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Showing posts with label video. Show all posts
Showing posts with label video. Show all posts

Thursday, February 28, 2019

Where Were These Suicide Challenges Came From And What To Do When You Or Your Kid Encounter It

The suicide challenges and games have been shaking the whole internet creating a cloud of worry among parents and children. The most popular of which are the Momo and the Blue Whale challenge.
Whatever it is and whoever created it, the main goal is to entice, lure and trap the young minds into the challenge, making them harm themselves and others and take their own lives at the end.
Can we do something about it? Definitely yes.
But first things first, we need to understand where it all began.
The suicide challenges and games have been shaking the whole internet creating a cloud of worry among parents and children. The most popular of which is the Momo and the Blue Whale challenge.  Whatever it is and whoever created it, the main goal is to entice, lure and trap the young minds into the challenge, making them harm themselves and others and take their own lives at the end.  Can we do something about it? Definitely yes.  But first things first, we need to understand where it all began.      Ads  Where does Momo come from?  No one knows exactly where Momo originated, or who is behind the disturbing trend, though it was linked to at least seven phone numbers beginning with codes from Japan and multiple countries across Latin America.  The Momo challenge then started popping up in videos that were posted to social media.  The Momo avatar was created by Japanese special effects company Link Factory and designed by Midori Hayashi who has no relation whatsoever to the game.  The scary design originally featured at Tokyo's horror art Vanilla Gallery under the name Mother Bird.  Momo's features include a painfully gaunt face, bulging eyes, and an unnaturally thin and long smile.   In September a 12-year-old girl and 16-year-old boy in Colombia are said to have killed themselves after playing the suicide challenge game on WhatsApp.  The tragic deaths happened within the space of just 48 hours in the municipality of Barbosa, in the northwest Colombian area of Santander.  Local media report that the body of the 16-year-old boy was found first and that it is believed he knew the 12-year-old girl.  He reportedly passed the game Momo game onto her before his death.  Within 48 hours, she too was found dead. It is reported she was found hanged.  The two youngsters who died had their phones seized by police, who say they found messages linked with the game.       Detective Sergeant Elaine McCormill from the Police Service of Northern Ireland said: 'This extremely disturbing challenge conceals itself within other harmless-looking games or videos played by children and when downloaded, it asks the user to communicate with 'Momo' via popular messaging applications such as WhatsApp.    'It is at this point that children are threatened that they will be cursed or their family will be hurt if they do not self-harm.'  Ads    Sponsored Links      The Blue Whale Challenge  The story of the Blue Whale challenge began with Rina Palenkova.  On 22 November 2015, Rina, a teenager living in south-eastern Russia, posted a selfie.  In the photo, she is standing outside. A black scarf is wrapped around her mouth and nose. She is sticking her middle finger up at the camera. It looks like it's covered in dried blood.  The photo's caption read: "Nya bye". The next day, she took her own life.     Rina Palenkova's death was discussed in a certain type of chat room hosted by Russia's largest social network VKontakte. These forums were places where teenagers met to talk about everyday things like school and which classmates they fancied, as well as darker subject matter: depression, loneliness, and suicide.    Scary stories were exchanged. The spookiness of these stories came from how real they seemed, something often achieved through fake pictures or doctored footage.    It is the online equivalent of the claim made by classic horror films that they are "based on true events". Because at the heart of any good ghost story is a sliver of plausibility.    It was in these groups, where the line between fact and fiction was often blurred, that users posted feverishly about Rina. In some instances, they lauded her for ending her life. Videos purporting to be her final moments were posted online.    But amid the rumors, there was a problem.    "Nobody actually knew the true story behind her suicide," says Daria Radchenko, a senior researcher at the Russian Academy of National Economy and Public Administration who has looked into the so-called Blue Whale challenge.    The game creator  In November 2016, 21-year-old Philipp Budeikin was arrested, charged with inciting teenagers to suicide.    Budeikin appeared to admit culpability. He told Russian media outlet Saint-Petersburg.ru: "There are people, and then there is a biodegradable waste. I was cleansing our society of such people. Sometimes I start to think that it's wrong, but in the end, I had the feeling I was doing the right thing."    He said he had created the game in 2013 under the name "f57", combining the sound of the start of his name, Philipp, and the last two digits of his phone number. On 10 May 2017, he pleaded guilty and was sentenced to three years in prison.    Why children are lured?  Sharing and comments on social media had made it trending and created a level of curiosity about the game. It was light and fun at first until it dives into a deep web-like experience where victims get ensnared.    Moreso, this game fundamentally targets children and teen because they are the most vulnerable and more likely to be hooked into the psychological nature of the challenge.    What to do?  —Teachers and parents need to educate the children about online safety and encourage them to make the right choices and avoid this game.  —Say NO to invitations in playing games from strangers  — Do not click any pop-ups or unidentified links  —Block unknown numbers and friend requests        ©2019 THOUGHTSKOTO

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Where does Momo come from?
No one knows exactly where Momo originated, or who is behind the disturbing trend, though it was linked to at least seven phone numbers beginning with codes from Japan and multiple countries across Latin America.

