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Thursday, June 15, 2017

5 Reasons Why Investing In A House Is A Good Idea


Almost every one of us dreams to have a house to call our own home. We all know it is not easy decision to buy or to invest in a house since it is not cheap.  Because of this, the debate between buying and renting a home is not dead. If we aren't our dwelling place, we have a lot more freedom to move around since we are not tied up into a long term contract.  Managing and renovating the space is not our priority since it is not ours and we are just living there.



Almost every one of us dreams to have a house to call our own home. We all know it is not easy decision to buy or to invest in a house since it is not cheap.

Because of this, the debate between buying and renting a home is not dead. If we aren't our dwelling place, we have a lot more freedom to move around since we are not tied up into a long term contract.

Managing and renovating the space is not our priority since it is not ours and we are just living there.

Read More: Beautiful Houses with floor plans and estimated cost.



And most of all, renting is a lot cheaper than buying. Of course, who does not want to have a house to call their own? But the question is when are we ready to buy or invest in a house?

Many people said that buying a home of your own is actually a much wiser way to spend money because it is an investment while renting a home is like throwing money into you get nothing back from the money you pay every month.

Read More:33 Most Beautiful Two-Story Houses With Floor Plans You Will Love



Here are five reasons why it is a good decision to invest in a home:
1. THE EARLIER, THE BETTER

It is not impossible to own a house while you are young as 20-something.

Making an investment, like owning a home, can help you get closer to your other life goals such as career, passion, getting married and starting a family. A property you can call your own also gives you a motivation to regularly save up.

Making a big investment like buying a house while you’re still young gives you not just a sense of fulfillment but also a sense of responsibility.

You can make this as a long-term goal. Although buying real estate today might require a substantial cash outlay, its market value appreciation will likely give you a hefty return on your investment in the long run.

Purchasing a property is just like saving up, except that you get to move into your own home, too.

Read More: 40 Impressive Tiny Houses With Floor Plans That Maximize Function and Style

2. NOW IS A GREAT TIME TO INVEST

The expectation is that the real estate market in the Philippines will continue to strive in the future. It means that the earlier you buy a home, the bigger its value will be in the future. This is ideal especially if you intend to sell your home eventually.



3. THINK OF TOTAL FREEDOM

Living in a place you call your own means total freedom. Your burden in financial responsibilities is worth it because, at the end of the day, you are paying for a property you will own one day. In your own home, you can make your own rules and do renovations as you like.

With a home that’s your own, you can do everything you want, from choosing a good location, a payment option that suits you best and of course, decoration and design.


4. SECURITY

You are not just putting your money in a place to live in, you are investing in you and your family's security. Nothing beats the feeling that you and your family is sleeping comfortably under one roof. It might be a material indication of affluence, but more than that, it provides emotional security and stability— a house to build a home upon. An investment would also mean a safe place for all your family members, and something to leave behind to your children when the time comes.


5. "NOBODY SAID IT IS EASY"

One reason we are holding back into investing in a new home is the big investment and the responsibilities that rely on our shoulder. What's the good news? There's a wide selection of home loan option available today. There many banks that are offering affordable home loans. If you are a Pag-IBIG member, you can apply for a housing loan. There are foreclosed properties too from banks that are for sale at a lower price compared to other properties in the market right now.

Read More: Bungalow and Single Storey Modern Houses with Floor Plans and Estimated Cost


SEE MORE:

PAG-IBIG FORECLOSED PROPERTIES THIS JUNE 2017


LANDBANK FORECLOSED PROPERTIES FOR SALE



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