peaks just before your 30s,” it disclosed.
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Tess Brigham, a San Francisco-based therapist who specializes in treating young adults and millennials, disclosed that many of her clients feel that they must have a good career and find a good man.

“There are a lot of myths about what the 20-something years are all about…. Many of my clients think they need to have a fabulous career, be married—or at least be engaged—and have an incredible social life before they turn 30 or they’ve failed in some way,” she said.


Dorm Days Are Over
Moreover, it was noted that during school years, you could pop in and out of your buddies’ dorm rooms without so much as a knock. Now, on the other hand, with friends spread across the city and everyone trying to forge their own path, making friends has become more difficult and complicated.

“Many young adults have never had to work at making and building friendships,” Brigham says. “Actively building a community of people who support you and making friends who add something to their lives will help with the loneliness.”

Sociologists have long considered three conditions crucial to friend-making: proximity, repeated and unplanned interactions, and settings that encourage people to let their guard down. These conditions appear less frequently in life after your dorm room days are over, it was explained.


Social Media’s Effect
She also noted the effect of social media on the 20-somethings.

“If you add in social media, which is everyone else’s life highlight reel, it makes many young people feel alone and lost,” she noted.

“While the 20-something years are full of adventure and excitement, it’s also the time of your life when you determine who you are and what kind of life you want to live,” she added.

It was explained that if everyone else on social media, including influencers and celebrities, seems like living a life better than you, it could make you think of yourself as a failure.

 You have to keep in mind, however, that being lonely is unhealthy. Here are the reasons why:

This article was filed under Health, Health news, Healthy life news, Newshealth,  Health blogs, Depression, and Loneliness. 
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©2018 THOUGHTSKOTO

Wednesday, September 05, 2018

What Are The Signs Of Depression And How To Deal With It

Depression is a serious global problem that if not properly addressed could ruin a person's life as well as those of the people around them. 
According to the World Health Organization, depression affects 300 million people around the world and around 16.2 million adults in the U.S translated to 6.7 % of the adult population in the country have experienced major depressive episodes in the past year. Some of them resulted in suicide.
It is also experienced by adolescents or teenagers from age 12-17. Statistics show that about 20% of teens experience depression before their adulthood. As parents, especially those who are working overseas such as overseas Filipino workers (OFW) are advised to monitor their kids at least during their chat time or video calls. We must be aware of the signs that might tell us that our children are already into such kind of mental condition without us even noticing it. 
Depression is a serious global problem that if not properly addressed could ruin a person's life as well as those of the people around them.   According to the World Health Organization, depression affects 300 million people around the world and around 16.2 million adults in the U.S translated to 6.7 % of the adult population in the country have experienced major depressive episodes in the past year. Some of them resulted in suicide.  It is also experienced by adolescents or teenagers from age 12-17. Statistics show that about 20% of teens experience depression before their adulthood. As parents, especially those who are working overseas such as overseas Filipino workers (OFW) are advised to monitor their kids at least during their chat time or video calls. We must be aware of the signs that might tell us that our children are already into such kind of mental condition without us even noticing it.   Ads      Sponsored Links    The most common symptoms of depression are the following:    -The child or adolescent gets lower grades than usual.    -Being aloof or isolating themselves from others.    -You may even notice a sudden change of sleeping pattern    -The kid may also show sudden anger and irritability    -They can also show loose of appetite     -Posting a negative status on social media    - If you notice them be doing self-harm like wounding themselves or the likes, you must act and bring them to a specialist for counseling.    Are There Warning Signs of Suicide With Depression?  Depression carries a high risk of suicide. Suicidal thoughts or intentions are serious. Warning signs include:   —A sudden switch from sadness to extreme calmness, or appearing to be happy   —Always talking or thinking about death   —Clinical depression (deep sadness, loss of interest, trouble sleeping and eating) that gets worse   —Taking risks that could lead to death, such as driving through red lights   —Making comments about being hopeless, helpless, or worthless —Putting affairs in order, like tying up loose ends or changing a will —Saying things like "It would be better if I weren't here" or "I want out"   —Talking about suicide   —Visiting or calling close friends and loved ones  If you or someone you know shows any of the warning signs mentioned above, call your Philippine suicide hotline at   Hotline:(02) 804-HOPE (4673) Mobile phone:  0917 558 HOPE (4673)    or contact a mental health professional right away.  Filed under the category of Depression,  World Health Organization, major depressive episodes, overseas Filipino workers, suicide, mental condition
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The most common symptoms of depression are the following:

-The child or adolescent gets lower grades than usual.

-Being aloof or isolating themselves from others.

