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Wednesday, February 20, 2019

OFWs In Hong Kong Among The Poorest Working Conditions — Studies

A study which was conducted by a Chinese University reveals the very unfavorable working conditions of foreign domestic helpers in Hong Kong which includes thousands of overseas Filipino workers (OFW) who work as household service workers (HSW) and Indonesians.
A survey which was conducted by a Chinese University reveals the very unfavorable working conditions of foreign domestic helpers in Hong Kong which includes thousands of overseas Filipino workers (OFW) who work as household service workers (HSW) and Indonesians. Ads The Chinese University’s Research Centre on Migration and Mobility conducted a survey and it turns out that there are already 380,000 foreign domestic helpers in Hong Kong. The study also revealed that the working condition of these foreign domestic helpers was totally pathetic. According to the survey made with 2,000 respondents, 70.6% are working 13 hours per day and about 34.6% still had to work on their day off. More so, there are also about 5.9% of foreign domestic helpers who are not given a day off in a single week. About 23.7% also do not have a break even on legal holidays. One of the researchers Professor Raees Begum Baig finds the live-in set up to be the culprit for this longer work hours. “It is very hard to define what is formal work and what is not.” Says Baig. Among other statistics are: 6% feel discriminated 9% is not being treated well by their employers 3% have never received their wage on time 8% are earning less than the statutory monthly required salary 3% still have to pay their home agency 46% still have to pay a local agency These domestic helpers, mostly Filipinos and Indonesians, have poor health because of long working hours and unjust treatment of their employers.

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The Chinese University’s Research Centre on Migration and Mobility conducted a survey and it turns out that there are already 380,000 foreign domestic helpers in Hong Kong. The study also revealed that the working condition of these foreign domestic helpers was totally pathetic.

According to the survey made with 2,000 respondents, 70.6% are working 13 hours per day and about 34.6% still had to work on their day off.
More so, there are also about 5.9% of foreign domestic helpers who are not given a day off in a single week. About 23.7% also do not have a break even on legal holidays.

One of the researchers Professor Raees Begum Baig finds the live-in set up to be the culprit for this longer work hours.
“It is very hard to define what is formal work and what is not.” Says Baig.

Among other statistics are:
  • 6% feel discriminated 
  • 9% is not being treated well by their employers 
  • 3% have never received their wage on time 
  • 8% are earning less than the statutory monthly required salary 
  • 3% still have to pay their home agency 
  • 46% still have to pay a local agency
These domestic helpers, mostly Filipinos and Indonesians, have poor health because of long working hours and unjust treatment of their employers.

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A survey which was conducted by a Chinese University reveals the very unfavorable working conditions of foreign domestic helpers in Hong Kong which includes thousands of overseas Filipino workers (OFW) who work as household service workers (HSW) and Indonesians. Ads The Chinese University’s Research Centre on Migration and Mobility conducted a survey and it turns out that there are already 380,000 foreign domestic helpers in Hong Kong. The study also revealed that the working condition of these foreign domestic helpers was totally pathetic. According to the survey made with 2,000 respondents, 70.6% are working 13 hours per day and about 34.6% still had to work on their day off. More so, there are also about 5.9% of foreign domestic helpers who are not given a day off in a single week. About 23.7% also do not have a break even on legal holidays. One of the researchers Professor Raees Begum Baig finds the live-in set up to be the culprit for this longer work hours. “It is very hard to define what is formal work and what is not.” Says Baig. Among other statistics are: 6% feel discriminated 9% is not being treated well by their employers 3% have never received their wage on time 8% are earning less than the statutory monthly required salary 3% still have to pay their home agency 46% still have to pay a local agency These domestic helpers, mostly Filipinos and Indonesians, have poor health because of long working hours and unjust treatment of their employers.
In the real world, availing loans is sometimes inevitable. Financial problems often come unannounced and if you do not have enough savings, you most probably end up getting a loan from a friend, a loan company or a bank. Many overseas Filipino workers (OFW), for example, avail loans specifically designed for people working abroad and seafarers. https://www.jbsolis.com/2019/02/move-to-these-places-and-get-paid-if.html Ads In the society we live in, applying for a loan correlates to debt. In reality, loans actually help people build and establish a credit history to which banking and finance companies refer. In applying for a loan, whether from a loan company or from a bank, having a good credit history helps you to be approved quickly. However, there are many types of loans designed for specific needs. Terms and conditions in each type are also different. In this article, we will break down for you the types of loans and help you decide which ones do you need. OFW loan – OFW loans work similarly as personal loans but are specifically offered to overseas Filipino workers with valid contracts. A co-borrower or immediate relative based in the Philippines is required. It usually has flexible payment terms to accommodate the specific needs of OFWs and their families. Personal loan – Personal loans are usually unsecured loans, which means it’s based purely on an individual’s credit score and does not require any collateral, unlike secured loans. The interest rates may range from 1.2 percent to 8 percent, depending on the financial institution. Payment terms are typically shorter, from six to 60 months. Car loan – Car loans are for people who don’t have enough cash to shoulder the full purchase of a vehicle. It has flexible payment terms of three to five years. To apply for a car loan, simply submit valid IDs and proof of income to get pre-approved. It may be required to have the down payment for the car to get approved. Business loan – Business loans can be used for a new business or the expansion of an existing one. Examples are line credit, equipment loan, and conventional business loan. Terms depend on the nature of the business and the agreement between the borrower and the lender. Home loan – Housing loan interest rates are decided between the borrower and the financial institution, with payment terms ranging from five to 30 years. The lender maintains property rights as collateral, and an appraisal fee typically applies. Credit cards or cash advances – Cash advances are short-term loans with higher interest rates and are typically paid for the following month. Some credit card companies offer longer terms, from three to 12 months. The amount a person can borrow depends on their credit limit.
A survey which was conducted by a Chinese University reveals the very unfavorable working conditions of foreign domestic helpers in Hong Kong which includes thousands of overseas Filipino workers (OFW) who work as household service workers (HSW) and Indonesians. Ads The Chinese University’s Research Centre on Migration and Mobility conducted a survey and it turns out that there are already 380,000 foreign domestic helpers in Hong Kong. The study also revealed that the working condition of these foreign domestic helpers was totally pathetic. According to the survey made with 2,000 respondents, 70.6% are working 13 hours per day and about 34.6% still had to work on their day off. More so, there are also about 5.9% of foreign domestic helpers who are not given a day off in a single week. About 23.7% also do not have a break even on legal holidays. One of the researchers Professor Raees Begum Baig finds the live-in set up to be the culprit for this longer work hours. “It is very hard to define what is formal work and what is not.” Says Baig. Among other statistics are: 6% feel discriminated 9% is not being treated well by their employers 3% have never received their wage on time 8% are earning less than the statutory monthly required salary 3% still have to pay their home agency 46% still have to pay a local agency These domestic helpers, mostly Filipinos and Indonesians, have poor health because of long working hours and unjust treatment of their employers.
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