Carousel

Sponsored Links

Looking for House and Lot Within Tagaytay Area? CONTACT US!

Name

Email *

Message *

Showing posts with label Corona Virus. Show all posts
Showing posts with label Corona Virus. Show all posts

Friday, April 17, 2020

Remdesivir Drug Cured 120+ out of 125 People with COVID-19 In a Chicago Hospital

The report, from the medical news publication Stat, cited a video made by a researcher at the University of Chicago who is helping conduct a trial of Gilead’s drug Remdesivir.
UPDATED:
Image may contain: one or more people

Ads


Ads



Sponsored Links



The University of Chicago Medicine Hospital recruited a total of 125 people with COVID-19 into Gilead’s two Phase 3 clinical trials. Most of those people, 113 had severe disease. All of the patients have been treated with daily infusions of Remdesivir. The researcher, infectious disease professor Kathleen Mullane, said that most patients had been discharged from the hospital and only two had died.

Remdesivir is causing "rapid recoveries in fever and respiratory symptoms, with nearly all patients discharged in less than a week" in patients at a Chicago hospital

Stat News report:
"The best news is that most of our patients have already been discharged, which is great. We've only had two patients perish. Most of our patients are severe and most of them are leaving at six days, so that tells us duration of therapy doesn't have to be 10 days." said Professor Mullane.

“It’s always hard,” she said, because the severe trial doesn’t include a placebo group for comparison. “But certainly when we start [the] drug, we see fever curves falling,” she said. “Fever is now not a requirement for people to go on trial, we do see when patients do come in with high fevers, they do [reduce] quite quickly. We have seen people come off ventilators a day after starting therapy. So, in that realm, overall our patients have done very well.”

What is REMDESIVIR?

It is also one of the 4 drugs being use under WHO Solidarity trials. Remdesivir is an antiviral medication; a nucleotide analog, specifically an adenosine analogue, which inserts into viral RNA chains, causing their premature termination. It is being studied during 2020 as a possible post-infection treatment for COVID-19 illness.
There’s only one drug right now that we think may have real efficacy,” Bruce Aylward of the World Health Organization said last month. “And that’s Remdesivir.”

Coronavirus patients around the world have been rushing to join Remdesivir studies that opened in hospitals in the last few weeks


Gilead says in a fact sheet about Remdesivir the drug

Remdesivir was invented by Gilead building on more than a decade of our research. Over that time, our research scientists have explored the compound for multiple potential uses to help address urgent and unmet medical needs around the world, including Ebola, SARS, Marburg, MERS and most recently COVID-19. O

ur antiviral expertise is the result of more than 30 years of research and the investment of billions of dollars in research and development. Gilead’s antiviral work reflects its commitment to collaborating with the global health community and advancing potential treatments that may help in the global response to public health emergencies. Remdesivir is an investigational new drug created by Gilead. The research that led to remdesivir began as early as 2009, with research programs under way in hepatitis C (HCV) and respiratory syncytial virus (RSV). We continued to explore various uses for remdesivir following its discovery, including antiviral profiling in 2013 and early 2014 that suggested the potential for remdesivir to have broad spectrum antiviral activity. 


Gilead’s ground-breaking research has led to an expansive library of compounds invented by Gilead that includes remdesivir. This archive of molecules can be accessed and tested against new viruses as they emerge. Our chemists continually work to invent new compounds, and Gilead has invested resources and time over decades so that even when a molecule initially seems unpromising, it may yet one day save lives. By working in collaboration with both academic institutions and U.S. government agencies, we have been able to bring together disease experts to help expand knowledge of the antiviral profile of remdesivir against emerging viruses, including Ebola, SARS, Marburg, and MERS through in vitro studies and in vivo studies in animal models. Testing of remdesivir against the virus that causes COVID-19 is ongoing


COVID-19 In January 2020, when a new pneumonia-like illness in China was identified as a coronavirus, Gilead moved quickly to determine whether remdesivir could play a role in responding to the growing public health threat that subsequently became known as COVID-19. 


