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Wednesday, October 19, 2016

10 THINGS TO CONSIDER WHEN BUYING A HOUSE

    Are you planning to buy a house but don't know how to do it? We all know that this is may be the biggest purchase of your life, and small mistakes can cost you a big money.   So here are some guidelines to help you buy your dream house.  1. Ask yourself if you really need to buy a house     Sometimes we made our decision because our family , relatives or other people say so. But don't do that! Don't buy a house because of low mortgage rates or etc. Buying a house is a financial and emotional decision. Make sure that you are ready to be a homeowner. Buy a house because you are ready to settle down and need a place you can live. And make sure that you are financially ready.  2. Get your Realtor  You cannot do it alone. You need to ask from the professionals who know the business. You need to get a realtor in terms of financing, inspections, marketing, pricing and negotiating. And make sure it can be trusted.   3. Figure it out what kind of mortgage is right for you  It is important to secure a mortgage with a lender before you start your home search. Make sure you choose the right mortgage. Know how much money will you spend for your house. This is one of the crucial steps of buying your own house, but for sure, this is worth it. Your goal here is to pre-approved your loan.    4. Start to look for ideal property  This is the time you need to find some of the potential properties that you want. Experience realtor is a big help in narrowing your priorities and give you a better choice in finding a house.         5. Choose your home  After searching, you need to choose your house. Make sure that if you buy a house, it meets all your needs and priorities that make you happy . Think about the location, structure and safety of your house to have a friendly and harmonious environment.     6. Start negotiating and making an offer  Once you have found your dream house, make sure you are tough and wise in negotiating the best possible deal to finalize the buying process. This is included the both price and terms that you proposed.    8. Get your insurance  It's not bad to be wise all the time and be prepared always. Just imagined if a car owner, drive without insurance? What will happen? This is also what will happen if you decide to be a homeowner. We can't predict the accidents or bad events. But if something wrong happens, insurance will be your shoulder to lean on to help you lift up again.    9. Close the deal  In closing the deal make sure that before signing all the papers and documents you need to read it very carefully. You check all the terms and agreement. Wait for a couple of days for your loan to be funded after you returned all the papers to the lender. Once the check is delivered to the seller, you've done the process.   You are ready to move into your new home sweet home!  ©2016 THOUGHTSKOTO




Are you planning to buy a house but don't know how to do it? We all know that this is may be the biggest purchase of your life, and small mistakes can cost you a big money.

So here are some guidelines to help you buy your dream house.


1. Ask yourself if you really need to buy a house




Sometimes we made our decision because our family , relatives or other people say so. But don't do that! Don't buy a house because of low mortgage rates or etc. Buying a house is a financial and emotional decision. Make sure that you are ready to be a homeowner. Buy a house because you are ready to settle down and need a place you can live. And make sure that you are financially ready.

2. Get your Realtor

You cannot do it alone. You need to ask from the professionals who know the business. You need to get a realtor in terms of financing, inspections, marketing, pricing and negotiating. And make sure it can be trusted.


3. Figure it out what kind of mortgage is right for you

It is important to secure a mortgage with a lender before you start your home search. Make sure you choose the right mortgage. Know how much money will you spend for your house. This is one of the crucial steps of buying your own house, but for sure, this is worth it. Your goal here is to pre-approved your loan.


4. Start to look for ideal property

This is the time you need to find some of the potential properties that you want. Experience realtor is a big help in narrowing your priorities and give you a better choice in finding a house.










5. Choose your home

After searching, you need to choose your house. Make sure that if you buy a house, it meets all your needs and priorities that make you happy . Think about the location, structure and safety of your house to have a friendly and harmonious environment.



6. Start negotiating and making an offer

Once you have found your dream house, make sure you are tough and wise in negotiating the best possible deal to finalize the buying process. This is included the both price and terms that you proposed.


8. Get your insurance

It's not bad to be wise all the time and be prepared always. Just imagined if a car owner, drive without insurance? What will happen? This is also what will happen if you decide to be a homeowner. We can't predict the accidents or bad events. But if something wrong happens, insurance will be your shoulder to lean on to help you lift up again.


9. Close the deal

In closing the deal make sure that before signing all the papers and documents you need to read it very carefully. You check all the terms and agreement. Wait for a couple of days for your loan to be funded after you returned all the papers to the lender. Once the check is delivered to the seller, you've done the process.

You are ready to move into your new home sweet home!



©2016 THOUGHTSKOTO