-You may even notice a sudden change of sleeping pattern

-The kid may also show sudden anger and irritability

-They can also show loose of appetite

 -Posting a negative status on social media

- If you notice them be doing self-harm like wounding themselves or the likes, you must act and bring them to a specialist for counseling.

Are There Warning Signs of Suicide With Depression?

Depression carries a high risk of suicide. Suicidal thoughts or intentions are serious. Warning signs include:

—A sudden switch from sadness to extreme calmness, or appearing to be happy

—Always talking or thinking about death


—Clinical depression (deep sadness, loss of interest, trouble sleeping and eating) that gets worse


—Taking risks that could lead to death, such as driving through red lights


—Making comments about being hopeless, helpless, or worthless
—Putting affairs in order, like tying up loose ends or changing a will
—Saying things like "It would be better if I weren't here" or "I want out"

—Talking about suicide

—Visiting or calling close friends and loved ones

If you or someone you know shows any of the warning signs mentioned 
above, call your Philippine suicide hotline at 

Hotline:(02) 804-HOPE (4673)
Mobile phone:  0917 558 HOPE (4673)


or contact a mental health professional right away.
Filed under the category of Depression,  World Health Organization, major depressive episodes, overseas Filipino workers, suicide, mental condition
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The remittances coming from overseas Filipino workers (OFWs) helps the Philippine economy on its feet for decades. Because many Filipinos count on their relatives or family member working abroad for their monthly expenses, particularly those who are working in Saudi Arabia, was worried about a recent news that the Saudi Arabian government will impose taxes on remittances sent by expatriates including thousands of OFWs in the Gulf region.      Ads     Sponsored Links       The Ministry of Finance has denied rumors with regard to the imposition of fees on remittance by foreign workers.   “Referring to what has been circulated by some media about the proposal to impose fees on remittance by foreign workers, the Ministry of Finance categorically denies this and affirms the commitment to support the free movement of capital through official channels in accordance with the best international standards and practices,” the ministry said in a statement carried by the Saudi Press Agency.  The statement noted that the ministry aims by this to boost investor confidence in the economy and achieve further growth of the economy within the framework of the Kingdom’s Vision 2030 so as to enhance the competitiveness of the economy and its attractiveness to foreign investments.  It is to be noted that the ministry spokesman had denied in January 2017 a similar report about the move to impose a fee on foreign remittance.
One of the many problems encountered by overseas Filipino workers (OFW) prior to their deployment is the high placement fees collected by recruitment agencies aside from processing and medical fees and other expenses in securing various documents in applying for overseas jobs. For that reason, they are forced to sell their properties or to avail loans even on a high interest rate. But for the OFW caregivers who are applying for deployment to Israel, the placement fees will become lower as a new bilateral agreement is being forged between the two countries.     Ads  EMBED VIDEO HERE  Sponsored Links  Filipinos wanting to work as caregivers in Israel would no longer have to pay high placement fees as the governments of Israel and the Philippines are expected to forge a bilateral labor agreement during President Rodrigo R. Duterte’s state visit on September 2-5.  Philippine Ambassador to the State of Israel Nathaniel Imperial said the labor cooperation agreement will “hopefully ensure that the exploitative placement fees that are being charged to our workers would be substantially reduced, if not, eliminated.”    “It will be a government to government agreement. So private recruitment agencies will no longer be involved in the recruitment process,” Imperial said in an interview with Radio Television Malacañang at the Philippine Embassy in Tel Aviv, Israel on August 30.  Aside from the labor and business agreements, Imperial said the Philippine Embassy has identified several areas of cooperation that will be pursued during the President’s visit.  “One is in science and technology. Israel, as you know, is known as the start-up nation. It is known for its innovation and its very advanced software and technology. And this is something that we can learn from and that we can partner with Israel,” he said.  Over the last few years, he said, the Philippines has broadened the areas of labor cooperation with Israel, which is home to 29,000 Filipino workers and residents.  “Around 24,000 of them are caregivers taking care of the elderly in Israel and disabled children. And so in a way, you can say that we are helping Israel cope with an aging population,” he said.  Imperial also took pride in saying that labor conditions in Israel are some of the best in the Middle East.  “Workers here receive the highest minimum wage in all of the Middle East. And they have days off, they have the right to worship and practice their faith,” he added. “And as you know this is the Holy Land. It’s a special place for Filipino Christians and they’re having a very good time here and enjoying their work even though it’s a very difficult and demanding type of work, caregiving.”     Ads  The President, who departed Manila Sunday afternoon for Israel, is expected to meet with the Filipino community (Filcom) at Ramada Hotel in Jerusalem at around 9:30 p.m. (Manila time).  Imperial said Filipinos are looking forward to the meeting because it is a fulfillment of the President’s promise.  “He was supposed to come in May of last year. But because of the Marawi incident, he had to postpone his overseas travel,” he said.  Because of the limitations of space though, only around 1,400 Filipinos will be able to meet with President Duterte at the Filcom event venue.  Imperial said Filipinos in Israel are fortunate because President Duterte’s visit is the first by a sitting Philippine president since the formal establishment of diplomatic ties 61 years ago.  He said the enduring friendship between Israelis and Filipinos actually started in the late 1930s.  “In 2009, the Philippine embassy together with the Israeli government dedicated a monument in the city of Rishon Lezion called the Open Doors monument to commemorate the humanitarian assistance provided by the Philippines to Jewish refugees escaping the Holocaust in the late 1930s,” he said.    He added that then President Manuel Quezon allowed the entry of around 1,300 Jewish refugees and that monument has attracted a lot of attention from Israeli and Filipino tourists.
One of the many problems encountered by overseas Filipino workers (OFW) prior to their deployment is the high placement fees collected by recruitment agencies aside from processing and medical fees and other expenses in securing various documents in applying for overseas jobs. For that reason, they are forced to sell their properties or to avail loans even on a high interest rate. But for the OFW caregivers who are applying for deployment to Israel, the placement fees will become lower as a new bilateral agreement is being forged between the two countries.     Ads  EMBED VIDEO HERE  Sponsored Links  Filipinos wanting to work as caregivers in Israel would no longer have to pay high placement fees as the governments of Israel and the Philippines are expected to forge a bilateral labor agreement during President Rodrigo R. Duterte’s state visit on September 2-5.  Philippine Ambassador to the State of Israel Nathaniel Imperial said the labor cooperation agreement will “hopefully ensure that the exploitative placement fees that are being charged to our workers would be substantially reduced, if not, eliminated.”    “It will be a government to government agreement. So private recruitment agencies will no longer be involved in the recruitment process,” Imperial said in an interview with Radio Television Malacañang at the Philippine Embassy in Tel Aviv, Israel on August 30.  Aside from the labor and business agreements, Imperial said the Philippine Embassy has identified several areas of cooperation that will be pursued during the President’s visit.  “One is in science and technology. Israel, as you know, is known as the start-up nation. It is known for its innovation and its very advanced software and technology. And this is something that we can learn from and that we can partner with Israel,” he said.  Over the last few years, he said, the Philippines has broadened the areas of labor cooperation with Israel, which is home to 29,000 Filipino workers and residents.  “Around 24,000 of them are caregivers taking care of the elderly in Israel and disabled children. And so in a way, you can say that we are helping Israel cope with an aging population,” he said.  Imperial also took pride in saying that labor conditions in Israel are some of the best in the Middle East.  “Workers here receive the highest minimum wage in all of the Middle East. And they have days off, they have the right to worship and practice their faith,” he added. “And as you know this is the Holy Land. It’s a special place for Filipino Christians and they’re having a very good time here and enjoying their work even though it’s a very difficult and demanding type of work, caregiving.”     Ads  The President, who departed Manila Sunday afternoon for Israel, is expected to meet with the Filipino community (Filcom) at Ramada Hotel in Jerusalem at around 9:30 p.m. (Manila time).  Imperial said Filipinos are looking forward to the meeting because it is a fulfillment of the President’s promise.  “He was supposed to come in May of last year. But because of the Marawi incident, he had to postpone his overseas travel,” he said.  Because of the limitations of space though, only around 1,400 Filipinos will be able to meet with President Duterte at the Filcom event venue.  Imperial said Filipinos in Israel are fortunate because President Duterte’s visit is the first by a sitting Philippine president since the formal establishment of diplomatic ties 61 years ago.  He said the enduring friendship between Israelis and Filipinos actually started in the late 1930s.  “In 2009, the Philippine embassy together with the Israeli government dedicated a monument in the city of Rishon Lezion called the Open Doors monument to commemorate the humanitarian assistance provided by the Philippines to Jewish refugees escaping the Holocaust in the late 1930s,” he said.    He added that then President Manuel Quezon allowed the entry of around 1,300 Jewish refugees and that monument has attracted a lot of attention from Israeli and Filipino tourists.
