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Showing posts with label business. Show all posts
Showing posts with label business. Show all posts

Friday, June 05, 2020

Narito ang 10 + 10 na Mga Patok na Negosyo Kahit sa Panahon ng Pandemic

Nakakalungkot na halos 7milyon ang nawalan ng trabaho dahil sa pandemic. 
Maraming Pinoy ang nawalan ng trabaho at nagtambay na lang sa bahay. Narito ang ilan sa mga ideya para kumita habang may quarantine at wala pang vaccine. Ilan sa mga ito ay may kinalaman sa online, pagkain kagaya ng MilkTea, mga household materials kagaya ng sabon o detergent o dishwashing liquid, at mga DIY at iba pang bagay. Sundan at panoorin ang videos sa ibaba.
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Narito ang listahan ng mga patok na negosyo na posibleng makatulong sayo na kumita lalo pa't may pandemic at kung kailan babalik sa normal ang buhay. 
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Problema mo ba ang lockdown? No work no pay ba? Tiyak na kikita ka mula sa 10 patok na negosyong mapapanood niyo sa video na ito.

10. Technology like Eload Services
9. Remote Doctor Services
8. Entertainment
7. Online Gaming
6. Video Conferencing
5. Delivery Services
4. Pagkain
3. Groceries
2. Cleaning Materials
1. Medical Supplies

READ MORE HERE

  • Sa gitna ng nagaganap na COVID-19 crisis sa bansa, 134 barangay officials ang kinasuhan kamakailan dahil sa pagkakasangkot sa mga anoma...
  • Isang biotech na kumpanya sa Amerika, ang Moderna ang naglabas ng resulta ng Phase 1 clinical trial ng denedevelop nila na vaccine la...
  • Habang may enhanced community quarantine o lockdown dahil sa COVID-19 o Corona Virus, pwedeng mag-aral ng libre online sa Technical E...
  • Paalala lamang na ang ReliefAgad na app ay para lamang sa mga tao na nakatanggap ng Social Amelioration Card (SAC). Ang mga nasa NCR ...
  • Members of the Pag-IBIG Fund can avail of the calamity loan amounting to 80% of the member's savings, which average around P20,000....
  • Narito ang detalye kung ano ang Small Business Wage Subsidy (SBWS) kasama na kung papaano iclaim ang pera sa remittance center. ...

  • Problema mo ba ay wala kang mapagkakitaan ngayong lockdown? Limitado ang galaw dahil bawal lumabas. Pa'no makakukuha ng customers? This video will give us not just one, but 10 IDEAS! Yes! Ganito karami ang opportunities natin this krisis. And this is just few of the many ideas na pwede nating gawin. Kaya kung ako sa 'yo, watch this video at huwag kang kukurap!

    Mga ideas para sa negosyong posibleng kikita ngayong may pandemic
    1. Mobile Drugstore
    2. Mobile Palengke
    3. Online Supermarket
    4. Be a Youtuber
    5. Mobile Home Service Barber/Salon

    6. Reseller
    (Faceshield, Facemask, Alcohol, etc)
    7. DIY Facemask, Faceshield, etc
    8. Delivery Services
    9. Party Food on Demand
    10. Freelancing
    (Writer, Video Editor, Graphic Design etc)

    ©2020 THOUGHTSKOTO

    Monday, June 03, 2019

    DOLE Offers Livelihood Funds For Those Who Want To Start A Business

    Are you planning to start a livelihood or business but you don't know where you can get your funds? The Department Of Labor and Employment is providing financial assistance to qualified beneficiaries

    Are you planning to start a livelihood or business but you don't know where you can get your funds? The Department Of Labor and Employment is providing financial assistance to qualified beneficiaries        Ads       Lito Malaggay from Baguio City is making a living by making different sculptures. using his own imagination, he can make masterpieces he called "wire art".  He made this hobby profitable through the assistance from DOLE. Armed with determination and hope, he went to take chances to avail the "Kabuhayan Awards" and as a blessing, he was chosen to be one of the beneficiaries of the said program.  In this program, DOLE gives financial help to qualified beneficiaries. For individual recipients who want to put up a small business, they can receive up to P20,000.  For organized group consisting of 15-25 members working together for a livelihood initiative or a cooperative, they can get up to P250,000.   P500,000 is offered to organized groups with 26 to 50 members and up to P1million for groups with more than 50 members.     Ads          Sponsored Links          Last 2018, there were more than 80,000 people who were awarded assistance. Applications are evaluated and approved through the first-come-first-serve basis.     Ma. Karina Perida Trayvilla, director of Bureau of Workers with Special Concerns said that the program is proposal tendering and are heighten the public awareness and urge the public to avail such livelihood programs.    DOLE has also launched a program to help the beneficiaries sell their products online. The site is already in the process of loading the products which will be readily available very soon.    For interested applicants, you may contact any DOLE Regional offices or you may visit the nearest Public Employment Service Office in your locality.

