Carousel

Sponsored Links

Looking for House and Lot Within Tagaytay Area? CONTACT US!

Name

Email *

Message *

Showing posts with label mortgage. Show all posts
Showing posts with label mortgage. Show all posts

Thursday, July 12, 2018

What is Cashalo App Of The Gokongwei Loan Services And How To Avail?

You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor? 
Your mortgage and bills are due and your pockets are empty.
It is a good thing that you can have someone or something to turn to in case of a financial emergency.
Advertisement



You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer

Sponsored Links



Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate. 
The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.

Cashalo initially offers small cash loans from Php3,000 to Php5,000 which can be payable in 15-45 days and you can get the funds in just 30 minutes upon approval with i
nterest rates range from 2.9 percent to 5 percent.
The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo.
You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement    You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer    Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.   The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.   Cashalo initially offers small cash loans from Php3,000 to Php5,000 which can be payable in 15-45 days and you can get the funds in just 30 minutes upon approval with interest rates range from 2.9 percent to 5 percent. The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo.   For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.  You can also download the Cashalo app on your android smartphone from Google Play store and register. You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer  For iOS users, it is also available for download at the Apple store for free download. You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer    READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer
For the loan application, you can visit their website and register.
Choose the loan amount and loan term.
Wait for 12 to 24 hours and the amount will be credited to your account.
You can also download the Cashalo app on your android smartphone from Google Play store and register.
You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer
For iOS users, it is also available for download at the Apple store for free download.
You are in need of cash and you don’t know whom to borrow. You tried online cash lenders and applied but they have not yet contacted you, so it is most uncertain that you can get it. You thought of  turning to your friends and asked for help – but who among them do you think can surely give you the favor?   Your mortgage and bills are due and your pockets are empty.  It is a good thing that you can have someone or something to turn to in case of a financial emergency.  Advertisement        Sponsored Links         Cashalo is a financial marketplace that gives borrowers like you an access to financial products that you can use for personal use or investment with the lowest interest rate.  The aim of Cashalo is to provide “financial inclusion” or collaboration all over the Philippines, sans long lines and hassle documentation. This is because Cashalo follows the format of Peer-to-Peer or P2P Lending wherein your needs are matched to a specific lender to make sure your expectations are met.  Cashalo, the Gokongwei group's financial technology venture, is offering unbanked Filipinos the lowest interest rates on loans using their mobile phone, co-founder Lance Gokongwei said Wednesday.  The Gokongweis and Hong Kong-based Oriente invested an initial P10 billion over 3 years for Cashalo in April.  Cashalo has "huge potential" to grow since some 40 million people have no access to formal credit and credit card penetration is at 2 percent, Gokongwei told The Briefing on ANC's Market Edge.  Interest rates range from 2.9 percent to 5 percent, he said.  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Geoffrey Prentice,  "Our job is to disrupt those informal lenders and give Filipinos the financing they deserve," said Prentice,  co-founder and Chief Strategy Officer of Oriente.  He is also co-founder of Skype.   "What Skype did to communications, Oriente is going to do to to finance," he said.  For the loan application, you can visit their website and register.  Choose the loan amount and loan term.  Wait for 12 to 24 hours and the amount will be credited to your account.   You can also download the Cashalo app on your android smartphone from Google Play store and register.   For iOS users, it is also available for download at the Apple store for free download.     READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Find Out Which Is The Best Broadband Connection In The Philippines  Modern Immigration Electronic Gates Now At NAIA  ASEAN Promotes People Mobility Across The Region  You Too Can Earn As Much As P131K From SSS Flexi Fund Investment  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer


READ MORE:







©2018 THOUGHTSKOTO

Monday, July 09, 2018

You Too Can Earn As Much As P131K From SSS Flexi Fund Investment


Every overseas Filipino worker (OFW) you may come to meet has a common reason why they chose to work abroad— to earn for their family. They need to provide for the needs of their family. Many of them have no house yet, maybe some of them are still paying for rent or a mortgage. They even maybe took a loan just before their deployment.

