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Showing posts with label International Medical Insurance. Show all posts

Monday, March 19, 2018

OFW Medical Health Insurance Card For Only P1,600 A Year

Health insurance is a thing often neglected by OFW families. Due to other expenses such as rents, payment of a mortgage, loans, monthly bills, tuition fees, etc., they usually do not put health insurance in their spending priority not realizing the importance of having one.

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OFW Family Club Medical Access Card Basic is a membership structured service that provides Card-holders access to fix and lower rates on Doctor’s professional fees for;
• Consultation / Checkup
• Doctor’s visits during confinement
• In-Patient and Out-Patient procedures for minor and major operations
Medical access to Fix and lower rates from;
• 15,000++ accredited Doctors (Physicians, Specialists, and Surgeons) in 300 accredited secondary and tertiary hospitals nationwide - Including the 6 major hospitals
• Other healthcare providers - Up to 35% less from standard rates on Laboratory and Diagnostics, Dermatology, Dental and Physical Therapy

Powered by www.iconnexsolutions.com Healthcare service provided by COCOLIFE HEALTHCARE

*Check out “Photos” to view accredited Hospitals in your area

Other features:
• No age limit
• Unlimited use for one (1) year
• Coverage of pre-existing conditions (Cancer, Diabetes, High-blood, etc.)
• Coverage of Maternity cases (Normal and Cesarean delivery)
• Online payment on memberships and Availments
• Mobile payments on availments (GCash) (others coming soon)
Value of the OFW Family Club Medical Access Card rate on Doctors Professional Fee? Patient’s medical bill breakdown on a medical procedure is generally divided into two sections; doctor’s Professional fees and hospital bill. In most cases, the patient’s total medical bill is 70% for doctors’ Professional fee and 30% of the Hospital bill.
Sample breakdown:
Check-up / Consultation: 100% Doctors Fee on the total medical bill
* Check-up / Consultation fee of Doctor’s expertise
* Interpretation of medical tests

Cases with medical procedures:
(Surgery / Operation for In-patient or Out-patient procedures) Ex. Maternity Case; Doctor’s professional fee (60% - 70%) on total medical bill * OB-GYN (Maternal surgery)
* Anesthesiologist (Support for maternal surgery)
* Pediatrician (Medical management on infants)
Hospital bill (30% - 40%) on a total medical bill

* Room and Board
* Use of operating room and recovery room
* Hospital equipment rental * Consumables and Pharmacy (alcohol, gauzes, medicine, etc.…)
Cardholder’s privilege on Lower Doctors’ professional fee rates reduces the total medical bill, thus, providing members of the OFW Family Club Medical Access Card savings on their healthcare.

