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Showing posts with label monthly bills. Show all posts
Showing posts with label monthly bills. Show all posts

Monday, June 25, 2018

DTI Offers P5K To P200K Loan To Small Business Owners

Department of Trade and Industry (DTI) monitoring shows that the prices of basic commodities have rises. These includes several brands of canned meat products, condiments, soap, and batteries.
Without extra funds, small businesses are suffering losses as they cannot compete against bigger retailers especially if they count on their profits to cover their expenses such as paying rents, mortgages, loans, monthly bills etc.
Through the P3 Program, DTI is offering low-interest loans to small businesses who are affected by the price hike.
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Department of Trade and Industry (DTI) monitoring shows that the prices of basic commodities rise like some brands of canned meat products, condiments, soap, and batteries. Without extra funds, small businesses are suffering losses as they cannot go parallel with the prices of those bigger competitors especially if they count on their business sales for all expenses such as paying rents, mortgages, loans, monthly bills etc. Through P3, DTI is offering low-interest loans to small businesses who are affected by the price hike. Advertisement Sponsored Links A group of supermarket owners believes that the price hikes for basic commodities will continue until the latter parts of the year. Steve Cua, president of Philippine Amalgamated Supermarkets Association said it it also a chance for the manufacturers to have a price increase. He also said that if the manufacturers increase their prices, there will be no choice for the retailers but to follow. If this price hike happens, the small businesses will hardly break even with their expenses against profit. DTI, however, continues keen monitoring of the prices. They have already found some products which exceed the suggested retail price (SRP) and the agency demanded an explanation from the manufacturer. DTI Undersecretary Zenaida Maglaya said that although SRP's are only "suggested" the manufacturers also have a duty to explain why they needed to put P1 or P2 increase on their products. Maglaya also mentioned that they are offering low-interest loans to small businesses who will be affected by the price hike amounting from P5,000 up to P200,000 which only earns 2.5% which translates to P25/month for every P1,000 borrowed. READ MORE: Can A Family Of Five Survive With P10K Income In A Month? How Filipinos Can Get Free Oman Visa? Do You Know The Effects Of Too Much Bad News To Your Body? Authorized Travel Agency To Process Temporary Visa Bound to South Korea Who Can Skip Online Appointment And Use The DFA Courtesy Lane For Passport Processing?


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A group of supermarket owners believe that the price hikes for basic commodities will continue until the latter parts of the year.
Department of Trade and Industry (DTI) monitoring shows that the prices of basic commodities rise like some brands of canned meat products, condiments, soap, and batteries. Without extra funds, small businesses are suffering losses as they cannot go parallel with the prices of those bigger competitors especially if they count on their business sales for all expenses such as paying rents, mortgages, loans, monthly bills etc. Through P3, DTI is offering low-interest loans to small businesses who are affected by the price hike. Advertisement Sponsored Links A group of supermarket owners believes that the price hikes for basic commodities will continue until the latter parts of the year. Steve Cua, president of Philippine Amalgamated Supermarkets Association said it it also a chance for the manufacturers to have a price increase. He also said that if the manufacturers increase their prices, there will be no choice for the retailers but to follow. If this price hike happens, the small businesses will hardly break even with their expenses against profit. DTI, however, continues keen monitoring of the prices. They have already found some products which exceed the suggested retail price (SRP) and the agency demanded an explanation from the manufacturer. DTI Undersecretary Zenaida Maglaya said that although SRP's are only "suggested" the manufacturers also have a duty to explain why they needed to put P1 or P2 increase on their products. Maglaya also mentioned that they are offering low-interest loans to small businesses who will be affected by the price hike amounting from P5,000 up to P200,000 which only earns 2.5% which translates to P25/month for every P1,000 borrowed. READ MORE: Can A Family Of Five Survive With P10K Income In A Month? How Filipinos Can Get Free Oman Visa? Do You Know The Effects Of Too Much Bad News To Your Body? Authorized Travel Agency To Process Temporary Visa Bound to South Korea Who Can Skip Online Appointment And Use The DFA Courtesy Lane For Passport Processing?