The Momo challenge then started popping up in videos that were posted to social media.

The Momo avatar was created by Japanese special effects company Link Factory and designed by Midori Hayashi who has no relation whatsoever to the game.

The scary design originally featured at Tokyo's horror art Vanilla Gallery under the name Mother Bird.

Momo's features include a painfully gaunt face, bulging eyes, and an unnaturally thin and long smile.

In September a 12-year-old girl and 16-year-old boy in Colombia are said to have killed themselves after playing the suicide challenge game on WhatsApp.

The tragic deaths happened within the space of just 48 hours in the municipality of Barbosa, in the northwest Colombian area of Santander.

Local media report that the body of the 16-year-old boy was found first and that it is believed he knew the 12-year-old girl.

He reportedly passed the game Momo game onto her before his death.

Within 48 hours, she too was found dead. It is reported she was found hanged.

The two youngsters who died had their phones seized by police, who say they found messages linked with the game.
The suicide challenges and games have been shaking the whole internet creating a cloud of worry among parents and children. The most popular of which is the Momo and the Blue Whale challenge.  Whatever it is and whoever created it, the main goal is to entice, lure and trap the young minds into the challenge, making them harm themselves and others and take their own lives at the end.  Can we do something about it? Definitely yes.  But first things first, we need to understand where it all began.      Ads  Where does Momo come from?  No one knows exactly where Momo originated, or who is behind the disturbing trend, though it was linked to at least seven phone numbers beginning with codes from Japan and multiple countries across Latin America.  The Momo challenge then started popping up in videos that were posted to social media.  The Momo avatar was created by Japanese special effects company Link Factory and designed by Midori Hayashi who has no relation whatsoever to the game.  The scary design originally featured at Tokyo's horror art Vanilla Gallery under the name Mother Bird.  Momo's features include a painfully gaunt face, bulging eyes, and an unnaturally thin and long smile.   In September a 12-year-old girl and 16-year-old boy in Colombia are said to have killed themselves after playing the suicide challenge game on WhatsApp.  The tragic deaths happened within the space of just 48 hours in the municipality of Barbosa, in the northwest Colombian area of Santander.  Local media report that the body of the 16-year-old boy was found first and that it is believed he knew the 12-year-old girl.  He reportedly passed the game Momo game onto her before his death.  Within 48 hours, she too was found dead. It is reported she was found hanged.  The two youngsters who died had their phones seized by police, who say they found messages linked with the game.       Detective Sergeant Elaine McCormill from the Police Service of Northern Ireland said: 'This extremely disturbing challenge conceals itself within other harmless-looking games or videos played by children and when downloaded, it asks the user to communicate with 'Momo' via popular messaging applications such as WhatsApp.    'It is at this point that children are threatened that they will be cursed or their family will be hurt if they do not self-harm.'  Ads    Sponsored Links      The Blue Whale Challenge  The story of the Blue Whale challenge began with Rina Palenkova.  On 22 November 2015, Rina, a teenager living in south-eastern Russia, posted a selfie.  In the photo, she is standing outside. A black scarf is wrapped around her mouth and nose. She is sticking her middle finger up at the camera. It looks like it's covered in dried blood.  The photo's caption read: "Nya bye". The next day, she took her own life.     Rina Palenkova's death was discussed in a certain type of chat room hosted by Russia's largest social network VKontakte. These forums were places where teenagers met to talk about everyday things like school and which classmates they fancied, as well as darker subject matter: depression, loneliness, and suicide.    Scary stories were exchanged. The spookiness of these stories came from how real they seemed, something often achieved through fake pictures or doctored footage.    It is the online equivalent of the claim made by classic horror films that they are "based on true events". Because at the heart of any good ghost story is a sliver of plausibility.    It was in these groups, where the line between fact and fiction was often blurred, that users posted feverishly about Rina. In some instances, they lauded her for ending her life. Videos purporting to be her final moments were posted online.    But amid the rumors, there was a problem.    "Nobody actually knew the true story behind her suicide," says Daria Radchenko, a senior researcher at the Russian Academy of National Economy and Public Administration who has looked into the so-called Blue Whale challenge.    The game creator  In November 2016, 21-year-old Philipp Budeikin was arrested, charged with inciting teenagers to suicide.    Budeikin appeared to admit culpability. He told Russian media outlet Saint-Petersburg.ru: "There are people, and then there is a biodegradable waste. I was cleansing our society of such people. Sometimes I start to think that it's wrong, but in the end, I had the feeling I was doing the right thing."    He said he had created the game in 2013 under the name "f57", combining the sound of the start of his name, Philipp, and the last two digits of his phone number. On 10 May 2017, he pleaded guilty and was sentenced to three years in prison.    Why children are lured?  Sharing and comments on social media had made it trending and created a level of curiosity about the game. It was light and fun at first until it dives into a deep web-like experience where victims get ensnared.    Moreso, this game fundamentally targets children and teen because they are the most vulnerable and more likely to be hooked into the psychological nature of the challenge.    What to do?  —Teachers and parents need to educate the children about online safety and encourage them to make the right choices and avoid this game.  —Say NO to invitations in playing games from strangers  — Do not click any pop-ups or unidentified links  —Block unknown numbers and friend requests        ©2019 THOUGHTSKOTO