uying real property can be considered among very important investments for an overseas Filipino worker (OFW) must have. having your own house and lot is a big accomplishment in a life of OFWs regardless of how big it is or its location or if you bought it cold cash or through a mortgage loan. To own a real property, it is important that you secure proper documentation. You need to be issued a land title as a proof of ownership. But what if your title was lost or damaged no matter how safe you keep it?  That is why the Land Registration Administration urges every Filipinos to enjoy the benefit and convenience of converting their paper land titles to electronic titles also known as the eTitle.      Ads     Sponsored Links     The Philippine Embassy in UAE on Tuesday, August 28, encouraged overseas Filipino workers (OFWs) in the UAE to convert their physical copy of land titles to e-titles or the digital version of land titles.    Under the Land Regulatory Authority’s (LRA) Land Titling Conversion Project, original titles in the Registry of Deeds are now stored in digital databases while the landowner’s duplicate copies of land title can now be converted to e-titles.    In a video uploaded by LRA, physical copies of land titles are prone to get lost, production of multiple fake copies, fire, and other natural disasters that may damage the physical copies. Landowners will also no longer need to pay hefty fees in securing another copy of the land title when their duplicate copies are lost.    Moreover, e-titles also have security features to further protect the legitimacy of the land title.    Landowners need to bring their duplicate land title copies and other required documents to the Registry of Deeds or nearest satellite office. The LRA personnel will then compare the duplicate copy to the original copy stored in their database.    Once validated, the physical copy will then be converted to e-titles for a minimal fee. The e-title will be available for pick-up after a few days.   The Land Registration Authority has been implementing the Voluntary Title Standardization Program. It provides title owners the option to upgrade manually-issued titles to “eTitles”, which are issued by LRA’s new Computerized System.  LRA’s Computerized System was developed as part of the agency’s Land Titling Computerization Project, which aims, among others, to:  1. Maintain on-line information on titles that is current, complete and accurate. 2. Maintain the security and integrity of records by safeguarding these from tampering or destruction and deter substitution or insertion of questionable data, in paper or digital form; and 3. Provide a system of timely detection and identification of fake land titles which will assist in the identification of persons responsible, therefore.  How Do You Convert Your Land Title to eTitle?  Bring your owner’s duplicate title and other required documents to the registry of deeds or the nearest satellite office. The LRA personnel will match the duplicate copy to the original to validate authenticity.  Once validated, the conversion process of your manual title to eTitle will commence. And after a few days, your owner’s duplicate eTitle will be ready for pick-up–all for a price of a movie date.  So start enjoying the convenience of a tamper-proof, destruction-proof, lost-proof original eTitle and the security of an owner’s duplicate eTitle. Start converting today!”  Why do you need to convert your paper land title to eTitle?  Both original and duplicate titles are made of paper and these can be faked, lost, or misplaced, or destroyed by wear and tear, fire, and natural disasters.  The answer is land title conversion to eTitle. The LRA has embarked on the eTitling Conversion Project. Original titles in the Registry of Deeds Vaults are now digitzed and stored in the computer database while owners’ duplicate copy of title can now be converted to eTitles.  eTitles are immune from the dangers paper titles are exposed to. Landowners are also spared from the expensive and tedious reconstitution process whenever the original titles are lost or destroyed.  Ads    With the use of technology, the eTitle now empowers the LRA to further improve its delivery of services. eTitles also address the risk management requirements of banks and other institutions. Convert your titles! While the LRA is doing its part, you must also do your share as a landowner.  Filed under real property, investments, overseas Filipino worker (OFW), mortgage loan, land title, Land Registration Administration, Filipinos electronic title, eTitles