Steve Cua, president of Philippine Amalgamated Supermarkets Association said it it also a chance for the manufacturers to have a price increase. He also said that if the manufacturers increase their prices, there will be no choice for the retailers but to follow.

If this price hike continues, small businesses will hardly break even with their expenses against profit.
DTI, however, continues keen monitoring of the prices.
They have already found products which exceed the suggested retail price (SRP) and the agency is demanding an explanation from manufacturers.
Department of Trade and Industry (DTI) monitoring shows that the prices of basic commodities rise like some brands of canned meat products, condiments, soap, and batteries. Without extra funds, small businesses are suffering losses as they cannot go parallel with the prices of those bigger competitors especially if they count on their business sales for all expenses such as paying rents, mortgages, loans, monthly bills etc. Through P3, DTI is offering low-interest loans to small businesses who are affected by the price hike. Advertisement Sponsored Links A group of supermarket owners believes that the price hikes for basic commodities will continue until the latter parts of the year. Steve Cua, president of Philippine Amalgamated Supermarkets Association said it it also a chance for the manufacturers to have a price increase. He also said that if the manufacturers increase their prices, there will be no choice for the retailers but to follow. If this price hike happens, the small businesses will hardly break even with their expenses against profit. DTI, however, continues keen monitoring of the prices. They have already found some products which exceed the suggested retail price (SRP) and the agency demanded an explanation from the manufacturer. DTI Undersecretary Zenaida Maglaya said that although SRP's are only "suggested" the manufacturers also have a duty to explain why they needed to put P1 or P2 increase on their products. Maglaya also mentioned that they are offering low-interest loans to small businesses who will be affected by the price hike amounting from P5,000 up to P200,000 which only earns 2.5% which translates to P25/month for every P1,000 borrowed. READ MORE: Can A Family Of Five Survive With P10K Income In A Month? How Filipinos Can Get Free Oman Visa? Do You Know The Effects Of Too Much Bad News To Your Body? Authorized Travel Agency To Process Temporary Visa Bound to South Korea Who Can Skip Online Appointment And Use The DFA Courtesy Lane For Passport Processing?
DTI Undersecretary Zenaida Maglaya said that although SRP's are only "suggested" the manufacturers also have a duty to explain why they needed to put P1 or P2 increase on their products.

Maglaya also mentioned that they are offering low-interest loans to small businesses who will be affected by the price hike amounting from P5,000 up to P200,000 which only earns 2.5% which translates to P25/month for every P1,000 borrowed.

 To learn how to avail a low-interest loan from DTI click here.
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Monday, June 04, 2018

