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Thursday, December 28, 2017

Faceless P100 Bill Confirmed By BSP, Investigation Is Underway

Investigation is underway regarding the "faceless" one hundred peso bill a netizen claimed to be withdrawn in an ATM machine on Christmas day. However, Bangko Sentral ng Pilipinas (BSP) Governor Nestor A. Espenilla Jr. yesterday said the “faceless”  peso bills seemed to be an isolated case.   Based on initial findings conducted by the Central Bank, the so-called “faceless” bills is not a widespread incident. “It’s clearly looking like an isolated incident at this point,” said Espenilla, after confirming that they are currently investigating this issue.  It was reported that the Bank of the Philippine Islands (BPI) ATM in its Libis branch had dispensed P400 worth of “faceless” banknotes. The withdrawal allegedly was transacted on December 25, Christmas Day.              Sponsored Links  Owen Camayo, BPI spokesman said they have asked the BSP to verify the “faceless” P100 bills. “Let’s wait for the BSP to announce their findings,” he said. “On our part, we are conducting our own investigation on the matter and validating the concerns” of our client-depositor,” he said.  The news about the “faceless bills” went viral after it was posted on Facebook by a certain Earla Anne Yehey on Christmas day. The post was a photo of four P100-bills without the face of President Manuel Roxas.  Source:Manila Bulletin     Advertisement  Read More:                     ©2017 THOUGHTSKOTO

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Investigation is underway regarding the "faceless" one hundred peso bill a netizen claimed to be withdrawn in an ATM machine on Christmas day. However, Bangko Sentral ng Pilipinas (BSP) Governor Nestor A. Espenilla Jr. yesterday said the “faceless”  peso bills seemed to be an isolated case.

Initial findings conducted by the Central Bank, show that the so-called “faceless” bills is not a widespread incident.
“It’s clearly looking like an isolated incident at this point,” said Espenilla, after confirming that they are currently investigating this issue.

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It was reported that the Bank of the Philippine Islands (BPI) ATM in its Libis branch had dispensed P400 worth of “faceless” banknotes. The withdrawal allegedly was transacted on December 25, Christmas Day.




Investigation is underway regarding the "faceless" one hundred peso bill a netizen claimed to be withdrawn in an ATM machine on Christmas day. However, Bangko Sentral ng Pilipinas (BSP) Governor Nestor A. Espenilla Jr. yesterday said the “faceless”  peso bills seemed to be an isolated case.   Based on initial findings conducted by the Central Bank, the so-called “faceless” bills is not a widespread incident. “It’s clearly looking like an isolated incident at this point,” said Espenilla, after confirming that they are currently investigating this issue.  It was reported that the Bank of the Philippine Islands (BPI) ATM in its Libis branch had dispensed P400 worth of “faceless” banknotes. The withdrawal allegedly was transacted on December 25, Christmas Day.              Sponsored Links  Owen Camayo, BPI spokesman said they have asked the BSP to verify the “faceless” P100 bills. “Let’s wait for the BSP to announce their findings,” he said. “On our part, we are conducting our own investigation on the matter and validating the concerns” of our client-depositor,” he said.  The news about the “faceless bills” went viral after it was posted on Facebook by a certain Earla Anne Yehey on Christmas day. The post was a photo of four P100-bills without the face of President Manuel Roxas.  Source:Manila Bulletin     Advertisement  Read More:                     ©2017 THOUGHTSKOTO



Owen Camayo, BPI spokesman said they have asked the BSP to verify the “faceless” P100 bills. “Let’s wait for the BSP to announce their findings,” he said.
“On our part, we are conducting our own investigation on the matter and validating the concerns” of our client-depositor,” he said.

The “faceless bills” went viral after it was posted on social media by a certain Earla Anne Yehey on Christmas day. The post was a photo of four P100-bills without the face of President Manuel Roxas.


