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Friday, October 12, 2018

Not Just Good For The Eyes: 7 Amazing Health Benefits Of Eating Carrots



Carrots are widely known as a root vegetable that is good for the eyes. Many, however, are not aware of the other health benefits that one can get from eating such.
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"Carrots are truly a superfood because they’re not just healthy, but they can also be eaten in many ways. Steam them, eat them raw or even cook them if you like, carrots are surely the most versatile food out there, but they have immense benefits that will help you live better. These benefits aren’t useful for just the body’s inner physiology, but the effects can shine outward as well," according to Natural Food Series.

Aside from keeping your eyes healthy, carrots also has other health and benefits:

1. Filled with antioxidants
Constant oxidation can lead to weak organs caused by the harmful effect of roaming radicals that do not cease weakening the organs because they can wreak havoc on your immune system as well. Carrots are filled with antioxidants. Eating them regularly helps one avoid cell mutation. These also protect DNA and prevent different types of cancers. 

2. Keep teeth and gums healthy

Carrots are a nutrient powerhouse and their components are highly effective in improving immunity against the bacteria that enter the body through the mouth. These deadly toxins can cause the worst of dental problems such as tooth decay and bleeding gums.
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3. Anti-aging
Carrots have antioxidants that are crucial to protect the body against the symptoms of early aging. The collagen in carrots is highly essential for the epidermal tissue which eventually becomes the outer skin. Collagen helps it retain the elasticity typically associated with youthful skin.


4. Beauty secret
The Vitamin A in carrots protects skin cells against damage by the sun’s harmful UV rays; and helps the skin remain supple and soft as it prevents dehydration.

5. Prevent stroke 
In a Harvard University study, people who ate five or more carrots a week were less likely to suffer a stroke than those who ate only one carrot a month or less.


6. Good for the heart
Research shows that women who eat more orange-colored vegetables have lower risks of developing heart diseases. More over, carrot juice has a neutralizing effect on the damage caused by oxidation so it helps the body defend itself against the dangers of cardiovascular disorders.

7. Reduce risks of cancer
The antioxidants in carrots fight leukemia cells and reduce, as well, the overall risk of developing cancer. Drinking healthy amounts of carrot juice daily can help protect tissues from developing cancerous cells.

You may watch this video for additional information:

This article was filed under Health, Health news, Healthy life news, Newshealth, Healthy Living, Health blogs, Health benefits,  Root crop,  and Carrots. 
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©2018 THOUGHTSKOTO

OFW in Oman Chooses Lover Over 4 Kids?



A mother of an Overseas Filipino worker (OFW) in Oman pleads for help after her daughter stops sending remittances to her four children, instead,  her hard-earned money abroad, goes to her boyfriend.   According to Marlyn Lazo in one episode of Raffy Tulfo In Action, her OFW daughter Irene, rarely sends money to her four kids, instead gives all her earnings abroad to her boyfriend. The mother Marlyn said, she even incurred debt due to the expenses for her daughter's deployment to Oman in last year. She added the debt are still unpaid up to now and she is being pressured by her debtors to pay. According to Marlinda, Irene's sister that she only send them money once from then. On the other hand, OFW Irene explained that she stop sending remittances to her family after her boyfriend suffers bullying from them. She even gave them an ultimatum to stop but it did not happen, that is why she chooses to send his money to the guy.  “Nung time po na magpapadala ako sa kanila, binully po ng binully yung lalaki eh wala naman pong ginagawa sa kanila. Marami po silang sinasabi sa akin kaya nasaktan ako, hindi na ako nagpadala ng pera sa kanila,”   Irene added that although she is no longer sending remittances to her children, the kids are being supported by her former husband on a weekly basis. When asked if she is willing to send monthly remittances to her family, Irene said, she cannot promise because she already has her own life now.  Eventually, Irene agreed to send her family a portion of her salary after being reminded of the reason why she decided to become an OFW in the very first place.
A mother of an Overseas Filipino worker (OFW) in Oman pleads for help after her daughter stops sending remittances to her four children, instead,  her hard-earned money abroad, goes to her boyfriend. 
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 According to Marlyn Lazo in one episode of Raffy Tulfo In Action, her OFW daughter Irene, rarely sends money to her four kids, instead gives all her earnings abroad to her boyfriend. The mother Marlyn said, she even incurred debt due to the expenses for her daughter's deployment to Oman in last year.