Detective Sergeant Elaine McCormill from the Police Service of Northern Ireland said: 'This extremely disturbing challenge conceals itself within other harmless-looking games or videos played by children and when downloaded, it asks the user to communicate with 'Momo' via popular messaging applications such as WhatsApp.



'It is at this point that children are threatened that they will be cursed or their family will be hurt if they do not self-harm.'

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The suicide challenges and games have been shaking the whole internet creating a cloud of worry among parents and children. The most popular of which is the Momo and the Blue Whale challenge.  Whatever it is and whoever created it, the main goal is to entice, lure and trap the young minds into the challenge, making them harm themselves and others and take their own lives at the end.  Can we do something about it? Definitely yes.  But first things first, we need to understand where it all began.      Ads  Where does Momo come from?  No one knows exactly where Momo originated, or who is behind the disturbing trend, though it was linked to at least seven phone numbers beginning with codes from Japan and multiple countries across Latin America.  The Momo challenge then started popping up in videos that were posted to social media.  The Momo avatar was created by Japanese special effects company Link Factory and designed by Midori Hayashi who has no relation whatsoever to the game.  The scary design originally featured at Tokyo's horror art Vanilla Gallery under the name Mother Bird.  Momo's features include a painfully gaunt face, bulging eyes, and an unnaturally thin and long smile.   In September a 12-year-old girl and 16-year-old boy in Colombia are said to have killed themselves after playing the suicide challenge game on WhatsApp.  The tragic deaths happened within the space of just 48 hours in the municipality of Barbosa, in the northwest Colombian area of Santander.  Local media report that the body of the 16-year-old boy was found first and that it is believed he knew the 12-year-old girl.  He reportedly passed the game Momo game onto her before his death.  Within 48 hours, she too was found dead. It is reported she was found hanged.  The two youngsters who died had their phones seized by police, who say they found messages linked with the game.       Detective Sergeant Elaine McCormill from the Police Service of Northern Ireland said: 'This extremely disturbing challenge conceals itself within other harmless-looking games or videos played by children and when downloaded, it asks the user to communicate with 'Momo' via popular messaging applications such as WhatsApp.    'It is at this point that children are threatened that they will be cursed or their family will be hurt if they do not self-harm.'  Ads    Sponsored Links      The Blue Whale Challenge  The story of the Blue Whale challenge began with Rina Palenkova.  On 22 November 2015, Rina, a teenager living in south-eastern Russia, posted a selfie.  In the photo, she is standing outside. A black scarf is wrapped around her mouth and nose. She is sticking her middle finger up at the camera. It looks like it's covered in dried blood.  The photo's caption read: "Nya bye". The next day, she took her own life.     Rina Palenkova's death was discussed in a certain type of chat room hosted by Russia's largest social network VKontakte. These forums were places where teenagers met to talk about everyday things like school and which classmates they fancied, as well as darker subject matter: depression, loneliness, and suicide.    Scary stories were exchanged. The spookiness of these stories came from how real they seemed, something often achieved through fake pictures or doctored footage.    It is the online equivalent of the claim made by classic horror films that they are "based on true events". Because at the heart of any good ghost story is a sliver of plausibility.    It was in these groups, where the line between fact and fiction was often blurred, that users posted feverishly about Rina. In some instances, they lauded her for ending her life. Videos purporting to be her final moments were posted online.    But amid the rumors, there was a problem.    "Nobody actually knew the true story behind her suicide," says Daria Radchenko, a senior researcher at the Russian Academy of National Economy and Public Administration who has looked into the so-called Blue Whale challenge.    The game creator  In November 2016, 21-year-old Philipp Budeikin was arrested, charged with inciting teenagers to suicide.    Budeikin appeared to admit culpability. He told Russian media outlet Saint-Petersburg.ru: "There are people, and then there is a biodegradable waste. I was cleansing our society of such people. Sometimes I start to think that it's wrong, but in the end, I had the feeling I was doing the right thing."    He said he had created the game in 2013 under the name "f57", combining the sound of the start of his name, Philipp, and the last two digits of his phone number. On 10 May 2017, he pleaded guilty and was sentenced to three years in prison.    Why children are lured?  Sharing and comments on social media had made it trending and created a level of curiosity about the game. It was light and fun at first until it dives into a deep web-like experience where victims get ensnared.    Moreso, this game fundamentally targets children and teen because they are the most vulnerable and more likely to be hooked into the psychological nature of the challenge.    What to do?  —Teachers and parents need to educate the children about online safety and encourage them to make the right choices and avoid this game.  —Say NO to invitations in playing games from strangers  — Do not click any pop-ups or unidentified links  —Block unknown numbers and friend requests        ©2019 THOUGHTSKOTO

