Lending apps are everywhere and they offer convenience at first but once you fail to pay on time, they will send humiliating text messages to everyone in your contact list.
The National Privacy Commission warned the people regarding these money lending apps who can degrade and humiliate you. It may not be a big deal to them but the damage they inflict on its borrowers can last forever.
The National Privacy Commission warned the people regarding these money lending apps who can degrade and humiliate you. It may not be a big deal to them but the damage they inflict on its borrowers can last forever.
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The National Privacy Commission (NPC) has issued a warning to the public regarding the online lending apps that humiliate borrowers when they failed to pay their loan promptly.
NPC Commissioner Raymund Enriquez Liboro said NPC has received about 458 complaints against 48 online lending apps.
The lending apps get information from the borrowers’ contact list in their mobile phones before lending them money", Liboro said
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Thru a call or texts, they will send a message to every people in your contact list telling them that you are a delinquent borrower, they humiliate or degrade you.
Aside from this, this seems to threaten the person they are sending the messages, too. It can be also annoying that you can receive such messages every day in the part of the people who had done nothing except they are included in the borrower's contact list.
Liboro also said that these such things damages reputation…it is not right to ruin one’s character as payment for something like failure to pay on time.
It is also a violation of a person's privacy.
The NPC is hearing the complaints and the side of the lending app developers as well.
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