However, their hard-earned salary must be sent home to pay for all of these obligations leaving the OFW with very little money left in their pockets. That is why many OFWs return home without any savings except the annuity or gratuity pay if they can get any.
The Social Security System has designed a solution to help the OFWs secure their future by having an investment that requires a minimum amount of the only P200 through SSS Flexi fund. With it, you can even earn as much as P131,000 in a year.

Advertisement



Every overseas Filipino worker (OFW) you may come to meet has a common reason why they chose to work abroad— to earn for their family. They need to provide for the needs of their family. Many of them have no house yet, maybe some of them are still paying for rent or a mortgage. They even maybe took a loan just before their deployment.   However, their hard-earned salary must be sent home to pay for all of these obligations leaving the OFW with very little money left in their pockets. That is why many OFWs return home without any savings except the annuity or gratuity pay if they can get any.  The Social Security System has designed a solution to help the OFWs secure their future by having an investment that requires a minimum amount of the only P200 through SSS Flexi fund. With it, you can even earn as much as P131,000 in a year.  Advertisement           Sponsored Links         Any OFW who is an active SSS member can start investing while paying their contribution. They can also withdraw the fund anytime they wish to but of course, the bigger your investment, the bigger return you may get. The voluntary provident program for overseas Filipino workers (OFWs) disbursement has earned double-digit growth last year according to SSS.  In a statement, the state-run pension fund said it paid out P17.38 million in Annual Incentive Benefits (AIB) under the Flexi Fund program to more than 47,000 OFW members in 2017, up 12.13 % from the previous year.   The number of qualified OFWs with active Flexi Fund accounts also went up by 9.87% to 47,284 said SSS President and CEO Emmanuel Dooc.   Flexi Fund is a voluntary program that allows OFWs to save a chunk of their incomes and allow their investment to grow. It is offered exclusively to OFWs in addition to regular SSS benefits.  Their savings are sourced from payments not lower than P200 that are on top of required maximum SSS contributions. The money is invested in fixed income securities and interest rates are based on the average rates of the SSS’ short-term placements or the 91-day Treasury bill, whichever is higher, and re-priced quarterly. The SSS chief also noted that members’ equity in 2017 amounted to P732.05 million while actual investment income reached P32.07 million, of which P12.75 million was credited to members’ accounts as guaranteed earnings.Read Also: How to open an SSS Flexi Fund Dooc said the AIB received by each member varies on the Flexi Fund’s year-end net investment income and is distributed based on their equity shares. It is given to members who have no full Flexi Fund benefit claims within the applicable year. In 2017, a member reached P131,475 credited to his/her account. The average AIB per qualified member was P368 according to SSS.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer

Sponsored Links





Any OFW who is an active SSS member can start investing while paying their contribution. They can also withdraw the fund anytime they wish to but of course, the bigger your investment, the bigger return you may get.
The voluntary provident program for overseas Filipino workers (OFWs) disbursement has earned double-digit growth last year according to SSS.

In a statement, the state-run pension fund said it paid out P17.38 million in Annual Incentive Benefits (AIB) under the Flexi Fund program to more than 47,000 OFW members in 2017, up 12.13 % from the previous year.

 The number of qualified OFWs with active Flexi Fund accounts also went up by 9.87% to 47,284 said 
SSS President and CEO Emmanuel Dooc.


Flexi Fund is a voluntary program that allows OFWs to save a chunk of their incomes and allow their investment to grow. It is offered exclusively to OFWs in addition to regular SSS benefits.

