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Showing posts with label OFW protection. Show all posts
Showing posts with label OFW protection. Show all posts

Wednesday, July 11, 2018

OFW Protect From Standard Insurance For as Low as P2,700 Per Year

The main reason why Overseas Filipino Workers (OFW) decide to work abroad so that it can provide the needs or even wants of its family back home. Oftentimes, the OFW becomes the breadwinner of the family. But what will happen if the OFW can no longer work due to unfortunate events? For example, sudden death or disability? This is the reason why every OFW should consider having an insurance. This is not just to ensure you as a breadwinner of the family but also making your family safe and secure if the untoward incident may happen. 
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The main reason why Overseas Filipino Workers (OFW) decide to work abroad so that it can provide the needs or even wants of its family back home. Oftentimes, the OFW becomes the breadwinner of the family. But what will happen if the OFW can no longer work due to unfortunate events? For example, sudden death or disability? This is the reason why every OFW should consider having an insurance. This is not just to ensure you as a breadwinner of the family but also making your family safe and secure if the untoward incident may happen.
If you are looking for insurance you may consider the OFW Protect under Standard Insurance. According to its website, "OFW Protect is designed to fit the needs of OFWs." Under the insurance program, the OFW will be covered from the following;
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  • Accidental Death
  • Permanent Total Disability
  • Accident Medical Reimbursement
  • Daily Hospital Income
  • Educational Assistance
  • Fire/Flood Loss Assistance
  • Burial Benefit
  • Repatriation
  • Personal Liability
  • Extensions of Cover
  • Drowning
  • Dog or Snake Bites
  • Claims arising out of Typhoon and Flood
  • Suffocation by smoke or poisonous fumes
  • Accidental Poisoning
  • Motorcycling Risk

OFW Protect Plan Types:
  • Package 1 – Php 1,000,000.00 coverage for only Php 6,200.00 (per year)
  • Package 2 – Php 750,000.00 coverage for only Php 4,200.00 (per year)
  • Package 3 – Php 500,000.00 coverage for only 3,200.00 (per year)
  • Package 4 – Php 250,000.00 coverage for only 2,700.00 (per year)
  • Filipino Overseas Contract Workers
  • 18-65 years old
  • single or married, widow or widower
  • Primary – Spouse, or if not married, Parents not over 65 years old
  • Secondary – Children of OFW not over 21 years old and are dependent to the OFW for support and maintenance (maximum of 3)
– If OFW is Single and/or with no child, brothers and sisters not over 21 years old and are dependent to the OFW for support and maintenance (maximum of 3)

For more information about OFW Protect, you may inquire here. You may also call the company's Customer Service at (02) 845-1111, email them at inquiry@standard-insurance.com or visit any of their branches nationwide.


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Overseas Filipino Workers (OFWs) need to save while earning big from working abroad. As OFWs, saving money for an emergency, for our family's future or for our retirement is important. Opening a savings account in a bank that you trust and gives value to your money will inspire you to save more. Bayani OFW Savings from Sterling Bank of Asia is a savings account that comes with no maintaining balance and for as low as P2,000 pesos in your account, your money with grow with interest.

For minimum wage earners, there are times that it is hard to apply for a loan even in government financial institution, how much more in private. If you are receiving around P10,000 a month salary, it is really hard to apply for a loan, since your payslip is number one requirements to know your capacity to pay.

One of the best banks in the Philippines that offers a good option to Overseas Filipino Workers (OFW) is the Chinabank through its Overseas Kabayan Savings. By opening this savings account, you can start saving money for your future or retirement as OFW at the same time, send money to your family in the Philippines. Having a savings account for OFWs is very important because working abroad is not permanent.

If you want a savings account that does not require an initial deposit, you can apply for Sikap Pinoy OFW Account in Bank of Commerce. However, the Sikap Pinoy OFW Account is exclusively for Overseas Filipino Workers (OFW) only and their beneficiaries.