Modern technology can be useful in making human lives easier. In this age where everything has corresponding applications whether you are using an Android or an iOs platform in your mobile device or smartphone, there is an application that suits your needs.  You can even handle your finances using an app as a guide if you are not adept at money management. There are also apps for investing and availing loans.      Advertisement    Mint  Hands down, the free Mint app from Intuit Inc. (INTU) – the name behind QuickBooks and TurboTax – is an effective all-in-one resource for creating a budget, tracking your spending and getting smart about your money. You can connect all your bank and credit card accounts, as well as all your monthly bills, so all your finances are in one convenient place – no more logging into multiple sites.  Mint lets you know when bills are due, what you owe and what you can pay. The app can also send you payment reminders so you can avoid late fees. Based on your spending habits, Mint even gives you specific advice to gain more control over your budget. The free credit score is a nice bonus, too.   Special features: Shows your real-time credit score This app is for you if: You want to know how much money you have at any given time across multiple accounts and cards.    You Need a Budget: Best app for getting out of debt  You Need a Budget (YNAB to enthusiasts) is unlike any other budgeting app you've used before. YNAB helps you stop living paycheck to paycheck, pay down debt and "roll with the punches" if something unexpected comes up. It's built around a fairly simple principle – every dollar has a job.  You Need a Budget doesn't let you create budgets around money you don't have – it forces you to live within your actual income. If you get off track (and who doesn't occasionally?), YNAB helps you see what you need to do differently to balance your budget. The built-in "accountability partner" keeps you on your toes. Although users pay a small monthly or annual fee for YNAB, the service and support are worth it. Online classes with a live instructor for Q&A to help you learn budgeting basics are included. In fact, YNAB is so effective that the average user pays off $500 in debt the first month.   Special features: Not only can you set up weekly/monthly budgets (all personal finance apps do that!) but you can also set up budgets or individual projects, like "Christmas gifts 2018."  This app is for you if: Every other attempt you've made to get your budget in check has left you frustrated and hopeless.  Acorns: Best app for painless saving  Want to harness the benefits of automating good financial behavior? If that sounds complicated, the Acorns app decidedly isn't. Basically, every time you make a purchase with a card connected to the app, Acorns rounds it up to the next highest dollar and automatically invests the difference in a portfolio of low-cost exchange-traded funds (ETFs) that you select based on your risk preference. Acorns put your pocket change to work in an utterly painless way – users say that they never even notice the difference. Wouldn't you love to find an extra $300 or $500 or even $1,500 in your investment account each year? The service is free to college students and charges just $1 per month for pretty much everyone else.  Special features: You can set up your Acorn app to automatically invest your savings without your even knowing about it  This app is for you if: You have never owned a share of stock because you thought you didn't have enough money to invest.  Coinbase: Best app for trading Bitcoin ... and Ethereum, and Bitcoin Cash.  If you only want one app for trading Bitcoin, Coinbase is a good start. The app is a stripped down version of the desktop version. If you're worried about ease of use, the app might be even better for some people than the desktop version, due to the simple interface.  As with the desktop version, purchase limits are capped at $9500 per month for the first-tier user. You can raise that cap to $25,000 if you are willing to provide additional proof of identification, by uploading your passport or other personal documents.  Special features: You can set up price alerts in advance so that you know when your target sell/buy price has been met.  This app is for you if: You want to get started buying and selling bitcoin, or sending it to friends.   Ads   Wally: Best app for tracking expenses  If you're the sort of person who'd love to be as organized with personal expense tracking as you are with your expense reports at work, you'll love the totally free Wally app. Instead of manually logging your expenses at the end of the day (or week or month), Wally lets you simply take a photo of your receipts. And if you use geo-location on your device, it even fills in that info, saving you several steps.  Wally is a clean, streamlined app that's extremely convenient and easy to use. It's a great choice if you'd like more insight into where your money is going.   Special features: You can take a photo of your receipts instead of manually entering numbers. Less typing=less fat-fingering errors.  This app is for you if: Your previous attempts to track expenses were abandoned within a month because you hated typing stuff.  Tycoon: Best app for models (and other freelancers)  Tycoon was founded by supermodel Jess Perez, who modeled for Victoria's Secret and Sports Illustrated's famous Swimsuit Edition. Perez noticed that models, as with all freelancers, were often paid very late for their work - sometimes months or even years after the contractually required payment period. Late payments are easy to forget, which makes it that much harder for freelancers to chase after clients who owe them money.  According to Perez, the most common job descriptions for users of her app are photographers, developers, contractors, and models.   Special features: Tycoon App is catered to a freelancer's special needs, such as calculating take-home pay minus agent commission so you can decide whether or not to even accept a gig. It also makes it easy to see at a glance which clients have not paid you yet.  This app is for you if: You want to decide whether it's worth it for you to take a certain freelance gig. Time, after all, is money.   Cashalo  This mobile app allows you to make a loan through your smartphone and you can get the result in about 30 minutes only. To know more about this app, click here.   