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Showing posts with label private health insurance. Show all posts

Friday, July 22, 2016

PRIVATE HEALTH INSURANCE COVERAGE FOR HOUSEHOLD SERVICE WORKERS (HSW) IN KSA

According to statistics,there are more than 20,000 Filipino Household Service Workers (HSW) presently deployed in Saudi Arabia.It is almost half of the deployed household service workers in the world.With an average salary of $400 (some even less) per month as per POEA standard,this sector are the most vulnerable and prone to abuse and maltreatment.

Here are some of the videos of maltreated Filipino Household Service Workers:

PRIVATE HEALTH INSURANCE in Saudi Arabia includes some of the best health insurance companies like BUPA Middle East, Medgulf Health Insurance providers to mention some quality health system. .

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According to statistics,roughly 70% of Filipino HSWs suffer abuse in Saudi Arabia both psychologically and physically.There are numerous reports of abuse forwarded to the Philippine Embassy and Philippine Overseas Labor Office of the Overseas Workers Welfare Administration (POLO-OWWA) almost everyday.Some of them had already ran away from their employers and now staying at the shelter hoping they can finally go back home.

On the other hand,General Committee of Insurance Companies in Saudi spokesperson Adel Al-Issa said that the Ministry of Labor and the Saudi Arabian Monetary Agency (SAMA) will be discussing relevant action and look into providing hazard and medical insurance to all the HSWs in the Kingdom. He said that the pricelist for the HSWs insurances will be determined after completion of the listing of the total number of the beneficiaries adding that gathering of data and information is not easy.

According to Abdulaziz Abu Saud,an insurance specialist,problems like physical violence by the employer,inadequate performance of the HSW during the 3 month probation period,deportation or running away of the HSW,and acquired permanent disabilities while on duty will also be covered by the insurance aside from medical and hazard coverage.He also stressed that they will help the HSWs to be fully aware of their rights regarding the said health insurance policy.

This is somewhat a good news for the HSWs to have their own private health insurance but the best move in,my opinion, is to put an end to the growing terror of abuse and maltreatment by providing them the assurance of their safety clearly stated on their contracts and strict implementation of it,penalizing those who will do otherwise.

SEE ALSO:
SAUDI LABOR LAW IN TAGALOG

YOU HAVE THE RIGHT TO KEEP YOUR PASSPORT

KASAMBAHAY LEGAL RIGHTS

STANDARD EMPLOYMENT CONTRACT FOR FILIPINO HOUSEHOLD SERVICE WORKERS (HSWs) BOUND FOR THE KINGDOM OF SAUDI ARABIA
Read More:

China's plans to hire Filipino household workers to their five major cities including Beijing and Shanghai, was reported at a local newspaper Philippine Star. it could be a big break for the household workers who are trying their luck in finding greener pastures by working overseas China is offering up to P100,000 a month, or about HK$15,000. The existing minimum allowable wage for a foreign domestic helper in Hong Kong is around HK$4,310 per month. Dominador Say, undersecretary of the Department of Labor and Employment (DOLE), said that talks are underway with Chinese embassy officials on this possibility. China’s five major cities, including Beijing, Shanghai and Xiamen will soon be the haven for Filipino domestic workers who are seeking higher income. DOLE is expected to have further negotiations on the launch date with a delegation from China in September. according to Usec Say, Chinese employers favor Filipino domestic workers for their English proficiency, which allows them to teach their employers’ children. Chinese embassy officials also mentioned that improving ties with the leadership of President Rodrigo Duterte has paved the way for the new policy to materialize. There is presently a strict work visa system for foreign workers who want to enter mainland China. But according Usec. Say, China is serious about the proposal. Philippine Labor Secretary Silvestre Bello said an estimated 200,000 Filipino domestic helpers are presently working illegally in China. With a great demand for skilled domestic workers, Filipino OFWs would have an option to apply using legal processes on their desired higher salary for their sector. Source: ejinsight.com, PhilStar Read More: The effectivity of the Nationwide Smoking Ban or E.O. 26 (Providing for the Establishment of Smoke-free Environment in Public and Enclosed Places) started today, July 23, but only a few seems to be aware of it. President Rodrigo Duterte signed the Executive Order 26 with the citizens health in mind. Presidential Spokesperson Ernesto Abella said the executive order is a milestone where the government prioritize public health protection. The smoking ban includes smoking in places such as schools, universities and colleges, playgrounds, restaurants and food preparation areas, basketball courts, stairwells, health centers, clinics, public and private hospitals, hotels, malls, elevators, taxis, buses, public utility jeepneys, ships, tricycles, trains, airplanes, and gas stations which are prone to combustion. The Department of Health urges all the establishments to post "no smoking" signs in compliance with the new executive order. They also appeal to the public to report any violation against the nationwide ban on smoking in public places. Read More: ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS, TYPE KEYWORDS and TITLE OF ARTICLE at the box below Smoking is only allowed in designated smoking areas to be provided by the owner of the establishment. Smoking in private vehicles parked in public areas is also prohibited. What Do You Need To know About The Nationwide Smoking Ban Violators will be fined P500 to P10,000, depending on their number of offenses, while owners of establishments caught violating the EO will face a fine of P5,000 or imprisonment of not more than 30 days. The Department of Health urges all the establishments to post "no smoking" signs in compliance with the new executive order. They also appeal to the public to report any violation against the nationwide ban on smoking in public places. ©2017 THOUGHTSKOTO