The Blue Whale Challenge
The story of the Blue Whale challenge began with Rina Palenkova.

On 22 November 2015, Rina, a teenager living in south-eastern Russia, posted a selfie.

In the photo, she is standing outside. A black scarf is wrapped around her mouth and nose. She is sticking her middle finger up at the camera. It looks like it's covered in dried blood.

The photo's caption read: "Nya bye". The next day, she took her own life.


Rina Palenkova's death was discussed in a certain type of chat room hosted by Russia's largest social network VKontakte. These forums were places where teenagers met to talk about everyday things like school and which classmates they fancied, as well as darker subject matter: depression, loneliness, and suicide.


Scary stories were exchanged. The spookiness of these stories came from how real they seemed, something often achieved through fake pictures or doctored footage.

It is the online equivalent of the claim made by classic horror films that they are "based on true events". Because at the heart of any good ghost story is a sliver of plausibility.

It was in these groups, where the line between fact and fiction was often blurred, that users posted feverishly about Rina. In some instances, they lauded her for ending her life. Videos purporting to be her final moments were posted online.

But amid the rumors, there was a problem.

"Nobody actually knew the true story behind her suicide," says Daria Radchenko, a senior researcher at the Russian Academy of National Economy and Public Administration who has looked into the so-called Blue Whale challenge.

The game creator
In November 2016, 21-year-old Philipp Budeikin was arrested, charged with inciting teenagers to suicide.

Budeikin appeared to admit culpability. He told Russian media outlet Saint-Petersburg.ru: "There are people, and then there is a biodegradable waste. I was cleansing our society of such people. Sometimes I start to think that it's wrong, but in the end, I had the feeling I was doing the right thing."


He said he had created the game in 2013 under the name "f57", combining the sound of the start of his name, Philipp, and the last two digits of his phone number. On 10 May 2017, he pleaded guilty and was sentenced to three years in prison.

Why children are lured?
Sharing and comments on social media had made it trending and created a level of curiosity about the game. It was light and fun at first until it dives into a deep web-like experience where victims get ensnared.

Moreso, this game fundamentally targets children and teen because they are the most vulnerable and more likely to be hooked into the psychological nature of the challenge.

What to do?
—Teachers and parents need to educate the children about online safety and encourage them to make the right choices and avoid this game.
—Say NO to invitations in playing games from strangers
— Do not click any pop-ups or unidentified links
—Block unknown numbers and friend requests