Read: 9 Laws in UAE You Might Accidentally Violate That'll Cost You a Fine, Jail Term or Deportation

She added the debt are still unpaid up to now and she is being pressured by her debtors to pay. According to Marlinda, Irene's sister that she only send them money once from then.
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On the other hand, OFW Irene explained that she stop sending remittances to her family after her boyfriend suffers bullying from them. She even gave them an ultimatum to stop but it did not happen, that is why she chooses to send his money to the guy.



“Nung time po na magpapadala ako sa kanila, binully po ng binully yung lalaki eh wala naman pong ginagawa sa kanila. Marami po silang sinasabi sa akin kaya nasaktan ako, hindi na ako nagpadala ng pera sa kanila,” 

Irene added that although she is no longer sending remittances to her children, the kids are being supported by her former husband on a weekly basis. When asked if she is willing to send monthly remittances to her family, Irene said, she cannot promise because she already has her own life now.

Read: DFA Advisory: 6 Things to Keep in Mind While Travelling Abroad

Eventually, Irene agreed to send her family a portion of her salary after being reminded of the reason why she decided to become an OFW in the very first place.

This article is filed under Filipino workers, Filipina maids, remittances, debt, and earnings.

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Whether you are a tourist or overseas Filipino workers (OFW), these reminders from the Department of Foreign Affairs (DFA) are applicable to you one way or another when traveling abroad or visiting other countries.  Filipinos love to see new places. No doubt that many of us love to travel and dream to work in other countries as well. But being a tourist or a foreigner does not give you a guarantee that you will be safe from any crimes. Sometimes in other countries, foreigners and tourist are the targets of petty crimes that we can avoid if we are on-guard of ourselves.   According to the DFA, regardless of where you are, you should watch out for the following; thieves pickpockets snatchers scammers other petty criminals Aside from this, DFA reminded Filipinos of the following things to keep in mind while traveling in other countries. These things may help you avoid any inconveniences on your travel.   Be mindful of and respect local laws and regulations; Always keep alert in crowded areas such as popular tourist spots, airports, bus, train and metro stations, markets and shopping areas, large sports and concert venues, and onboard public transportation, among others, where petty criminals tend to congregate;  Be wary of con artists who use a variety of tactics to distract tourists while accomplices gain access to one’s personal items;  Be careful of your belongings. Never leave items that may easily be picked up, such as wallets, mobile phones, and cameras, unattended. Always keep these close to you, especially in crowded areas;  As much as possible, distribute your cash, credit cards, important documents, and other valuables in separate compartments in your bag; and  Keep both hard and electronic copies of your passport, IDs, credit cards and important documents handy while on travel.  The DFA said Filipinos whose passports get lost or stolen should immediately secure a Police Report and contact the nearest Philippine Embassy or Consulate for assistance.  In a case that you lost your passport in other countries, the DFA said that the Philippine embassy or consulate can help Filipinos by issuing a travel document that will allow them to travel back to the Philippines. But obtaining a replacement for a lost or stolen passport in other countries needs more requirements and much harder compared to applying for a regular passport.

It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers.  So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison.   1. Jaywalking  In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400.  2. Photography  Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you.   Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time.  There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation.  3. Texting in foul language  Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji.  Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime.   4. Flashing your middle finger  Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now.  5. Dirty cars and washing your car in public  Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas.    "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy,"  Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500.  6. Littering, Spitting, and Burning Waste  Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500.  This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner.  7. A Bounced Cheque  Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail.  8. Fund Raising Activity  Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization.  9. Sharing Secrets  Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted.   Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.