    Ads


     Lito Malaggay from Baguio City is making a living by making different sculptures. using his own imagination, he can make masterpieces he called "wire art".

    He made this hobby profitable through the assistance from DOLE. Armed with determination and hope, he went to take chances to avail the "Kabuhayan Program" and as a blessing, he was chosen to be one of the beneficiaries of the said program.

    In this program, DOLE gives financial help to qualified beneficiaries.
    For individual recipients who want to put up a small business, they can receive up to P20,000.

    For organized group consisting of 15-25 members working together for a livelihood initiative or a cooperative, they can get up to P250,000.

     P500,000 is offered to organized groups with 26 to 50 members and up to P1million for groups with more than 50 members. 

    Ads




    Sponsored Links





    Last 2018, there were more than 80,000 people who were awarded assistance. Applications are evaluated and approved through the first-come-first-serve basis.

     Ma. Karina Perida Trayvilla, director of Bureau of Workers with Special Concerns said that the program is proposal tendering and are heighten the public awareness and urge the public to avail such livelihood programs.

    DOLE has also launched a program to help the beneficiaries sell their products online. The site is already in the process of loading the products which will be readily available very soon.

    For interested applicants, you may contact any DOLE Regional offices or you may visit the nearest Public Employment Service Office in your locality.
    ©2019 THOUGHTSKOTO

    Monday, September 24, 2018

    OFWs Are Given P20,000 Off On Vehicle Purchase Until December 31

    Are you an OFW who is planning to buy a car whether for family or business use? Isuzu Philippines is giving P20,000 off to all overseas Filipino workers (OFW) who will purchase any of the two vehicles under their promo. 
    In these times that everything is getting very expensive, a discount like this means a lot of saving especially to an OFW family. Just go to the nearest Isuzu dealer and avail of this discount promo especially tailored for OFWs.
    Are you an OFW who is planning to buy a car that your family can use whether for personal or in a business? Isuzu Philippines is giving P20,000 off to all overseas Filipino workers (OFW) who will purchase any of the two vehicles under their promo.   In these times that everything is getting very expensive, a discount like this means a lot of saving especially to an OFW family. Just go to the nearest Isuzu dealer and avail of this discount promo especially tailored for OFWs.    Ads      Sponsored Links   For the millions of tireless overseas Filipino workers (OFWs), as a way to show their appreciation, Isuzu Philippines Corp. (IPC) has launched “Isuzu Kababayan Promo” that would give cash discounts to OFWs who will purchase an Isuzu mu-X and/or an Isuzu D-MAX (excluding the Flexiqube variant) from September 1 to December 31.    The “Isuzu Kababayan Promo” can be availed in all Isuzu dealers across the country. Qualified OFWs will be given a P20,000 cash discount. If the OFW is already an existing Isuzu owner, there will be an additional P10,000 cash discount for them. These discounts will be given on top of other existing promos.    The OFWs may visit any Isuzu dealer and present supporting documents showing he or she is currently employed as an OFW (such as a photocopy of the Passport/POEA/Seaman’s book), one valid government ID. for existing Isuzu owners in order to avail the additional P10,000 discount, they have to present a copy of the OR/CR of the buyer’s current Isuzu vehicle.       Upon purchase of the brand-new Isuzu mu-X or D-MAX, the buyer will then be asked to fill out a form to officially make him or her an Isuzu Kababayan Member. The purchased vehicle’s ownership can be named after the buyer or a member of his or her immediate family.  The cash discount can be converted to avail themselves of Isuzu genuine accessories in the equivalent amounts.  The “Isuzu Kababayan Promo” is a way of showing support to the overseas Filipino, and as a gratitude to OFWs and their families who have given their trust to the Isuzu brand.  Filed under the category of OFW, business, Isuzu Philippines, overseas Filipino workers,  promo, discount, OFW family    Ads      Read More:
    Ads


    Sponsored Links
    For the millions of tireless overseas Filipino workers (OFWs), as a way to show their appreciation, Isuzu Philippines Corp. (IPC) has launched “Isuzu Kababayan Promo” that would give cash discounts to OFWs who will purchase an Isuzu mu-X and/or an Isuzu D-MAX (excluding the Flexiqube variant) from September 1 to December 31.



