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Wednesday, October 16, 2019

Philhealth Fee Will Be P6,000 a Year Starting 2020 If Your Salary is P10,000+


Starting next year, contribution to the Philippine Health Insurance Corporation (PhilHealth) will increase. According to reports, a 0.25 percent premium rate increase will be implemented even though PhilHealth has yet to draw up additional benefits for its direct contributors as mandated by the Republic Act 11223 or the Universal Health Care (UHC) Act. According to the Implementing Rules and Regulations (IRR) of the said law, direct contributors or the salaried workers, professionals and those who can pay Philhealth premiums would see their contribution rise from current 2.75 percent to 5 percent by 2024. This means that if you are earning P10,000 a month, your contribution will increase from P3,600 to P6,000 per year starting 2020 to 2024. By 2024, the income ceiling would be P100,000. Anyone earning that much would need to shell out an annual premium of P60,000. The IRR also covers overseas Filipino workers (OFWs), who currently pay a fixed annual rate of P2,400. According to Philhealth President Ricardo Morales, the increase aims quality and cost-effective health services for all Filipinos under UHC. On the other hand, Health Secretary Francisco Duque III said that direct PhilHealth contributors are indeed guaranteed additional benefit packages. “It is stated under the law that direct contributors should receive bigger benefits because they are giving bigger premium contributions,” he said. “There’s no problem with that.”
Starting next year, contribution to the Philippine Health Insurance Corporation (PhilHealth) will increase. According to reports, a 0.25 percent premium rate increase will be implemented even though PhilHealth has yet to draw up additional benefits for its direct contributors as mandated by the Republic Act 11223 or the Universal Health Care (UHC) Act.

According to the Implementing Rules and Regulations (IRR) of the said law, direct contributors or the salaried workers, professionals and those who can pay Philhealth premiums would see their contribution rise from current 2.75 percent to 5 percent by 2024.

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This means that if you are earning P10,000 a month, your contribution will increase from P3,600 to P6,000 per year starting 2020 to 2024. By 2024, the income ceiling would be P100,000. Anyone earning that much would need to shell out an annual premium of P60,000.
Read: What are the OFW's Benefits from PhilHealth and How to Claim It?

The IRR also covers overseas Filipino workers (OFWs), who currently pay a fixed annual rate of P2,400.
As an Overseas Filipino Worker (OFW) it is important that you are prepared with health insurance that you can lean on in times of emergency, not just for yourself, but also for your dependents here in the Philippines. Here in the Philippines, the most common health care insurance program is the Philhealth from the government. As OFW, you are encouraged to be an active member to fully enjoy its benefit.
WATCH THE VIDEO BELOW OF THE AFFIRMATION OF PHILHEALTH PREMIUM CONTRIBUTION

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According to Philhealth President Ricardo Morales, the increase aims quality and cost-effective health services for all Filipinos under UHC. On the other hand, Health Secretary Francisco Duque III said that direct PhilHealth contributors are indeed guaranteed additional benefit packages.

“It is stated under the law that direct contributors should receive bigger benefits because they are giving bigger premium contributions,” he said. “There’s no problem with that.”

 Read: How To Check PhilHEALTH Dependents Or Beneficiaries Online
As a member of Philhealth,your family can also enjoy hospitalization benefits.Just make sure that they are listed as your beneficiaries or dependents. Qualified dependents are non-member spouse,children(legitimate,acknowledges,illegitimate,and legitimated) adopted child/children below 21 years of age,single and unemployed.
To do it, you need to create a Philhealth online account. If you don't have an online account at this moment, we suggest that you visit  our article: 

"STEP-BY-STEP PROCESS IN CREATING PHILHEALTH ONLINE ACCOUNT"

The article will provide you the complete steps on how to create your online account. Follow the steps carefully.
More Details Here: THOUGHTSKOTO https://www.jbsolis.com/2016/09/how-to-check-philhealth-dependents-or.html