Health insurance is a thing often neglected by OFW families. Due to other expenses such as rents, payment of a mortgage, loans, monthly bills, tuition fees, etc., they usually do not put health insurance in their spending priority not realizing the importance of having one. Advertisement Sponsored Links OFW Family Club Medical Access Card Basic is a membership structured service that provides Card-holders access to fix and lower rates on Doctor’s professional fees for; • Consultation / Checkup • Doctor’s visits during confinement • In-Patient and Out-Patient procedures for minor and major operations Medical access to Fix and lower rates from; • 15,000++ accredited Doctors (Physicians, Specialists, and Surgeons) in 300 accredited secondary and tertiary hospitals nationwide - Including the 6 major hospitals • Other healthcare providers - Up to 35% less from standard rates on Laboratory and Diagnostics, Dermatology, Dental and Physical Therapy Powered by www.iconnexsolutions.com Healthcare service provided by COCOLIFE HEALTHCARE *Check out “Photos” to view accredited Hospitals in your area Other features: • No age limit • Unlimited use for one (1) year • Coverage of pre-existing conditions (Cancer, Diabetes, High-blood, etc.) • Coverage of Maternity cases (Normal and Cesarean delivery) • Online payment on memberships and Availments • Mobile payments on availments (GCash) (others coming soon) Value of the OFW Family Club Medical Access Card rate on Doctors Professional Fee? Patient’s medical bill breakdown on a medical procedure is generally divided into two sections; doctor’s Professional fees and hospital bill. In most cases, the patient’s total medical bill is 70% for doctors’ Professional fee and 30% of the Hospital bill. Sample breakdown: Check-up / Consultation: 100% Doctors Fee on total medical bill * Check-up / Consultation fee of Doctor’s expertise * Interpretation of medical tests Cases with medical procedures: (Surgery / Operation for In-patient or Out-patient procedures) Ex. Maternity Case; Doctor’s professional fee (60% - 70%) on total medical bill * OB-GYN (Maternal surgery) * Anesthesiologist (Support for maternal surgery) * Pediatrician (Medical management on infants) Hospital bill (30% - 40%) on a total medical bill * Room and Board * Use of operating room and recovery room * Hospital equipment rental * Consumables and Pharmacy (alcohol, gauzes, medicine, etc.…) Cardholder’s privilege on Lower Doctors’ professional fee rates reduces the total medical bill, thus, providing members of the OFW Family Club Medical Access Card savings on their healthcare. How to use the Medical-Access card In three easy steps… Step 1: CONTACT US Thru Call / Text / Email Contact OFW Family Club Medical Access card Customer Support Hotlines / contact details indicated on the back of the card and advise our iOfficer of your required medical availment. iOfficers will assist you with ; • Accredited hospitals in your location • Refer an accredited Doctor from the chosen hospital • Facilitate your Doctor’s appointment • Facilitate the accredited Doctor/s and schedule for In-Patient and Out-Patient operation procedures • Facilitate the accredited doctor/s required during In-Patient /Confinement availments Step 2: PAY iOfficer will advise the cardholder on the rate of the required availment and request to pay the amount to any of our payment gateways/payment centers convenient to the cardholder prior to availment. Payment gateways: G-Cash, ECPay (7-Eleven) On-line payments thru Paypal Bank deposit; BDO / BPI / PNB / Step 3: AVAIL OF YOUR MEDICAL NEED For Check-up / Consultation and Out-Patient availments • Acquire your Letter of Authorization (LOA) as instructed by our iOfficer and present it to your physician or upon admission For In-Patient • No need to acquire your LOA, LOA will be submitted directly to the hospital upon admission or within 24 hours of confinement Read More: MOU For The Protection Of OFW; $400 Salary Agreed Between KW And PH Government Top Search Engines In The Philippines For Finding Jobs Abroad 5 Signs A Person Is Going To Be Poor And 5 Signs You Are Going To Be Rich Tips On How To Handle Money For OFWs And Their Families How Much Can Filipinos Earn 1-10 Years After Finishing College? Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse? Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

How to use the Medical-Access card

In three easy steps…

Step 1:

Contact OFW Family Club Medical Access card Customer Support Hotlines / contact details indicated on the back of the card and advise our iOfficer of your required medical availment. iOfficers will assist you with ;

• Accredited hospitals in your location • Refer an accredited Doctor from the chosen hospital • Facilitate your Doctor’s appointment • Facilitate the accredited Doctor/s and schedule for In-Patient and Out-Patient operation procedures • Facilitate the accredited doctor/s required during In-Patient /Confinement availments

Step 2:

PAY

iOfficer will advise the cardholder on the rate of the required availment and request to pay the amount to any of our payment gateways/payment centers convenient to the cardholder prior to availment.

Payment gateways:

G-Cash, ECPay (7-Eleven)

On-line payments thru Paypal

Bank deposit; BDO / BPI / PNB /

Step 3:

AVAIL OF YOUR MEDICAL NEED

For Check-up / Consultation and Out-Patient availments • Acquire your Letter of Authorization (LOA) as instructed by our iOfficer and present it to your physician or upon admission

For In-Patient • No need to acquire your LOA, LOA will be submitted directly to the hospital upon admission or within 24 hours of confinement.

For more information contact the OFW Family Club facebook page.

This article is filed under: Workers Compensation Insurance, International Health Insurance, International Medical Insurance, Online Life Insurance, Get Insurance

MOU For The Protection Of OFW; $400 Salary Agreed Between KW And PH Government

Top Search Engines In The Philippines For Finding Jobs Abroad

5 Signs A Person Is Going To Be Poor And 5 Signs You Are Going To Be Rich

Tips On How To Handle Money For OFWs And Their Families

How Much Can Filipinos Earn 1-10 Years After Finishing College?