What Is SSS PESO Fund And How Can You Invest In It

Every worker, especially overseas Filipino workers (OFWs), will eventually get old and stay home for good and not everyone has enough savings to sustain their needs. It is good if you have a small business to meet your everyday expenses, pay your monthly bills, settle your mortgages and have a little extra for leisure and relaxation.
Planning for your retirement may harder than it looks but you really need to start as early as now.
The Social Security System (SSS) has provided an investment option for its members through SSS P.E.S.O. Fund where you can benefit a lot.
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Every worker especially overseas Filipino workers (OFW) will eventually get old and stay home for good for sure and not everyone has enough savings to sustain their needs. It is better that you have a small business to meet your everyday expenses, pay your monthly bills, settle your mortgages and have a little extra for leisure and relaxation. Planning for your retirement may not be easier than it looks. You need to really do something about it in as early as now. The Social Security System (SSS) has provided an investment option for its members through SSS P.E.S.O. Fund where you can benefit a lot. Advertisement Sponsored Links What is the SSS P.E.S.O. Fund? The SSS P.E.S.O. Fund (Personal Equity and Savings Option) is a voluntary provident fund offered exclusively to SSS members in addition to the regular SSS program. Through this program, members who have the capacity to contribute more are given the opportunity to save more in order to receive additional benefits in the future. How can an SSS member join the SSS P.E.S.O. Fund? Interested and qualified SSS members can enroll in the program over-the-counter at any SSS branch. Enrollment via My.SSS will be announced later. Why is the SSS P.E.S.O. Fund a good investment? The program provides an option for SSS members to save their excess earnings and build a secure future through: • Tax-free earnings and benefits; • Contributions placed in sovereign guaranteed investments; and • Guaranteed earnings. How is the SSS P.E.S.O. Fund allocated? The contributions and earnings of a member shall be allocated to three (3) types of accounts: When can a member contribute to the SSS P.E.S.O. Fund? Contributions to the P.E.S.O. Fund may be made anytime, whenever the member has excess funds. SE, VM and OFW members, must have regular SSS contributions based on the maximum Monthly Salary Credit (MSC) on the month of payment before they can contribute to the P.E.S.O. Fund. Each member shall be allowed a maximum contribution of P100,000 per annum and a minimum of P1,000 per contribution. Who can join in the SSS P.E.S.O. Fund? The program is open to all employees, self-employed (SE), voluntary (VM) and OFW members who have met the following qualifications: a. Below 55 years of age; b. Have paid contributions in the regular SSS program for at least six (6) consecutive months within the 12-month period immediately prior to the month of enrollment; c. SE, VM and OFW members should be paying the maximum amount of contributions under the regular SSS program; d. Have not filed any final claim under the regular SSS program. When does membership in the SSS P.E.S.O. Fund start? Membership begins with the payment of the first contribution to the P.E.S.O. Fund. Are withdrawals from the SSS P.E.S.O. Fund allowed? No withdrawals are allowed from the retirement/total disability account. Withdrawals from the fund shall be allowed only from the Medical (25%) and General Purpose (10%) Accounts. Withdrawals within the 5-year retention period shall be charged with corresponding penalty and service fees. When can a member receive benefits from the SSS P.E.S.O Fund? • The member will receive benefits upon filing a retirement, total disability or death claim under the regular SSS program. • Retirement or total disability benefits, which consist of the member’s contributions and earnings from the SSS P.E.S.O. Fund, may opt to receive this in monthly pension, lump sum or a combination of both. • Death benefits shall be paid in lump sum to the member’s beneficiaries. SSS P.E.S.O. Fund member who contributes P100,000 per year starting at age 40 will have contributed a total of P2.0M by the time he reaches age 60. Assuming that the fund growth rates are at 3.75%, 1.85% and 1.85% per annum (may be higher or lower) for Retirement Account, Medical Account, and General Purpose Account, respectively, the member would earn P500,000 in 20 years, giving him a total of P2.5M upon retirement. However, if the member placed his P2.0M in a bank with an average savings interest rate of 0.45% per annum (net of tax), his deposit would earn P100,000 in 20 years, giving him a total of P2.1M upon retirement. For more information email: member_relations@sss.gov.ph or call 920-6446 to 55 or visit: www.sss.gov.ph READ MORE: Do You Want College Scholarship? Check This Out Now! No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban In Demand College Courses Which Only A Few Take Up OFWs Must Save, Get Insurance And Have An Investment OFW Help Desks From TESDA Now Available at International Airports Signs That You And Your Partner Have An Unhealthy

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What is the SSS P.E.S.O. Fund?

The SSS P.E.S.O. Fund (Personal Equity and Savings Option) is a voluntary provident fund offered exclusively to SSS members in addition to the regular SSS program. Through this program, members who have the capacity to contribute more are given the opportunity to save more in order to receive additional benefits in the future.

How can an SSS member join the SSS P.E.S.O. Fund? 

Interested and qualified SSS members can enroll in the program over-the-counter at any SSS branch. Enrollment via My.SSS will be announced later.

Why is the SSS P.E.S.O. Fund a good investment? 

The program provides an option for SSS members to save their excess earnings and build a secure future through:
• Tax-free earnings and benefits; 
• Contributions placed in sovereign guaranteed investments; and 
• Guaranteed earnings. 