Their savings are sourced from payments not lower than P200 that are on top of required maximum SSS contributions. The money is invested in fixed income securities and interest rates are based on the average rates of the SSS’ short-term placements or the 91-day Treasury bill, whichever is higher, and re-priced quarterly.
Every overseas Filipino worker (OFW) you may come to meet has a common reason why they chose to work abroad— to earn for their family. They need to provide for the needs of their family. Many of them have no house yet, maybe some of them are still paying for rent or a mortgage. They even maybe took a loan just before their deployment.   However, their hard-earned salary must be sent home to pay for all of these obligations leaving the OFW with very little money left in their pockets. That is why many OFWs return home without any savings except the annuity or gratuity pay if they can get any.  The Social Security System has designed a solution to help the OFWs secure their future by having an investment that requires a minimum amount of the only P200 through SSS Flexi fund. With it, you can even earn as much as P131,000 in a year.  Advertisement           Sponsored Links         Any OFW who is an active SSS member can start investing while paying their contribution. They can also withdraw the fund anytime they wish to but of course, the bigger your investment, the bigger return you may get. The voluntary provident program for overseas Filipino workers (OFWs) disbursement has earned double-digit growth last year according to SSS.  In a statement, the state-run pension fund said it paid out P17.38 million in Annual Incentive Benefits (AIB) under the Flexi Fund program to more than 47,000 OFW members in 2017, up 12.13 % from the previous year.   The number of qualified OFWs with active Flexi Fund accounts also went up by 9.87% to 47,284 said SSS President and CEO Emmanuel Dooc.   Flexi Fund is a voluntary program that allows OFWs to save a chunk of their incomes and allow their investment to grow. It is offered exclusively to OFWs in addition to regular SSS benefits.  Their savings are sourced from payments not lower than P200 that are on top of required maximum SSS contributions. The money is invested in fixed income securities and interest rates are based on the average rates of the SSS’ short-term placements or the 91-day Treasury bill, whichever is higher, and re-priced quarterly. The SSS chief also noted that members’ equity in 2017 amounted to P732.05 million while actual investment income reached P32.07 million, of which P12.75 million was credited to members’ accounts as guaranteed earnings.Read Also: How to open an SSS Flexi Fund Dooc said the AIB received by each member varies on the Flexi Fund’s year-end net investment income and is distributed based on their equity shares. It is given to members who have no full Flexi Fund benefit claims within the applicable year. In 2017, a member reached P131,475 credited to his/her account. The average AIB per qualified member was P368 according to SSS.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help  Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement  Dubai OFW Lost His Dreams To A Scammer
The SSS chief also noted that members’ equity in 2017 amounted to P732.05 million while actual investment income reached P32.07 million, of which P12.75 million was credited to members’ accounts as guaranteed earnings.

Read Also: How to open an SSS Flexi Fund
Dooc said the AIB received by each member varies on the Flexi Fund’s year-end net investment income and is distributed based on their equity shares. It is given to members who have no full Flexi Fund benefit claims within the applicable year.
 In 2017, a member reached P131,475 credited to his/her account. The average AIB per qualified member was P368 according to SSS.

©2018 THOUGHTSKOTO

Thursday, July 05, 2018

Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement

Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.
But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?
Advertisement



Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.  But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?  Advertisement         Sponsored Links         Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.  Ritchie Farinas, Overseas Customer Segment Division Head of BPI, noted that “ ... recent studies have shown that overseas Filipinos’ money habits are rather grim.”  The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.  Filipino Times, a UAE-based news outlet, reported that eight out of 10 OFWs are not saving their money for retirement, according to BPI.  Farinas said overseas Filipinos, who are challenged by saving and investing, should look for bank services that will help them not only send money back home but also make it easier for them to save and invest.   Read also: 7 Things OFWs Should Prepare Before Going Home    “OFs should really learn how to manage their finances well because no matter how much they earn, money can be easily spent. There are also different ways to send money back home, and some can be more expensive than others,” he said.  BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, he said.  “Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” Farinas said.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Can A Family Of Five Survive With P10K Income In A Month?    DTI Offers P5K To P200K To Small Business Owners    How Filipinos Can Get Free Oman Visa?    "No Homework On Weekends Policy" - Does it Apply to Private Schools?

Sponsored Links






Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.