Gilead’s preclinical data suggested that testing remdesivir against COVID-19 should take place immediately. 

• Gilead’s team of virologists quickly generated the preclinical data to characterize remdesivir’s activity against the new COVID-19 virus and to determine the potential benefit of further testing. 

• In January 2020, Gilead provided remdesivir to the China CDC to test the compound against isolates of the virus that causes COVID-19 through their independent antiviral assays. Gilead provided remdesivir to U.S. academic institutions in February 2020 for similar testing. Results are expected soon. 

• In February 2020, Gilead began supporting multiple clinical trials to evaluate the safety and efficacy of remdesivir as a potential treatment for COVID-19. 

• Gilead donated study drug and provided scientific input for two clinical trials coordinated by the China-Japan Friendship Hospital in China, which began enrolling patients in early to mid- February. 

• Gilead donated drugs and provided scientific input for a NIAID-initiated global clinical trial of remdesivir in late February, including the first site to enroll patients in the United States. 

• In late February, Gilead initiated its own two Phase 3 studies of remdesivir, which will enroll patients in countries globally with high numbers of diagnosed COVID-19 cases. These studies began enrolling patients in March 2020 and will evaluate two dosing durations of remdesivir. 

• Gilead has provided input on the design of both WHO’s global Solidarity trial and the INSERM-sponsored DisCoVeRy trial in Europe. These trials have already initiated and will expand to additional countries over the coming months. Gilead has committed to providing remdesivir to support these studies, which will be conducted in more than 70 countries worldwide. 

• In anticipation of potential future needs, we have accelerated manufacturing timelines to increase our available supply as rapidly as possible. We are doing this before knowing whether remdesivir will be determined to be safe and effective to treat patients with COVID-19


©2020 THOUGHTSKOTO

Thursday, April 16, 2020

Japan Ministry and UK Doctor: Dishwashing Soap More Effective Against Corona Virus

 Ayun sa Japan Industry Ministry at sa isang UK Doctor na nagtratrabaho sa NHS, mas effective diumano ang Dishwashing Soap bilang panghugas ng mga gamit at kamay laban sa Corona Virus 2019.
Ito ang itsura ng Novel Corona Virus 2019. Ang nasa loob ng bilog na yan ang ang virus na natatakpan ng tinatawag nilang lipid layer o fatty shell. Para tuluyang mapuksa ang virus, kailangan mo ng sabon na bilang degreaser na siyang bubuwag ng bilog na shell o nucleus na iyan. Panoorin ang video sa ibaba para mas maintindihan. Naalala mo ang dishwashing soap na kayang tanggalin ang mantika at sebo? Ganyan na ganyan ang Corona Virus, parang sebo na kapag nahugasan ng sabon ng atleast 20seconds ay namamatay.

How soap kills the corona virus? Watch this.


Ads


Ads
Sponsored Links

Ayun pa sa report, ang dishwashing soap ay epektibo sa paglilinis at pagdidisinfect ng novel corona virus sa ulat ng Japan's industry ministry nitong Miyerkules.

Ang dishwashing soap ay magagamit na alternabo sa mga alcohol-based disinfectants kagaya ng hand sanitizers at alcohol na sobrang salat sa stocks at paubusan ang suplay.

Ayun pa sa mga eksperto sa Japan, may tatlong compounds na lumalaban sa coronavirus at ito ay ang surfactants, karaniwang ginagamit sa mga sabon at cleaners, hypochlorous acid water, at quaternary ammonium salts.
Samantala ito naman ang tinatagal ng COVID19 sa hangin, sa copper, sa mga hawakan ng pintuan at switches ng ilaw, sa cardboard, plastic at glass.
Image

