Binuksan na ng SSS ang kanilang website portal para sa mga miyembro na gusto mag-apply ng calamily loan na a
abot sa P20,000.
Ito ang tinatawag na Calamity Loan Assistance Program o CLAP via the SSS portal My.SSS. Nandito ang mga dapat mong malaman at proseso sa pag-aapply ng Calamity Loan
abot sa P20,000.
Ito ang tinatawag na Calamity Loan Assistance Program o CLAP via the SSS portal My.SSS. Nandito ang mga dapat mong malaman at proseso sa pag-aapply ng Calamity Loan
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WATCH THE VIDEO BELOW TO UNDERSTAND ABOUT THE SSS CALAMITY LOAN ASSISTANCE PROGRAM (CLAP)
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Sundan ang limang proseso o mga hakbang para sa pag-aapply ng SSS Calamity Loan.
PAANO ANG PAG-AAPPLY NGAYON NG SSS CALAMITY LOAN or CLAP?
Ang aplikasyon para sa loan program ay sa pamamagitan ng online SSS portal o ang MY.SSS.
ANO ang mga QUALIFICATIONS para sa CALAMITY LOAN?
Ang mga miyembro ng SSS ay makakapag-apply ng calamity loan sa mga paraang ito.
HIndi bababa sa 36 months ng contributions;
anim sa mga ito ay dapat (6) posted sa loob ng 12 months bago pa ang aplikasyon
Dapat nagbabayad ng existing loan o hiram bago pa mag-apply ng panibagong loan
Dapat hindi nakatanggap ng ayuda galing sa SSS benefit or claim such as:
Permanenteng disability
Death
Retirement Program
Documents needed
WHAT TO PREPARE TO APPLY FOR LOAN?
Duly accomplished Calamity Loan Assistance Application Form (accessible in the sss.gov website)
Barangay Certification
At least one (1) primary ID:
Unified Multi-Purpose ID (UMID)
Passport
Professional Regulation Commission (PRC) ID
Seaman’s Book
Driver’s License
Or two (2) secondary IDs
Company ID
PhilHealth ID
Senior Citizen ID
Voter’s ID
Taxpayer’s Identification Number (TIN) ID
FOR OFW, HOW TO APPLY FOR LOAN AND WHAT ARE THE REQUIREMENTS?
A proxy or a representative in the Philippines.
Authorization letter from the OFW
Scanned and printed copies of valid ID of the OFW plus the original valid ID of the representative
WHERE TO GET THE LOAN AMOUNT?
Loan proceeds will be transferred to a bank account. If you are planning to apply you need to have a bank account. Once approved, loan proceeds will be credited through member’s enrolled bank account.”
CHECK BELOW HOW TO CONNECT YOUR BANK ACCOUNT TO YOUR SSS ACCOUNT
WHEN IS THE LOAN PAYABLE?
The loan will be payable in 27 months. The payment will be payable after 3 months of loan approval. Loan interest will be 10 percent per annum. View the video graphics below.
SSS opens COVID-19 Calamity Loan Assistance Program;
applications to be accepted online
The Social Security System (SSS) on Monday opened its Calamity Loan Assistance Program (CLAP) for its members who are affected by the coronavirus disease 2019 (COVID-19) pandemic.
SSS President and CEO Aurora C. Ignacio said the SSS estimates around 1.74 million potential member-borrowers for the program.
Depending on the average of their monthly salary credit in the last 12 months, members may apply for a loan of up to P20,000.
"We recognize that the impact of COVID-19 is greater than other calamities we have faced in the past. With that in mind, we have extended the payment term of this particular CLAP to 27 months, inclusive of a three-month moratorium period, and have lessened the interest rate to six percent per annum," Ignacio said.
Normally, CLAPs have a payment term of 24 months and an interest rate of 10 percent per annum.
Loan amortizations for COVID-19 calamity loans will begin in the fourth month from their respective approval dates. No advance interest will be charged for the said loan. A service fee of one percent of the loan amount will be charged and deducted from the loan proceeds.
Loan payments not remitted on its due date will bear a one percent penalty per month.
To qualify for the loan, a member must: have at least 36 monthly contributions, six of which should be posted within the last 12 months before the application; have a work or home address within the Philippines as reflected in the SSS database; have not been granted any final benefit such as total permanent disability or retirement; and have no outstanding loans under the Loan Restructuring Program or previous CLAPs.
Members must also be registered at the My.SSS web portal on the SSS website at www.sss.gov.ph to apply for the loan.
"The threat of COVID-19 will likely remain in the coming months. To this end, we have developed an online facility in the My.SSS web portal in which we will receive all calamity loan applications to reduce face-to-face transactions in our branches," Ignacio explained.
Documents proving that a member is a resident of a declared calamity area, which is a usual requirement for the CLAP, will no longer be required for COVID-19 calamity loans since the entire country is placed under the state of calamity.
Member-borrowers may choose to receive their loan proceeds via their respective Unified Multi-Purpose Identification cards enrolled as an ATM, Union Bank of the Philippines Quick Card, or through checks sent to their preferred mailing address.
"Through the CLAP, we are hoping to help with the financial needs of our members who may have lost their sources of income or suffered financial burden due to the COVID-19 situation," Ignacio said.
Qualified members may apply for the said CLAP until September 14, 2020.
©2020 THOUGHTSKOTO
4 comments:
pd n po b mag.regester for ss account wla p kasi ako account sa sss ai slamat
Gudpm po meron po aqng loan pension loan assistance bayd n last april 2020 gusto qbpo magrenew pano po gagawin q
Good day po!
Nagenroll pa din po ako ng bank account kahit may existing bank account na po ako sa sss nung ngfile ako ng salary loan last year.Ask ko lang po kung san po papasok yung loan ko?
Approved na Yung calamity loan KO last week... Pero bakit Hindi pa pumasok Yung amount SA ATM ko?
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