Former Executive Secretary Worked As a Domestic Worker In Hong Kong Due To Inadequate Salary In PH

Beware Of Fake Online Registration System Which Collects $10 From OFWs— POEA

Is It True, Duterte Might Expand Overseas Workers Deployment Ban To Countries With Many Cases of Abuse?

Do You Agree With The Proposed Filipino Deployment Ban To Abusive Host Countries?

www.jbsolis.com

Wednesday, February 14, 2018

Do You Know The Overseas Workers Health and Life Insurance Benefits From OWWA?

Even just a cheap life insurance is a must-have for Filipinos working overseas. It is important that they have a health insurance, disability insurance, and life insurance through OWWA, with more or less P1300 for two-years or P650 yearly. From the current exchange rate of $25 as a membership fee, you will have the following; life insurance and compensation insurance, as well as health benefits. Other benefits are also available full details here, but this post will focus on the workers' insurance and health benefits.

cheapest health cover, expatriate health insurance, Insurance, Insurance coverage, life insurance, low cost insurance, OWWA, OWWA Benefits, Work Compensation Insurance, Workers Compensation Insurance,

Overseas Workers member is provided with the following health benefits and insurance within the duration of their contract (per contract basis, with a maximum of 2 years contract)

1) Disability and Dismemberment Benefits
(PHYSICAL INJURY INSURANCE)

An OWWA beneficiary receiving benefit. Image is taken from OWWA FB page

This is an accident insurance or workers compensation insurance. A member is entitled to disability/dismemberment benefit of up to P100, 000.00 for injuries sustained due to an accident while working abroad. Qualified are active OWWA members

To claim the insurance benefits, please prepare the following requirements;

1) Foreign medical certificate

2) Medical certificate issued by the local attending physician with medical examination procedure. (e.g X-ray, MRI, CT Scan)

3) Accident Report/Master’s Report for sea-based OFW.

2.) HEALTH INSURANCE BENEFIT
(OWWA-PHILHEALTH MEDPLUS)

The OWWA MEDplus for OFWs serves as a health insurance, but provides a supplemental medical relief for active OWWA OFW-members afflicted with dreaded diseases and were hospitalized, either at the job sites or while in the Philippines.

OFW-member must be an active OWWA and Philhealth member at the time of confinement/treatment. Confinements both local and overseas are covered effective 01 February 2017. Philhealth must have paid the case rate benefits prior to Availment of the MEDplus by the OWWA member not to exceed P50,000 per OFW-member.

Hereunder are the requirements of the program:

1. OWWA Receipt/OFW Verification Sheet

2. Member’s Data Record (MDR) issued by Philhealth

3. Passport size ID picture

4. Passport Copy

5. PhilHealth Benefit Payment Notice with case rate or Claim Status receipt indicating amount claimed at Philhealth or screenshot of Benefits Information through Philhealth Portal.

6. Duly accomplished OWWA MEDplus application Form

3) Death Benefit
(LIFE INSURANCE)

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The family of an active OFW at the time of his death is entitled to receive P100, 000.00 if the cause of death is natural, and P200, 000.00 if the cause of death is an accident. This is both life insurance. On top of the death benefit, a rider of P20, 000.00 will be received by the beneficiaries for the funeral expenses. Qualified are beneficiaries or family members of active OWWA member who died. Just make sure that the OFW is an active member of the time of passing.

To claim the benefits of this low-cost life insurance, beneficiaries must prepare the following requirements;

1. Original Death Certificate issued by the local civil registrar or authenticated by National Census and Statistics Office (NCSO)

2. Foreign Death Certificate for OFWs who died abroad including Airway Bill and Consular Mortuary Certificate or No Objection Certificate

