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Friday, August 17, 2018

What is Kabayan OFW Insurance And What Are The Benefits?

As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.
That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
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KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.



It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.

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This insurance package includes protection for OFWs by providing several benefits such as:
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
Repatriation
- Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
Subsistence Allowance 
- Financial assistance is given to the OFw who is involved in a case or litigation for the protection of his or her rights in the host country.

Legitimate Money Claims Insurance
- Monetary claims arising from the employer's liability which may be given to the OFW in a judgment or settlement of the case in the National Labor Relations Commission (NLRC).
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
Compassionate Visit
- In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
Medical Evacuation Insurance
- In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
Medical Repatriation Insurance
- In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
The Kabayan Insurance also provides the following life benefit coverages:
Accidental Death Benefit
- At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.

Natural Death
- At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.

Permanent Total Disablement
- At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.

All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.

Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.

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This is filed under overseas Filipino worker, work abroad, abuse, maltreatment, household service workers, termination, mandatory insurance
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
 WWA or from private lenders that offer a very low-interest rate.  Ut is also a plus factor if you try placing your food cart near schools, in a mall, beside a grocery store, transport terminals and other parking lots with high foot traffic.    The possibilities are endless. For more ideas, you can also watch this video.     Ads    Filed under Working overseas, Overseas Filipino workers, household service workers, abuses, maltreatment, livelihood, food business, start a business, loan, OWWA, TESDA  Read More:  Can a married woman who has been separated, divorced or had an annulment from her husband, revert to using her maiden name?  In the Philippines, there are no existing laws that support divorce. The only available option for a married couple who wanted to live apart is to file an annulment or through a legal separation but annulment is too costly and it will take time and legal separation doesn't provide provisions that a divorce do. Somehow, some marriages don't work well and ended up in split-ups.        Advertisement  In case a woman wanted to change her name from her married name to her maiden name for renewing her Philippine passport the Supreme Court clarified that a married woman who has been issued a Philippine passport under her husband’s surname is not allowed to change her family name at will for as long as her marriage still subsists. This is to prevent confusion and inconsistency in the records of passport holders. Department of Foreign Affairs (DFA) will only allow it if the woman can present a final court decree nullifying the marriage.      Ads      Pampanga Rep. Gloria Macapagal Arroyo proposed a bill that will entitle women to revert to her surname without the court order. House Bill No. 6082 or the Reversion to Maiden Name Act seeks to bypass expensive court process in terms of surname revision. With this bill, a woman can revert to her maiden surname on the following circumstances:   (1) after her marriage has been judicially declared null and void or after its annulment;  (2) After a judicial declaration of legal separation, provided that there has been no manifestation of reconciliation filed with the court;  (3) After a judicial declaration of separation of property, provided there has been no subsequent decree reviving the old property regime between the spouses;  (4) If the spouses stipulated in their marriage settlement that a regime of separation of properties shall govern their property relations;  (5) If the petitioner has been de facto separated from or abandoned by her husband for a period of not less than 10 years;  (6) If the petitioner’s husband may be presumed dead.  Should this bill be a law, the woman will no longer need to pay P150,000 to P200,000 for annulment. However, she needs at least P50,000 to change the identification cards including Social Security System ID, telecommunications bills, postal ID etc.     A woman can use her maiden name in her passport even though she is married, provided that she had not yet used her married name in any previous Philippine passport.    If she is currently using her husband’s surname in her passport she is not allowed to revert to her maiden name unless her marriage is annulled or she is already a widow.    Can a woman remove her erring husband from her beneficiaries list?  In annulment of marriage or in a legal separation of spouses, the innocent spouse may revoke the designation of the other spouse as beneficiary in any insurance policy, even if such designation was stipulated as irrevocable. This is in accordance with the provisions of Article 43 of the Family Code of the Philippines.        Ads  Read More:  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Important Reminders: Things You Should Not Do With Your Passport  Extortion and video or photo voyeurism is a serious crime and our overseas Filipino workers (OFW) are vulnerable to such crimes. A number of cases where female OFWs was lured to send nude photos or videos to their boyfriend whom they only knew online and later the latter will eventually ask for money in agreement that he will not upload the said videos or photos online.       Advertisement       Ads   A man was arrested for extorting money from her OFW girlfriend.  The suspect asked the OFW to give him Php50,000 for the agreement that he will not upload the OFW's nude photos online.    National Bureau of Investigation (NBI)  operatives set up an entrapment operation in response to the complaint of OFW "Rhia", (real name withheld) in a restaurant and waited for the suspect Dexter Caminos.  After Rhia handed the money to Caminos, the NBI Cybercrime Division operatives moved quickly putting the suspect under arrest.  The suspect admitted that they were having a quarrel and that he receives allowances from the OFW. He also denied that he was blackmailing the OFW. The suspect also said that it was not extortion and the money is for their business.    Rhia said that she was forced to take an emergency leave from her work in the UAE to file a complaint to the  Philippine authorities.  She also said that he already gave Php40,000 to he suspect due to his threats. He was telling her that he will send the nude photos to her family and to her churchmates if she will not hand him the money.  The victim believes that she was not the only victim since the suspect was also an OFW.  The suspect is facing robbery extortion charges, violation of Violence Against Women and Children Act and Video Voyeurism Act.  This is filed under Extortion, video or photo voyeurism, overseas Filipino workers, OFW, nude photos,   Ads  Read More:  Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  There are almost 700,000 overseas Filipinos workers (OFW) living in the United Arab Emirates (UAE), 450,000 of which live in Dubai comprising 21.3% of the total population of Dubai. It is the largest population of Filipinos in the UAE, followed by Abu Dhabi and Al Ain. OFWs in the UAE sent over US$500 million in remittances to the Philippines. The UAE is home to over 200 nationalities. Emirati population is only about 20% of the total population.   To address illegal residency issues, the UAE government is giving amnesty to the expatriates, giving them a chance to correct their residency status before the anticipated crackdown on illegal residents. The amnesty 3-month amnesty period will begin on August 1 until October 31 this year.  