A mother of an Overseas Filipino worker (OFW) in Oman pleads for help after her daughter stops sending remittances to her four children, instead,  her hard-earned money abroad, goes to her boyfriend.   According to Marlyn Lazo in one episode of Raffy Tulfo In Action, her OFW daughter Irene, rarely sends money to her four kids, instead gives all her earnings abroad to her boyfriend. The mother Marlyn said, she even incurred debt due to the expenses for her daughter's deployment to Oman in last year. She added the debt are still unpaid up to now and she is being pressured by her debtors to pay. According to Marlinda, Irene's sister that she only send them money once from then. On the other hand, OFW Irene explained that she stop sending remittances to her family after her boyfriend suffers bullying from them. She even gave them an ultimatum to stop but it did not happen, that is why she chooses to send his money to the guy.  “Nung time po na magpapadala ako sa kanila, binully po ng binully yung lalaki eh wala naman pong ginagawa sa kanila. Marami po silang sinasabi sa akin kaya nasaktan ako, hindi na ako nagpadala ng pera sa kanila,”   Irene added that although she is no longer sending remittances to her children, the kids are being supported by her former husband on a weekly basis. When asked if she is willing to send monthly remittances to her family, Irene said, she cannot promise because she already has her own life now.  Eventually, Irene agreed to send her family a portion of her salary after being reminded of the reason why she decided to become an OFW in the very first place.

©2018 THOUGHTSKOTO

Senate Already Approved Universal Health Care Bill

Many Filipinos especially those in the remote areas of the country. 
They can only avail of medical attention once in a blue moon through medical missions coming from non-government organizations (NGO's) and other health advocacy groups. Instances also happen where citizens, even at the heart of the city suffer illnesses and just succumb to their deaths without having treated due to expensive medications and hospitalization. Soon, all Filipinos will have access to free health services including the families of the overseas Filipino workers (OFW).

This situation is about to change as the new universal health bill was already approved and soon to be enacted as a law.
The Senate passed on third and final reading a bill that seeks to provide adequate health care services to Filipinos. The senators unanimously voted for the approval of Senate Bill #1986 also known as the "Universal Health Care Bill."

 President Rodrigo Duterte wanted it to be certified urgent and called for the proposed measure's passage at the Senate.


Senate  Already Approved Universal Health Care Bill
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With this law being enacted, Filipinos will be given health care coverage and benefits under the National Health Security Program, which replaces the National Health Insurance Program or Philhealth.

Under the universal health care law, "contributors" or those who have the capacity to pay will have to pay for their premiums while the government will shoulder the contributions of non-contributors. Funds for the subsidy will be included in the annual General Appropriations Act as well as sin taxes from cigarettes will also be a major source of funding for the policy.