3. Accident Report for death due to an accident

4. Burial permit

5. Official receipt of funeral expenses

6. Two (2) valid IDs and one (1) pc. ID picture of the claimant

7. Certificate of no marriage (CENOMAR) of OFW from NCSO (if OFW is single)

8. Any of the applicable documents certified by the local civil registrar (LCR) or NCSO

9. Marriage certificate- if the claimant is the spouse

10. Birth certificate of OFW- if the claimant is father or mother

11. Birth certificate of child and death certificate of a deceased spouse – if the claimant is the child

12. Affidavit of undertaking executed by the claimant (Police report if death is due to an accident)

In the absence of Birth/Marriage Certificate, the following must be submitted:

1. Certificate from Local Civil Registrar that fact of birth/marriage is not recorded in the civil registry

2. Baptismal/marriage certificate certified by the Parish Priest/Office

3. Affidavit of 2 disinterested persons regarding the fact of birth/marriage and claimant’s relationship to the deceased, with a photocopy of their 2 valid
IDs

1.What are the benefits and coverages of the Agency-Hired OFW Compulsory Insurance? The benefits of the Agency-Hired OFW Compulsory Insurance are as follows: a)Accidental Death Benefit- USD 15,000.00 b)Natural Death Benefit- USD 10,000.0 c)Permanent Total Disablement Benefit USD 7,500.00 d)Repatriation Cost Benefit Actual cost e)Subsistence Allowance Benefit; USD100.00 per month for a maximum of six (6) months f)Money Claims Benefit; Three (3) months for every year of employment contract with a maximum of USD 1,000.00 per month g)Compassionate Visit Bene Actual cost h)Medical Evacuation Benefit Actual cost i)Medical Repatriation Benefit. Actual cost 2. What is the Accidental Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from an accident, USD 15,000.00 will be paid to his/her listed beneficiaries.If there are more than one listed beneficiaries, the payment will be divided equally among them. Examples of deaths due to accidents are car accidents and work-related accidents in the factory and in the construction site. 3. What is the Natural Death Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insurance dies from causes aside from accidents,USD 10,000.00 will be paid to his/her listed beneficiaries. If there are more than one listed beneficiaries, the payment will be divided equally among them. 4. Is suicide covered by the Agency- Hired OFW Compulsory Insurance? Yes. The coverage starts at the enforcement of the insurance coverage. The usual 2-year contestability period in insurance contracts is not applicable for the Agency-Hired OFW Compulsory Insurance. 5. What is the Total Permanent Disablement Benefit? When an insured OFW covered by the Agency-Hired OFW Compulsory Insuranceis totally and permanently disabled,USD 7,500.00 will be paid to him/her. The Total Permanent Disablement Benefit can be claimed if any of the following wil happen: a) Permanent damage to both eyes. b) Permanent damage to both hands (i.e. paralyzed or cut at or above the wrists; c) Permanent damage to both feet (i.e. paralyzed or cut at or above the ankles) and d) Permanent damage to the head (comatose or insanity). The permanent disablement should be due to an accident or any health-related cause or sickness suffered during the insured’s employment. 6. If an insured OFW lost one limb (arm or foot) or an eye, Is there a partial payment for the disability? None. The Agency-Hired OFW Compulsory Insurance only covers permanent and total damage to both arms, feet, and eyes. 7. What is the Repatriation Cost Benefit? In case the insured OFW was terminated by his/her employer without any valid cause, or the employee resigns with valid cause, the actual cost of transportation (air fare only) is covered by the Agency-Hired OFW Compulsory Insurance. The proceeds of this benefit go directly to the agency to reimburse the cost of one-way plane ticket back to the Philippines. The Repatriation Cost Benefit also covers the cost of personal belongings of the insured OFW in case of death. In case of the insured OFW’s death, the insurance company shall render assistance in the transport of the remains and belongings through the use of their service providers (American Assist or SOS). 8. What are the valid reasons for claiming the Repatriation Cost Benefit ? The Repatriation Cost Benefit can be claimed when any of the following happens: a) Illegal termination by the insured OFW’s employer– termination of work contract without valid reason b) Non-payment of salary c) Maltreatment; d) Overworked e) Poor living conditions (e.g. no running water in living quarter, no proper bed, etc. f) Poor working conditions (e.g. non-payment of agreed bonus, no break-time during work hours, etc.); and g) Medical reasons Homesickness, loneliness, laziness, personal problems, criminal offenses and violation of Employer rules are not valid reasons and are not covered by the Repatriation Cost Benefit. 9. What is the Subsistence Allowance Benefit? When an insured files a case against his/her employer at the Philippine Overseas Labor Office (POLO), the OFW is entitled to subsistence allowance of USD 100.00per month, for a maximum of six (6) months, will be given to the OFW to defray his/her living expenses. 10. What is the Money Claims Benefit? Money Claims Benefit is the settlement money or adjudged amount for the remaining months/years of employment contract from a case filed by an OFW against his/her recruitment agency with the National Labor Relations Commission (NLRC). Should the NLRC renders judgment in favor of the OFW, the recruitment/manning agency will settle the money. Within thirty (30) days, the recruitment/manning agency, must give the settlement or amount adjudged to the OFW. 11. What is the Compassionate Visit Benefit? When an insured OFW is hospitalized and confined or to be confined for at least seven (7) consecutive days he/she shall be entitled to a compassionate visit by one (1) family member or a requested individual. The insurance company shall cover the actual cost of transportation (2-way airfare) of a family member or the requested individual to the major airport closest to the place of hospitalization of the insured OFW. The family member or the requested individual shall secure the required visa and other travel documents on his/her own. 12. What is the Medical Evacuation Benefit? When an insured OFW’s medical needs cannot be provided for by the nearest medical facility, evacuation in any mode of transportation necessary shall be covered by the insurance company. This requires prior approval of the insurance company’s physician or consulting physician. The medical evacuation shall be under appropriate medical supervision. In practice, the insurance company’s service provider performs the medical evacuation. 13. What is the Medical Repatriation Benefit? When an insured OFW will no longer able to perform work due to a medical condition, repatriation under medical supervision shall be covered by the insurance company. This requires prior approval of the insurance company’s physician and consulting physician. 14. The Return of the Mortal Remains Benefit is embedded in the repatriation cost benefit. Refer to question #7 What is the Repatriation Cost Benefit? for further details.