Venmo: Best payment app for splitting the cost of a pizza with friends  Venmo was acquired by Paypal in 2013 for $800 million. The app similar to PayPal, but, in the words of the official site, "is unique in that Venmo allows users to share and like payments and purchases through a social feed. The service is popular with the millennial generation."   If you want someone to pay you, you send them your personal QR code so they can add you as a recipient. The limit for transactions is $299.99 in a given week. If you set up for authorized merchants payments, your limit for sending funds is $2999.99 weekly.  Special features: If you choose, you can share your transactions with your friends or even the whole Venmo-using world.  This app is for you if: You are the type of person to share your Fitbit running data on your social media feed.  Home Budget  Every OFW spouse must have this app. Home Budget is designed to track bills, expenses, account balances, and everything else related to home budgeting. There are also graphs and charts to show you whether or not your spouse is exceeding the monthly budget you set.  Similar to other apps, Home Budget is also free and available to iOS and Android users.  Robinhood: Best investing app for the 99%  Robinhood is a game-changing investing app with a very unique and unbeatable feature: transactions are free. (They make money by upselling premium services like margin trading). It's also one of the very first personal investing apps to offer Bitcoin trading capabilities. Founded by Vlad Tenev and Baiju Bhatt - former roommates at Stanford University - the app is something of a Cinderella story. They were turned down by 75 VC investors before finally securing funding.   Special features: "Cards" appear on your screen to give you real-time news alerts and market information. They sound intrusive but they're actually helpful, and you can customize them or opt out altogether.  This app is for you if: You like free stuff and you're brand-new to investing. Ads  Ipon: 52 Weeks Challenge  52 weeks challenge is popular every start of the year. It gives you an idea of how much you can have at the end of the year when you set aside a specific amount every week. In case you are having a hard time sticking to your saving commitment, then this app could help.  Available to Android users, this app helps you set your financial goal and make sure you stick to a schedule. It also helps you keep track of how much you have, shows you a progress record, and sends you reminders in case it’s time to set aside the amount you promised to save. Don’t worry. This one is free as well. Filed under applications, Android,  iOs, money management,  app, mobile device,  investing,  loans  Read More:  What is the main reason why many Filipinos decided to leave their beloved family behind and work abroad? It is to earn more in order to be able to give their family the best possible future they can give. To buy the things they need, to have their own house to call their home, etc. The overseas Filipino workers  (OFW) are usually breadwinners supporting even their extended families as well. The remittances the OFWs send to their loved ones used to be enough to pay their bills, mortgages and even a little extra for them to go to the mall and enjoy. Today, the families of the OFWs are experiencing difficulty in stretching their budget for the whole month due to the high prices of everything. From basic commodities, transport fares, school supplies, etc.        Advertisement  Godofredo's wife is an OFW in Malaysia. She needed to work there because the family cannot rely on his salary as a "barangay tanod" alone. They use the remittances they receive from his OFW wife for the education of their children, while his salary from his local job is used to pay their electric and water bills.   Gina also experienced difficulty in making ends meet and forced to transfer her children to a public school because the remittances sent by her OFW husband is not enough anymore for their expenses.  The remittances sent by OFWs abroad is considered the redeeming grace for the Philippine economy by helping stabilize the country's dollar reserve.    Ads   The Bangko Sentral ng Pilipinas (BSP) said that the OFW remittances had been slowing down and this year was the slowest flow of cash remittances in the past seventeen years. It is due to the repatriation program of the government, according to the BSP.  From $13.8 Billion from January to June last year, OFW remittances had slightly gone up to $14.2 Billion at the same period this year.  The government said headline inflation rate went up to 4.6 % in May as compared to 2.9%  last year mainly caused by price increases in fish and seafood, fuel, lubricants, bread, and cereals. Average inflation at 4.1 %, higher than the government’s 2 - 4 % target for 2018. Due to the price hike, OFWs are encouraged to send at least 20% more of their usual remittance for their family to cope up with the experienced inflation, at least until the prices stabilized.    Ads  While OFWs do their best to provide for heir family back home, the latter also need to learn to value their sacrifices and hardships by spending the remittances wisely. It is important for them to know how to spend the remittances wisely as a way of helping their beloved OFW.   What is the main reason why many Filipinos decided to leave their beloved family behind and work abroad? It is to earn more in order to be able to give their family the best possible future they can give. To buy the things they need, to have their own house to call their home, etc. The overseas Filipino workers  (OFW) are usually breadwinners supporting even their extended families as well. The remittances the OFWs send to their loved ones used to be enough to pay their bills, mortgages and even a little extra for them to go to the mall and enjoy. Today, the families of the OFWs are experiencing difficulty in stretching their budget for the whole month due to the high prices of everything. From basic commodities, transport fares, school supplies, etc.        Advertisement  Godofredo's wife is an OFW in Malaysia. She needed to work there because the family cannot rely on his salary as a "barangay tanod" alone. They use the remittances they receive from his OFW wife for the education of their children, while his salary from his local job is used to pay their electric and water bills.   Gina also experienced difficulty in making ends meet and forced to transfer her children to a public school because the remittances sent by her OFW husband is not enough anymore for their expenses.  