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Sunday, July 12, 2015

DTI Advisory: July 2015 BLACKLISTED/UNACCREDITED BALIKBAYAN CARGO FORWARDERS



As of  03 July 2015, Here are the latest (2015) list from the Department of Trade and Industry, of those Cargo Forwarders both Internationally based and its counterpart in the Philippines that are: 
Unaccredited, Unlicensed, Watch-listed, and with Complaints CARGO FORWARDERS - 



HOW TO REPORT LOST OR UNDELIVERED BALIKBAYAN BOX or CARGO? 

 Consumers/Consignees with complaints on UNDELIVERED, PILFERED, DAMAGED or LOST BALIKBAYAN BOXES and cargoes and overcharging prices may report or submit an affidavit of complaint to DTI through 

email at dti_psb@yahoo.com.ph
or fax at (02) 751-3305 or 
call DTI Direct at (02)751-3330/ 0917-8343330 or 
visit their Facebook Page at DTI-PSB

 2015 ACCREDITED BALIKBAYAN DOOR-TO-DOOR CARGO FORWARDERS HERE

 Singapore, Kingdom of Saudi Arabia, Australia, Bahrain, China, Cyprus, Germany, Hongkong, Ireland, Italy, Kuwait, Malaysia, Oman, Spain, United Arab Emirates (UAE), United Kingdom (UK) United States of America (USA) Qatar 

DTI-FTEB Advisory as of 03 July 2015 BLACKLISTED AND UNACCREDITED AND 
THOSE WITH PENDING CASE


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Banks With Highest Interest Rate For Time Deposit and Savings Accounts In Philippines

As an OFW we all wanted a safe and risk-free investment. Although there are many wise OFWs now who would take great risk to start a business or invest their money in the stock market or investing in money market instruments like bonds and treasury bills, still a lot more would rather save their money in banks.  However, if you are torn between placing your money in a time deposit or savings account, you may compare and choose which one gives the highest interest rate on the deposit account.




























Below we have compiled the information for the savings account and time deposit so you could compare which bank offers the highest interest rate for your savings account as well as the bank that offers the highest interest rates for time deposits to help you decide where to put your money.

 1 Year Fixed Term Deposit

 In comparison, time deposit account offers higher interest rate than the savings account. The longer the term of your time deposits the higher the interest rate too. 

 *Rates may vary depending on deposit amount. For more information about the base deposit amount please click on the corresponding account type linked for each bank
Bank
Account
Annual
Interest rate
Term
1.50%1 year
1.375%1 year
1.25%1 year
1.1250%1 year
1.125%1 year
1.125%1 year
1.125%1 year
1.10%1 year
0.25%1 year

6 Months Time Deposit



Here are the banks that give the highest interest rate for 6 months term time deposit.  


Bank
Account
Annual
Interest rate
Term
1.375%6 month
1.125%6 month
1.125%6 month
1.125%6 month
1.125%6 month
1.000%6 month
1.000%6 month

2 Months Time Deposit

Compared to a savings account, 2 months time deposit has more than twice the interest rate compared to a regular savings account. The good thing about this is that your money would be available for your use after 2 months and then you can simply renew it every time it matures. Quite tasty but your interest earned will also be doubled. 

Bank
Account
Annual
Interest rate
Term
1.125%2 month
1.000%2 month
0.875%2 month


We can see that time deposits offer a higher interest rate compared to savings accounts:

This table below will show you the interest rate offered by different banks for the savings account, and checking account. 

Bank
Account
Annual Interest rate
Specific
0.50%
0.50%
0.350%
0.250%
0.250%
0.250%
0.250%

0.25%Foreign Currency Account
0.25%
0.25%

0.125%
0.125%Foreign Currency Account
0.025%Foreign Currency Account
N/A

This information is published  for comparison purposes only, we are not affiliated to any of these banks nor do we endorse them. 

Please also note that although time deposits offer higher interest yield, some banks impose fee if you withdraw your fund before the maturity date. The interest is also subject to withholding tax. We recommend that you still keep savings account in case of emergency, or place your time deposits on short terms (like 2 months)  and simply renew it every time it matures.

This article is filed under: banks, banks savings account, private banks, Bank Account Philippines, Bank Charges, Bank Account, banking in the Philippines... information on banking and the interest rates on investment... banking options interest rate offered by different banks for savings account, and checking account Highest interest rate for savings account, highest interest rate for time deposit account, highest interest rate for checking account, investment, Ofws, Philippines, 


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Saturday, July 11, 2015

CHEAPEST AND MOST EXPENSIVE TUITIONS FEES OF SOME SCHOOLS AND UNIVERSITIES IN METRO MANILA

These are the list of the school and universities and their estimated tuition fees every year of some of the schools and universities in Metro Manila. Some of the figures here may not be accurate as we mined the data and compiled from Finduniversity.ph but believed the estimated figures are more or less inline with the current tuition fees. The tuition cost may also vary depending on the total units of subjects a student is taking. The purpose is to give you an idea how much are you going to spend sending your kid/s to college.



We will compile another list of the top 10 schools by region and will post in a separate blog with their ESTIMATED tuition fees.

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HERE ARE THE LIST OF 66 SCHOOLS AND UNIVERSITIES IN METRO MANILA AND THE 2015 ESTIMATED TUITION COST

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