Image from FB Page of Owwa Regiontwo Cagayan

This article is filed under: Workers Compensation Insurance, International Health Insurance, International Medical Insurance, Online Life Insurance, Get Insurance

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Sunday, January 28, 2018

This OFW From Hongkong Received P50K OWWA MEDPLUS Insurance Benefit

OFW Marissa Gazzingan Buncad, 46 years old, single resident of Atulayan Sur, Tuguegarao City who worked as domestic helper in Hongkong for 28 years receives her OWWA Insurance MEDplus amounting to P50,000 at OWWA Regional Welfare Office No. 02, Tuguegarao City on November 06, 2017.
Do you have to take employers insurance? It is a question we always ask.

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In June 2015 while in Hongkong she was diagnosed with Ovarian Cancer Stage III where underwent Exploratory Laparotomy with total Abdominal Hysterectomy. Her Chemotherapy for six cycles was completed.

OFW Buncad’s employment contract was renewed on 01 December 2016 along with the renewal of her OWWA Membership. She is likewise an active member of Philhealth – Migrant worker category.

Due to the recurrence of her cancer, she was advised to undergo series of chemotherapy every 21 days which prompted her to come-back home for her medication on April 25, 2017.

The OWWA MEDplus for OFWs serves as a health insurance, but provides a supplemental medical relief for active OWWA OFW-members afflicted with dreaded diseases and were hospitalized, either at the jobsites or while in the Philippines.

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OFW-member must be an active OWWA and Philhealth member at the time of confinement/treatment. Confinements both local and overseas are covered effective 01 February 2017. Philhealth must have paid the case rate benefits prior to Availment of the MEDplus by the OWWA member not to exceed P50,000 per OFW-member.

Hereunder are the requirements under the program:

1. OWWA Receipt/OFW Verification Sheet

2. Member’s Data Record (MDR) issued by Philhealth

3. Passport size ID picture

4. Passport Copy

5. Philhealth Benefit Payment Notice with case rate or Claim Status receipt indicating amount claimed at Philhealth or screenshot of Benefit Information through Philhealth Portal.