Embassies and various consulates representing the expatriates are also expected to coordinate with its nationals during the amnesty period.  Advertisement         Sponsored Links         Expatriates who are staying illegally in the UAE are encouraged to apply for the amnesty. For more information and guidance about what the amnesty is all about and how to avail of it, please check out these useful questions and answers concerning the amnesty to be given to the expats who have issues with their residency in the Gulf state.  1. What is the duration of the amnesty?  Residents can avail of the amnesty for three months from August 1 to October 31  2. Who are the people eligible for amnesty?  The individuals who are staying illegally in the country can apply for amnesty.  3.  What are the two options available for illegal residents under amnesty? Those who wish to exit the country can go back to their home countries without paying fines or facing a jail term. Or individuals can regularise their status by getting a new visa under a sponsor.  4.  Will those who entered the country illegally be given amnesty?  Yes. But they will exit the country with a two-year ban.  5. Will there be a permanent ban on reentering the UAE for those who avail of amnesty?  No. There will be no ban, and people can re-enter the country on valid visas.  6.  Will the applicant have to pay to overstay fines before modifying their illegal status?  No. Applicants of amnesty will get a waiver on all overstaying fines.  7. What kind of violations will not fall under the amnesty scheme? People who have been blacklisted and also those who have legal cases against them are not eligible for amnesty. All residency violations will fall under the amnesty scheme.  8. Can those who have an absconding report against them apply for amnesty?  Yes, Immigration authorities will remove the absconding report and issue exit permit without a ban.  9. Can applicants who modify their status apply for jobs in the UAE? A: Yes. Applicants can register in the virtual job market available on the website of the Ministry of Human Resources and Emiratisation  10. How long can those who modified their residency status stay in the country to look for jobs? A: People looking for jobs can obtain a six-month temporary visa to look for employment.  11. How can residents apply for amnesty?  A: Illegal residents wishing to exit the country can approach the Immigration department and get an exit permit.  12. What are the documents residents need to submit? A: Residents need to submit the original passport or EC (emergency certificate). They also need to submit an air ticket along with the application.  13. What is the fee for applying for exit permit? A: A fee of AED220 is charged on the exit permit.  14. What is the fee for modifying residency status? A: A fee of AED500 is charged.  15. Can residents without passports apply for amnesty? A: Yes, Residents without passports can also apply.  16. What is the time period to exit the country after getting the exit pass? A: Individuals have to exit within 10 days of getting the exit pass.  17. How can those who cannot come to the Immigration apply for amnesty? A: Immigration will issue exit permits based on medical reports or letter from the embassy or consulate.  18. How many amnesty service centers have authorities established across the UAE? A: A total of nine centers have been established at the centers of the General Directorates of Residency and Foreign Affairs across the UAE.  19. Where are the centers in Abu Dhabi located? A: Al Ain, Shahama, and Al Garbia  20. Where can people submit their documents in Dubai? A: At Al Aweer Immigration center  21. What is the location for other emirates? A: The amnesty centers are located at the Immigration Offices in the emirates.  22. What are the timings for the centers? A: The amnesty service centers will open from 8am to 8pm.  Families coming from war-torn countries like Syria and Yemen will be granted a one-year residence visa without restrictions attached.    Meanwhile, a social media post from the Philippine Embassy in the UAE said that for the OFWs who wish to be repatriated to the Philippines, the Philippine government will shoulder their one-way plane ticket and other fees.   However, the embassy clarifies that it is only applied to only those who are willing to go back home.  For more information regarding the details of the amnesty, keep in touch with  Philippine Embassy in Abu Dhabi or send an email to atn.abudhabi@gmail.com    For those who are in Dubai and the Northern Emirates, they can go to the Philippine Consulate in Dubai  or send an email to amnesty@pcgdubai.ae or call 04 220 7100    Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map    Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  Questions And Answers About UAE Amnesty 2018  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Things You Should Not Do With Your Passport  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,   The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).    DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s "Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs "(Tulong Puso) program.  Advertisement         Sponsored Links     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses.  Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.    *For the complete list of the needed requirements, click here.   DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority   READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map      Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines  Man Nabbed For "Sextortion" Of An OFW  Railways have been always proven as the main factor in determining and assuring the fast flow of commerce and trade for ages. The economy and financial progress of countries all over the world greatly depend on how fast they can transport commodities and services throughout the country and its neighbors.  Up to this present time, railways are still playing its great role in many progressive countries in different continents.  In the Philippines, Duterte administration’s Build Build Build program referred to as the “golden age of infrastructure”, started construction of the nation’s first subway system including a number of railway projects.        Advertisement   These projects include Philippine National Railways (PNR) North Rail, PNR South Rail, the Luzon Spine Expressway and Mindanao Rail. The Build Build Build projects which include all of these has an estimated cost of P3.6 trillion which is expected to raise the contribution of infrastructure spending to GDP (gross domestic product) from 5.4 % in 2017 to 7.4% in 2022.    PNR North Rail, which will spend about P225 million, extending to 100 kilometers connecting Manila’s Tutuban Station to Pampanga’s Clark International Airport. The Tutuban-Clark journey that will last for about 55 minutes is expected to service around 35,000 passengers everyday.    PNR South Rail, which will connect Manila with the Bicol region, will be made of two stretches. The first stretch, from Manila to Los Banos - a distance of 75kms – will be able to accommodate up to 400,000 passengers daily upon its completion in 2022.      The Luzon Spine Expressway is a more ambitious undertaking, for it will start in La Union and end in the Bicol region. It will encompass road projects that are already underway – including the project that will link NLEX (the North Luzon Expressway)and SLEX (the South Luzon Expressway). When the Luzon Spine Expressway is completed, travel time between La Union and the Bicol region will be reduced to under 12 hours.    Ads     Mindanao Rail will be a colossal project. For one thing, there is the distance that it will cover: the 2,000 miles between Tagum and the cities of Davao and Digos. For another, there is the project’s price tag: P32 billion. Expected to be completed in 2021, Mindanao Rail will be able to carry 117,000 passengers daily. The travel time between Tagum and Digos will be reduced to just an hour.    These railways and road projects are ambitious but they will do much to increase for the economic development in their coverage areas. Mindanao Rail, in particular, is set to operate in an area that badly needs boosting economic activities.     Ads  However, it's completion target which is expected by 2021is nearly impossible and ambitious.   