    The “Isuzu Kababayan Promo” can be availed in all Isuzu dealers across the country. Qualified OFWs will be given a P20,000 cash discount. If the OFW is already an existing Isuzu owner, there will be an additional P10,000 cash discount for them. These discounts will be given on top of other existing promos.

    The OFWs may visit any Isuzu dealer and present supporting documents showing he or she is currently employed as an OFW (such as a photocopy of the Passport/POEA/Seaman’s book), one valid government ID. for existing Isuzu owners in order to avail the additional P10,000 discount, they have to present a copy of the OR/CR of the buyer’s current Isuzu vehicle. 



    Upon purchase of the brand-new Isuzu mu-X or D-MAX, the buyer will then be asked to fill out a form to officially make him or her an Isuzu Kababayan Member. The purchased vehicle’s ownership can be named after the buyer or a member of his or her immediate family.

    The cash discount can be converted to avail themselves of Isuzu genuine accessories in the equivalent amounts.

    The “Isuzu Kababayan Promo” is a way of showing support to the overseas Filipino, and as a gratitude to OFWs and their families who have given their trust to the Isuzu brand.

    Filed under the category of OFW, business, Isuzu Philippines, overseas Filipino workers,  promo, discount, OFW family
    Ads

    Are you an OFW who is planning to buy a car that your family can use whether for personal or in a business? Isuzu Philippines is giving P20,000 off to all overseas Filipino workers (OFW) who will purchase any of the two vehicles under their promo.   In these times that everything is getting very expensive, a discount like this means a lot of saving especially to an OFW family. Just go to the nearest Isuzu dealer and avail of this discount promo especially tailored for OFWs.    Ads      Sponsored Links   For the millions of tireless overseas Filipino workers (OFWs), as a way to show their appreciation, Isuzu Philippines Corp. (IPC) has launched “Isuzu Kababayan Promo” that would give cash discounts to OFWs who will purchase an Isuzu mu-X and/or an Isuzu D-MAX (excluding the Flexiqube variant) from September 1 to December 31.    The “Isuzu Kababayan Promo” can be availed in all Isuzu dealers across the country. Qualified OFWs will be given a P20,000 cash discount. If the OFW is already an existing Isuzu owner, there will be an additional P10,000 cash discount for them. These discounts will be given on top of other existing promos.    The OFWs may visit any Isuzu dealer and present supporting documents showing he or she is currently employed as an OFW (such as a photocopy of the Passport/POEA/Seaman’s book), one valid government ID. for existing Isuzu owners in order to avail the additional P10,000 discount, they have to present a copy of the OR/CR of the buyer’s current Isuzu vehicle.       Upon purchase of the brand-new Isuzu mu-X or D-MAX, the buyer will then be asked to fill out a form to officially make him or her an Isuzu Kababayan Member. The purchased vehicle’s ownership can be named after the buyer or a member of his or her immediate family.  The cash discount can be converted to avail themselves of Isuzu genuine accessories in the equivalent amounts.  The “Isuzu Kababayan Promo” is a way of showing support to the overseas Filipino, and as a gratitude to OFWs and their families who have given their trust to the Isuzu brand.  Filed under the category of OFW, business, Isuzu Philippines, overseas Filipino workers,  promo, discount, OFW family    Ads      Read More:
    Read More:
    As a move to urge Filipinos and foreign businessmen to engage in doing business in the country, President Rodrigo Duterte signed the Ease of Doing Business and Efficient Government Service Delivery Act into law in May 2018. This new law sets a deadline for the government to quickly act on business applications, about three to five days for simple processes and seven to 10 days for complex ones. Even before the effectivity of this new law, the government had already been doing its part to make business registration for prospective entrepreneurs easier by making some application processes online.   As a move to urge Filipinos and foreign businessmen to engage in doing business in the country, President Rodrigo Duterte signed the Ease of Doing Business and Efficient Government Service Delivery Act into law in May 2018. This new law sets a deadline for the government to quickly act on business applications, about three to five days for simple processes and seven to 10 days for complex ones. Even before the effectivity of this new law, the government had already been doing its part to make business registration for prospective entrepreneurs easier by making some application processes online.      Ads      Sponsored Links      The Department of Trade and Industry (DTI)’s business name registration for single proprietors is among the first processes to become digitized.  The Philippine Business Registry (PBR), DTI’s business name registration system, has been made more accessible for single business owners since 2012.    A prospective entrepreneur is not anymore required to visit DTI offices to secure a Certificate of Business Registration. With the PBR website, the certificate can even be printed in the comfort of their own home.     Here are the steps you have to take to secure that certificate.    Check the availability of a business name  Before starting the registration process, it helps to check if the business name you have in mind is still available to use. At the PBR, one can easily type in the prospective business name and it will check the database if there are enterprises already using that trade name.    A word of advice: don’t just try to check the business name you are aiming for once. Try to modify your search to save time later on. For example, if you are thinking of putting up a business called “Juan dela Cruz Services,” modify your search and break down every part of the business name from just “Juan dela” to “Cruz Services.” Some business names just differ in spacing or spelling.    