Insurance system is composed of three system, the government service insurance system or the GSIS which covers health insurance, optional life insurance, retirement, separation and employees compensation. Another is the public insurance system, the Philippine Health Insurance System or Philhealth. The other public insurance system is the Social Security System. There are other private insurance systems and we opted to gather the affordable ones with at least less than P1,000 monthly contribution.
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Product & Insurer
|
Maximum Benefit
Limit
|
Pre - Existing
Condition
|
Outpatient Benefit
|
Accidental Death
|
Monthly Premiums
In PESOS
|
PHILHEALTH
|
NO
|
YES
|
P200
|
||
SSS
|
SEE IMAGE
BELOW
|
||||
Blue Cross Select Standard Plan (Ward)
|
500,000.00
|
YES
|
25,000.00
|
P504.25
|
|
Eastwest Health Option 2A
|
80,000.00
|
YES
|
YES
|
-
|
P670.08
|
Medicard Plan 8,000
|
50,000.00
|
YES
|
YES
|
20,000.00
|
P745.75
|
Eastwest Health Option 1A
|
80,000.00
|
YES
|
YES
|
-
|
P763.25
|
Eastwest Health Option 2B
|
100,000.00
|
YES
|
YES
|
-
|
P779.25
|
Blue Cross Select Standard Plan (Semi-private)
|
750,000.00
|
YES
|
50,000.00
|
P828.08
|
|
Medicard Plan 10,000
|
60,000.00
|
YES
|
YES
|
20,000.00
|
P836.75
|
Eastwest Health Option 1B
|
100,000.00
|
YES
|
YES
|
-
|
P891.67
|
Eastwest Health Option 2C
|
150,000.00
|
YES
|
YES
|
-
|
P989.50
|
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