Don't you know that you can be a voluntary member of Pag-IBIG and save even if you are still looking for a job, a public official or employee that is not covered by GSIS?
According to Pag-IBIG website, "An individual at least 18 years old but not more than 65 years old may register with the Fund under voluntary membership. However, said individual shall be required to comply with the set of rules and regulations for Pag-IBIG members including the amount of contribution and schedule of payment. In addition, they shall be subject to the eligibility requirements in the event of availment of loans and other programs/benefits offered by the Fund."
So, who can apply for voluntary membership?
The following shall be allowed:
- Non-working spouses who devote full time to managing the household and family affairs, unless they also engage in another vocation or employment which is subject to mandatory coverage, provided the employed spouse is a registered Pag-IBIG member and consents to the Fund membership of the non-working spouse;
- Filipino employees of a foreign government or international organization, or their wholly-owned instrumentality based in the Philippines, in the absence of an administrative agreement with the Fund;
- Employees of an employer who is granted a waiver or suspension of coverage by the Fund under RA 9679;
- Leaders and members of religious groups;
- A member separated from employment, local or abroad, or ceased to be self-employed but would like to continue paying his/her personal contribution. Such member may be a pensioner, investor, or any other individual with passive income or allowances;
- Public officials or employees who are not covered by the GSIS such as Barangay Officials, including Barangay Chairmen, Barangay Council Members, Chairmen of the Barangay Sangguniang Kabataan, and Barangay Secretaries and Treasurers;
- Such other earning individuals/groups as may be determined by the Board by rules and regulations.
Interested? Here's how to register online
1. Visit to https://www.pagibigfundservices.com/
2. Click online service
3. Click membership registration and click "New Member" and "continue"
4. Provide the details needed:
- New member info
- Other info
- Address
- Contact
- Heirs
- Member Category
- Employment History
5. View the summary and then click "submit registration"
After you click SUBMIT, you will receive your Registration Tracking No. thru text or email. You have to keep this number.
On the next day, visit again the http://www.pagibigfund.gov.ph/benpromembership.aspx and then the Member Registration, then choose "View Registration Information."
Here you will use the registration tracking number you had received.
You will then see your PAG-IBIG MID No. Copy it, and then bring this to the nearest Pag-IBIG branch where you can pay your first Pag-IBIG contribution.
Being a Pag-IBIG member, you can avail the following benefits:
1. Multi-Purpose Loan (How To Apply For Pag-Ibig Muti-Purpose Loan)
2. Affordable Housing Program (Pag-Ibig Housing Loan Application Available Online)
3. Provident Savings (MEMBERS CAN WITHDRAW THEIR PAG-IBIG CONTRIBUTIONS)
4. Calamity Loan (How To Apply For Pag-Ibig Calamity Loan)
OFWs Can Avail Multi-Purpose Loan Under Pag-Ibig
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