Will the Build Build Build program be able to beat their due date?     Only four years left in President Duterte’s term. Will the next president carry on with these projects? That is the big question now.  This is filed under Railways, commerce and trade, Philippines, Duterte, Build Build Build,  infrastructure, subway system, railway projects, construction,    Read More:  Questions And Answers About UAE Amnesty 2018    Things You Should Not Do With Your Passport    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines These Are Some of the Speedy Trains and Railway Projects In The Philippines  Aside from Philippine passport from the Department of Foreign Affairs (DFA), the birth certificate issued by the Philippine Statistics Authority (PSA) and the NBI clearance from National Bureau Of Investigation (NBI) are among the important documents you need to secure if you are applying for an overseas job. Every aspiring overseas Filipino worker (OFW) has to obtain these documents. But what if you encounter a situation like having a "hit" on your NBI clearance or a "negative intact" on your PSA birth certificate while applying for these requirements?        Advertisement      “HIT” is the term used by NBI Clearance Outlets if the applicant has a similar name and requires their NBI Clearance to do further verification before it is released to its owner.   If a HIT appears, NBI Personnel needs to verify the applicant’s identity further. Applicants are instructed to come back 8-10 working days to claim their NBI Clearance.  When you got a "hit" in applying for an NBI clearance. Do not Panic!     Here is what you need to do:   —If you know that you don’t have any criminal record, no need to worry about it.  —Wait for the date of release of your NBI Clearance as directed by the officer. Come back and claim it to the branch where you applied for it.     —Come as early as possible on the day of the assigned date of release of your NBI Clearance.        Ads   When  applying for PSA birth certificate and you got a result which says  "negative intact", you may do the following:    —Check with your local civil registrar where the birth has taken place if you have an existing record of your NSO certificate.   —If you have a record, ask the local civil registrar to endorse your NSO certificate record to PSA.   —If there is no existing record with the local civil registrar, you will need to file for late registration.   —If you have already secured a PSA copy, you can proceed and request your PSA certificate.        Ads    This is filed under Philippine passport, Department of Foreign Affairs, birth certificate, Philippine Statistics Authority (PSA), National Bureau Of Investigation, overseas job, overseas Filipino worker (OFW), NBI Clearance,  Read More:  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Important Reminders: Things You Should Not Do With Your Passport  Extortion and video or photo voyeurism is a serious crime and our overseas Filipino workers (OFW) are vulnerable to such crimes. A number of cases where female OFWs was lured to send nude photos or videos to their boyfriend whom they only knew online and later the latter will eventually ask for money in agreement that he will not upload the said videos or photos online.       Advertisement       Ads   A man was arrested for extorting money from her OFW girlfriend.  The suspect asked the OFW to give him Php50,000 for the agreement that he will not upload the OFW's nude photos online.    National Bureau of Investigation (NBI)  operatives set up an entrapment operation in response to the complaint of OFW "Rhia", (real name withheld) in a restaurant and waited for the suspect Dexter Caminos.  After Rhia handed the money to Caminos, the NBI Cybercrime Division operatives moved quickly putting the suspect under arrest.  The suspect admitted that they were having a quarrel and that he receives allowances from the OFW. He also denied that he was blackmailing the OFW. The suspect also said that it was not extortion and the money is for their business.    Rhia said that she was forced to take an emergency leave from her work in the UAE to file a complaint to the  Philippine authorities.  She also said that he already gave Php40,000 to he suspect due to his threats. He was telling her that he will send the nude photos to her family and to her churchmates if she will not hand him the money.  The victim believes that she was not the only victim since the suspect was also an OFW.  The suspect is facing robbery extortion charges, violation of Violence Against Women and Children Act and Video Voyeurism Act.  This is filed under Extortion, video or photo voyeurism, overseas Filipino workers, OFW, nude photos,   Ads  Read More:  Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  There are almost 700,000 overseas Filipinos workers (OFW) living in the United Arab Emirates (UAE), 450,000 of which live in Dubai comprising 21.3% of the total population of Dubai. It is the largest population of Filipinos in the UAE, followed by Abu Dhabi and Al Ain. OFWs in the UAE sent over US$500 million in remittances to the Philippines. The UAE is home to over 200 nationalities. Emirati population is only about 20% of the total population.   To address illegal residency issues, the UAE government is giving amnesty to the expatriates, giving them a chance to correct their residency status before the anticipated crackdown on illegal residents. The amnesty 3-month amnesty period will begin on August 1 until October 31 this year.  Embassies and various consulates representing the expatriates are also expected to coordinate with its nationals during the amnesty period.  Advertisement         Sponsored Links         Expatriates who are staying illegally in the UAE are encouraged to apply for the amnesty. For more information and guidance about what the amnesty is all about and how to avail of it, please check out these useful questions and answers concerning the amnesty to be given to the expats who have issues with their residency in the Gulf state.  1. What is the duration of the amnesty?  Residents can avail of the amnesty for three months from August 1 to October 31  2. Who are the people eligible for amnesty?  The individuals who are staying illegally in the country can apply for amnesty.  3.  What are the two options available for illegal residents under amnesty? Those who wish to exit the country can go back to their home countries without paying fines or facing a jail term. Or individuals can regularise their status by getting a new visa under a sponsor.  4.  Will those who entered the country illegally be given amnesty?  Yes. But they will exit the country with a two-year ban.  5. Will there be a permanent ban on reentering the UAE for those who avail of amnesty?  No. There will be no ban, and people can re-enter the country on valid visas.  6.  Will the applicant have to pay to overstay fines before modifying their illegal status?  No. Applicants of amnesty will get a waiver on all overstaying fines.  7. What kind of violations will not fall under the amnesty scheme? People who have been blacklisted and also those who have legal cases against them are not eligible for amnesty. All residency violations will fall under the amnesty scheme.  8. Can those who have an absconding report against them apply for amnesty?  Yes, Immigration authorities will remove the absconding report and issue exit permit without a ban.  9. Can applicants who modify their status apply for jobs in the UAE? A: Yes. Applicants can register in the virtual job market available on the website of the Ministry of Human Resources and Emiratisation  10. How long can those who modified their residency status stay in the country to look for jobs? A: People looking for jobs can obtain a six-month temporary visa to look for employment.  11. How can residents apply for amnesty?  A: Illegal residents wishing to exit the country can approach the Immigration department and get an exit permit.  12. What are the documents residents need to submit? A: Residents need to submit the original passport or EC (emergency certificate). They also need to submit an air ticket along with the application.  13. What is the fee for applying for exit permit? A: A fee of AED220 is charged on the exit permit.  14. What is the fee for modifying residency status? A: A fee of AED500 is charged.  15. Can residents without passports apply for amnesty? A: Yes, Residents without passports can also apply.  