The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.
Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.  But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?  Advertisement    Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.  But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?  Advertisement         Sponsored Links         Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.  Ritchie Farinas, Overseas Customer Segment Division Head of BPI, noted that “ ... recent studies have shown that overseas Filipinos’ money habits are rather grim.”  The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.  Filipino Times, a UAE-based news outlet, reported that eight out of 10 OFWs are not saving their money for retirement, according to BPI.  Farinas said overseas Filipinos, who are challenged by saving and investing, should look for bank services that will help them not only send money back home but also make it easier for them to save and invest.   Read also: 7 Things OFWs Should Prepare Before Going Home    “OFs should really learn how to manage their finances well because no matter how much they earn, money can be easily spent. There are also different ways to send money back home, and some can be more expensive than others,” he said.  BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, he said.  “Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” Farinas said.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Can A Family Of Five Survive With P10K Income In A Month?    DTI Offers P5K To P200K To Small Business Owners    How Filipinos Can Get Free Oman Visa?    "No Homework On Weekends Policy" - Does it Apply to Private Schools?     Sponsored Links               Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.  The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.  The statistics of OFWs who save for their retirement is only at very slim 8 out of 10, according to BPI.  Farinas said overseas Filipinos, who find it hard to do saving and investing must look for bank services that will help them not only send money back home but can make it easier for them to save and invest as well.   Read also: 7 Things OFWs Should Prepare Before Going Home      BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, according to Farinas.  “Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” he added.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Can A Family Of Five Survive With P10K Income In A Month?    DTI Offers P5K To P200K To Small Business Owners    How Filipinos Can Get Free Oman Visa?    "No Homework On Weekends Policy" - Does it Apply to Private Schools?
The statistics of OFWs who save for their retirement is only at very slim 8 out of 10, according to BPI.

Farinas said overseas Filipinos, who find it hard to do saving and investing must look for bank services that will help them not only send money back home but can make it easier for them to save and invest as well.


Read also: 
7 Things OFWs Should Prepare Before Going Home

Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.  But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?  Advertisement    Many Filipinos are going abroad for decent salaries which they think will not be possible if they will stay in the Philippines. Local jobs cannot provide adequate income that could meet their daily expenses, bills, payment of rent, mortgage, monthly amortization, tuition fees for their kids, etc. By working abroad, overseas Filipino workers in the Middle East, Europe or in any part of the world can earn much more in lesser time.  But the sad truth is, working abroad will not last for a lifetime. As humans, we will get old, get sick and tired. Sooner or later we will retire and come back home for good. Are all OFWs ready for their retirement? Do they have at least a retirement plan? Do they have enough savings for going home for good?  Advertisement         Sponsored Links         Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.  Ritchie Farinas, Overseas Customer Segment Division Head of BPI, noted that “ ... recent studies have shown that overseas Filipinos’ money habits are rather grim.”  The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.  Filipino Times, a UAE-based news outlet, reported that eight out of 10 OFWs are not saving their money for retirement, according to BPI.  Farinas said overseas Filipinos, who are challenged by saving and investing, should look for bank services that will help them not only send money back home but also make it easier for them to save and invest.   Read also: 7 Things OFWs Should Prepare Before Going Home    “OFs should really learn how to manage their finances well because no matter how much they earn, money can be easily spent. There are also different ways to send money back home, and some can be more expensive than others,” he said.  BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, he said.  “Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” Farinas said.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Can A Family Of Five Survive With P10K Income In A Month?    DTI Offers P5K To P200K To Small Business Owners    How Filipinos Can Get Free Oman Visa?    "No Homework On Weekends Policy" - Does it Apply to Private Schools?     Sponsored Links               Bank of the Philippine Islands (BPI) is encouraging overseas Filipino workers (OFW) to open bank accounts and invest in securing their finances.  The Bangko Sentral ng Pilipinas’ second-quarter Consumer Expectations Survey showed that only 33.9 percent of households that received OFW remittances allot money to savings, and only 5.2 percent have investments.  The statistics of OFWs who save for their retirement is only at very slim 8 out of 10, according to BPI.  Farinas said overseas Filipinos, who find it hard to do saving and investing must look for bank services that will help them not only send money back home but can make it easier for them to save and invest as well.   Read also: 7 Things OFWs Should Prepare Before Going Home      BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, according to Farinas.  “Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” he added.  READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Can A Family Of Five Survive With P10K Income In A Month?    DTI Offers P5K To P200K To Small Business Owners    How Filipinos Can Get Free Oman Visa?    "No Homework On Weekends Policy" - Does it Apply to Private Schools?
BPI has been taking some steps to help overseas Filipinos become more financially stable and secure, according to Farinas.

“Through a needs-based approach to financial education and planning, BPI aims to bridge the gap between remitters and beneficiaries,” he added.