Source:Manila Bulletin
Investigation is underway regarding the "faceless" one hundred peso bill a netizen claimed to be withdrawn in an ATM machine on Christmas day. However, Bangko Sentral ng Pilipinas (BSP) Governor Nestor A. Espenilla Jr. yesterday said the “faceless”  peso bills seemed to be an isolated case.   Based on initial findings conducted by the Central Bank, the so-called “faceless” bills is not a widespread incident. “It’s clearly looking like an isolated incident at this point,” said Espenilla, after confirming that they are currently investigating this issue.  It was reported that the Bank of the Philippine Islands (BPI) ATM in its Libis branch had dispensed P400 worth of “faceless” banknotes. The withdrawal allegedly was transacted on December 25, Christmas Day.              Sponsored Links  Owen Camayo, BPI spokesman said they have asked the BSP to verify the “faceless” P100 bills. “Let’s wait for the BSP to announce their findings,” he said. “On our part, we are conducting our own investigation on the matter and validating the concerns” of our client-depositor,” he said.  The news about the “faceless bills” went viral after it was posted on Facebook by a certain Earla Anne Yehey on Christmas day. The post was a photo of four P100-bills without the face of President Manuel Roxas.  Source:Manila Bulletin     Advertisement  Read More:                     ©2017 THOUGHTSKOTO
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Wednesday, December 27, 2017

Why Availing OWWA Benefits And Programs Seem Difficult For OFWs?


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Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.

On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center (PICC). Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.

On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.
Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT

 To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.

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There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.
Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT

It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.

Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT
Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT
The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.
There are some OFWs who successfully availed their benefits.
Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT
The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel. 
Hazel worked as an OFW in Malaysia taking care of a household  of a medium sized family including a mentally challenged  kid. A few months ago, she decided to return home for good to take care of her own family after serving her sponsor for 6 years.  On December 18, 2017, she was invited by a friend to attend an event at the Philippine International Convention Center. Hazel learned that she can avail of the "Balik-Pinas, Balik-Manggagawa Program" benefit amounting to P20,000 as a former OFW.  On December 27, she rushed to the OWWA Office to try if what OWWA officers were saying at the PICC was true and she can really avail her benefits as an active member.     To her dismay, she was told that she cannot avail it because only distressed OFWs are qualified to avail. Far from the information she heard that every returning OFWs can avail it.  There maybe an information lapse, but in Hazel's part, she only believed what she has been told by OWWA officers who supposed to be in the know of their own policies and bring enlightenment to the OFWs who are seeking correct information, and in this case, Hazel acted on what they have told her— that she is qualified.    Sponsored Links  It is not the first time that OFWs tried to avail OWWA benefits and failed. We made a survey on the experiences of OFWs in availing OWWA benefits and many of them said that it is a lengthy and full of hassle as compared to paying the membership which only take minutes to complete. Most of them who tried ended up dismayed and disappointed.        The thread was flooded with comments pertaining to their not so good experience while trying to avail OWWA benefits. Some of the consider paying OWWA membership as useless because many of them has been a member for many years and has never availed any OWWA programs.  There are some OFWs who successfully availed their benefits.    The bad experience of OFWs in availing OWWA benefits doesn't end with technicalities and processes, some of them also complain about the attitudes of OWWA personnel.     As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.  They must also provide correct informations for the OFWs to be fully educated about their programs.  The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.  Advertisement  Read More:                     ©2017 THOUGHTSKOT
As a government office which claims to be concerned about the welfare of our modern day heroes— the OFWs, OWWA has to be committed to making the lives of OFWs easier by formulating and implementing programs and benefits accessible to all the members.
They must also provide correct informations for the OFWs to be fully educated about their programs.
The OFWs has sacrificed and endured enough hardships to be further burdened by lengthy procedures and hassles of availing the benefits they rightfully deserve.
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50+ Modern House Designs With Functional Attic



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The attic is a vacant space in between the ceiling of the top floor and angled roof. In the past attics are considered less important space, but recently with the application of new knowledge, materials and better quality construction, the attic is transformed into a spare bedroom, a playroom or home offices with window and stairways.


From a boring storage, the attic nowadays becomes one of the favorite space in our home. They have special charm and warmth.

Re-arranging your attic bring positive effect. This includes good view, less dust and noise from the street, good light and people who live oh higher floors without elevator have fewer heart diseases because of the moving.

With these, you will love having a house with an attic. Here is some house design from en.arpelag.pl with functional attic you can use!
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