The suicide challenges and games have been shaking the whole internet creating a cloud of worry among parents and children. The most popular of which is the Momo and the Blue Whale challenge.  Whatever it is and whoever created it, the main goal is to entice, lure and trap the young minds into the challenge, making them harm themselves and others and take their own lives at the end.  Can we do something about it? Definitely yes.  But first things first, we need to understand where it all began.      Ads  Where does Momo come from?  No one knows exactly where Momo originated, or who is behind the disturbing trend, though it was linked to at least seven phone numbers beginning with codes from Japan and multiple countries across Latin America.  The Momo challenge then started popping up in videos that were posted to social media.  The Momo avatar was created by Japanese special effects company Link Factory and designed by Midori Hayashi who has no relation whatsoever to the game.  The scary design originally featured at Tokyo's horror art Vanilla Gallery under the name Mother Bird.  Momo's features include a painfully gaunt face, bulging eyes, and an unnaturally thin and long smile.   In September a 12-year-old girl and 16-year-old boy in Colombia are said to have killed themselves after playing the suicide challenge game on WhatsApp.  The tragic deaths happened within the space of just 48 hours in the municipality of Barbosa, in the northwest Colombian area of Santander.  Local media report that the body of the 16-year-old boy was found first and that it is believed he knew the 12-year-old girl.  He reportedly passed the game Momo game onto her before his death.  Within 48 hours, she too was found dead. It is reported she was found hanged.  The two youngsters who died had their phones seized by police, who say they found messages linked with the game.       Detective Sergeant Elaine McCormill from the Police Service of Northern Ireland said: 'This extremely disturbing challenge conceals itself within other harmless-looking games or videos played by children and when downloaded, it asks the user to communicate with 'Momo' via popular messaging applications such as WhatsApp.    'It is at this point that children are threatened that they will be cursed or their family will be hurt if they do not self-harm.'  Ads    Sponsored Links      The Blue Whale Challenge  The story of the Blue Whale challenge began with Rina Palenkova.  On 22 November 2015, Rina, a teenager living in south-eastern Russia, posted a selfie.  In the photo, she is standing outside. A black scarf is wrapped around her mouth and nose. She is sticking her middle finger up at the camera. It looks like it's covered in dried blood.  The photo's caption read: "Nya bye". The next day, she took her own life.     Rina Palenkova's death was discussed in a certain type of chat room hosted by Russia's largest social network VKontakte. These forums were places where teenagers met to talk about everyday things like school and which classmates they fancied, as well as darker subject matter: depression, loneliness, and suicide.    Scary stories were exchanged. The spookiness of these stories came from how real they seemed, something often achieved through fake pictures or doctored footage.    It is the online equivalent of the claim made by classic horror films that they are "based on true events". Because at the heart of any good ghost story is a sliver of plausibility.    It was in these groups, where the line between fact and fiction was often blurred, that users posted feverishly about Rina. In some instances, they lauded her for ending her life. Videos purporting to be her final moments were posted online.    But amid the rumors, there was a problem.    "Nobody actually knew the true story behind her suicide," says Daria Radchenko, a senior researcher at the Russian Academy of National Economy and Public Administration who has looked into the so-called Blue Whale challenge.    The game creator  In November 2016, 21-year-old Philipp Budeikin was arrested, charged with inciting teenagers to suicide.    Budeikin appeared to admit culpability. He told Russian media outlet Saint-Petersburg.ru: "There are people, and then there is a biodegradable waste. I was cleansing our society of such people. Sometimes I start to think that it's wrong, but in the end, I had the feeling I was doing the right thing."    He said he had created the game in 2013 under the name "f57", combining the sound of the start of his name, Philipp, and the last two digits of his phone number. On 10 May 2017, he pleaded guilty and was sentenced to three years in prison.    Why children are lured?  Sharing and comments on social media had made it trending and created a level of curiosity about the game. It was light and fun at first until it dives into a deep web-like experience where victims get ensnared.    Moreso, this game fundamentally targets children and teen because they are the most vulnerable and more likely to be hooked into the psychological nature of the challenge.    What to do?  —Teachers and parents need to educate the children about online safety and encourage them to make the right choices and avoid this game.  —Say NO to invitations in playing games from strangers  — Do not click any pop-ups or unidentified links  —Block unknown numbers and friend requests        ©2019 THOUGHTSKOTO
©2019 THOUGHTSKOTO

Wednesday, November 07, 2018

Watch: Hong Kong OFW Lost $4,000 To A Pickpocket

Pickpockets are everywhere so this incident has to serve as a warning to all overseas Filipino workers (OFW) where ever they are in the world. A money with a sum amounting to HK$4,000 which is supposed to be sent as a remittance back home by an OFW in Hong Kong was taken by a pickpocket without her knowledge. Watch the video  and find out who took it.