Dishwashing soap contains a degreaser. The virus is encased in a fatty shell. Degreaser is exactly what you need. If you're struggling to buy hand-wash, you can still use soap, shower gels, even dishwashing liquid. Basically, any soap that will destroy the lipid layer around the virus. You need to dissolve the oily coating on the virus to kill the nucleus. Dishwashing soap is perfect. Dishwashing liquid kills germs too. Plain old bar soap is fine as well. Any kind of soap will break down the outside surface of the virus and kill it.  The reason soap work is because this particular virus is sitting inside a fatty envelope and so soaps that are designed to break up fat will make it fall apart. I recently heard a doctor or research head speaking on the virus and he said that every coronavirus has a lipid coating that is vital to its life. Plain soap breaks up lipids. Dishwashing liquid best of all. Strip the virus of its coating of fat, say bye-bye virus.


A report from MarketWatch says this: Soap dissolves the fat membrane, and the virus falls apart like a house of cards and “dies,” or rather, it becomes inactive as viruses aren’t really alive. Viruses can be active outside the body for hours, even days.
Disinfectants or liquids, wipes, gels and creams containing alcohol (and soap) have a similar effect but are not as good as regular soap. Apart from alcohol and soap, antibacterial agents in those products don’t affect the virus structure much. Consequently, many antibacterial products are basically just an expensive version of soap in how they act on viruses. Soap is the best, but alcohol wipes are good when soap is not practical or handy, for example in office reception areas
Soapy water is totally different. The soap contains fat-like substances known as amphiphiles, some structurally similar to the lipids in the virus membrane. The soap molecules “compete” with the lipids in the virus membrane. That is more or less how soap also removes normal dirt of the skin (see graphic at the top of this article).
The soap molecules also compete with a lot of other non-covalent bonds that help the proteins, RNA and lipids to stick together. The soap is effectively “dissolving” the glue that holds the virus together. Add to that all the water.
The soap also outcompetes the interactions between the virus and the skin surface. Soon the virus gets detached and falls apart like a house of cards due to the combined action of the soap and water. Boom, the virus is gone!
The skin is rough and wrinkly, which is why you need a fair amount of rubbing and soaking to ensure the soap reaches every nook and cranny on the skin surface that could be hiding active viruses.
Alcohol-based products include all “disinfectants” and “antibacterial” products that contain a high share of alcohol solution, typically 60%-80% ethanol, sometimes with a bit of isopropanol, water and a bit of soap.
Ethanol and other types of alcohol do not only readily form hydrogen bonds with the virus material but, as a solvent, are more lipophilic than water. Hence, alcohol does dissolve the lipid membrane and disrupt other supramolecular interactions in the virus.
However, you need a fairly high concentration (maybe 60%-plus) of the alcohol to get a rapid dissolution of the virus. Vodka or whiskey (usually 40% ethanol) won’t dissolve the virus as quickly. Overall, alcohol is not as good as soap at this task.
Nearly all antibacterial products contain alcohol and some soap, and that does help kill viruses. But some also include “active” bacterial killing agents, such as triclosan. Those, however, do basically nothing to the virus.



©2020 THOUGHTSKOTO

Wednesday, April 01, 2020

3 Malalaking Buildings Gagawing Hospitals Para sa mga COVID19 Patients

Tatlong mga malalaking gusali ng gobyerno ang kasalukuyang inihahanda para maging pasilidad para sa mga infected ng COVID-19 at ito ay masisimulan na sa susunod na linggo at ang iba ay mareready na sa loob ng 10 araw ayun sa tagapagsalita ng Department of Public Works and Highways na siyang inatasan sa proyektong ito.

Ads



Ang  mga gusaling ito ay ang Philippine International Convention Center Forum Halls, World Trade Center sa Pasay, at ang Rizal Memorial Coliseum sa Maynila
Ayon kay Secretary Mark Villar ng Department of Public Works and Highways;

"The PICC Forum Halls, the WTC in Pasay, and the Rizal Memorial Coliseum in Manila will soon be converted into a much-needed facility for the treatment and health monitoring of COVID-19 patients as well as Patients-Under-Investigation (PUIs) and Patients-Under-Monitoring (PUMs)...“One of the facilities is expected to be completed within the week."