Dominador Say, undersecretary of the Department of Labor and Employment (DOLE), said that talks are underway with Chinese embassy officials on this possibility. China’s five major cities, including Beijing, Shanghai and Xiamen will soon be the destination for Filipino domestic workers who are seeking higher income.
©2016 THOUGHTSKOTO

Tuesday, July 12, 2016

How to Apply for FREE PCSO Individual Medical Assistance Program (IMAP)

WHERE TO GO IF YOU HAVE NO PRIVATE HEALTH INSURANCE OR you have no personal health insurance and in dire need for health support in medical expenses?

medical benefits, free medical assistance, medical attention without insurance system, indigent drug program, Medical Assistance Program, where to go without health insurance,

It is said that "Health is Wealth"
because in reality, if you’re not healthy, you’ll end up broke. And, yes, we cannot deny the fact that hospital bills and medications are ‘burden’ to a family. It worries not only the hospitalized member but also the whole family. PCSO is one of the qualified medical assistant as an institution in helping our less fortunate kababayan. The drugs and medicine are given to indigents as part of the indigent drug program for medicine, and medical assistance program.

Hence, the Philippine Charity Sweepstakes
Office (PCSO) conceptualized the Individual Medical Assistance Program (IMAP) to provide sufficient and receptive financial assistance to individuals requesting for medical health assistance. In this program, the indigent individuals are the priority.

QUALIFICATIONS TO BE A BENEFICIARY OF IMAP

To become a beneficiary of the said program, the individual patient should be qualified in the following criteria:

-The patient is confined in any health facility;

-The patient is receiving health care
management as outpatients; and

-The patient is seeking management in
foreign countries since no health facility in the Philippines can provide such process.

WHAT ARE THE BENEFITS COVERAGE?

HEALTH SERVICES COVERAGE
1. Confinement – currently admitted or discharged with promissory note duly acknowledged by the health facility
2. Dialysis – such as, but not limited to:

Hemodialysis
Peritoneal (Continuous Ambulatory Peritoneal Dialysis [CAPD])
3. Cancer Treatment – such as, but not limited to:
ChemotherapyCLICK FOR MORE DETAILS HERE

HOW TO APPLY TO PCSO IMAP

In order to apply for medical assistance, and for faster processing time for application, it is advised to bring all the following requirements:

Guarantee Letters (GL) addressed to hospitals, diagnostic laboratories, pharmacies and other health care facilities is necessary to obtain medical assistance from IMAP.

It takes approximately two months for a beneficiary to claim financial assistance from the PCSO, an unacceptable system according to Mareng Winnie.

If the patient has fulfilled all the standards to be a beneficiary, he/she can process the application by preparing these documents:

1. Duly accomplished PCSO IMAP Application Form. It can be downloaded from PCSO Official Website or CLICK HERE.

2. Valid ID of the Patient or the Representative. It can be any Government Issued Identification or Company/ Student ID.

3. Original or Certified True Copy of Updated Medical Abstract/ Medical Certificate of the patient with Doctor’s signature provided with license and PTR number. If the patient requires wheelchair, Medical Certification will do.

4. Authorization/ Personal Letter: indicating the patient’s request for financial assistance including the illness and the reason why he/she request for such aid. It should be addressed to the current General Manager of PCSO.

All the 4 requirements should be brought completely in the PCSO Office together with some specific documents depending
on your nature of request. Also, remember that it’s better to bring extra copies of these documents if ever it is needed.

FOR INQUIRIES

You may go to their Head Office or call them using the following information:

You may watch an actual video on how to apply in PCSO Office.

medical benefits, free medical assistance, medical attention without insurance system, indigent drug program, Medical Assistance Program, where to go without health insurance,

learn more here

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Friday, July 22, 2016

PRIVATE HEALTH INSURANCE COVERAGE FOR HOUSEHOLD SERVICE WORKERS (HSW) IN KSA

Tuesday, July 12, 2016

How to Apply for FREE PCSO Individual Medical Assistance Program (IMAP)