The DTI also reminds applicants to ensure that the business name isn’t similar to an existing trade name or trademark, such as “Anne Dok’s Lechon,” “Jolibee” and "Starbax Café.” On the other hand, names that are too generic, such as “The Coffee Shop” for your café, aren’t permissible, too.    Business owners also can’t use the abbreviation of a government agency or international organization.    Business name registration  Once you’ve verified that your prospective business name is still available for use, you can proceed to the business name application.    Once in the page, you will be required to choose the geographic scope of the enterprise: national, regional, city or town, and barangay. If you are keen on operating a business that will reach clients in different parts of the country—for example, an online shop—then it’s best to register your scope as nationwide. The fees will vary depending on the scope, ranging from Php200 to Php2,000.    Afterward, the business owner’s personal info will be required. You will only have to submit some basic details such as tax identification number, residence address and mobile number.    By this time, you’re done with the most tedious part of the online registration process. You may now choose whether to pay cash through either a local DTI office or Go Negosyo Center, or via an online payments system.    The PBR only accepts two kinds of online payments: Bancnet and GCash. If you have an online account with any bank, then paying through Bancnet is advisable. Otherwise, a GCash account may be needed to complete the transaction.    You also have the option whether to pick up your business certificate from a local DTI office or have it printed yourself.    Once the payment is complete, a message will be sent to your e-mail on how you will retrieve the certificate based on the method you selected. Most likely, the whole process will only require 15 to 30 minutes of your time.      Filed under the category of Filipinos, foreign businessmen, President Rodrigo Duterte, Ease of Doing Business and Efficient Government Service Delivery Act, business registration, entrepreneurs,  application processes online   Ads      Sponsored Links      The Department of Trade and Industry (DTI)’s business name registration for single proprietors is among the first processes to become digitized.  The Philippine Business Registry (PBR), DTI’s business name registration system, has been made more accessible for single business owners since 2012.    A prospective entrepreneur is not anymore required to visit DTI offices to secure a Certificate of Business Registration. With the PBR website, the certificate can even be printed in the comfort of their own home.     Here are the steps you have to take to secure that certificate.    Check the availability of a business name  Before starting the registration process, it helps to check if the business name you have in mind is still available to use. At the PBR, one can easily type in the prospective business name and it will check the database if there are enterprises already using that trade name.    A word of advice: don’t just try to check the business name you are aiming for once. Try to modify your search to save time later on. For example, if you are thinking of putting up a business called “Juan dela Cruz Services,” modify your search and break down every part of the business name from just “Juan dela” to “Cruz Services.” Some business names just differ in spacing or spelling.    The DTI also reminds applicants to ensure that the business name isn’t similar to an existing trade name or trademark, such as “Anne Dok’s Lechon,” “Jolibee” and "Starbax Café.” On the other hand, names that are too generic, such as “The Coffee Shop” for your café, aren’t permissible, too.    Business owners also can’t use the abbreviation of a government agency or international organization.    Business name registration  Once you’ve verified that your prospective business name is still available for use, you can proceed to the business name application.    Once in the page, you will be required to choose the geographic scope of the enterprise: national, regional, city or town, and barangay. If you are keen on operating a business that will reach clients in different parts of the country—for example, an online shop—then it’s best to register your scope as nationwide. The fees will vary depending on the scope, ranging from Php200 to Php2,000.    Afterward, the business owner’s personal info will be required. You will only have to submit some basic details such as tax identification number, residence address and mobile number.    By this time, you’re done with the most tedious part of the online registration process. You may now choose whether to pay cash through either a local DTI office or Go Negosyo Center, or via an online payments system.    The PBR only accepts two kinds of online payments: Bancnet and GCash. If you have an online account with any bank, then paying through Bancnet is advisable. Otherwise, a GCash account may be needed to complete the transaction.    You also have the option whether to pick up your business certificate from a local DTI office or have it printed yourself.    Once the payment is complete, a message will be sent to your e-mail on how you will retrieve the certificate based on the method you selected. Most likely, the whole process will only require 15 to 30 minutes of your time.      Filed under the category of Filipinos, foreign businessmen, President Rodrigo Duterte, Ease of Doing Business and Efficient Government Service Delivery Act, business registration, entrepreneurs,  application processes online  Ads    Update: The DTI online business registration is temporarily suspended due to systems upgrade and will notify the public when it is ready. The business owners are advised to proceed to the nearest DTI offices near your area. To download the application form for business registration, you may visit the DTI official website.