How is the SSS P.E.S.O. Fund allocated? 
Every worker especially overseas Filipino workers (OFW) will eventually get old and stay home for good for sure and not everyone has enough savings to sustain their needs. It is better that you have a small business to meet your everyday expenses, pay your monthly bills, settle your mortgages and have a little extra for leisure and relaxation. Planning for your retirement may not be easier than it looks. You need to really do something about it in as early as now. The Social Security System (SSS) has provided an investment option for its members through SSS P.E.S.O. Fund where you can benefit a lot. Advertisement Sponsored Links What is the SSS P.E.S.O. Fund? The SSS P.E.S.O. Fund (Personal Equity and Savings Option) is a voluntary provident fund offered exclusively to SSS members in addition to the regular SSS program. Through this program, members who have the capacity to contribute more are given the opportunity to save more in order to receive additional benefits in the future. How can an SSS member join the SSS P.E.S.O. Fund? Interested and qualified SSS members can enroll in the program over-the-counter at any SSS branch. Enrollment via My.SSS will be announced later. Why is the SSS P.E.S.O. Fund a good investment? The program provides an option for SSS members to save their excess earnings and build a secure future through: • Tax-free earnings and benefits; • Contributions placed in sovereign guaranteed investments; and • Guaranteed earnings. How is the SSS P.E.S.O. Fund allocated? The contributions and earnings of a member shall be allocated to three (3) types of accounts: When can a member contribute to the SSS P.E.S.O. Fund? Contributions to the P.E.S.O. Fund may be made anytime, whenever the member has excess funds. SE, VM and OFW members, must have regular SSS contributions based on the maximum Monthly Salary Credit (MSC) on the month of payment before they can contribute to the P.E.S.O. Fund. Each member shall be allowed a maximum contribution of P100,000 per annum and a minimum of P1,000 per contribution. Who can join in the SSS P.E.S.O. Fund? The program is open to all employees, self-employed (SE), voluntary (VM) and OFW members who have met the following qualifications: a. Below 55 years of age; b. Have paid contributions in the regular SSS program for at least six (6) consecutive months within the 12-month period immediately prior to the month of enrollment; c. SE, VM and OFW members should be paying the maximum amount of contributions under the regular SSS program; d. Have not filed any final claim under the regular SSS program. When does membership in the SSS P.E.S.O. Fund start? Membership begins with the payment of the first contribution to the P.E.S.O. Fund. Are withdrawals from the SSS P.E.S.O. Fund allowed? No withdrawals are allowed from the retirement/total disability account. Withdrawals from the fund shall be allowed only from the Medical (25%) and General Purpose (10%) Accounts. Withdrawals within the 5-year retention period shall be charged with corresponding penalty and service fees. When can a member receive benefits from the SSS P.E.S.O Fund? • The member will receive benefits upon filing a retirement, total disability or death claim under the regular SSS program. • Retirement or total disability benefits, which consist of the member’s contributions and earnings from the SSS P.E.S.O. Fund, may opt to receive this in monthly pension, lump sum or a combination of both. • Death benefits shall be paid in lump sum to the member’s beneficiaries. SSS P.E.S.O. Fund member who contributes P100,000 per year starting at age 40 will have contributed a total of P2.0M by the time he reaches age 60. Assuming that the fund growth rates are at 3.75%, 1.85% and 1.85% per annum (may be higher or lower) for Retirement Account, Medical Account, and General Purpose Account, respectively, the member would earn P500,000 in 20 years, giving him a total of P2.5M upon retirement. However, if the member placed his P2.0M in a bank with an average savings interest rate of 0.45% per annum (net of tax), his deposit would earn P100,000 in 20 years, giving him a total of P2.1M upon retirement. For more information email: member_relations@sss.gov.ph or call 920-6446 to 55 or visit: www.sss.gov.ph READ MORE: Do You Want College Scholarship? Check This Out Now! No HSWs Has Been Sent To Kuwait Yet After Lifting Of Ban In Demand College Courses Which Only A Few Take Up OFWs Must Save, Get Insurance And Have An Investment OFW Help Desks From TESDA Now Available at International Airports Signs That You And Your Partner Have An Unhealthy Communication
The contributions and earnings of a member shall be allocated to three (3) types of accounts:

When can a member contribute to the SSS P.E.S.O. Fund?

 Contributions to the P.E.S.O. Fund may be made anytime, whenever the member has excess funds. SE, VM and OFW members, must have regular SSS contributions based on the maximum Monthly Salary Credit (MSC) on the month of payment before they can contribute to the P.E.S.O. Fund. Each member shall be allowed a maximum contribution of P100,000 per annum and a minimum of P1,000 per contribution.