Presidential Spokesperson Harry Roque, who authored the bill when he was still a party-list representative, thanked the Senate for passing what he considers to be a "groundbreaking" law.
Many Filipinos especially those in the remote areas of the country.   They can only avail of medical attention once in a blue moon through medical missions coming from non-government organizations (NGO's) and other health advocacy groups. Instances also happen where citizens, even at the heart of the city suffer illnesses and just succumb to their deaths without having treated due to expensive medications and hospitalization. Soon, all Filipinos will have access to free health services including the families of the overseas Filipino workers (OFW).   This situation is about to change as the new universal health bill was already approved and soon to be enacted as a law. The Senate passed on third and final reading a bill that seeks to provide adequate health care services to Filipinos. The senators unanimously voted for the approval of Senate Bill #1986 also known as the "Universal Health Care Bill."   President Rodrigo Duterte wanted it to be certified urgent and called for the proposed measure's passage at the Senate.       Ads     Sponsored Links     With this law being enacted, Filipinos will be given health care coverage and benefits under the National Health Security Program, which replaces the National Health Insurance Program or Philhealth.  Under the universal health care law, "contributors" or those who have the capacity to pay will have to pay for their premiums while the government will shoulder the contributions of non-contributors. Funds for the subsidy will be included in the annual General Appropriations Act as well as sin taxes from cigarettes will also be a major source of funding for the policy.  Presidential Spokesperson Harry Roque, who authored the bill when he was still a party-list representative, thanked the Senate for passing what he considers to be a "groundbreaking" law.  The House of Representative had previously passed a version of the bill (House Bill No 5784) in September 2017.     The President's move in certifying the bill as urgent shows the administration's "unrelenting commitment to provide the marginalized and disadvantaged with sufficient and better health care services," Roque said.  Filed under the category of Filipinos, non-government organizations (NGO's), health advocacy groups,  free health services,  universal health bill, Senate, Universal Health Care Bill,  President Rodrigo Duterte
The House of Representative had previously passed a version of the bill (House Bill No 5784) in September 2017.
Many Filipinos especially those in the remote areas of the country.   They can only avail of medical attention once in a blue moon through medical missions coming from non-government organizations (NGO's) and other health advocacy groups. Instances also happen where citizens, even at the heart of the city suffer illnesses and just succumb to their deaths without having treated due to expensive medications and hospitalization. Soon, all Filipinos will have access to free health services including the families of the overseas Filipino workers (OFW).   This situation is about to change as the new universal health bill was already approved and soon to be enacted as a law. The Senate passed on third and final reading a bill that seeks to provide adequate health care services to Filipinos. The senators unanimously voted for the approval of Senate Bill #1986 also known as the "Universal Health Care Bill."   President Rodrigo Duterte wanted it to be certified urgent and called for the proposed measure's passage at the Senate.       Ads     Sponsored Links     With this law being enacted, Filipinos will be given health care coverage and benefits under the National Health Security Program, which replaces the National Health Insurance Program or Philhealth.  Under the universal health care law, "contributors" or those who have the capacity to pay will have to pay for their premiums while the government will shoulder the contributions of non-contributors. Funds for the subsidy will be included in the annual General Appropriations Act as well as sin taxes from cigarettes will also be a major source of funding for the policy.  Presidential Spokesperson Harry Roque, who authored the bill when he was still a party-list representative, thanked the Senate for passing what he considers to be a "groundbreaking" law.  The House of Representative had previously passed a version of the bill (House Bill No 5784) in September 2017.     The President's move in certifying the bill as urgent shows the administration's "unrelenting commitment to provide the marginalized and disadvantaged with sufficient and better health care services," Roque said.  Filed under the category of Filipinos, non-government organizations (NGO's), health advocacy groups,  free health services,  universal health bill, Senate, Universal Health Care Bill,  President Rodrigo Duterte
The President's move in certifying the bill as urgent shows the administration's "unrelenting commitment to provide the marginalized and disadvantaged with sufficient and better health care services," Roque said.
Filed under the category of Filipinos, non-government organizations (NGO's), health advocacy groups,  free health services,  universal health bill, Senate, Universal Health Care Bill,  President Rodrigo Duterte 
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Many Filipinos especially those in the remote areas of the country.   They can only avail of medical attention once in a blue moon through medical missions coming from non-government organizations (NGO's) and other health advocacy groups. Instances also happen where citizens, even at the heart of the city suffer illnesses and just succumb to their deaths without having treated due to expensive medications and hospitalization. Soon, all Filipinos will have access to free health services including the families of the overseas Filipino workers (OFW).   This situation is about to change as the new universal health bill was already approved and soon to be enacted as a law. The Senate passed on third and final reading a bill that seeks to provide adequate health care services to Filipinos. The senators unanimously voted for the approval of Senate Bill #1986 also known as the "Universal Health Care Bill."   President Rodrigo Duterte wanted it to be certified urgent and called for the proposed measure's passage at the Senate.       Ads     Sponsored Links     With this law being enacted, Filipinos will be given health care coverage and benefits under the National Health Security Program, which replaces the National Health Insurance Program or Philhealth.  Under the universal health care law, "contributors" or those who have the capacity to pay will have to pay for their premiums while the government will shoulder the contributions of non-contributors. Funds for the subsidy will be included in the annual General Appropriations Act as well as sin taxes from cigarettes will also be a major source of funding for the policy.  Presidential Spokesperson Harry Roque, who authored the bill when he was still a party-list representative, thanked the Senate for passing what he considers to be a "groundbreaking" law.  The House of Representative had previously passed a version of the bill (House Bill No 5784) in September 2017.     The President's move in certifying the bill as urgent shows the administration's "unrelenting commitment to provide the marginalized and disadvantaged with sufficient and better health care services," Roque said.  Filed under the category of Filipinos, non-government organizations (NGO's), health advocacy groups,  free health services,  universal health bill, Senate, Universal Health Care Bill,  President Rodrigo Duterte

Thursday, October 11, 2018

Good News To OFWs In Eastern Region, KSA: Embassy On Wheels To Be Conducted 3 days A Week Starting October 18

Good news to overseas Filipino workers (OFWs) in  Saudi Arabia who had been waiting for too long to renew their passports. The Philippine Embassy in Saudi Arabia through
 Ambassador to Saudi Arabia Adnan Alonto made an announcement yesterday about the coming Embassy on Wheels (EOW) which is anticipated to serve OFWs in the eastern region and other nearby places.