Check Here How Much is Your PhilHealth Cash Benefit for a Specific Illness (TAGALOG GRAPHICS)
More Details Here: THOUGHTSKOTO https://www.jbsolis.com/2017/08/philhealth-member-your-cash-benefit.htmlThis blog post features a variety of comprehensive health care services -from basic primary care to catastrophic packages to provide Philhealth and OFW members and their families with the information they need on CASH benefits and and links on benefits availment. It also includes links to Philhealth website to know more on eligibility requirements, coverage, general guidelines for specific diseases and selections criteria among others. The following are the PhilHealth Cash Benefits. Case Rate for hemodialysis is P2,600 per session Case Rate for outpatient blood transfusion is P3,640 (one or more units) Ovarian Cystectomy Unilateral or Bilateral = P23,300 Thyroidectomy Total or Complete Cash Benefits P31,000 Tonsillectomy Primary or Secondary = P18,000 Moderate Risk Pneumonia = P15,000 High Risk Pneumonia = P32,000 Primary Care Moderate Risk Pneumonia = P10,500 Tubal Ligation = P4,000 NSD or Normal Spontaneous Delivery for Lying In = P6,500 Hospitals = P5,000 Pre-Natal = P1,500 Viral Hepatitis P11,800 Intrauterine Device Insertion or IUD = P2,000 Rheumatic Fever = P10,100 Vasectomy Unilateral o Bilateral = P4,000 Cerebral Infarction = P28,000 Appendectomy = P24,000 Breech Extraction = P12, 120 Tubal Ligation = P4,000 Cerebral Palsy = P9,500 Cellulities = P9,600 Cataract Surgery = P16,000 Cholecystectomy = P31,000 Caesarian Section = P19,000 Chronic Cholecystitis = P11,300 Newborn Care Package = P1,750 Congenital Anemia = P15,200 Vasectomy Unilateral and Bilateral = P4,000 Emphysema = P11,400 Dengue Fever = P10,000 Severe Dengue = P16,000 Upper Respiratory Tract Infection (URTI) Hospitals = P4,000 URTI Primary Care Facilities = P2,800 Congenital Syphilis = P12,800 Chronic Obstructive Pulmonary Disease (COPD) = P12,200 Asthma in Acute Exacerbation for Hospitals = P9,000 In Primary Care Facilities for Asthma = P6,300 Diabetes Mellitus with Complications other than Coma and Ketosis = P12,600 Congenital Hypothyroidism = P9,900 Emphysema = P11,400 Coronary Artery Bypass Graft Standard Risk = P550,000 Expanded Z Morph Package for Prosthesis- Above Elbow = P70,000 Expanded Z Morph Package for Prosthesis - Hip Disarticulation = P135,000 Cervical Cancer Chemoradiation with Cobalt and Brachytheraphy= P120,000 Cervical Cancer Chemoradiation with Linear and Brachytheraphy= P175,000 Colon Cancer Stage 1 and 2 Low Risk = P150,000 Colon Cancer Stage 2 High Risk to Stage 3 = P300,000 Expanded Z Morph Package Spinal Cervicothoracic = P45,000 Expanded Z Morph Package Spinal - Thoralumbosacral = P40,000 Expanded Z Morph Package Spinal -Lumbosacral = P30,000 Breast Cancer Early Stage 0 to Stage 3A = P100,000 Acute Lymphocytic/Lymphoblastic Leukemia Standard Risk = P210,000 Kidney Transplantation = End Stage Renal Disease (Low Risk) = P600,000 Expanded Z Morph Package Prosthesis - Below Elbow = P50,000 Expanded Z Morph Package Prosthesis - Above Knee/Knee Disarticulation = P70,000 Expanded Z Morph Package Ortho/Prosthesis - Ankle Foot = P17,500 Expanded Z Morph Package Orthoses - Hip Knee Ankle Foot = P80,000 Expanded Z Morph Package Prosthesis - Van Ness Rotationplasty = P85,000

 RECOMMENDED READINGS:
HOW TO ACCESS YOUR PHILHEALTH MEMBERS DATA RECORD

HOW TO MAKE A PHILHEALTH ONLINE ACCOUNT

OWWA AND PHILHEALTH MEDPLUS?

FREE PHILHEALTH FOR SENIOR CITIZENS
This article is filed under health insurance, PhilHealth, Universal Health Care, health care program, and insurance contributions.

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