©2018 THOUGHTSKOTO

Wednesday, July 04, 2018

Are You Required To Cancel Your Emirates ID Before Going Home For Good?

Working abroad could be the best way to earn money because overseas jobs can give you higher salary as compared to your local job. You can send your kids to school, pay your bills, mortgage and you can even purchase a car with wise budgeting and saving.
Sadly, time will eventually come that you may need to go back home for good.
Overseas Filipino workers (OFW) who are planning to return to the Philippines for good must first surrender your Emirates ID before leaving the UAE.
Advertisement



Working abroad could be the best way to earn money because overseas jobs can give you higher salary as compared to your local job. You can send your kids to school, pay your bills, mortgage and you can even purchase a car with wise budgeting and saving.  Sadly, time will eventually come that you may need to go back home for good.  Overseas Filipino workers (OFW) who are planning to return to the Philippines for good must first surrender your Emirates ID before leaving the UAE.  Advertisement        Sponsored Links     The Emirates ID will be handed over by the General Directorate for Residency and Foreigners Affairs (GDRFA) to Federal Authority for Identity and Citizenship (FAIC), which had issued the card.  GDRFA said that “No residency visa will be canceled without the ID cards. Canceling the visa, for the purpose of leaving the country forever or for the purpose of changing jobs, requires [handing over] the ID cards.”    To cancel it online, go to the official MOI website at https://www.moi.gov.ae/en/eservices/eservice.32.aspx and proceed with the application for residency cancellation.       You can also do it personally by following these 3 steps:    Step 1 Once you have formally resigned from your job, ensure that you confirm your settlement with your employer. Be sure you know exactly what is owed to you.  Do not sign any statement of confirmed settlement until you've actually received your payments including gratuity, repatriations expenses or airfare, and other agreed upon benefits.  Step 2 —If you're working, the sponsor/company should start the visa cancellation by submitting required documents to the Ministry of Human Resources and Emiratisation, from where a clearance statement will be issued. —Visit a typing office, of which there are hundreds located all over the UAE.  —Carry documents including copies of your sponsor's passport and his/her visa page copy, your original passport, and Emirates ID card, MOHRE clearance statement etc. —Tell the typing office that you wish to cancel yours or your dependent’s visas (theirs first if yours is getting canceled); this will cost up to Dh110. The sponsor should bear this cost for you, while you bear the cost for your sponsored dependents. —They will prepare the application within five minutes. Both you and the sponsor will have to sign the application, as well as have it stamped by the typing office (and your sponsor if he/she is your employer).  Important note: At the bottom of the cancellation application, you will be signing to confirm that you have received your final settlement.  Do not sign the application until you have in fact received your gratuity payment or any other outstanding amounts.  This includes your airfare. Sadly, there are some employers who may try to cheat you out of some of it.  Step 3 —Once the cancellation application has been signed by both yourself and the sponsor, you must visit the General Directorate of Residence and Foreign Affairs (GDRFA); see directions below. The typing office could also help you get started on the process online.  —Cancellation should ideally be processed through the GDRFA that stamped the residence visa in the first place.  —You must have with you a copy of the sponsor’s passport and visa page, as well as your original passport and Emirates ID card. Your Emirates ID card will be taken from you, and your passport will be stamped and returned. You now have 30 days to exit the UAE. —If you are simply changing jobs and remaining in the UAE, then you must hand over the signed cancellation application, as well as your passport to your new employer in order to get your new visa stamped in your passport. —Your passport should be returned to you in about two weeks' time after your passport has been stamped. According to UAE regulations, it is illegal for an employer to hold on to your passport after the visa has been stamped on it.  For more information regarding the Emirates ID, you may contact EIDA via the ‘Ask Hamad‘ service through 6005-30003.    READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Expats And OFWs In KSA, Beware Of  Making Race-Sensitive Jokes    DTI Offers P5K To P200K To Small Business Owners    "No Homework On Weekends Policy" - Does it Apply to Private Schools?  ©2018 THOUGHTSKOTO  www.jbsolis.com

Sponsored Links


The Emirates ID will be handed over by the General Directorate for Residency and Foreigners Affairs (GDRFA) to Federal Authority for Identity and Citizenship (FAIC), which had issued the card.

