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Wednesday, February 24, 2021

5 Small But Inspiring House Design You Need to See Before Building Your Own






For those who have dreamed of having a small home lot and looking for a beautiful house design to construct, we have compiled in this post five small house ideas that are inspiring especially for those single living or those who have a small family to live with. We are sure that each one of them will inspire you to create your own house soon. These houses are modern that are beautiful, simple, and perfect for your needs.

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House Design No. 1

A perfect house for those who want to live alone. It is also ideal for couples. This house is a one-bedroom and one bathroom in a 24 SQM living area. One-bedroom house plans give you many options with minimal square footage. This one is also perfect as a starter home, vacation home, or rental unit. Stay on budget with this modern and beautiful house design.


Inside this cute house, you will find an open-concept layout. To make this small house design feel bigger, it has wide wooden porches, perfect for giving you more space for outdoor entertainment.






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House Design No. 2 — This one is a one-story minimalist house in Japanese architecture. A house with a very simple exterior but check the interior before you judge. This is a two-bedroom home that is ideal for couples and small families alike. A small one but have enough spaces for everything and offer more comfort.

The interior is simple with clean lines and uses a monochromatic palette with a color white. The wooden furniture inside as gives this house a beautiful and clean accent. Aside from that this house combines an open floor plan, lots of light, and functional furniture. 















House Design No. 3 — Here we see a small house with a simple structure built with concrete and stones that make it look even more charming. A beautiful house with a tiled roof and a small terrace that can be used by owners to enjoy the landscape.

This house plan is consists of two bedrooms and one shared toilet and bath, but good enough for small families. Indeed, it is not important to make a massive size house to enjoy a comfortable lifestyle. Instead, you can create a place that is compact and familiar. 






House Design No. 4 — A small house with a similar accent to our house number 2 but comes in different designs. This house with a modern design has a large front terrace that you can use for creating a beautiful and modern garden with potted plants. The spacious terrace also serves as a house extension for space and outdoor recreation. For the interior, combining different materials can create a beautiful looking place. For this one, wood and concrete give a great personality to the whole place.

















House Design No. 5— A contemporary style house like this is perfect for every environment, whether it is in the countryside or urban areas. This one is consists of 3 bedrooms, 2 bathrooms 1 living hall, 1 car park, in a total usable area of 100 SQM. 






For those who want to make their small living room looks bigger, check this video:

©2020 THOUGHTSKOTO

Tuesday, February 23, 2021

12 Bagay Na Posibleng Rason Kung Bakit 'Di Mo Pa Natatanggap Ang Iyong SSS Loan o Benepisyo!




MANILA, Philippines — DAHIL sa hirap ng buhay, marami sa atin ang nag-file ng loan o iba pang benepisyo sa Social Security System o SSS upang may pangtustos sa mga pangangailangan.

May mga nag-file ng sickness benefits, maternity benefits maging ng mga death claims pero ang problema, hanggang sa ngayon, hindi pa rin natatanggap ang benepisyo. Isa ka ba sa mga nag-file ngunit naghihintay pa rin hanggang sa ngayon.

Sa inilabas na abiso ng SSS sa kanilang official Facebook Page na Philippine Social Security System o SSS, nakasaad na posibleng may mali sa disbursement account na inilagay ng isang miyembro.


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Ayon sa SSS, narito ang mga "Most Common Reasons" kung bakit nababasura ang disbursement account sa Disbursement Account Enrollment Module (DAEM) na madalas naging dahilan kung bakit hindi mo pa rin natatanggap hanggang sa ngayon ang pinakahihintay mong benipisyo.
  • Closed account — ito yong mga account na deactivated o terminated na.
  • Dormant account — ito yong account na walang financial activity sa mahabang panahon maliban na lamang sa posting ng interest
  • Frozen account — wala ka nang transaction na magagawa sa account na ito kaya hindi dapat gamitin bilang disbursement account.
  • Joint account — bank account mo at ng ibang tao, maaaring asawa, business partner, o kamag-anak. 
  • No existing account — Naglagay ka ng account number na hindi nag-i-exist, maaaring gawa-gawa lang ang account number.
  • Prepaid account o cash card account — mas kilala din ito sa tawag na payroll account, madalas ATM account na inisyu ng kompanya para sa sahod ng isang empleyado.
  • Time deposit settlement account
  • Dollar/foreign currency account - bank account sa ibang currency
  • Account name na iba sa pangalan ng miyembro/employer o payee name sa SSS.
  • Restricted account — halimbawa, special savings account, payroll account.
  • Account na nasa non-PESO Net participating bank o financial institutions
  • Typographical error - May mali sa pag-encode mo ng account number o pangalan.