Who can join in the SSS P.E.S.O. Fund? 

The program is open to all employees, self-employed (SE), voluntary (VM) and OFW members who have met the following qualifications:
a. Below 55 years of age; 
b. Have paid contributions in the regular SSS program for at least six (6) consecutive months within the 12-month period immediately prior to the month of enrollment; 
c. SE, VM and OFW members should be paying the maximum amount of contributions under the regular SSS program; 
d. Have not filed any final claim under the regular SSS program.

When does membership in the SSS P.E.S.O. Fund start? 
Membership begins with the payment of the first contribution to the P.E.S.O. Fund.


Are withdrawals from the SSS P.E.S.O. Fund allowed? 

No withdrawals are allowed from the retirement/total disability account. Withdrawals from the fund shall be allowed only from the Medical (25%) and General Purpose (10%) Accounts. Withdrawals within the 5-year retention period shall be charged with corresponding penalty and service fees. 

When can a member receive benefits from the SSS P.E.S.O Fund? 

• The member will receive benefits upon filing a retirement, total disability or death claim under the regular SSS program. 

• Retirement or total disability benefits, which consist of the member’s contributions and earnings from the SSS P.E.S.O. Fund, may opt to receive this in monthly pension, lump sum or a combination of both. 

• Death benefits shall be paid in lump sum to the member’s beneficiaries.

SSS P.E.S.O. Fund member who contributes P100,000 per year starting at age 40 will have contributed a total of P2.0M by the time he reaches age 60. Assuming that the fund growth rates are at 3.75%, 1.85% and 1.85% per annum (may be higher or lower) for Retirement Account, Medical Account, and General Purpose Account, respectively, the member would earn P500,000 in 20 years, giving him a total of P2.5M upon retirement. 

However, if the member placed his P2.0M in a bank with an average savings interest rate of 0.45% per annum (net of tax), his deposit would earn P100,000 in 20 years, giving him a total of P2.1M upon retirement.For more information email: member_relations@sss.gov.ph or call 920-6446 to 55 or visit: www.sss.gov.ph
©2018 THOUGHTSKOTO
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Saturday, March 17, 2018

Can OFWs Buy Life Insurance Online?

What if something happened to you? How would be the financial status of your family especially when they have to pay the mortgage, rent, monthly bills, daily needs, tuition fee, etc. and you don't have a life insurance?
Life insurance is a way of saving for the future of our loved ones should anything untoward happened to us. It provides financial security and peace of mind to your family and immediate beneficiaries. 
As overseas Filipino workers (OFW) who are always outside the country, applying for a life insurance could be somewhat difficult.
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What if something happened to you? How would be the financial status of your family especially when they have to pay the mortgage, rent, monthly bills, daily needs, tuition fee, etc. and you don't have a life insurance? Life insurance is a way of saving for the future of our loved ones should anything untoward happened to us. It provides financial security and peace of mind to your family and immediate beneficiaries. As overseas Filipino workers (OFW) who are always outside the country, applying for a life insurance could be somewhat difficult. Advertisement Sponsored Links Now OFWs can secure their future by availing life insurance online. AXA Life launched AXA Ion, the first life insurance which you can purchase at the convenience of your own home through internet. There will be no need for the OFWs to wait for their next vacation just to get a life insurance. AVAILABLE PRODUCTS Educational Plan The cost of college education in a good private school today is over P100,000 a year and tuition fees also regularly increase. Academic Exentials is an educational plan with guaranteed cash benefits to help you with the costs of college education like tuition fees, textbooks, or learning materials. Automatic Savings Plan Savings Exentials is the easy, convenient and automatic way to save even while you’re abroad. Another feature of Savings Exentials is that you won’t have to pay premiums if you get totally or permanently disabled. Moreover, should you become disabled or suddenly pass away, you or your family will still receive the guaranteed cash benefits on your savings plan when your Savings Exentials matures. Health and Disability Insurance More and more people are getting sick with critical illnesses such as heart disease, stroke, and cancer. Treatments for these can be very expensive. With Health Exentials, you get a value-for-money health plan that can provnide you more than P5,000,000 worth of medical benefits for as low as only P59 a day. Health Exentials gives you high coverage in case you get any of the 35 critical conditions or illnesses covered, 100% upon diagnosis and another 100% if you get totally and permanently disabled because of the condition. You also get a cash benefit for every day of hospitalization when you are confined in for 3 days or longer, plus double the amount in case you’re confined in the ICU (intensive care unit). You also get a cash benefit if you reach age 55 without using this critical illness insurance plan or in case you pass away within the coverage period Life Insurance You work hard away from your loved ones to give them a good life. But what happens if you unexpectedly pass away, especially while you are abroad? Who will take care of the day-to-day needs of your family? With Life Exentials, your family and loved ones can receive cash for up to 60 months in case of your death or upon diagnosis of a terminal illness, even while you’re abroad. Your family can use the guaranteed cash benefit to help pay for daily living costs, including household expenses, food, rent, and utility bills. They can also stay ahead of long-term costs, like education or mortgage, even after you’re gone, so that your dreams for them can still come true, even when you’re gone. Read More: 5 Signs A Person Is Going To Be Poor And 5 Signs You Are Going To Be Rich Tips On How To Handle Money For OFWs And Their Families How Much Can Filipinos Earn 1-10 Years After Finishing College? Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