6. Duly accomplished OWWA MEDplus application Form

This article is filed under: Workers Compensation Insurance, International Health Insurance, International Medical Insurance, Online Life Insurance, Get Insurance

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Tuesday, August 29, 2017

How to Verify If You Are A Member of OWWA, Philhealth, SSS and Pag-IBIG

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As an Overseas Filipino Worker (OFW), there are government agencies that are designed to help us in various ways. To ensure your welfare and protection, there is OWWA, Philhealth assures to help you of your family on health and medical needs, if you plan to buy a house or invest in savings, Pag-IBIG fund is readily available to assist you and for your retirement, the contributions made with the SSS could be a great help to you and your family. To avail of their services, the very first thing to do is to be a verified member. And how would you do it? We provided some tips here on how to easily determine whether your membership with these agencies are valid.

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OWWA membership is valid for two years from the date of payment. So, to determine that your membership is still valid, check your OEC or your OWWA Balik Manggagawa Slip and check the date. If the membership date is less than or not more than two years, your membership is still valid and you can avail the benefits.

As an Overseas Filipino Worker (OFW), there are government agencies that are designed to help us in various ways. To ensure your welfare and protection, there is OWWA, Philhealth assures to help you of your family on health and medical needs, if you plan to buy a house or invest in savings, Pag-IBIG fund is readily available to assist you and for your retirement, the contributions made with the SSS could be a great help for you and your family. To avail of their services, the very first thing to do is to be a verified member. And how would you do it? We provided some tips here on how to easily determine whether your membership with these agencies are valid. "Advertisements" OWWA membership is valid for two years from the date of payment. So, to determine that your membership is still valid, check your OEC or your OWWA Balik Manggagawa Slip ang check the date. If the membership date is less than or not more than two years, your membership is still valid and you can avail the benefits. Read: OWWA Offers Loan From P200K to P2M P50K for OFWs who are undergoing treatment for dreaded illness. What to do if the OFW spouse wants to start a small business with the help of OWWA? To verify your Philhealth membership, like the OWWA membership, it has an expiration date. So the same step is applied. You can also go online for verification just log on to www.philhealth.gov.ph or you can visit the nearest regional office in your locality. Read: How To Get a Philhealth ID Beware of Fake Philhealth Receipts Philhealth Zero-balance Billing How to Register for Philhealth membership Online How much can you save from Philhealth benefit packages? To verify SSS membership, you can visit the nearest SSS Office in your area and go to the members assistance Center (MAC) or contact the SSS hotline (SSS Call Center) by calling 920-6446 to 55 for any SSS member’s inquiry, support and assistance. Read: SSS coverage program for OFWs How Much money Can You Get From SSS Benefits? Questions and answers regarding SSS programs for OFWs Applying for SSS Disability Benefit To verify your pag-ibig membership, you can visit any Pag-IBIG Office near you or go to www.pagibigfundservices.com Read: How to check your Pag-IBIG contribution online Member Urged to invest in the Pag-IBIG MP2 Investment Savings Program Pag-IBIG Housing Loan Pag-IBIG Balik-savings 65 Or better yet get a Unified Multi-purpose ID to enjoy the convenience of carrying only one ID for various transactions. You can get it for free at any SSS Branches near you. Read: How to get a UMID card "Sponsored Links" Read More: A female Overseas Filipino Worker (OFW) working in Saudi Arabia was killed by an unknown gunman in Cabatuan, Isabela on Sunday. The OFW is in the country to enjoy her vacation and to celebrate her bithday with her loved ones. The victim's mother, Betty Ordonez, said that Jenny Constantino, 29, arrived in the country from Saudi Arabia for a vacation. China's plans to hire Filipino household workers to their five major cities including Beijing and Shanghai, was reported at a local newspaper Philippine Star. it could be a big break for the household workers who are trying their luck in finding greener pastures by working overseas China is offering up to P100,000 a month, or about HK$15,000. The existing minimum allowable wage for a foreign domestic helper in Hong Kong is around HK$4,310 per month. Dominador Say, undersecretary of the Department of Labor and Employment (DOLE), said that talks are underway with Chinese embassy officials on this possibility. China’s five major cities, including Beijing, Shanghai and Xiamen will soon be the haven for Filipino domestic workers who are seeking higher income. DOLE is expected to have further negotiations on the launch date with a delegation from China in September. according to Usec Say, Chinese employers favor Filipino domestic workers for their English proficiency, which allows them to teach their employers’ children. Chinese embassy officials also mentioned that improving ties with the leadership of President Rodrigo Duterte has paved the way for the new policy to materialize. There is presently a strict work visa system for foreign workers who want to enter mainland China. But according Usec. Say, China is serious about the proposal. Philippine Labor Secretary Silvestre Bello said an estimated 200,000 Filipino domestic helpers are presently working illegally in China. With a great demand for skilled domestic workers, Filipino OFWs would have an option to apply using legal processes on their desired higher salary for their sector. Source: ejinsight.com, PhilStar Read More: The effectivity of the Nationwide Smoking Ban or E.O. 26 (Providing for the Establishment of Smoke-free Environment in Public and Enclosed Places) started today, July 23, but only a few seems to be aware of it. President Rodrigo Duterte signed the Executive Order 26 with the citizens health in mind. Presidential Spokesperson Ernesto Abella said the executive order is a milestone where the government prioritize public health protection. The smoking ban includes smoking in places such as schools, universities and colleges, playgrounds, restaurants and food preparation areas, basketball courts, stairwells, health centers, clinics, public and private hospitals, hotels, malls, elevators, taxis, buses, public utility jeepneys, ships, tricycles, trains, airplanes, and gas stations which are prone to combustion. The Department of Health urges all the establishments to post "no smoking" signs in compliance with the new executive order. They also appeal to the public to report any violation against the nationwide ban on smoking in public places. Read More: ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS, TYPE KEYWORDS and TITLE OF ARTICLE at the box below Smoking is only allowed in designated smoking areas to be provided by the owner of the establishment. Smoking in private vehicles parked in public areas is also prohibited. What Do You Need To know About The Nationwide Smoking Ban Violators will be fined P500 to P10,000, depending on their number of offenses, while owners of establishments caught violating the EO will face a fine of P5,000 or imprisonment of not more than 30 days. The Department of Health urges all the establishments to post "no smoking" signs in compliance with the new executive order. They also appeal to the public to report any violation against the nationwide ban on smoking in public places. ©2017 THOUGHTSKOTO Dominador Say, undersecretary of the Department of Labor and Employment (DOLE), said that talks are underway with Chinese embassy officials on this possibility. China’s five major cities, including Beijing, Shanghai and Xiamen will soon be the destination for Filipino domestic workers who are seeking higher income. ©2017 THOUGHTSKOTO