GDRFA said that “No residency visa will be canceled without the ID cards. Canceling the visa, for the purpose of leaving the country forever or for the purpose of changing jobs, requires [handing over] the ID cards.”


To cancel it online, go to the official MOI website at https://www.moi.gov.ae/en/eservices/eservice.32.aspx and proceed with the application for residency cancellation.


Working abroad could be the best way to earn money because overseas jobs can give you higher salary as compared to your local job. You can send your kids to school, pay your bills, mortgage and you can even purchase a car with wise budgeting and saving.  Sadly, time will eventually come that you may need to go back home for good.  Overseas Filipino workers (OFW) who are planning to return to the Philippines for good must first surrender your Emirates ID before leaving the UAE.  Advertisement        Sponsored Links     The Emirates ID will be handed over by the General Directorate for Residency and Foreigners Affairs (GDRFA) to Federal Authority for Identity and Citizenship (FAIC), which had issued the card.  GDRFA said that “No residency visa will be canceled without the ID cards. Canceling the visa, for the purpose of leaving the country forever or for the purpose of changing jobs, requires [handing over] the ID cards.”    To cancel it online, go to the official MOI website at https://www.moi.gov.ae/en/eservices/eservice.32.aspx and proceed with the application for residency cancellation.       You can also do it personally by following these 3 steps:    Step 1 Once you have formally resigned from your job, ensure that you confirm your settlement with your employer. Be sure you know exactly what is owed to you.  Do not sign any statement of confirmed settlement until you've actually received your payments including gratuity, repatriations expenses or airfare, and other agreed upon benefits.  Step 2 —If you're working, the sponsor/company should start the visa cancellation by submitting required documents to the Ministry of Human Resources and Emiratisation, from where a clearance statement will be issued. —Visit a typing office, of which there are hundreds located all over the UAE.  —Carry documents including copies of your sponsor's passport and his/her visa page copy, your original passport, and Emirates ID card, MOHRE clearance statement etc. —Tell the typing office that you wish to cancel yours or your dependent’s visas (theirs first if yours is getting canceled); this will cost up to Dh110. The sponsor should bear this cost for you, while you bear the cost for your sponsored dependents. —They will prepare the application within five minutes. Both you and the sponsor will have to sign the application, as well as have it stamped by the typing office (and your sponsor if he/she is your employer).  Important note: At the bottom of the cancellation application, you will be signing to confirm that you have received your final settlement.  Do not sign the application until you have in fact received your gratuity payment or any other outstanding amounts.  This includes your airfare. Sadly, there are some employers who may try to cheat you out of some of it.  Step 3 —Once the cancellation application has been signed by both yourself and the sponsor, you must visit the General Directorate of Residence and Foreign Affairs (GDRFA); see directions below. The typing office could also help you get started on the process online.  —Cancellation should ideally be processed through the GDRFA that stamped the residence visa in the first place.  —You must have with you a copy of the sponsor’s passport and visa page, as well as your original passport and Emirates ID card. Your Emirates ID card will be taken from you, and your passport will be stamped and returned. You now have 30 days to exit the UAE. —If you are simply changing jobs and remaining in the UAE, then you must hand over the signed cancellation application, as well as your passport to your new employer in order to get your new visa stamped in your passport. —Your passport should be returned to you in about two weeks' time after your passport has been stamped. According to UAE regulations, it is illegal for an employer to hold on to your passport after the visa has been stamped on it.  For more information regarding the Emirates ID, you may contact EIDA via the ‘Ask Hamad‘ service through 6005-30003.    READ MORE: 11 OFWs Illegally Detained In A Room For 1 Week, Asking For Help    Dubai OFW Lost His Dreams To A Scammer    Expats And OFWs In KSA, Beware Of  Making Race-Sensitive Jokes    DTI Offers P5K To P200K To Small Business Owners    "No Homework On Weekends Policy" - Does it Apply to Private Schools?  ©2018 THOUGHTSKOTO  www.jbsolis.com

You can also do it personally by following these 3 steps:


Step 1
Once you have formally resigned from your job, ensure that you confirm your settlement with your employer. Be sure you know exactly what is owed to you.