    The Social Security System (SSS) has announced the new batch of loan condonation program or the loan restructuring program (LRP) whereas the members with delinquent status in paying their previous loan in a period of more than 6 months will be allowed to settle their accounts without paying any penalty. Overseas Filipino workers (OFWs) in the United Arab Emirates (UAE)who currently has current unpaid loans are urged to apply for the LRP until October 1.     Ads      Sponsored Links   SSS continues to encourage its members, including OFWs, to apply for loan restructuring program with penalty condonation especially OFWs who have short-term member loans including calamity, salary, educational, and emergency loans.  Under the program, members will no longer pay the additional penalties for the unsettled loans. Members only need to pay for the annual interest alongside the principal loan.  Payments can be done in whole or on a monthly basis as long as the payment terms will not exceed 5 years.  OFWs can apply for LRP in two ways: 1. If you are currently in the UAE, you can visit the SSS office located at the Philippine Consulate in Dubai and the Philippine Embassy in Abu Dhabi.  2. OFWs can also delegate their application to their authorized representative. Give them an authorization letter to process the application through the SSS office in the Philippines.    You can download the application form at the SSS official website.              Ads     Filed under the category of Social Security System , SSS, loan restructuring program, loan condonation program, Overseas Filipino workers, United Arab Emirates , loans
    Being considered as modern-day heroes, government offices, as well as some private establishment, give different perks and privileges to overseas Filipino workers (OFW). Aside from the sacrifices they had to go through just to earn better by working abroad, OFWs are the breadwinners of their families back home and the major contributor to keep the Philippine economy afloat by sending their remittances. they deserve to be rewarded by these kinds of privileges.     Ads      Sponsored Links  Exemption on Fees It’s all because of the Overseas Employment Certificate or OEC. Being an OFW, specifically, a legitimate one means you will be exempted from various fees like airport terminal fee, travel tax, and documentary stamp tax.  Tax-Free Shopping at Duty-Free If you want to do some additional shopping before heading home, then the Duty-Free Philippines can be your partner. You can enjoy tax-free shopping within 15 days from the time you arrived so you can give pasalubong to your family, relatives, and friends.   Housing Loan from SSS or PAG-IBIG Are you thinking of buying a house or giving your existing home a much-needed renovation? SSS or PAG-IBIG can help you on this since they offer housing facilities at lower rates compared to banks and other lending institutions.  SSS offers Direct Housing Facility Loan for OFWs where you can loan for as much as P2 million and payable up to 15 years maximum. On the other hand, PAG-IBIG also offers a housing loan facility for OFWs where you can borrow as much as P6 million.   Free Language Courses at TESDA Yes, you read that right. TESDA Language Skills Institute offers free language training for Spanish, English, Japanese, Mandarin, and Arabic to help Filipinos become more equipped in terms of language. This will come in handy when you are headed to any of the countries that speak any of these languages as well as an advantage on your part as OFW.  If you plan to enroll, then make sure you register early because slots are limited. Nonetheless, OFWs are given priority, but it’s best to reserve your slot early. You can check TESDA website for further details about this program.    OWWA Benefits  The Overseas Workers Welfare Administration or OWWA is the agency that protects and promotes the welfare of OFWs and their dependents. In line with this, several benefits are being offered by the agency such as onsite assistance, livelihood trainings, education assistance for dependents, counseling, and legal assistance among others.   DFA Courtesy Lanes With the recent opening of passport renewal slots (86,889 New Slots in September!), you can now apply for your passport related concern without hassle. OFWs are given access to DFA Courtesy Lanes. You don’t need to even schedule an appointment online.   No OFWs will miss a job just because of delays in Passport Application. How good is that?   Low interest loans  There are loan programs from the banks that are tailored for OFWs and they are giving it for very low-interest rates and flexible tenures.   Flexible Investment scheme from SSS  SSS provides a program they called SSS Flexi-fund where OFWs can invest their excess contributions to earn dividends and they can withdraw it anytime they wish or when they finally decided to stay home for good.         Ads     Filed under the category of modern-day heroes, overseas Filipino workers, working abroad, OFW remittances
    Food, shelter, and clothing are the basic necessities of human lives.  We can choose our lifestyle whatever we want like living in a simple yet safe home and wearing modest low-end clothing to save but the rising cost of food is a serious matter and we need to do something about it.  Imagine that you are earning just enough to pay your bills, mortgages and other household expenses and your company seldom give you a raise in your salary. Even the families of overseas Filipino workers (OFW) are finding it difficult to budget the remittances they receive due to inflation. Everything has increased its prices and you need to catch up.      Ads     Sponsored Links  Here are some practical tips to save money on food items.      Make A Shopping List And Stick to It  Planning your meals for the week and carefully selecting specific ingredients to buy can save a lot out of your food budget. With the list on hand, purchase only the items  you need to buy and avoid impulse buys.      Eat Before You Shop  When you are hungry and you walk into a building full of food, it is more likely that you are going to grab unnecessary and expensive items that appeal more to your palate than your pocket. It is highly advised that you eat first and shop.     