Read: OWWA Offers Loan From P200K to P2M

P50K for OFWs who are undergoing treatment for dreaded illness.

What to do if the OFW spouse wants to start a small business with the help of OWWA?

To verify your Philhealth membership, like the OWWA membership, it has an expiration date. So the same step is applied. You can also go online for verification just log on to www.philhealth.gov.ph or you can visit the nearest regional office in your locality.

Read: How To Get a Philhealth ID

Beware of Fake Philhealth Receipts

Philhealth Zero-balance Billing

How to Register for Philhealth membership Online

How much can you save from Philhealth benefit packages?

To verify SSS membership, you can visit the nearest SSS Office in your area and go to the members assistance Center (MAC) or contact the SSS hotline (SSS Call Center) by calling 920-6446 to 55 for any SSS member’s inquiry, support, and assistance.

Read: SSS coverage program for OFWs

How Much Money Can You Get From SSS Benefits?

Questions and answers regarding SSS programs for OFWs

Applying for SSS Disability Benefit

To verify your Pag-Ibig membership, you can visit any Pag-IBIG Office near you or go to www.pagibigfundservices.com

Read: How to check your Pag-IBIG contribution online

Member Urged to invest in the Pag-IBIG MP2 Investment Savings Program

Pag-IBIG Housing Loan

Pag-IBIG Balik-savings 65

Or better yet get a Unified Multi-purpose ID to enjoy the convenience of carrying only one ID for various transactions. You can get it for free at any SSS Branches near you.

Read: How to get a UMID card

This article is filed under: Small Business Insurance, Workers Compensation Insurance, Business Liability Insurance, International Health Insurance, Business Insurance

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