©2018 THOUGHTSKOTO

Saturday, April 15, 2017

Philippines Could Possibly Stop Sending Household Workers to Saudi Arabia



Due to the growing number of reported incidents about maltreatment and abuse experienced by Filipina HSWs in Saudi Arabia, DOLE Secretary Silvestre Bello III said that they are putting into consideration a halt on deploying HSWs in Saudi Arabia unless they have the assurance of their protection against abuse and maltreatment.  A royal reception was made to welcome President Rodrigo Duterte in Saudi Arabia during his meeting with Saudi Royal Highness King Salman Bin Abdulaziz al Saud. The president  with members of his cabinet, embassy officials  and Senator Alan Peter Cayetano was received on the royal palace.  In their meeting, President Duterte expressed his deep gratitude to the King for continually accepting the OFWs to work in their country. The King also thanked the President because of the contributions of OFWs for their good job quality and expertise for helping the Saudi economy afloat.  A labor agreement protecting the welfare of the OFWs was signed in front of the two heads of states. "This agreement refers to the labor standards that provided our OFWs. It deals on better wages, protection from maltreatment, working hours, and other labor issues," Secretary Bello said. Bello also said that the president may bring home with him more than a hundred distressed OFW,  more than a hundred  of which availed the amnesty program from the Saudi Crown Prince has already arrived home.   Recommended:  The President assures that he will bring 250 stranded OFWs from Saudi Arabia with him when he returned to the Philippines after a series of visit in the Middle East.  During his speech in Davao before his departure, he said that God-willing, he will bring some OFWs in death row with him when he return to the country. During his speech in front of the Filipino Community in Riyadh , Saudi Arabia, President Duterte said that he will be bringing home the first batch of 250 OFWs who had been stranded in Saudi Arabia for a very long time, and they will continue to do it.  "We are arranging for the transportation of 250 OFWs who hopefully be back to the Philippines in time for the return of President Rodrigo Duterte.., " DOLE Secretary Silvestre Bello III said.  Secretary Bello also added that since the announcement of the Saudi Crown Prince Deputy Prime Minister and the Minister of Interior Prince Mohammed bin Naif Al Saud about the amnesty program for expats, DOLE has already sent an augmentation team to assist the OFWs  to comply with the requirements for the amnesty and a lot of them have already availed it.  According to Secretary Bello, they are also working on the unpaid claims of the OFWs and they are only validating it in order to establish their claims. If they are all been verified, OWWA will be paying their money claims in advance. President Duterte will also be visiting Bahrain and Qatar after his visit to Saudi Arabia and is expected to be back in the Philippines on April 17. Recommended:  "They've been given the clearance. I will fly them home. When I return, I'll be bringing some of them home, " he said during a pre-departure press briefing in Davao City.  Reports saying that the Embassy officials in Saudi Arabia have been acting slow with regards to helping stranded and runaway OFWs are not entirely correct according to Philippine Consul General Iric Arribas. He also said that the Philippine Embassy in Riyadh and  the philippine Consulate in Jeddah are both providing the OFWs all the help they need which includes repatriation as well.  700 OFWs have been in jails in Saudi Arabia for various charges because there are no assistance coming from the Embassy officials, according to the reports from various OFW advocates.    The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers. "I have been to many places. I have been to the Middle East. You know, the husband is working in one place, the wife in another country. The so many sad stories I hear about our women being raped, abused sexually," The President said. About Filipino domestic helpers, he said:  "If you are working on a family and the employer's sibling doesn't have a helper, you will also work for them. And if in a compound,the son-in-law of the employer is also living in there, you will also work for him.So, they would finish their work on sunrise." He even refer to the OFWs being similar to the African slaves because of the situation that they have been into for the sake of their families back home. Citing instances that some of them, out of deep despair, resorted to ending their own lives.  The President also said that he finds it heartbreaking to know that after all the sacrifices of the OFWs working abroad for the future of their families they would come home just to learn that their children has been into illegal drugs. "I made no bones about my hatred. I said, 'If you do drugs in my city, if you destroy our daughters and sons, I'll just have to kill you.' I repeated the same warning when i became president," he said.   Critics of the so-called violent war on drugs under President Duterte's administration includes local and international human rights groups, linking the campaign on thousands of drug-related killings.  