Avoid Fastfoods   Ready-made meals are easy to buy but come with a cost. Instead of eating in fast food or restaurant, buy the ingredients and do it at home preparing the meal yourself. It could save you a lot and still keep the leftovers for the next meal.    Do Not bring Your Kids While Shopping  Every extra minute that you spend in the store increases the chances of you buying more and this includes toys and snacks meant to keep the kids behave while you try to focus on your hunt for a good bargain. Do not bring your kids with you while shopping to save time and money.      Buy in Bulk  Buying in bigger packaging can save you a lot. You can usually find great deals in buying a larger packaging. However, pay attention to your spending habits and consider your storage capacity.        Use Store Reward Cards And Coupons  Coupons provide an easy way to save money. There is no harm in clipping them and using them in purchasing foods, helping you save on your food shopping cost.       Buy locally produced foods  Locally grown or produced food is cheaper because you don't pay for long transportation costs. You also help local farmers and food producers meet their daily needs as well.   Compare Store Prices; Grab the cheapest  Have an assessment of which stores offers lower prices for particular food items and buy it from them. Some grocery stores have special prices for a specific item and they are not often applicable to other stores. Be aware of the price tags and grab it where it cost the lowest.   Look Down at the lower shelf  Most expensive items are usually displayed at eye-level. To find less expensive items, look down.     Avoid the Checkout Temptations  Beware of the displays placed at the end of each aisle. They often feature premium brands and they are placed there for a purpose.    Shop for Sales  Pay attention to sales on necessity items and stock up on non-perishables and freezer goods. Be mindful of the expiration date because most of the sale items are often near expiration dates.  Ads    Shop Infrequently  Reducing the number of trips that you make to the store each week or month reduces the chances of unnecessary purchases and minimizes the amount of transportation cost spent getting there.    Pay in Cash  Avoid using your credit card in purchasing food. If you don't pay off the card in full each month, you pay interest on the purchase. To avoid paying the extra cost, use cash when you shop.    Check Your Bill  Electronic scanners make the shopping experience faster and more convenient, however, scanners aren't foolproof. Take a look at the receipt to make sure your coupons and discounts were accurate.    In addition to this, try planting edible plants and vegetables and use it to save on your next food purchase. Having an organic vegetable garden in your yard lets you eat your favorite veggise for free.
    Our country is now experiencing high inflation rate like its neighboring countries. The only thing is that, while other countries in the region like India, Malaysia, Thailand, Indonesia, etc., seems to recuperate with high inflation rates, we are just started to hit the peak.   The high inflation rate is so evident that even the families of overseas Filipino workers  (OFW) who used to catch up with their expenses using the remittances sent by the OFWs to pay their bills, mortgages etc., are now complaining of budget shortage due to high prices of food items, transportation, and basic commodities.   Recruitment and migration expert Emmanuel Geslani even advised the OFWs to send at least 20% more remittances in order for their families to cope up as the prices soar high.  Could it really help? How do we beat the high prices brought about by the inflation?    Ads     Sponsored Links    As we are all affected by high prices, there is a need for a concerted effort by all sectors to work together to beat inflation. This is not the challenge for the government alone. The private sector, media, and consumers alike must also pitch in. Expectations can only be calmed by a perspective view that this condition is temporary.      Keep a record of your spendings  Tracking your expenses by keeping a record and listing down your purchases. It will allow you to determine your average spendings. You can compare them and find out which will be your basis of a monthly allowance. Check out which month you spent the least and make it a reference for your preceding monthly budget plan.    Have a contingency budget of at least 10% every payday  Set aside at least 10%  from your monthly take-home pay for emergency purposes. Financial emergencies are inevitable and it is important that we are ready.    Watch your lifestyle  We often hear that we should not spend more than what we earn. Buying things that you need must be a priority over the things that you want.    Exercise frugality  Saving for the future benefit none other than yourself. The money you save today could save your life in the future. Everyone will come to their retirement but some of them will not retire well. Spending your money like there will be no tomorrow will render you broke on your retirement. As the inflation rate soar, buy only where you can save a lot like on sale items.    Keep your spending for needs only  Shopping for things you want but you don't really need could make the effect of the high inflation even worse.    Look for extra income  Even if you have a pretty decent take-home pay, having a side hustle will be a great help during this time where the prices of almost everything are rising. Having an extra income could help you beat the effects of the high inflation rate.    Invest  The best way to save is not by putting your money in the bank but to find a profitable investment to make your money grow. Over the years, with the right investments, your money will grow rapidly compared with just putting it into a savings deposit. However, be careful where you invest. Make sure you are putting your hard-earned money to legitimate investments.   Filed under the category of high inflation rate, India, Malaysia, Thailand, Indonesia, OFW, mortgages, transportation, Recruitment, migration.   Ads