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Kung nakapag-enroll ka ng mga account na napabilang sa taas, maaari mong baguhin o i-update ang iyong disbursement account sa paamagitan ng Benefit Re-Disbursement Module sa iyong My.SSS account sa SSS website.

Paalala naman sa mga benefit payment sa pamamagitan ng MLhuillier na mababalik sa SSS ang pera kung hindi ito maki-claim sa loob ng 30-araw.


Para walang magiging problema sa pagtanggap ng benefit payment, siguruhing aktibo, nasa single savings account at siguruhin din na nasa PESONet participating bank ito at walang anumang restrictions ang inyong account.

Kung pipilin ninyo namang tanggapin ang pera sa pamamagitan ng cash payout outlet, gaya ng MLhuillier o e-wallets gaya ng PayMaya, siguruhing updated ang iyong mobile number na na-rehistro sa SSS upang agad na matanggap ang Claim Reference Number na ipapadala sa pamamagitan ng text.


©2020 THOUGHTSKOTO

Monday, February 22, 2021

ALAMIN: Paano Ma-Check Online ang Iyong Philhealth Membership at Contribution Records?





MANILA, Philippines — MIYEMBRO kaba ng Philippine Insurance Corporation o PhilHealth? May bagong online facility na inilunsad ang Philhealth kung saan maaaring i-check ng bawat miyembro online ang kani-kanilang membership at contribution records.

Sa inilabas na pahayag ng Philhealth, inilunsad ng mga ito ang “PhilHealth Member Portal” kung saan maaaring i-view at i-verify ng mga miyembro kung tama ang kanilang impormasyon sa kanilang profile gaya na lamang ng pangalan, date of birth, address, employer at iba pa.

Pinapayagan din sa portal ang pag-download at pag-print ng Member Data Records o MDRs para sa mga miyembrong gustong magtago ng kanilang file at para sa mga miyembrong gustong i-check ang kanilang contribution history.

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Sa mga miyembrong gustong i-check ang kanilang membership at contribution records, kailangan lamang ng mga ito na magpa-register sa portal ng PhilHealth sa kanilang website at gumawa ng sariling username at password.

Paano magpa-rehistro? Sundan lamang ang simpleng steps na ito:

Step 1 —  Pumunta lamang sa website ng Philhealth — https://www.philhealth.gov.ph at i-click ang "online services."
Step 2 — Sa online services, i click lamang ang "Member Portal Register/Log-In"
Step 3 — I-click lamang ang "Create Account."



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Step 4 — Sa Member Portal Account Creation, ilagay ang mga impormasyong hinihingi gaya na lamang ng PhilHealth Identification Number, Pangalan, Birthday, Email Address at Mobile Number.

Sa ilalim nito, maglagay ng password, ilagay ang Captcha Code at i-click ang "Create Account"

Step 5 — I-check ang iyong e-mail para sa activaton link. Sa pamamagitan nito, maaari mo nang ma-check online ang iyong Philhealth records.

Step 6 — Mag-log in gamit ang iyong impormasyon. Ilagay ang iyong Philhealth number, password at captcha code. 

Kung successful ang iyong log in, makikita mo sa iyong online account ang mga sumusunod:
  • Member Information
  • Employer Information
  • List of Dependents
  • Member Contribution Payment Summary

Sa pamamagitan ng online PhilHealth Member Portal, makikita ng miyembro kung tama ang contribution nito sa Philhealth o hinuhulugan ng employer nito ang kanyang contribution.

Sa ganitong paraan, maiiwasan ang problema sa mga panahong kakailanganin mo ang iyong Philhealth.

©2020 THOUGHTSKOTO