16. What is the time period to exit the country after getting the exit pass? A: Individuals have to exit within 10 days of getting the exit pass.  17. How can those who cannot come to the Immigration apply for amnesty? A: Immigration will issue exit permits based on medical reports or letter from the embassy or consulate.  18. How many amnesty service centers have authorities established across the UAE? A: A total of nine centers have been established at the centers of the General Directorates of Residency and Foreign Affairs across the UAE.  19. Where are the centers in Abu Dhabi located? A: Al Ain, Shahama, and Al Garbia  20. Where can people submit their documents in Dubai? A: At Al Aweer Immigration center  21. What is the location for other emirates? A: The amnesty centers are located at the Immigration Offices in the emirates.  22. What are the timings for the centers? A: The amnesty service centers will open from 8am to 8pm.  Families coming from war-torn countries like Syria and Yemen will be granted a one-year residence visa without restrictions attached.    Meanwhile, a social media post from the Philippine Embassy in the UAE said that for the OFWs who wish to be repatriated to the Philippines, the Philippine government will shoulder their one-way plane ticket and other fees.   However, the embassy clarifies that it is only applied to only those who are willing to go back home.  For more information regarding the details of the amnesty, keep in touch with  Philippine Embassy in Abu Dhabi or send an email to atn.abudhabi@gmail.com    For those who are in Dubai and the Northern Emirates, they can go to the Philippine Consulate in Dubai  or send an email to amnesty@pcgdubai.ae or call 04 220 7100    Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map    Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  Questions And Answers About UAE Amnesty 2018  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Things You Should Not Do With Your Passport  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,   The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).    DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s "Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs "(Tulong Puso) program.  Advertisement         Sponsored Links     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses.  Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.    *For the complete list of the needed requirements, click here.   DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority   READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map      Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines  Man Nabbed For "Sextortion" Of An OFW  Railways have been always proven as the main factor in determining and assuring the fast flow of commerce and trade for ages. The economy and financial progress of countries all over the world greatly depend on how fast they can transport commodities and services throughout the country and its neighbors.  Up to this present time, railways are still playing its great role in many progressive countries in different continents.  In the Philippines, Duterte administration’s Build Build Build program referred to as the “golden age of infrastructure”, started construction of the nation’s first subway system including a number of railway projects.        Advertisement   These projects include Philippine National Railways (PNR) North Rail, PNR South Rail, the Luzon Spine Expressway and Mindanao Rail. The Build Build Build projects which include all of these has an estimated cost of P3.6 trillion which is expected to raise the contribution of infrastructure spending to GDP (gross domestic product) from 5.4 % in 2017 to 7.4% in 2022.    PNR North Rail, which will spend about P225 million, extending to 100 kilometers connecting Manila’s Tutuban Station to Pampanga’s Clark International Airport. The Tutuban-Clark journey that will last for about 55 minutes is expected to service around 35,000 passengers everyday.    PNR South Rail, which will connect Manila with the Bicol region, will be made of two stretches. The first stretch, from Manila to Los Banos - a distance of 75kms – will be able to accommodate up to 400,000 passengers daily upon its completion in 2022.      The Luzon Spine Expressway is a more ambitious undertaking, for it will start in La Union and end in the Bicol region. It will encompass road projects that are already underway – including the project that will link NLEX (the North Luzon Expressway)and SLEX (the South Luzon Expressway). When the Luzon Spine Expressway is completed, travel time between La Union and the Bicol region will be reduced to under 12 hours.    Ads     Mindanao Rail will be a colossal project. For one thing, there is the distance that it will cover: the 2,000 miles between Tagum and the cities of Davao and Digos. For another, there is the project’s price tag: P32 billion. Expected to be completed in 2021, Mindanao Rail will be able to carry 117,000 passengers daily. The travel time between Tagum and Digos will be reduced to just an hour.    These railways and road projects are ambitious but they will do much to increase for the economic development in their coverage areas. Mindanao Rail, in particular, is set to operate in an area that badly needs boosting economic activities.     Ads  However, it's completion target which is expected by 2021is nearly impossible and ambitious.   Will the Build Build Build program be able to beat their due date?     Only four years left in President Duterte’s term. Will the next president carry on with these projects? That is the big question now.  This is filed under Railways, commerce and trade, Philippines, Duterte, Build Build Build,  infrastructure, subway system, railway projects, construction,    Read More:  Questions And Answers About UAE Amnesty 2018    Things You Should Not Do With Your Passport    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines These Are Some of the Speedy Trains and Railway Projects In The Philippines    OFW Scalded By Employer In Saudi Arabia  OFW Scalded By Employer In Saudi Arabia  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Important Reminders: Things You Should Not Do With Your Passport  Extortion and video or photo voyeurism is a serious crime and our overseas Filipino workers (OFW) are vulnerable to such crimes. A number of cases where female OFWs was lured to send nude photos or videos to their boyfriend whom they only knew online and later the latter will eventually ask for money in agreement that he will not upload the said videos or photos online.       Advertisement       Ads   A man was arrested for extorting money from her OFW girlfriend.  The suspect asked the OFW to give him Php50,000 for the agreement that he will not upload the OFW's nude photos online.    National Bureau of Investigation (NBI)  operatives set up an entrapment operation in response to the complaint of OFW "Rhia", (real name withheld) in a restaurant and waited for the suspect Dexter Caminos.  After Rhia handed the money to Caminos, the NBI Cybercrime Division operatives moved quickly putting the suspect under arrest.  The suspect admitted that they were having a quarrel and that he receives allowances from the OFW. He also denied that he was blackmailing the OFW. The suspect also said that it was not extortion and the money is for their business.    Rhia said that she was forced to take an emergency leave from her work in the UAE to file a complaint to the  Philippine authorities.  She also said that he already gave Php40,000 to he suspect due to his threats. He was telling her that he will send the nude photos to her family and to her churchmates if she will not hand him the money.  The victim believes that she was not the only victim since the suspect was also an OFW.  The suspect is facing robbery extortion charges, violation of Violence Against Women and Children Act and Video Voyeurism Act.  This is filed under Extortion, video or photo voyeurism, overseas Filipino workers, OFW, nude photos,   Ads  Read More:  Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  There are almost 700,000 overseas Filipinos workers (OFW) living in the United Arab Emirates (UAE), 450,000 of which live in Dubai comprising 21.3% of the total population of Dubai. It is the largest population of Filipinos in the UAE, followed by Abu Dhabi and Al Ain. OFWs in the UAE sent over US$500 million in remittances to the Philippines. The UAE is home to over 200 nationalities. Emirati population is only about 20% of the total population.   