    Monday, July 30, 2018

    Where And How To Invest In Stock Market In The Philippines?

    Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures.
    If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad.
    Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.

    As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that it is extremely easy to do.
    Advertisement



     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map
    Sponsored Links


    There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.
    In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.



    How To Open For BDO NOMURA Account?
    If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is
     is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.

    In order to open a BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.

    1. Enter the One-Time Password (OTP) received via SMS.
    2. Tick the “I Agree” box in the Letter of Instruction and Consent
    3. Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT.
    4. Click on “I Agree” in the Terms and Conditions.
    5. Fill out the Investor Profile, then click NEXT.
    6. Fill out the Suitability Form, then click NEXT.
    7. Re-type the CAPTCHA code, then click Submit.
    8. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.
    Sponsored Links



    You can also follow these steps:
     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map

    Where And How To Invest In Stock Market In The Philippines?

    Where And How To Invest In Stock Market In The Philippines?

     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map

     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map
    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day.
    Once approved, please expect to receive an Approval email indicating your Customer Code.


    Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:


    Company Name: BDO Nomura Securities, Inc.
    Institution Code: 0491
    Subscriber's Account No.: Customer Code
    Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.


    Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)


    To open an Online Trading Account today, click the yellow Enroll Now button.
    Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.


     BDO Nomura charges
    For BUY transactions:
    a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount
    b. Broker's commission - 0.25% of the gross amount
    c. Value Added Tax (VAT) – 12% of the broker's commission

    For SELL transactions:
    a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount
    b. Broker's commission - 0.25% of the gross amount
    c. Value Added Tax (VAT) – 12% of the broker's commission
    d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount

    *Please note that we have a minimum charge of P20.00/transaction for the commission fee.


    Another way to start stocks trading investment is through COL Financial.



    In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends. 



    Here are the steps to open an account with Col Financial:

    1. Choose what account type would apply best for you depending on the amount of investment. 



    a. Col Starter- P5,000
    b. Col Plus- P25,000 
    c. Col Premium- P1 Million

    2. Download and fill up the application forms here. You will need a TIN or Tax Identification Number.



    3. Submit the filled up form with the following documents:

    Photocopy of one (1) valid government issued ID

    Photo and signature must be clear
    FOR ITF (In-Trust-For) Account - or account for a minor child. 
    Photocopy of one (1) valid government issued ID of the parent, Photo, and signature must be clear
    Birth Certificate of the minor applicant


    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.


    Another way of stocks investing is through BPI Trade
    You can visit their website to know about the complete details on how to start investing.

    Important pointers on stocks investment:
     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map
    Make your own research about the trade.
    Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.

    There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.
     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map
    Start saving, follow the 70-20-10 rule
    This simply means you live only off the 70% of your salary, save the 20% and give the 10% to those in need. 
     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map
    Deal only with a licensed broker
    Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.
     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map

    Pick only big companies

    They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.