Police figures show that legitimate police operations have led to over 2,600 deaths of individuals involved in drugs since the war on drugs began. However, the war on drugs has been evident that the extent of drug menace should be taken seriously. The drug personalities includes high ranking officials and they thrive in the expense of our own children,if not being into drugs, being victimized by drug related crimes. The campaign on illegal drugs has somehow made a statement among the drug pushers and addicts. If the common citizen fear walking on the streets at night worrying about the drug addicts lurking in the dark, now they can walk peacefully while the drug addicts hide in fear that the police authorities might get them. Source:GMA {INSERT ALL PARAGRAPHS HERE {EMBED 3 FB PAGES POST FROM JBSOLIS/THOUGHTSKOTO/PEBA HERE OR INSERT 3 LINKS}   ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers. ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS "They've been given the clearance. I will fly them home. When I return, I'll be bringing some of them home, " he said during a pre-departure press briefing in Davao City. The President assures that he will bring 250 stranded OFWs from Saudi Arabia with him when he returned to the Philippines after a series of visit in the Middle East.  During his speech in Davao before his departure, he said that God-willing, he will bring some OFWs in death row with him when he return to the country. During his speech in front of the Filipino Community in Riyadh , Saudi Arabia, President Duterte said that he will be bringing home the first batch of 250 OFWs who had been stranded in Saudi Arabia for a very long time, and they will continue to do it.  "We are arranging for the transportation of 250 OFWs who hopefully be back to the Philippines in time for the return of President Rodrigo Duterte.., " DOLE Secretary Silvestre Bello III said.  Secretary Bello also added that since the announcement of the Saudi Crown Prince Deputy Prime Minister and the Minister of Interior Prince Mohammed bin Naif Al Saud about the amnesty program for expats, DOLE has already sent an augmentation team to assist the OFWs  to comply with the requirements for the amnesty and a lot of them have already availed it.  According to Secretary Bello, they are also working on the unpaid claims of the OFWs and they are only validating it in order to establish their claims. If they are all been verified, OWWA will be paying their money claims in advance. President Duterte will also be visiting Bahrain and Qatar after his visit to Saudi Arabia and is expected to be back in the Philippines on April 17. Recommended:  "They've been given the clearance. I will fly them home. When I return, I'll be bringing some of them home, " he said during a pre-departure press briefing in Davao City.  Reports saying that the Embassy officials in Saudi Arabia have been acting slow with regards to helping stranded and runaway OFWs are not entirely correct according to Philippine Consul General Iric Arribas. He also said that the Philippine Embassy in Riyadh and  the philippine Consulate in Jeddah are both providing the OFWs all the help they need which includes repatriation as well.  700 OFWs have been in jails in Saudi Arabia for various charges because there are no assistance coming from the Embassy officials, according to the reports from various OFW advocates.    The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers. "I have been to many places. I have been to the Middle East. You know, the husband is working in one place, the wife in another country. The so many sad stories I hear about our women being raped, abused sexually," The President said. About Filipino domestic helpers, he said:  "If you are working on a family and the employer's sibling doesn't have a helper, you will also work for them. And if in a compound,the son-in-law of the employer is also living in there, you will also work for him.So, they would finish their work on sunrise." He even refer to the OFWs being similar to the African slaves because of the situation that they have been into for the sake of their families back home. Citing instances that some of them, out of deep despair, resorted to ending their own lives.  The President also said that he finds it heartbreaking to know that after all the sacrifices of the OFWs working abroad for the future of their families they would come home just to learn that their children has been into illegal drugs. "I made no bones about my hatred. I said, 'If you do drugs in my city, if you destroy our daughters and sons, I'll just have to kill you.' I repeated the same warning when i became president," he said.   Critics of the so-called violent war on drugs under President Duterte's administration includes local and international human rights groups, linking the campaign on thousands of drug-related killings.  Police figures show that legitimate police operations have led to over 2,600 deaths of individuals involved in drugs since the war on drugs began. However, the war on drugs has been evident that the extent of drug menace should be taken seriously. The drug personalities includes high ranking officials and they thrive in the expense of our own children,if not being into drugs, being victimized by drug related crimes. The campaign on illegal drugs has somehow made a statement among the drug pushers and addicts. If the common citizen fear walking on the streets at night worrying about the drug addicts lurking in the dark, now they can walk peacefully while the drug addicts hide in fear that the police authorities might get them. Source:GMA {INSERT ALL PARAGRAPHS HERE {EMBED 3 FB PAGES POST FROM JBSOLIS/THOUGHTSKOTO/PEBA HERE OR INSERT 3 LINKS}   ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers. ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS Reports saying that the Embassy officials in Saudi Arabia have been acting slow with regards to helping stranded and runaway OFWs are not entirely correct according to Philippine Consul General Iric Arribas. He also said that the Philippine Embassy in Riyadh and  the philippine Consulate in Jeddah are both providing the OFWs all the help they need which includes repatriation as well.  700 OFWs have been in jails in Saudi Arabia for various charges because there are no assistance coming from the Embassy officials, according to the reports from various OFW advocates.    The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers. "I have been to many places. I have been to the Middle East. You know, the husband is working in one place, the wife in another country. The so many sad stories I hear about our women being raped, abused sexually," The President said. About Filipino domestic helpers, he said:  "If you are working on a family and the employer's sibling doesn't have a helper, you will also work for them. And if in a compound,the son-in-law of the employer is also living in there, you will also work for him.So, they would finish their work on sunrise." He even refer to the OFWs being similar to the African slaves because of the situation that they have been into for the sake of their families back home. Citing instances that some of them, out of deep despair, resorted to ending their own lives.  The President also said that he finds it heartbreaking to know that after all the sacrifices of the OFWs working abroad for the future of their families they would come home just to learn that their children has been into illegal drugs. "I made no bones about my hatred. I said, 'If you do drugs in my city, if you destroy our daughters and sons, I'll just have to kill you.' I repeated the same warning when i became president," he said.   Critics of the so-called violent war on drugs under President Duterte's administration includes local and international human rights groups, linking the campaign on thousands of drug-related killings.  Police figures show that legitimate police operations have led to over 2,600 deaths of individuals involved in drugs since the war on drugs began. However, the war on drugs has been evident that the extent of drug menace should be taken seriously. The drug personalities includes high ranking officials and they thrive in the expense of our own children,if not being into drugs, being victimized by drug related crimes. The campaign on illegal drugs has somehow made a statement among the drug pushers and addicts. If the common citizen fear walking on the streets at night worrying about the drug addicts lurking in the dark, now they can walk peacefully while the drug addicts hide in fear that the police authorities might get them. Source:GMA {INSERT ALL PARAGRAPHS HERE {EMBED 3 FB PAGES POST FROM JBSOLIS/THOUGHTSKOTO/PEBA HERE OR INSERT 3 LINKS}   ©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS The OFWs are the reason why President Rodrigo Duterte is pushing through with the campaign on illegal drugs, acknowledging their hardships and sacrifices. He said that as he visit the countries where there are OFWs, he has heard sad stories about them: sexually abused Filipinas,domestic helpers being forced to work on a number of employers.©2017 THOUGHTSKOTO www.jbsolis.com SEARCH JBSOLIS

Due to the growing number of reported incidents about maltreatment and abuse experienced by Filipina HSWs in Saudi Arabia, DOLE Secretary Silvestre Bello III said that they are putting into consideration a halt on deploying HSWs in Saudi Arabia unless they have the assurance of their protection against abuse and maltreatment.

A royal reception was made to welcome President Rodrigo Duterte in Saudi Arabia during his meeting with Saudi Royal Highness King Salman Bin Abdulaziz al Saud. The president  with members of his cabinet, embassy officials  and Senator Alan Peter Cayetano was received on the royal palace.

In their meeting, President Duterte expressed his deep gratitude to the King for continually accepting the OFWs to work in their country. The King also thanked the President because of the contributions of OFWs for their good job quality and expertise for helping the Saudi economy afloat.
 A labor agreement protecting the welfare of the OFWs was signed in front of the two heads of states.
"This agreement refers to the labor standards that provided our OFWs. It deals on better wages, protection from maltreatment, working hours, and other labor issues," Secretary Bello said.
Bello also said that the president may bring home with him more than a hundred distressed OFW,  more than a hundred  of which availed the amnesty program from the Saudi Crown Prince has already arrived home.



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