The remittances sent by OFWs abroad is considered the redeeming grace for the Philippine economy by helping stabilize the country's dollar reserve.    Ads   The Bangko Sentral ng Pilipinas (BSP) said that the OFW remittances had been slowing down and this year was the slowest flow of cash remittances in the past seventeen years. It is due to the repatriation program of the government, according to the BSP.  From $13.8 Billion from January to June last year, OFW remittances had slightly gone up to $14.2 Billion at the same period this year.  The government said headline inflation rate went up to 4.6 % in May as compared to 2.9%  last year mainly caused by price increases in fish and seafood, fuel, lubricants, bread, and cereals. Average inflation at 4.1 %, higher than the government’s 2 - 4 % target for 2018. Due to the price hike, OFWs are encouraged to send at least 20% more of their usual remittance for their family to cope up with the experienced inflation, at least until the prices stabilized.    Ads  While OFWs do their best to provide for heir family back home, the latter also need to learn to value their sacrifices and hardships by spending the remittances wisely. It is important for them to know how to spend the remittances wisely as a way of helping their beloved OFW.  What is the main reason why many Filipinos decided to leave their beloved family behind and work abroad? It is to earn more in order to be able to give their family the best possible future they can give. To buy the things they need, to have their own house to call their home, etc. The overseas Filipino workers  (OFW) are usually breadwinners supporting even their extended families as well. The remittances the OFWs send to their loved ones used to be enough to pay their bills, mortgages and even a little extra for them to go to the mall and enjoy. Today, the families of the OFWs are experiencing difficulty in stretching their budget for the whole month due to the high prices of everything. From basic commodities, transport fares, school supplies, etc.        Advertisement  Godofredo's wife is an OFW in Malaysia. She needed to work there because the family cannot rely on his salary as a "barangay tanod" alone. They use the remittances they receive from his OFW wife for the education of their children, while his salary from his local job is used to pay their electric and water bills.   Gina also experienced difficulty in making ends meet and forced to transfer her children to a public school because the remittances sent by her OFW husband is not enough anymore for their expenses.  The remittances sent by OFWs abroad is considered the redeeming grace for the Philippine economy by helping stabilize the country's dollar reserve.    Ads   The Bangko Sentral ng Pilipinas (BSP) said that the OFW remittances had been slowing down and this year was the slowest flow of cash remittances in the past seventeen years. It is due to the repatriation program of the government, according to the BSP.  From $13.8 Billion from January to June last year, OFW remittances had slightly gone up to $14.2 Billion at the same period this year.  The government said headline inflation rate went up to 4.6 % in May as compared to 2.9%  last year mainly caused by price increases in fish and seafood, fuel, lubricants, bread, and cereals. Average inflation at 4.1 %, higher than the government’s 2 - 4 % target for 2018. Due to the price hike, OFWs are encouraged to send at least 20% more of their usual remittance for their family to cope up with the experienced inflation, at least until the prices stabilized.    Ads  While OFWs do their best to provide for heir family back home, the latter also need to learn to value their sacrifices and hardships by spending the remittances wisely. It is important for them to know how to spend the remittances wisely as a way of helping their beloved OFW.  What is the main reason why many Filipinos decided to leave their beloved family behind and work abroad? It is to earn more in order to be able to give their family the best possible future they can give. To buy the things they need, to have their own house to call their home, etc. The overseas Filipino workers  (OFW) are usually breadwinners supporting even their extended families as well. The remittances the OFWs send to their loved ones used to be enough to pay their bills, mortgages and even a little extra for them to go to the mall and enjoy. Today, the families of the OFWs are experiencing difficulty in stretching their budget for the whole month due to the high prices of everything. From basic commodities, transport fares, school supplies, etc.        Advertisement  Godofredo's wife is an OFW in Malaysia. She needed to work there because the family cannot rely on his salary as a "barangay tanod" alone. They use the remittances they receive from his OFW wife for the education of their children, while his salary from his local job is used to pay their electric and water bills.   Gina also experienced difficulty in making ends meet and forced to transfer her children to a public school because the remittances sent by her OFW husband is not enough anymore for their expenses.  The remittances sent by OFWs abroad is considered the redeeming grace for the Philippine economy by helping stabilize the country's dollar reserve.    Ads   The Bangko Sentral ng Pilipinas (BSP) said that the OFW remittances had been slowing down and this year was the slowest flow of cash remittances in the past seventeen years. It is due to the repatriation program of the government, according to the BSP.  From $13.8 Billion from January to June last year, OFW remittances had slightly gone up to $14.2 Billion at the same period this year.  The government said headline inflation rate went up to 4.6 % in May as compared to 2.9%  last year mainly caused by price increases in fish and seafood, fuel, lubricants, bread, and cereals. Average inflation at 4.1 %, higher than the government’s 2 - 4 % target for 2018. Due to the price hike, OFWs are encouraged to send at least 20% more of their usual remittance for their family to cope up with the experienced inflation, at least until the prices stabilized.    Ads  While OFWs do their best to provide for heir family back home, the latter also need to learn to value their sacrifices and hardships by spending the remittances wisely. It is important for them to know how to spend the remittances wisely as a way of helping their beloved OFW.  ©2018 THOUGHTSKOTO