Pickpockets are everywhere so this incident has to serve as a warning to all overseas Filipino workers (OFW) where ever they are in the world. A money with a sum amounting to HK$4,000 which is supposed to be sent as a remittance back home by an OFW in Hong Kong was taken by a pickpocket without her knowledge. Watch the video  and find out who took it.     Ads  Sponsored Links       In Hong Kong, a 45-year-old  overseas Filipino worker (OFW) loses over HK$4,000 to a pickpocket, the money she intended to send for her family back home.   Mary Jane Santiago Olivar a household worker, shared that she passed through the Li Yuen Street East in Central, known by OFWs as “Alley-Alley 2” at 7:44 pm on November 4 to pick up some items at a grocery store in the alley. Without her knowledge, a female thief slips into her bag and took her money.  She was on her way back to her employer’s home when the incident happened. She said that the thief took more than $ HK4,000, the money she was supposed to remit the money to her family in the Philippines.  Her wallet was later found by another worker on a street in Central containing her Hong Kong ID and ATM card by a person who knew Olivar’s sister.    The OFW immediately went to the authorities and reported about the incident. She also rushed back to the grocery store and requested to review the CCTV footage when the incident has taken place.  Filed under the category of Pickpockets, overseas Filipino workers, remittance, Hong Kong, video
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 In Hong Kong, a 45-year-old  overseas Filipino worker (OFW) loses over HK$4,000 to a pickpocket, the money she intended to send for her family back home.

Mary Jane Santiago Olivar a household worker, shared that she passed through the Li Yuen Street East in Central, known by OFWs as “Alley-Alley 2” at 
7:44 pm on November 4 to pick up some items at a grocery store in the alley. Without her knowledge, a female thief slips into her bag and took her money.
She was on her way back to her employer’s home when the incident happened.
She said that the thief took more than $ HK4,000, the money she was supposed to remit the money to her family in the Philippines.

Her wallet was later found by another worker on a street in Central containing h
er Hong Kong ID and ATM card by a person who knew Olivar’s sister. 

The OFW immediately went to the authorities and reported about the incident. She also rushed back to the grocery store and requested to review the CCTV footage when the incident has taken place.

Filed under the category of Pickpockets, overseas Filipino workers, remittance, Hong Kong, video
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READ MORE:
A Filipino woman faked her own death and stole her sister’s identity just to apply for a passport. Unfortunately, she is now about to lose her U.S. citizenship. Identity theft is a serious crime.      Ads  Sponsored Links  A 43-year-old Emilita Arindela, of Mount Desert Island, was sentenced to 10 days in jail for making a false statement on her passport application in federal court in Maine. It’s unclear if she will be stripped off of her American citizenship by federal authorities but it is more likely to happen.  Prosecutors say Arindela was already married when she married an American man in 2000. She moved to the U.S. in 2002 and later became a naturalized citizen, using her sister’s name. Arindela left her second husband and married another man in 2007.  Arindela’s lawyer says his client escaped an abusive marriage in the Philippines and has been a obedience to the US laws. Filed under the category of  Filipino woman , passport, U.S. citizenship, Identity theft
In spite of the rising prices of commodities and services and others due to the high inflation rate, many Filipinos believe that the country is on the right track. Just recently, the new minimum fare is being set to P10 while the minimum wage remains stuck. That is what the latest SWS survey indicates.      Ads      Sponsored Links   The latest survey shows that from 70% in the second quarter of this year, the statistics went up to 75%.  On the other hand, only 22% believed the Philippines is in the wrong path while 3% of the 1,500 respondents did not give an answer during the conducted survey.  Malacañang welcomes this result as a vindication that the administration is doing their job the keep the country on track.  “PRRD emphasized in numerous occasions that as government workers, we are here to serve the people. Our objective as public servants is thus being able to perform our respective duties well,” Presidential spokesperson Salvador Panelo said.  “Therefore, we treat the results of this recent survey not as an accolade but as an inspiration for our men and women in the government as they persist in carrying on with their roles in the service,” Panelo added.  According to the presidential spokesperson, the strong public appreciation would further engage the Filipino people in supporting the Duterte administration in building “a nation where all Filipinos can experience comfortable and decent lives under a trustworthy government.” Filed under the category of commodities and services, high inflation rate, Filipinos, minimum fare, minimum wage, SWS survey
©2018 THOUGHTSKOTO

Thursday, October 04, 2018

OFW Sexually Harassed By Employer Caught On Video

Recording a video footage without permission is prohibited in the Middle Eastern Countries. However, it can also be used effectively to fight abuse and sexual harassment. An overseas Filipino worker (OFW) sought the help of the netizens and recorded an actual video of her employer sexually harassing her. The video which circulated on social media has reached the attention of mainstream media and the Philippine Embassy in Saudi Arabia as well.