To address illegal residency issues, the UAE government is giving amnesty to the expatriates, giving them a chance to correct their residency status before the anticipated crackdown on illegal residents. The amnesty 3-month amnesty period will begin on August 1 until October 31 this year.  Embassies and various consulates representing the expatriates are also expected to coordinate with its nationals during the amnesty period.  Advertisement         Sponsored Links         Expatriates who are staying illegally in the UAE are encouraged to apply for the amnesty. For more information and guidance about what the amnesty is all about and how to avail of it, please check out these useful questions and answers concerning the amnesty to be given to the expats who have issues with their residency in the Gulf state.  1. What is the duration of the amnesty?  Residents can avail of the amnesty for three months from August 1 to October 31  2. Who are the people eligible for amnesty?  The individuals who are staying illegally in the country can apply for amnesty.  3.  What are the two options available for illegal residents under amnesty? Those who wish to exit the country can go back to their home countries without paying fines or facing a jail term. Or individuals can regularise their status by getting a new visa under a sponsor.  4.  Will those who entered the country illegally be given amnesty?  Yes. But they will exit the country with a two-year ban.  5. Will there be a permanent ban on reentering the UAE for those who avail of amnesty?  No. There will be no ban, and people can re-enter the country on valid visas.  6.  Will the applicant have to pay to overstay fines before modifying their illegal status?  No. Applicants of amnesty will get a waiver on all overstaying fines.  7. What kind of violations will not fall under the amnesty scheme? People who have been blacklisted and also those who have legal cases against them are not eligible for amnesty. All residency violations will fall under the amnesty scheme.  8. Can those who have an absconding report against them apply for amnesty?  Yes, Immigration authorities will remove the absconding report and issue exit permit without a ban.  9. Can applicants who modify their status apply for jobs in the UAE? A: Yes. Applicants can register in the virtual job market available on the website of the Ministry of Human Resources and Emiratisation  10. How long can those who modified their residency status stay in the country to look for jobs? A: People looking for jobs can obtain a six-month temporary visa to look for employment.  11. How can residents apply for amnesty?  A: Illegal residents wishing to exit the country can approach the Immigration department and get an exit permit.  12. What are the documents residents need to submit? A: Residents need to submit the original passport or EC (emergency certificate). They also need to submit an air ticket along with the application.  13. What is the fee for applying for exit permit? A: A fee of AED220 is charged on the exit permit.  14. What is the fee for modifying residency status? A: A fee of AED500 is charged.  15. Can residents without passports apply for amnesty? A: Yes, Residents without passports can also apply.  16. What is the time period to exit the country after getting the exit pass? A: Individuals have to exit within 10 days of getting the exit pass.  17. How can those who cannot come to the Immigration apply for amnesty? A: Immigration will issue exit permits based on medical reports or letter from the embassy or consulate.  18. How many amnesty service centers have authorities established across the UAE? A: A total of nine centers have been established at the centers of the General Directorates of Residency and Foreign Affairs across the UAE.  19. Where are the centers in Abu Dhabi located? A: Al Ain, Shahama, and Al Garbia  20. Where can people submit their documents in Dubai? A: At Al Aweer Immigration center  21. What is the location for other emirates? A: The amnesty centers are located at the Immigration Offices in the emirates.  22. What are the timings for the centers? A: The amnesty service centers will open from 8am to 8pm.  Families coming from war-torn countries like Syria and Yemen will be granted a one-year residence visa without restrictions attached.    Meanwhile, a social media post from the Philippine Embassy in the UAE said that for the OFWs who wish to be repatriated to the Philippines, the Philippine government will shoulder their one-way plane ticket and other fees.   However, the embassy clarifies that it is only applied to only those who are willing to go back home.  For more information regarding the details of the amnesty, keep in touch with  Philippine Embassy in Abu Dhabi or send an email to atn.abudhabi@gmail.com    For those who are in Dubai and the Northern Emirates, they can go to the Philippine Consulate in Dubai  or send an email to amnesty@pcgdubai.ae or call 04 220 7100    Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map    Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  Questions And Answers About UAE Amnesty 2018  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Things You Should Not Do With Your Passport  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,   The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).    DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s "Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs "(Tulong Puso) program.  Advertisement         Sponsored Links     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses.  Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.    *For the complete list of the needed requirements, click here.   DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority   READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map      Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines  Man Nabbed For "Sextortion" Of An OFW  Railways have been always proven as the main factor in determining and assuring the fast flow of commerce and trade for ages. The economy and financial progress of countries all over the world greatly depend on how fast they can transport commodities and services throughout the country and its neighbors.  Up to this present time, railways are still playing its great role in many progressive countries in different continents.  In the Philippines, Duterte administration’s Build Build Build program referred to as the “golden age of infrastructure”, started construction of the nation’s first subway system including a number of railway projects.        Advertisement   These projects include Philippine National Railways (PNR) North Rail, PNR South Rail, the Luzon Spine Expressway and Mindanao Rail. The Build Build Build projects which include all of these has an estimated cost of P3.6 trillion which is expected to raise the contribution of infrastructure spending to GDP (gross domestic product) from 5.4 % in 2017 to 7.4% in 2022.    PNR North Rail, which will spend about P225 million, extending to 100 kilometers connecting Manila’s Tutuban Station to Pampanga’s Clark International Airport. The Tutuban-Clark journey that will last for about 55 minutes is expected to service around 35,000 passengers everyday.    PNR South Rail, which will connect Manila with the Bicol region, will be made of two stretches. The first stretch, from Manila to Los Banos - a distance of 75kms – will be able to accommodate up to 400,000 passengers daily upon its completion in 2022.      The Luzon Spine Expressway is a more ambitious undertaking, for it will start in La Union and end in the Bicol region. It will encompass road projects that are already underway – including the project that will link NLEX (the North Luzon Expressway)and SLEX (the South Luzon Expressway). When the Luzon Spine Expressway is completed, travel time between La Union and the Bicol region will be reduced to under 12 hours.    Ads     Mindanao Rail will be a colossal project. For one thing, there is the distance that it will cover: the 2,000 miles between Tagum and the cities of Davao and Digos. For another, there is the project’s price tag: P32 billion. Expected to be completed in 2021, Mindanao Rail will be able to carry 117,000 passengers daily. The travel time between Tagum and Digos will be reduced to just an hour.    