Do not sign any statement of confirmed settlement until you've actually received your payments including gratuity, repatriations expenses or airfare, and other agreed upon benefits.

Step 2
—If you're working, the sponsor/company should start the visa cancellation by submitting required documents to the Ministry of Human Resources and Emiratisation, from where a clearance statement will be issued.
—Visit a typing office, of which there are hundreds located all over the UAE.
—Carry documents including copies of your sponsor's passport and his/her visa page copy, your original passport, and Emirates ID card, MOHRE clearance statement etc.
—Tell the typing office that you wish to cancel yours or your dependent’s visas (theirs first if yours is getting canceled); this will cost up to Dh110. The sponsor should bear this cost for you, while you bear the cost for your sponsored dependents.
—They will prepare the application within five minutes. Both you and the sponsor will have to sign the application, as well as have it stamped by the typing office (and your sponsor if he/she is your employer).

Important note: At the bottom of the cancellation application, you will be signing to confirm that you have received your final settlement.

Do not sign the application until you have in fact received your gratuity payment or any other outstanding amounts. 
This includes your airfare. Sadly, there are some employers who may try to cheat you out of some of it.

Step 3
—Once the cancellation application has been signed by both yourself and the sponsor, you must visit the General Directorate of Residence and Foreign Affairs (GDRFA); see directions below. The typing office could also help you get started on the process online.

—Cancellation should ideally be processed through the GDRFA that stamped the residence visa in the first place.

—You must have with you a copy of the sponsor’s passport and visa page, as well as your original passport and Emirates ID card.
Your Emirates ID card will be taken from you, and your passport will be stamped and returned. You now have 30 days to exit the UAE.
—If you are simply changing jobs and remaining in the UAE, then you must hand over the signed cancellation application, as well as your passport to your new employer in order to get your new visa stamped in your passport.
—Your passport should be returned to you in about two weeks' time after your passport has been stamped. According to UAE regulations, it is illegal for an employer to hold on to your passport after the visa has been stamped on it.
For more information regarding the Emirates ID, you may contact EIDA via the ‘Ask Hamad‘ service through 6005-30003.

©2018 THOUGHTSKOTO

Tuesday, May 29, 2018

Banks And Government Offices Offering Loans For OFWs

 Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.
When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.
Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.
The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.
Advertisement


Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank

Sponsored Links




Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.

Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.

Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.

Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union Bank
OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph.
Overseas Filipino Workers (OFWs)  are not rich despite being able to earn higher salary abroad. There are times that they need to reach out to someone for their financial needs.  When they need to have their own house or pay their mortgage,  they could use a loan to do it but finding the most accommodating bank or government entity to avail it might be difficult for them.  Being based overseas also limits their means and even capabilities to meet their needs with the various financial institutions in the Philippines.  The OFWs has buying power with over $24.35 billion worth of remittances has been sent to the Philippines last year. In this regard, local lenders have been more than willing to accommodate OFWs who are looking to loan cash.  Advertisement        Sponsored Links         BDO offers Personal, Home, and Auto Loans to OFWs through its Asenso Kabayan Program. Borrowers should at least be 25 years old but not more than 65 years old upon the maturity of the loan. You should be employed for at least 2 years abroad for skilled workers, and at least 3 years for domestic helpers taking home at minimum P10,000 gross monthly for Personal and Home Loans, and P50,000 per month for Auto Loan.  Borrowers can submit their application to callcenter@bdo.com.ph. You must also have an initial minimum deposit of P100 for peso account and $100 for dollar account to qualify for the loans. All forms can be downloaded at www.bdo.com.ph.   BPI grants Personal Loan, Housing Loan and Auto Loans to OFWs working abroad for at least 2 years and earning a minimum of P30,000 per month for Personal and Auto Loans, and a minimum of P40,000 for Housing Loans. Borrowers should be at least 21 years old and not more than 60 years old upon the maturity of the loan. You must be physically present at the BPI branch to sign the loan documents once it is approved. To apply online, visit www.bpiloans.com.   OFWs employed for at least 3 years and earning a minimum of P50,000 per month can apply for a Housing Loan at Chinabank. You must be at least 21 years old and not older 65 years old upon loan maturity, without any adverse credit findings such as court cases, bouncing checks, unpaid loans, cancelled credit cards, etc. For more information, check out www.chinabank.ph.   EastWest Bank offers Home and Auto loans to OFWs between 21 years old and up to 65 years old upon loan maturity, who earns a minimum of P40,000 monthly income. You can fill out the application form at www.eastwestbanker.com and submit necessary documents to csloans@eastwestbanker.com.   Land Bank offers home loans to OFWs through its Bahay Para sa Bagong Bayani Program. Borrowers holding a live contract from a reputable company, 21 years old but not more than 65 years old upon loan maturity, and without any CI/BI adverse findings are qualified to apply for the loan. Interested applicants can visit www.landbank.com for more information.   PNB offers home loans for OFWs based in Singapore, Japan, New York and Los Angeles, through its Own a Philippine Home Loan program. Borrowers based in Singapore must have a minimum gross annual salary of SGD 48,000 and your Total Debt Servicing Ratio must not exceed 60% of Gross Monthly Income.  Meanwhile, OFWs based in Hong Kong and Saudi Arabia can avail of PNB’s Global Filipino Auto Loan program. You should be at least 21 years old and not more than 60 years old upon loan maturity to qualify. PNB also requires interested borrowers to have worked abroad for the last 2 years. You can visit www.pnb.com.ph for more details.   PSBank has a Own Your Home and Drive Your Car program for OFWs who aspire to buy property and cars. Borrowers have to be 21 years old and up to 65 years old upon the maturity of the loan. You must have worked for at least 2 years and earning a combined family income of P30,000 to qualify for a home loan. PSBank also requires a residential real estate property for collateral. Visit www.psbank.com.ph for more information   Security Bank offers housing and auto loans to OFWs who have worked abroad for at least 2 years and are least 21 years old, but not more than 65 years old upon loan maturity. Borrowers must be earning a combined household income of at least P50,000 for housing loans; a minimum monthly income of P40,000 for brand-new car buyers; P20,000 for pre-owned car buyers.  Interested borrowers must complete the necessary documents and scan them. Fill out the online application form at www.securitybank.com and upload the documents.   OFWs working for at least 2 years in a permanent capacity can apply for a housing loan at RCBC. Borrowers have to be at least 21 years old upon application but not more than 65 years old upon loan maturity. You can visit www.rcbcsavings.com for more information.   OFWs employed for the last 12 months with a minimum gross monthly income of P30,000 can apply for a home loan at UCPB. Visit www.ucpb.com to learn more.   OFWs who have remitted at least 24 monthly contributions can qualify to avail of Pag-IBIG’s affordable housing loan. New members may, may alternately pay the 24 monthly contributions in lump sum. Borrowers must be below 65 years old, without any outstanding Pag-IBIG housing loan nor multi-purpose loan in arrears. As an additional requirement, you should not have had a Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default or subjected to Dacion en Pago. For more information, visit www.pagibigfund.gov.ph. Certified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.   READ MORE: Do You Want College Scholarship? Check This Out Now!   No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban    In Demand College Courses Which Only A Few Take Up    OFWs Must Save, Get Insurance And Have An Investment    OFW Help Desks From TESDA Now Available at International Airports    Signs That You And Your Partner Have An Unhealthy Communication    It's More Deadly In The Philippines? Tourism Ad In New York, Vandalized    Earn While Helping Your Friends Get Their Loan    List of Philippine Embassies And Consulates Around The World    Deployment Ban In Kuwait To Be Lifted Only If OFWs Are 100% Protected —Cayetano    Why OFWs From Kuwait Afraid Of Coming Home?   How to Avail Auto, Salary And Home Loan From Union BankCertified OFWs who have at least 36 monthly contribution and 24 continuous contributions can apply for a Direct Housing Loan Facility for OFWs offered by SSS. To qualify, borrowers must not have a previously granted SSS housing loan, or receiving final SSS benefits. The spouse of an existing borrower may still qualify for an SSS housing loan if the loan had been obtained before their marriage and the loan isn’t delinquent. You can visit www.sss.gov.ph for more information.

©2018 THOUGHTSKOTO