     article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income  Overseas Filipino workers (OFWs) send home about $32 billion in remittance annually. However, it usually goes to basic needs like food, education, and other daily expenditures. If you are an OFW who already spent many years working abroad without any savings, you may consider to invest in the stock market in the Philippines and have passive income while you are away working abroad. Investing in stocks is like having your own business but you can do it without having to stay and manage it hands-on.  As you work abroad,  you can invest now through a broker, or even through the internet. The good news is that, it is extremely easy to do.  Advertisement         Sponsored Links     There are many ways to start stocks market investment in the Philippines. Financial institution and banks are offering assistance to their clients who are interested in investing in stocks market.  In this article, you will be informed of where to start and give you some pieces of advice regarding stocks investment.          How To Open For BDO NOMURA Account? If you have a Banco de Oro Unibank (BDO) account, you can start stocks investment through the BDO NOMURA Account.It is is a joint venture between BDO Unibank, Inc. and Nomura Holdings of Japan with the purpose of providing online trading services to BDO's significant client base and branch network.   In order to open BDO trading account, it is important to register for online banking. It is easier to fund your trading account and withdraw money from it this way.  Enter the One-Time Password (OTP) received via SMS. Tick the “I Agree” box in the Letter of Instruction and Consent Select from the drop-down list to nominate a Beneficiary Account (for withdrawal process) then click NEXT. Click on “I Agree” in the Terms and Conditions. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form, then click NEXT. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.   You can also follow these steps:                    After review, click Confirm to submit your application. A “Thank You” notification will appear to confirm a successful application. The cut-off for processing of New Applications is 3:00PM. Online Application submitted beyond cut off shall be processed on the next banking day. Once approved, please expect to receive an Approval email indicating your Customer Code.   Once approval email was received, you may already fund your account through the Bills Payment Facility (over-the-counter, online banking, mobile banking, ATM) indicating the following required details:   Company Name: BDO Nomura Securities, Inc. Institution Code: 0491 Subscriber's Account No.: Customer Code Subscriber's Account Name: Client NameYou may fund your account on or before 10:00 P.M. to be included for the next trading day's buying power.   Another email will be sent to you for the trading access instructions. You will need to nominate a Trading PIN using the provided Control Code to activate your account. (You may now access your BDO Online Trading Account by clicking Online Trading Login at the upper right corner of your screen to nominate your new Trading PIN.)   To open an Online Trading Account today, click the yellow Enroll Now button. Once your application is approved, you will receive an email confirmation indicating your trading PIN. An initial deposit is to be made to BDO Nomura Securities, Inc. (Formerly: PCIB Securities, Inc.) As long as you are able to meet the cut-off time for deposit which is 11:00 P.M., your account will be funded the following day and you may start trading.    BDO Nomura charges For BUY transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission  For SELL transactions: a. Securities Clearing Corporation of the Philippines (SCCP) fee – 0.010% of the gross amount b. Broker's commission - 0.25% of the gross amount c. Value Added Tax (VAT) – 12% of the broker's commission d. Sales transaction tax/ Final withholding tax - 0.50% of the gross selling amount  *Please note that we have a minimum charge of P20.00/transaction for the commission fee.    Another way to start stocks trading investment is through COL Financial.     In as little as P5,000 you can open a stock trading account in Col Financial and start receiving dividends.     Here are the steps to open an account with Col Financial:  1. Choose what account type would apply best for you depending on the amount of investment.     a. Col Starter- P5,000  b. Col Plus- P25,000   c. Col Premium- P1 Million    2. Download and fill up the application forms here. You will need TIN or Tax Identification Number.     3. Submit the filled up form with the following documents:  Photocopy of one (1) valid government issued ID  Photo and signature must be clear  FOR ITF (In-Trust-For) Account - or account for a minor child.   Photocopy of one (1) valid government issued ID of the parent, Photo and signature must be clear  Birth Certificate of the minor applicant    4. After submitting the application and requirements, a sales officer will review your application and contact you to inform you of the status of your application or any other requirements that may be needed.       Another way of stocks investing is through BPI Trade  You can visit their website to know about the complete details on how to start investing.    Important pointers on stocks investment:    Make your own research about the trade. Many people think or convince themselves that understanding the stock market is a complicated business. Not entirely true. It only takes some common sense to try to understand how it works.  There are a number of resources available online for you to bone up on the subject. You may also refer to online articles, YouTube videos, even blogs to get ahead and boost your knowledge from Grade 1 to masters. Educating yourself is the biggest investment you can make.    Start saving, follow the 70-20-10 rule This simply means that if your salary is 100, you live only off the 70, save the 20 and give the 10 to those in need.    Deal only with a licensed broker Unlike making bank deposits, which you can do directly by going to the bank, you cannot deposit your money with the Philippine Stock Exchange. Go only through a licensed stockbroker.    Pick only big companies They are so-called “blue-chip” stocks. These are financially-sound companies in the country that include Ayala Corporation, SM Prime, PLDT, Meralco, San Miguel, Aboitiz Ventures, Jollibee and the like.    Start now! In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.  This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income Read More: Questions And Answers About UAE Amnesty 2018  What is OWWA’s Tulong Puso Program and How OFWs or Organizations Can Avail?  Do You Know That You Can Rate Your Recruitment Agency?  Find Out Which Country Has The Fastest Internet Speed Using This Interactive Map

    Start now!
    In stocks investing, time is the key and not the timing. The sooner you start, the bigger the profit.
    This article is filed under the category of investment, OFW, stock trading, overseas jobs, remittance, business, online investment, passive income
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