Here are some useful information regarding SSS and how OFW members can benefit from it. This question and answers might provide enlightenment for queries you probably have in mind at the moment.
What is SSS OFW Coverage Program?
It is a program of SSS that covers all OFWs with ages below 60 years old. It was established since 1995 to address the growing number of OFWs who are not members of the SSS.
Can an OFW that is presently 59 years old can still apply for membership?
Yes. They can still be a member but their pension will start only after they had completed 120 months full contributions.
The OFW coverage will start upon payment of contribution; what does it mean?
OFW membership is considered voluntary in nature since they do not have an employer in the Philippines.
Their first payment of the contribution determines the beginning of their coverage date as a member of the SSS.
What is SSS OFW Coverage Program?
It is a program of SSS that covers all OFWs with ages below 60 years old. It was established since 1995 to address the growing number of OFWs who are not members of the SSS.
Can an OFW that is presently 59 years old can still apply for membership?
Yes. They can still be a member but their pension will start only after they had completed 120 months full contributions.
The OFW coverage will start upon payment of contribution; what does it mean?
OFW membership is considered voluntary in nature since they do not have an employer in the Philippines.
Their first payment of the contribution determines the beginning of their coverage date as a member of the SSS.
How do OFWs register to SSS?
You can now easily download an application form or Personal data record online via www.sss.gov.ph or you can visit the nearest SSS office in your area.
Fill out and submit the form together with the following documents:
- Birth Certificate
- Baptismal Certificate
- Passport
- Driver's License
- PRC Card
It depends on the declared monthly income on the time of application. However, for OFWs, the minimum salary bracket starts from PHP 5,000.00 or a monthly contribution of PHP 550.00
* The bigger the monthly contribution you make, the bigger your benefits will be.
Are the benefits for OFWs different from other members of SSS?
No. Benefits and privileges of the OFWs are similar to what other regular members will get except for the Employees Compensation. Since OFWs do not have local employers in the Philippines, they are not entitled to receive Employees Compensation.
Can OFWs apply for a housing loan from SSS?
Yes. SSS has a special program allowing OFWs to borrow money for housing or the SSS Housing Loan.
Where can OFWs pay their monthly SSS contributions and amortizations?
You can pay at any SSS payment channels like he following:
Asia United Bank
Bank Of Commerce
Iremit
Ventaja
Lucky Money
Philippine National Bank
Sky Freight
What are the benefits that the OFWs can get from SSS?
All qualified OFWs are entitled to the following benefits:
Sickness, maternity, disability, retirement, death, and funeral benefits.
Is there a special consideration for the OFWs in paying SSS contributions?
Yes. All payments for the month of January to December can be paid any time within the year.
Contributions for the month of October to December can be paid up to January 31 the following year.
OFWs can also continue paying their contribution until they reach 60-65 years of age.
For further information, you can visit their website at sss.gov.ph or go to the nearest SSS office near you.
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