©2018 THOUGHTSKOTO

Can You File Charges Against Your Social Media Basher?

In this era where everyone has their own smartphones and ready internet access through free wifi hotspots everywhere, we can all have access to important pieces of information. However, we are also vulnerable to things like stalking and cyberbullying. Like physical or verbal bullying which happens face to face, cyberbullying leaves ill feeling to the victim which oftentimes leads to low self-esteem and depression.
Can we do something about it? Can we file charges to these social media bashers?
In this era where everyone has their own smartphone and ready internet access through free wifi hotspots everywhere, we can all have access to important pieces of information. However, we are also vulnerable to things like stalking and cyberbullying. Like physical or verbal bullying which happens face to face, cyberbullying leaves ill feeling to the victim which oftentimes leads to low self-esteem and depression.  Can we do something about it? Can we file charges to these social media bashers?      Ads    Cyberbullying is bullying that takes place over digital devices like smartphones, computers, and tablets. It can occur through text, or online in social media, forums, or gaming where people can view, participate or share content. It includes sending, posting, or sharing a negative, harmful, or false comment about someone which includes sharing personal or private information about the victim which causes embarrassment or humiliation. It can even cross the line into an unlawful or criminal act.   Can anyone be jailed for bullying?  Although there are existing laws on bullying in schools which protects the elementary and secondary students from physical verbal or electronic bullying, there are still no existing laws against cyberbullying outside schools and among adults.    RA10627 or the anti-bullying act of 2013 only covers bullying which happens within the school premises and the discretion of penalties depends on the policy of the school and they are merely administrative actions at the school administrations end.  Although there is an existing law against cyber libel or crimes committed using the internet or computer systems but bullying is not among them.   Social media is known to be a breeding ground for cyber bullies. They become more ferocious online due to anonymity and they can change everything about them providing them shield from their victims.   Cyberbullying is dangerous. It can cause depression among the victims. In some cases, bullying using social media or the internet could cause the victims to commit suicide.    Can you do anything about it?  If you think that a post or comment on social media is affecting you like bullying, you can always hit the report button. You can also take a screenshot of the post and show it to the principal of the school and let them do the necessary reprimand against the offender.   If the act can be proved as cyber libel, it can be punishable by 12years imprisonment, but it has to be proven accordingly.   As parents, especially overseas Filipino workers who are not physically present with your children, you must be aware of the forms of cyberbullying that might already be affecting your kids.  Even miles away, you should make sure that you monitor your kids' activities online just by talking to them and asking them.  Filed under the category of depression, free wifi hotspots, information, internet access, low self-esteem, social media bashers
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Top 5 Cybercrime Complaint in the Philippines

Cyberbullying is bullying that takes place over digital devices like smartphones, computers, and tablets. It can occur through text, or online in social media, forums, or gaming where people can view, participate or share content. It includes sending, posting, or sharing a negative, harmful, or false comment about someone which includes sharing personal or private information about the victim which causes embarrassment or humiliation. It can even cross the line into an unlawful or criminal act.

Can anyone be jailed for bullying?
Although there are existing laws on bullying in schools which protects the elementary and secondary students from physical verbal or electronic bullying, there are still no existing laws against cyberbullying outside schools and among adults.

 RA10627 or the anti-bullying act of 2013 only covers bullying which happens within the school premises and the discretion of penalties depends on the policy of the school and they are merely administrative actions at the school administrations end.
Although there is an existing law against cyber libel or crimes committed using the internet or computer systems but bullying is not among them.

Social media is known to be a breeding ground for cyber bullies. They become more ferocious online due to anonymity and they can change everything about them providing them shield from their victims.

Cyberbullying is dangerous. It can cause depression among the victims. In some cases, bullying using social media or the internet could cause the victims to commit suicide. 

Can you do anything about it?
If you think that a post or comment on social media is affecting you like bullying, you can always hit the report button. You can also take a screenshot of the post and show it to the principal of the school and let them do the necessary reprimand against the offender. 
If the act can be proved as cyber libel, it can be punishable by 12 years imprisonment, but it has to be proven accordingly.

As parents, especially overseas Filipino workers who are not physically present with your children, you must be aware of the forms of cyberbullying that might already be affecting your kids.
Even miles away, you should make sure that you monitor your kids' activities online just by talking to them and asking them.
Filed under the category of depression, free wifi hotspots, information, internet access, low self-esteem, social media bashers 

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