Good news to overseas Filipino workers (OFWs) in  Saudi Arabia who had been waiting for too long to renew their passports. The Philippine Embassy in Saudi Arabia through   Ambassador to Saudi Arabia Adnan Alonto made an announcement yesterday about the coming Embassy on Wheels (EOW) which is anticipated to serve OFWs in the eastern region and other nearby places.       Ads    Sponsored Links  In  a video posted by iRadio Flash Report in social media, Ambassador Alonto said that the government attempted to open a consulate in the Eastern region which includes Al Khobar, Dammam, Dhahran, Al Ahsa, Jubail, and other nearby cities but unfortunately it did not materialize because the government of the host country did not allow such.  However, Alonto brought a good news to the OFWs who are located in the said region. Through the efforts of the Philippine embassy with the help of the Department of Foreign Affairs Headed By Sec. Alan Peter Cayetano, they provided a solution to the growing backlogs on passport applications. starting October 18 and every Thursday Friday and Saturday of every week thereafter until the end of the year, there will be an Embassy On Wheels to be held at Dahran.   Alonto ensured that the Philippine Embassy personnel will be assisting every concerned OFWs three days of every week until the year ends. A huge number of passport applications is anticipated to be processed during this period.  Aside from passport services, follow-up of cases handled by the assistance to nationals (ATN) will also be attended.    Alonto also said that this event will not be possible without the approval of  OUMWA undersecretary Sarah Lou Y. Arriola and the support coming from DFA Secretary Alan Peter Cayetano.  There is also a possibility that this program will be extended on the following year according to the Ambassador.  Filed under the category of Good news, overseas Filipino workers,  OFW, Saudi Arabia, passport, Philippine Embassy,  Embassy on Wheels (EOW)   Ads  Read More:  As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA.      Ads     Sponsored Links    A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA).  The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah.   The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family  The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown.  The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families.    The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box.  Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead  He assured that they will render assistance to help both OFWs.    Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia,   stabbed, Jeddah, KSA    More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings  More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings  More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings  ©2018 THOUGHTSKOTO

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In  a video posted by iRadio Flash Report in social media, Ambassador Alonto said that the government attempted to open a consulate in the Eastern region which includes Al Khobar, Dammam, Dhahran, Al Ahsa, Jubail, and other nearby cities but unfortunately it did not materialize because the government of the host country did not allow such.
However, Alonto brought a good news to the OFWs who are located in the said region. Through the efforts of the Philippine embassy with the help of the Department of Foreign Affairs Headed By Sec. Alan Peter Cayetano, they provided a solution to the growing backlogs on passport applications. starting October 18 and every Thursday Friday and Saturday of every week thereafter until the end of the year, there will be an Embassy On Wheels to be held at Dahran. 
Alonto ensured that the Philippine Embassy personnel will be assisting every concerned OFWs three days of every week until the year ends. A huge number of passport applications is anticipated to be processed during this period.
Aside from passport services, follow-up of cases handled by the assistance to nationals (ATN) will also be attended.

Alonto also said that this event will not be possible without the approval of  OUMWA undersecretary Sarah Lou Y. Arriola and the support coming from DFA Secretary Alan Peter Cayetano.
There is also a possibility that this program will be extended on the following year according to the Ambassador.
Filed under the category of Good news, overseas Filipino workers,  OFW, Saudi Arabia, passport, Philippine Embassy,  Embassy on Wheels (EOW) 
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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA.      Ads     Sponsored Links    A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA).  The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah.   The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family  The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown.  The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families.    The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box.  Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead  He assured that they will render assistance to help both OFWs.    Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia,   stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings.  Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment.      Ads     Sponsored Links    Stick to a budget schedule  Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings.  No matter how small the savings, it could mean a lot after a period of time you regularly do it.    Use the credit card wisely or do not use it at all  Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending.    The best rule should be, do not spend the money you do not have.     Always make a list of important things to buy  Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed.  Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important.    Live a lifestyle that suits your income  Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on.    There's nothing wrong with being generous but not too much  Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help.    Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family.  Filed under the category of overseas Filipino workers, extra income,  bills, rents, mortgages, remittances, working overseas, retirement, investment, savings