May tatlong division ang bawat facilities. May contaminated zones kung saan doon ilalagay ang mga infected ng COVID19 at kasalukuyang ginagamot, at meron naman Sterile Zones na parang holding area ng mga healthcare professionals at merong buffer zone kung saan doon maghuhugas, maglilinis, magpapalit ng PPEs ang ating mga frontliners. 
Ads


Sponsored Links



The PICC can be converted to house 630 COVID-19 patients. (Image via PICC)
The World Trade Center can be converted to accommodate up to 530 COVID19 patients (Image via Bride Worthy)World Trade Center - Pasay City, Metro Manila
Rizal Coliseum upgrade on track to meet Oct. 30 deadline | Tempo ...
The Rizal Memorial Coliseum
SEA Games Gymnastics venue is ready | Gymnastics Coaching.com
After converting various evacuation centers into health facilities, the Department of Public Works and Highways (DPWH) is now looking into preparing existing public buildings and open spaces in Metro Manila to be used as health facilities and isolation sites to address hospital shortage due to continued rise of COVID-19 cases.
Citing a report from DPWH Undersecretary for UPMO Operations and Technical Services Emil K. Sadain, Secretary Mark A. Villar said that a proposal is already in place to convert available spaces of Philippine International Convention Center (PICC), World Trade Center (WTC), Rizal Memorial Coliseum, and Philippine Institute of Sports Multipurpose (Philsport) Arena that can accommodate a total of 2,905 possible patients.
The four (4) buildings have water and electrical lines that can be converted into isolation facilities preferably for COVID-19 persons under investigation and persons under monitoring.
Additionally, the open areas in the Cultural Center of the Philippines (CCP), WTC, Philsport Area, Rizal Coliseum, Quezon City Memorial Circle, University of the Philippines-Diliman Campus, and Veterans Memorial Medical Center can also be used as plots where DPWH can install prototype tents. With these available open spaces, an estimated 249 plots inclusive of 747 tents with three (3) tents per plot of 800 square meters (40 meters by 20 meters) can be installed that can accommodate up to 7,470 patients.
“In coordination with the Department of Health, DPWH through the Task Force to Facilitate Augmentation of Local and National Health Facilities headed by Undersecretary Sadain with its technical working group composed of Bureau of Maintenance Director Ernesto S. Gregorio Jr., Bureau of Construction Director Eric A. Ayapana, Bureau of Research and Standard Director Reynaldo G. Tagudando, and Bureau of Design Director Aristarco M. Doroy has drawn up the conversion of wide-open spaces into isolation sites, where prototype tents can be installed. Tents will have proper ventilation and appurtenances, and toilets and bathrooms,” said Secretary Villar.  

©2020 THOUGHTSKOTO
www.jbsolis.com, www.jbsolis.net, www.bahayofw.com

Friday, March 27, 2020

Apply na ONLINE! Dito Ang Paraan ng PAG-IBIG Calamity Loan Hanggang P20K

NARITO ANG TAGALOG NA MGA TANONG AT SAGOT AT PROSESO, PARA SA PAG-APPLY NG PAG-IBIG FUND CALAMITY LOAN.
Mabilis po ang approval sa PAG-IBIG Fund ng calamity loan, at huwag niyo pong eexpect na bibigay sa inyo ang P20K na buo, kasi nakadepende po yan sa laki ng inyong kontribusyon. Ang iba nakakuha P5K lang, ang iba P10K lang at ang iba naman ay umabot ng P15K to P20K ang nakuhang calamity loan.  Kung wala po kayong cash card, pumunta sa PAG-IBIG at mag-inquire. Narito ang mga tanong at sagot, at ang proseso ng pag-apply ng Pag-IBIG fund calamity loan kahit nasa bahay lang pwede kang makapag-apply. Dito sa link na ito, may mga email address kung saan ninyo ipapadala ang inyong application.  https://www.jbsolis.com/2020/03/pag-ibig-calamity-loan-online.html
Members of the Pag-IBIG Fund can avail of the calamity loan amounting to 80% of the member's savings, which average around P20,000. 
SUNDAN PO ANG STEP BY STEP NA PROSESO DITO 