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Now OFWs can secure their future by availing life insurance online.
AXA Life launched AXA Ion, the first life insurance which you can purchase at the convenience of your own home through internet. There will be no need for the OFWs to wait for their next vacation just to get a life insurance.
What if something happened to you? How would be the financial status of your family especially when they have to pay the mortgage, rent, monthly bills, daily needs, tuition fee, etc. and you don't have a life insurance? Life insurance is a way of saving for the future of our loved ones should anything untoward happened to us. It provides financial security and peace of mind to your family and immediate beneficiaries. As overseas Filipino workers (OFW) who are always outside the country, applying for a life insurance could be somewhat difficult. Advertisement Sponsored Links Now OFWs can secure their future by availing life insurance online. AXA Life launched AXA Ion, the first life insurance which you can purchase at the convenience of your own home through internet. There will be no need for the OFWs to wait for their next vacation just to get a life insurance. AVAILABLE PRODUCTS Educational Plan The cost of college education in a good private school today is over P100,000 a year and tuition fees also regularly increase. Academic Exentials is an educational plan with guaranteed cash benefits to help you with the costs of college education like tuition fees, textbooks, or learning materials. Automatic Savings Plan Savings Exentials is the easy, convenient and automatic way to save even while you’re abroad. Another feature of Savings Exentials is that you won’t have to pay premiums if you get totally or permanently disabled. Moreover, should you become disabled or suddenly pass away, you or your family will still receive the guaranteed cash benefits on your savings plan when your Savings Exentials matures. Health and Disability Insurance More and more people are getting sick with critical illnesses such as heart disease, stroke, and cancer. Treatments for these can be very expensive. With Health Exentials, you get a value-for-money health plan that can provnide you more than P5,000,000 worth of medical benefits for as low as only P59 a day. Health Exentials gives you high coverage in case you get any of the 35 critical conditions or illnesses covered, 100% upon diagnosis and another 100% if you get totally and permanently disabled because of the condition. You also get a cash benefit for every day of hospitalization when you are confined in for 3 days or longer, plus double the amount in case you’re confined in the ICU (intensive care unit). You also get a cash benefit if you reach age 55 without using this critical illness insurance plan or in case you pass away within the coverage period Life Insurance You work hard away from your loved ones to give them a good life. But what happens if you unexpectedly pass away, especially while you are abroad? Who will take care of the day-to-day needs of your family? With Life Exentials, your family and loved ones can receive cash for up to 60 months in case of your death or upon diagnosis of a terminal illness, even while you’re abroad. Your family can use the guaranteed cash benefit to help pay for daily living costs, including household expenses, food, rent, and utility bills. They can also stay ahead of long-term costs, like education or mortgage, even after you’re gone, so that your dreams for them can still come true, even when you’re gone. Read More: 5 Signs A Person Is Going To Be Poor And 5 Signs You Are Going To Be Rich Tips On How To Handle Money For OFWs And Their Families How Much Can Filipinos Earn 1-10 Years After Finishing College? Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?
AVAILABLE PRODUCTS

Educational Plan
The cost of college education in a good private school today is over P100,000 a year and tuition fees also regularly increase.