Recording a video footage without permission is prohibited in the Middle Eastern Countries. However, it can also be used effectively to fight abuse and sexual harassment. An overseas Filipino worker (OFW) sought the help of the netizens and recorded an actual video of her employer sexually harassing her. The video which circulated on social media has reached the attention of mainstream media and the Philippine Embassy in Saudi Arabia as well.      Ads      Sponsored Links  A Filipino domestic helper in Saudi Arabia is appealing for help as she accused her employer of molesting her.    The victim, "Hilda," real name withheld, was able to secretly take video of the incident through her smartphone and send it to her cousin, "Sarah," who managed to show the video to groups of OFW advocates.    The OFW was in the kitchen washing the dishes. The man approached her and touched her. according to Sarah, the man was interrupted and went away when her wife called him. Knowing that the man would come back, the OFW secretly set up her smartphone to record the video. The OFW said that it was not the first time that the man was doing it to her.    Sarah narrated that Hilda has shown the video to her employer's wife, but the wife got angry and told her to delete the video and even threatened her. She was even warned not to report the incident to the authorities. Her male employer who was doing the harassment is said to be a policeman.  Sarah said that the last time she had a conversation with Hilda was on October 1.    Sarah has already sought the help of various OFW advocate groups as well as to Philippine officials in Saudi Arabia.    Consul General Edgar Badajos said he has already endorsed Hilda's case to Vice Consul Von Ferrera of the Philippine Embassy in Saudi Arabia.  Filed under the category of  abuse and sexual harassment, Middle Eastern Countries,video, overseas Filipino worker,  social media, Philippine Embassy, Saudi
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A Filipino household service worker in Saudi Arabia is appealing for help as she accused her employer of molesting her.

The victim, "Hilda," real name withheld, was able to secretly recorded the video of the incident through her smartphone and sent it to her cousin, "Sarah," who managed to show the video to groups of OFW advocates.

The OFW was in the kitchen washing the dishes. The man approached her and touched her. according to Sarah, the man was interrupted and went away when her wife called him. Knowing that the man would come back, the OFW secretly set up her smartphone to record the video. The OFW said that it was not the first time that the man was doing it to her.

Sarah narrated that Hilda has shown the video to her employer's wife, but the wife got angry and told her to delete the video and even threatened her. She was even warned not to report the incident to the authorities. Her male employer who was doing the harassment is said to be a policeman.
Sarah said that the last time she had a conversation with Hilda was on October 1.

Sarah has already sought the help of various OFW advocate groups as well as to Philippine officials in Saudi Arabia.

Consul General Edgar Badajos said he has already endorsed Hilda's case to Vice Consul Von Ferrera of the Philippine Embassy in Saudi Arabia.
Filed under the category of  abuse and sexual harassment, Middle Eastern Countries,video, overseas Filipino worker,  social media, Philippine Embassy, Saudi Arabia
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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA.      Ads     Sponsored Links    A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA).  The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah.   The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family  The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown.  The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families.    The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box.  Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead  He assured that they will render assistance to help both OFWs.    Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia,   stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings

Wednesday, October 03, 2018

Taking Unauthorized Video, This Kabayan Was Detained In Saudi Arabia

A reminder to all overseas Filipino workers (OFW), especially those who are deployed in Saudi Arabia: never take a video without permission or use a video without authorization or consent from a person you are filming.
There are many cases of OFWs who found refuge and resolution to their situations abroad by posting videos in social media to find help, but the case of an OFW had a different outcome. Instead of just finding justice, the authorities had him arrested and jailed after they saw the video charging him for illegally filming a person without their consent.
A reminder to all overseas Filipino workers (OFW), especially those who are deployed in Saudi Arabia: never take a video without permission or use a video without authorization or consent from a person you are filming.  There are many cases of OFWs who found refuge and resolution to their situations abroad by posting videos in social media to find help, but the case of an OFW had a different outcome. Instead of just finding justice, the authorities had him arrested and jailed after they saw the video charging him for illegally filming a person without their consent.    Ads      Sponsored Links      AN OVERSEAS Filipino Worker (OFW) was arrested and imprisoned in Riyadh, Saudi Arabia for allegedly taking an unauthorized video of the person he was taking care of.         Overseas Workers Welfare Administration (Owwa)-Bacolod Focal Person Rizza Joy Moldes said Bacoleño Wilmar Sayson was arrested by Riyadh authorities because of this.    Moldes said taking unauthorized video is prohibited among Arab countries.    "This has something to do with cultural differences," she said, adding that "though, we are not yet sure of the specific charges his employer might file against him."    Sayson, 27, of Barangay Handumanan in Bacolod City earlier posted series of videos on Facebook to ask for help after allegedly being maltreated by his employer.    The first live video posted on September 25 showed Sayson crying saying that he was punched by his male employer.    Sayson claimed that his employer got mad at him because a fellow caregiver is making up stories against him.    The OFW further claimed that he was fired by his employer without paying for his salary.    On September 26, Sayson again went live on Facebook. The OFW said he was in a coffee shop where a fellow Filipino helped him to look for his agency in Saudi Arabia.    He was able to go live again while riding on a taxi going to his agency.    But on September 29, in his last video post, Sayson can be seen crying and asking for help as he was arrested by the police.    Owwa-Bacolod said they have just talked with the representative of Amera Manpower, the working agency of Sayson, and the latter told them that the OFW is still detained at the police station.    Investigation of his case is ongoing, it added.    Earlier, it said that Sayson's employer probably filed an absconding case against him as he reportedly went to his friend after leaving his workplace instead of proceeding to the embassy.    Moldes said they cannot yet ascertain the "gravity" of the offense. "That would depend on the investigation and if his employer would press other charges.    The family of Sayson again went to the office of the Owwa in Bacolod City on Monday, October 1. They first reported the incident on September 26.    The agency has endorsed them to the Department of Foreign Affairs (DFA) as the case involves police matters.    "This is to provide appropriate assistance especially for the family's request for repatriation," Moldes said, adding that they were also notified by Sayson's agency that his concern was already brought up to their foreign counterpart.    In August 2017, the Bacoleño OFW went abroad for a two-year working contract as a household worker.    His mother Susan said he is the youngest of the four siblings. Sayson has been helping the family in terms of finances.    But with the incident, the family said they prefer that he comes home than working abroad.    They are asking authorities for Sayson’s immediate repatriation.  Filed under the category of overseas Filipino workers (OFW), Saudi Arabia, social media, jailed, video
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AN OVERSEAS Filipino Worker (OFW) was arrested and imprisoned in Riyadh, Saudi Arabia for allegedly taking an unauthorized video of the person he was taking care of.



Overseas Workers Welfare Administration (Owwa)-Bacolod Focal Person Rizza Joy Moldes said Bacoleño Wilmar Sayson was arrested by Riyadh authorities because of this.

Moldes said taking unauthorized video is prohibited among Arab countries.

"This has something to do with cultural differences," she said, adding that "though, we are not yet sure of the specific charges his employer might file against him."

Sayson, 27, of Barangay Handumanan in Bacolod City earlier posted series of videos on Facebook to ask for help after allegedly being maltreated by his employer.

The first live video posted on September 25 showed Sayson crying saying that he was punched by his male employer.

Sayson claimed that his employer got mad at him because a fellow caregiver is making up stories against him.

The OFW further claimed that he was fired by his employer without paying for his salary.

On September 26, Sayson again went live on Facebook. The OFW said he was in a coffee shop where a fellow Filipino helped him to look for his agency in Saudi Arabia.

He was able to go live again while riding on a taxi going to his agency.

But on September 29, in his last video post, Sayson can be seen crying and asking for help as he was arrested by the police.

Owwa-Bacolod said they have just talked with the representative of Amera Manpower, the working agency of Sayson, and the latter told them that the OFW is still detained at the police station.

Investigation of his case is ongoing, it added.

Earlier, it said that Sayson's employer probably filed an absconding case against him as he reportedly went to his friend after leaving his workplace instead of proceeding to the embassy.

Moldes said they cannot yet ascertain the "gravity" of the offense. "That would depend on the investigation and if his employer would press other charges.

The family of Sayson again went to the office of the Owwa in Bacolod City on Monday, October 1. They first reported the incident on September 26.

The agency has endorsed them to the Department of Foreign Affairs (DFA) as the case involves police matters.

"This is to provide appropriate assistance especially for the family's request for repatriation," Moldes said, adding that they were also notified by Sayson's agency that his concern was already brought up to their foreign counterpart.

In August 2017, the Bacoleño OFW went abroad for a two-year working contract as a household worker.

His mother Susan said he is the youngest of the four siblings. Sayson has been helping the family in terms of finances.

But with the incident, the family said they prefer that he comes home than working abroad.

They are asking authorities for Sayson’s immediate repatriation.
Filed under the category of overseas Filipino workers (OFW), Saudi Arabia, social media, jailed, video


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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA.      Ads     Sponsored Links    A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA).  The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah.   The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family  The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown.  The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families.    The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box.  Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead  He assured that they will render assistance to help both OFWs.    Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia,   stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
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