These railways and road projects are ambitious but they will do much to increase for the economic development in their coverage areas. Mindanao Rail, in particular, is set to operate in an area that badly needs boosting economic activities.     Ads  However, it's completion target which is expected by 2021is nearly impossible and ambitious.   Will the Build Build Build program be able to beat their due date?     Only four years left in President Duterte’s term. Will the next president carry on with these projects? That is the big question now.  This is filed under Railways, commerce and trade, Philippines, Duterte, Build Build Build,  infrastructure, subway system, railway projects, construction,    Read More:  Questions And Answers About UAE Amnesty 2018    Things You Should Not Do With Your Passport    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines These Are Some of the Speedy Trains and Railway Projects In The Philippines  Aside from Philippine passport from the Department of Foreign Affairs (DFA), the birth certificate issued by the Philippine Statistics Authority (PSA) and the NBI clearance from National Bureau Of Investigation (NBI) are among the important documents you need to secure if you are applying for an overseas job. Every aspiring overseas Filipino worker (OFW) has to obtain these documents. But what if you encounter a situation like having a "hit" on your NBI clearance or a "negative intact" on your PSA birth certificate while applying for these requirements?        Advertisement      “HIT” is the term used by NBI Clearance Outlets if the applicant has a similar name and requires their NBI Clearance to do further verification before it is released to its owner.   If a HIT appears, NBI Personnel needs to verify the applicant’s identity further. Applicants are instructed to come back 8-10 working days to claim their NBI Clearance.  When you got a "hit" in applying for an NBI clearance. Do not Panic!     Here is what you need to do:   —If you know that you don’t have any criminal record, no need to worry about it.  —Wait for the date of release of your NBI Clearance as directed by the officer. Come back and claim it to the branch where you applied for it.     —Come as early as possible on the day of the assigned date of release of your NBI Clearance.        Ads   When  applying for PSA birth certificate and you got a result which says  "negative intact", you may do the following:    —Check with your local civil registrar where the birth has taken place if you have an existing record of your NSO certificate.   —If you have a record, ask the local civil registrar to endorse your NSO certificate record to PSA.   —If there is no existing record with the local civil registrar, you will need to file for late registration.   —If you have already secured a PSA copy, you can proceed and request your PSA certificate.        Ads    This is filed under Philippine passport, Department of Foreign Affairs, birth certificate, Philippine Statistics Authority (PSA), National Bureau Of Investigation, overseas job, overseas Filipino worker (OFW), NBI Clearance,  Read More:  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Important Reminders: Things You Should Not Do With Your Passport  Extortion and video or photo voyeurism is a serious crime and our overseas Filipino workers (OFW) are vulnerable to such crimes. A number of cases where female OFWs was lured to send nude photos or videos to their boyfriend whom they only knew online and later the latter will eventually ask for money in agreement that he will not upload the said videos or photos online.       Advertisement       Ads   A man was arrested for extorting money from her OFW girlfriend.  The suspect asked the OFW to give him Php50,000 for the agreement that he will not upload the OFW's nude photos online.    National Bureau of Investigation (NBI)  operatives set up an entrapment operation in response to the complaint of OFW "Rhia", (real name withheld) in a restaurant and waited for the suspect Dexter Caminos.  After Rhia handed the money to Caminos, the NBI Cybercrime Division operatives moved quickly putting the suspect under arrest.  The suspect admitted that they were having a quarrel and that he receives allowances from the OFW. He also denied that he was blackmailing the OFW. The suspect also said that it was not extortion and the money is for their business.    Rhia said that she was forced to take an emergency leave from her work in the UAE to file a complaint to the  Philippine authorities.  She also said that he already gave Php40,000 to he suspect due to his threats. He was telling her that he will send the nude photos to her family and to her churchmates if she will not hand him the money.  The victim believes that she was not the only victim since the suspect was also an OFW.  The suspect is facing robbery extortion charges, violation of Violence Against Women and Children Act and Video Voyeurism Act.  This is filed under Extortion, video or photo voyeurism, overseas Filipino workers, OFW, nude photos,   Ads  Read More:  Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  There are almost 700,000 overseas Filipinos workers (OFW) living in the United Arab Emirates (UAE), 450,000 of which live in Dubai comprising 21.3% of the total population of Dubai. It is the largest population of Filipinos in the UAE, followed by Abu Dhabi and Al Ain. OFWs in the UAE sent over US$500 million in remittances to the Philippines. The UAE is home to over 200 nationalities. Emirati population is only about 20% of the total population.   To address illegal residency issues, the UAE government is giving amnesty to the expatriates, giving them a chance to correct their residency status before the anticipated crackdown on illegal residents. The amnesty 3-month amnesty period will begin on August 1 until October 31 this year.  Embassies and various consulates representing the expatriates are also expected to coordinate with its nationals during the amnesty period.  Advertisement         Sponsored Links         Expatriates who are staying illegally in the UAE are encouraged to apply for the amnesty. For more information and guidance about what the amnesty is all about and how to avail of it, please check out these useful questions and answers concerning the amnesty to be given to the expats who have issues with their residency in the Gulf state.  1. What is the duration of the amnesty?  Residents can avail of the amnesty for three months from August 1 to October 31  2. Who are the people eligible for amnesty?  The individuals who are staying illegally in the country can apply for amnesty.  3.  What are the two options available for illegal residents under amnesty? Those who wish to exit the country can go back to their home countries without paying fines or facing a jail term. Or individuals can regularise their status by getting a new visa under a sponsor.  4.  Will those who entered the country illegally be given amnesty?  Yes. But they will exit the country with a two-year ban.  5. Will there be a permanent ban on reentering the UAE for those who avail of amnesty?  No. There will be no ban, and people can re-enter the country on valid visas.  6.  Will the applicant have to pay to overstay fines before modifying their illegal status?  No. Applicants of amnesty will get a waiver on all overstaying fines.  7. What kind of violations will not fall under the amnesty scheme? People who have been blacklisted and also those who have legal cases against them are not eligible for amnesty. All residency violations will fall under the amnesty scheme.  8. Can those who have an absconding report against them apply for amnesty?  Yes, Immigration authorities will remove the absconding report and issue exit permit without a ban.  9. Can applicants who modify their status apply for jobs in the UAE? A: Yes. Applicants can register in the virtual job market available on the website of the Ministry of Human Resources and Emiratisation  10. How long can those who modified their residency status stay in the country to look for jobs? A: People looking for jobs can obtain a six-month temporary visa to look for employment.  11. How can residents apply for amnesty?  A: Illegal residents wishing to exit the country can approach the Immigration department and get an exit permit.  