Academic Exentials is an educational plan with guaranteed cash benefits to help you with the costs of college education like tuition fees, textbooks, or learning materials.

Automatic Savings Plan
Savings Exentials is the easy, convenient and automatic way to save even while you’re abroad. Another feature of Savings Exentials is that you won’t have to pay premiums if you get totally or permanently disabled.

Moreover, should you become disabled or suddenly pass away, you or your family will still receive the guaranteed cash benefits on your savings plan when your Savings Exentials matures.

Health and Disability Insurance

More and more people are getting sick with critical illnesses such as heart disease, stroke, and cancer. Treatments for these can be very expensive.

With Health Exentials, you get a value-for-money health plan that can provnide you more than P5,000,000 worth of medical benefits for as low as only P59 a day.

Health Exentials gives you high coverage in case you get any of the 35 critical conditions or illnesses covered, 100% upon diagnosis and another 100% if you get totally and permanently disabled because of the condition.

You also get a cash benefit for every day of hospitalization when you are confined in for 3 days or longer, plus double the amount in case you’re confined in the ICU (intensive care unit). You also get a cash benefit if you reach age 55 without using this critical illness insurance plan or in case you pass away within the coverage period

Life Insurance

You work hard away from your loved ones to give them a good life. But what happens if you unexpectedly pass away, especially while you are abroad? Who will take care of the day-to-day needs of your family?

With Life Exentials, your family and loved ones can receive cash for up to 60 months in case of your death or upon diagnosis of a terminal illness, even while you’re abroad.

Your family can use the guaranteed cash benefit to help pay for daily living costs, including household expenses, food, rent, and utility bills. They can also stay ahead of long-term costs, like education or mortgage, even after you’re gone, so that your dreams for them can still come true, even when you’re gone.
©2018 THOUGHTSKOTO
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Tuesday, March 13, 2018

How Much Can Filipinos Earn 1-10 Years After Finishing College?

Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc.
According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience.
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Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links Nobody discusses any person’s salary among his/her friends or family. It is also unethical to ask someone how much they make as it is something that should be kept only for themselves. However if you are curious yet too shy to ask for a person’s salary, you might have the closest answer in an infographic prepared by JobStreet and Entrepreneur.ph. It is based on the averages of self-reported salaries of its users. Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries? ©2018 THOUGHTSKOTO www.jbsolis.com
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Nobody discusses any person’s salary among his/her friends or family. It is also unethical to ask someone how much they make as it is something that should be kept only for themselves.

However if you are curious yet too shy to ask for a person’s salary, you might have the closest answer in an infographic prepared by JobStreet and Entrepreneur.ph. It is based on the averages of self-reported salaries of its users.
Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

Who would not want a bigger salary? Everyone needs it to pay their rents, loans, mortgage, monthly bills, everyday expenditures etc. According to the data collected for 2017 shown in an infographic from www.entrepreneur.com, that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the employees level of experience. Advertisement Sponsored Links A person’s salary is rarely discussed among his/her friends or family as it is taboo to even bring that topic into discussion. It is also not polite to ask someone how much they make as it is something that should be kept a secret. However, even though people rarely talk about their salaries, it is a thought that has crossed everyone’s mind at one point. We’re sure you have thought about how much money your seatmate back in college earns today. If you are curious yet too shy to ask for a person’s salary, the closest answer you can get is this infographic prepared by JobStreet and Entrepreneur.ph. The graph was based on the averages of self-reported salaries of its users. For the year 2017, the infographic showed that the top universities which produce the highest paid employees are the University of the Philippines, Mapúa University, University of Santo Tomas, Ateneo de Manila University, and De La Salle University, depending on the level of experience of the employees. Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job. Read More: Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?
Aside from the top universities, the data also showed top 5 fields of graduates per school, which tell the industry where graduates from each school would land a job.
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