12. What are the documents residents need to submit? A: Residents need to submit the original passport or EC (emergency certificate). They also need to submit an air ticket along with the application.  13. What is the fee for applying for exit permit? A: A fee of AED220 is charged on the exit permit.  14. What is the fee for modifying residency status? A: A fee of AED500 is charged.  15. Can residents without passports apply for amnesty? A: Yes, Residents without passports can also apply.  16. What is the time period to exit the country after getting the exit pass? A: Individuals have to exit within 10 days of getting the exit pass.  17. How can those who cannot come to the Immigration apply for amnesty? A: Immigration will issue exit permits based on medical reports or letter from the embassy or consulate.  18. How many amnesty service centers have authorities established across the UAE? A: A total of nine centers have been established at the centers of the General Directorates of Residency and Foreign Affairs across the UAE.  19. Where are the centers in Abu Dhabi located? A: Al Ain, Shahama, and Al Garbia  20. Where can people submit their documents in Dubai? A: At Al Aweer Immigration center  21. What is the location for other emirates? A: The amnesty centers are located at the Immigration Offices in the emirates.  22. What are the timings for the centers? A: The amnesty service centers will open from 8am to 8pm.  Families coming from war-torn countries like Syria and Yemen will be granted a one-year residence visa without restrictions attached.    Meanwhile, a social media post from the Philippine Embassy in the UAE said that for the OFWs who wish to be repatriated to the Philippines, the Philippine government will shoulder their one-way plane ticket and other fees.   However, the embassy clarifies that it is only applied to only those who are willing to go back home.  For more information regarding the details of the amnesty, keep in touch with  Philippine Embassy in Abu Dhabi or send an email to atn.abudhabi@gmail.com    For those who are in Dubai and the Northern Emirates, they can go to the Philippine Consulate in Dubai  or send an email to amnesty@pcgdubai.ae or call 04 220 7100    Filed under the category of Abu Dhabi, Al Ain, consulates, Crackdown, Dubai, Embassies, Emirati population, EXPATRIATES, Filipinos in the UAE, illegal residency, illegal residents, ofw, overseas Filipinos workers, United Arab Emirates  READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map    Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  Questions And Answers About UAE Amnesty 2018  The passport is the most important document for the overseas Filipino workers (OFW) and even for the Filipinos who frequently travel outside the country. We should take good care of it. It is not easy to acquire one, especially when even getting an online appointment is like passing through a needle hole although there is a special courtesy lane for OFWs which do not require an online appointment. After securing an appointment, you need to go through DFA passport processing and submit the needed documents.  The new electronic passport (E-passport) validity was extended to so you will be working with it for ten years unless the pages are already full of stamps. In that case, you may need to apply for a new one.        Advertisement  There are things that we should not do with our passport. Taking care of it has to be a way of life.    Do Not Abandon it You are given a maximum of six months to claim it or have it delivered to you, after applying for your Philippine passport. All unclaimed passports beyond that period are canceled automatically in compliance to Department Order No. 37-03. You would just be wasting time and money going through the process of preparing your documents, the actual application and paying for it if you would just abandon it.    Keep it out of children's reach!  A Chinese man was put on hold in Korea after his kid doodled on his passport. The man was preparing to go back to China when he found out that he had made a huge mistake by leaving his passport with his son who treated his passport as a sketchbook. If you let them vandalize your passport, it is not their fault.  Any unauthorized sketches and signature could render your passport invalid for travel.    Do Not Lose it When traveling regard your valid passport as the most essential thing which should be on top of your checklist together with your credit card, cash, and clothes.  immediately report the loss of your passport to the Consular Records Division of the Department of Foreign Affairs (DFA) if you’re in the Philippines, or any Philippine consulate or embassy closest to you if you are abroad. You’ll need to submit documents like an Affidavit of Loss and Police Report if your passport is still valid, and a photocopy of its first and last pages if available.        Advertisement     Do Not Deface It Another case that would render your passport invalid is getting it damaged, whether by getting wet, having a torn page or sustaining a hole and other markings. In this case, you may need to apply for a new for a passport with a notarized Affidavit of Mutilation attached. You also need to submit a photocopy of the first and last pages of your passport.    Do Not Paste or staple anything on it Do not paste or staple anything on the cover of your passport that may damage the electronic chip on it, or paste/staple printed visas and any stickers on its pages.       Do not pawn or use it as a collateral   A common practice used by Overseas Filipino Workers (OFW), although it is illegal, are passports being used as a loan collateral. Passports are government property and not your own. If you get caught using your passport to loan money from any individual, you can get your travel document canceled and it may affect your next passport applications.   This is filed under the category of DFA passport processing, 10 years passport validity, Electronic Passport, E-Passport, Getting Philippine Passport, passport validity, passport appointment,      Sponsored Links  Read More:  Questions And Answers About UAE Amnesty 2018    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines    Do You Know That You Can Rate Your Recruitment Agency?    Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map  Things You Should Not Do With Your Passport  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,   The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).    DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s "Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs "(Tulong Puso) program.  Advertisement         Sponsored Links     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses.  Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.    *For the complete list of the needed requirements, click here.   DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.     This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan,  The Overseas Workers Welfare Administration (OWWA)has welcomed the P300-million budget allocated by the Department of Labor and Employment (DOLE) for a livelihood program that is expected to benefit returning overseas Filipino workers (OFW).  DOLE, headed by Secretary Silvestre Bello III, has allocated P300 million as a livelihood support for OFW organizations through OWWA’s Tulong Pangkabuhayan sa Pag-unlad ng Samahang OFWs (Tulong Puso) program. Advertisement        Sponsored Links        It is a mechanism of DOLE-OWWA to urge OFW organizations or groups to put up new livelihood programs or businesses. Together with their partners like the Department of Trade and Industry (DTI) and Department of Agriculture (DA), they will conduct enterprise development training and other social preparation intervention to equip OFW groups all the vital skills and trainings to ensure high success rates of whatever project they want to start. Any interested DOLE, CDA  accredited or SEC-registered OFW groups may submit their project proposal together with the required documents at any of the 17 OWWA Regional Welfare Offices for evaluation.  *For the complete list of the needed requirements, click here.  DOLE believe that the Tulong PUSO program could convince the OFW organizations to start a productive endeavor for the good of every OFWs and their family as the community benefit as well.   This is filed under the category of owwa pangkabuhayan loan, owwa benefits loan, owwa cash assistance, owwa office, ofw loan owwa, owwa membership benefits, owwa business program for ofw, ofw loan in owwa, owwa cash loan, READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map     Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority   READ MORE:  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map      Find Out Which Is The Best Broadband Connection In The Philippines   Best Free Video Calling/Messaging Apps Of 2018    Modern Immigration Electronic Gates Now At NAIA    ASEAN Promotes People Mobility Across The Region    You Too Can Earn As Much As P131K From SSS Flexi Fund Investment    Survey: 8 Out of 10 OFWS Are Not Saving Their Money For Retirement    Can A Virgin Birth Be Possible At This Millennial Age?    Dubai OFW Lost His Dreams To A Scammer    Support And Protection Of The OFWs, Still PRRD's Priority  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines  Man Nabbed For "Sextortion" Of An OFW  Railways have been always proven as the main factor in determining and assuring the fast flow of commerce and trade for ages. The economy and financial progress of countries all over the world greatly depend on how fast they can transport commodities and services throughout the country and its neighbors.  Up to this present time, railways are still playing its great role in many progressive countries in different continents.  In the Philippines, Duterte administration’s Build Build Build program referred to as the “golden age of infrastructure”, started construction of the nation’s first subway system including a number of railway projects.        Advertisement   These projects include Philippine National Railways (PNR) North Rail, PNR South Rail, the Luzon Spine Expressway and Mindanao Rail. The Build Build Build projects which include all of these has an estimated cost of P3.6 trillion which is expected to raise the contribution of infrastructure spending to GDP (gross domestic product) from 5.4 % in 2017 to 7.4% in 2022.    PNR North Rail, which will spend about P225 million, extending to 100 kilometers connecting Manila’s Tutuban Station to Pampanga’s Clark International Airport. The Tutuban-Clark journey that will last for about 55 minutes is expected to service around 35,000 passengers everyday.    PNR South Rail, which will connect Manila with the Bicol region, will be made of two stretches. The first stretch, from Manila to Los Banos - a distance of 75kms – will be able to accommodate up to 400,000 passengers daily upon its completion in 2022.      The Luzon Spine Expressway is a more ambitious undertaking, for it will start in La Union and end in the Bicol region. It will encompass road projects that are already underway – including the project that will link NLEX (the North Luzon Expressway)and SLEX (the South Luzon Expressway). When the Luzon Spine Expressway is completed, travel time between La Union and the Bicol region will be reduced to under 12 hours.    Ads     Mindanao Rail will be a colossal project. For one thing, there is the distance that it will cover: the 2,000 miles between Tagum and the cities of Davao and Digos. For another, there is the project’s price tag: P32 billion. Expected to be completed in 2021, Mindanao Rail will be able to carry 117,000 passengers daily. The travel time between Tagum and Digos will be reduced to just an hour.    These railways and road projects are ambitious but they will do much to increase for the economic development in their coverage areas. Mindanao Rail, in particular, is set to operate in an area that badly needs boosting economic activities.     Ads  However, it's completion target which is expected by 2021is nearly impossible and ambitious.   Will the Build Build Build program be able to beat their due date?     Only four years left in President Duterte’s term. Will the next president carry on with these projects? That is the big question now.  This is filed under Railways, commerce and trade, Philippines, Duterte, Build Build Build,  infrastructure, subway system, railway projects, construction,    Read More:  Questions And Answers About UAE Amnesty 2018    Things You Should Not Do With Your Passport    What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?     Where And How To Invest In Stocks In The Philippines These Are Some of the Speedy Trains and Railway Projects In The Philippines    OFW Scalded By Employer In Saudi Arabia  OFW Scalded By Employer In Saudi Arabia
As an overseas Filipino worker, given a chance to work abroad is a good opportunity for you to provide for your family but there are also risks involved. there are a number of times that we read or watched from social and mainstream media about cases of abuse, maltreatment, and discrimination among OFWs especially those who are working as household service workers particularly in the Middle Eastern countries. For OFWs working in companies, there are cases of sudden dismissal or termination, accidents which often cause disability or even death.  That is the reason why OFWs are given mandatory insurance to ensure the protection and welfare of the OFW and their family should anything untoward happen to them.    Advertisement  KaBayan Insurance gives security and readiness to the OFW family for any unexpected circumstances to the Filipinos who are working in other countries across the globe.      It provides comprehensive coverage to overseas Filipino workers as required under the Compulsory Insurance for Agency Hired Migrant Workers as approved under Section 23 of R.A. 10022.     Ads   This insurance package includes protection for OFWs by providing several benefits such as:    Repatriation  - Cost of the worker when his/her employment is terminated by the employer without any valid cause, or by the employee with just cause, including transport of his/her personal belongings. In case of death, the insurance provider shall arrange and pay for the repatriation of the worker’s remains and belongings.    Subsistence Allowance   - Monetary assistance is given to the migrant worker who is involved in a case or litigation for the protection of his or her rights in the receiving country.    Legitimate Money Claims Insurance  - Money claims arising from the employer's liability which may be awarded or given to the worker in a judgment or settlement of his/her case in the National Labor Relations Commission (NLRC).    Compassionate Visit   - In case a worker is confined for more than seven (7) days, he or she shall be entitled to a compassionate visit to one (1) family member or requested individual. This benefit covers the transportation cost of the visit.    Medical Evacuation Insurance   - In case an adequate medical facility is not available, proximate to the migrant worker, as determined by the insurance company's physician and the consulting physician, evacuation with the proper medical supervision by the mode of transport will be provided by this benefit.    Medical Repatriation Insurance  - In case that a migrant worker, as determined by the insurance company's physician and consulting physician, needs to be transported to his or her country of origin under medical supervision to the worker's residence, monetary assistance shall we provided by this benefit to cover the cost of repatriation.    The Kabayan Insurance also provides the following life benefit coverages:  Accidental Death Benefit  - At least Fifteen Thousand United States Dollars (US$15,000.00) benefit is payable to the migrant worker’s beneficiaries.    Natural Death  - At least Ten Thousand United States Dollars (US$10,000.00) benefit is payable to the migrant worker’s beneficiaries.      Permanent Total Disablement   - At least Seven Thousand Five Hundred United States Dollars (US$7,500.00) disability benefit is payable to the disabled migrant worker. The following disabilities shall be deemed permanent: total complete loss of sight of both eyes; loss of two limbs at or above the ankles or wrists; permanent complete paralysis of two limbs; brain injury resulting to incurable imbecility or insanity.    All these disabilities must be due to accident or by any health-related cause or sickness or ailment suffered during the duration of the migrant worker’s employment.    Service in the armed forces in any country or international authority, whether in peace or war, shall serve as the only exclusion to the limits of liability.
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