BASAHIN ANG TAGALOG NA TANONG AT SAGOT HINGGIL SA MULTI-PURPOSE LOAN o CALAMITY LOAN SA IBABA

NASA IBABA DIN ANG LINK ng FORM na PUPUNAN para sa CALAMITY LOAN at MULTI-PURPOSE LOAN ng PAG-IBIG.
Ads

Ads
Sponsored Links


Ito ang mensahe ng Pag-IBIG hinggil sa pag-aapply ng CALAMITY LOAN ONLINE gamit ang email. Nasa ibaba po ang mga email address depende kung saang panig man po kayo ng mundo. 

BASAHIN ANG TAGALOG NA TANONG AT SAGOT HINGGIL SA MULTI-PURPOSE LOAN o CALAMITY LOAN SA IBABA
UPDATED as of March 22:
We heard you. We have updated the loan application process to accommodate members who have no access to a printer.
If you do not have access to a printer, you may opt to follow the steps below to digitally fill out loan forms.
Kung hindi maidownload, buksan o kopyahin ang link at ilagay sa Google Chrome Browser or kahit saang browser gamit ang mobile phone
1. Fill out the Fillable Loan Form. Para Idownload ang MULTI PURPOSE LOAN FORM, CLICK ITO!
- Click this link for the fillable Multi-Purpose Loan (MPL) Form https://www.pagibigfund.gov.ph/…/SLF065_MultiPurposeLoanApp…
- Click this link for the fillable Calamity Loan, para naman sa CALAMITY idownload ito Form https://www.pagibigfund.gov.ph/…/SLF066_CalamityLoanApplica…
- Fill out Fillable Loan Form, no need for signature
2. Save the filled-out form as PDF file
3. Send the PDF file via email to you company HR, authorized company representative, or Fund Coordinator along with (1) valid ID and the front and back images of your Loyalty Card Plus, or Landbank, UCPB or DBP cash card.

The company HR, authorized representative, or Fund Coordinator shall e-mail the following to the Pag-IBIG Fund email address designated for your area:
1. Your loan application and requirements
2. The filled-out ‘Employer Confirmation of STL Application’ bearing your name. Your authorized company representative or Fund Coordinator can download this fillable form via this link https://www.pagibigfund.gov.ph/…/Email-Format-Employer-Conf…
Note: Please download an Adobe Acrobat Reader to use the Fillable Forms
BASAHIN ANG TAGALOG NA TANONG AT SAGOT HINGGIL SA MULTI-PURPOSE LOAN o CALAMITY LOAN SA IBABA


SEND YOUR MPL & CALAMITY LOAN APPLICATION VIA EMAIL
Your safety is our priority. That’s why members nationwide can #StayHome and #KeepSafe while transacting with Pag-IBIG Fund.
You may NOW EMAIL your Multi-Purpose Loan (MPL) or Calamity Loan (CL) application to the following email addresses assigned for you based on your work or office address.

NCRNorth@pagibigfund.gov.ph for members served by our GMA Kamuning, Quezon Avenue, Commonwealth Avenue, Cubao, Marikina, Caloocan – EDSA, Valenzuela, Pasig, Mandaluyong - Shaw Zentrum and Antipolo branches

NCRSouth@pagibigfund.gov.ph for those served by our Makati-Buendia I, Binan, Makati-Ayala Avenue, Makati-Buendia II, Makati-JP Rizal, Taguig - Gate 3 Plaza, Guadalupe-EDSA, Muntinlupa, SM Aura, Intramuros, Sta. Mesa, Binondo, Pasay, Las Pinas-Robinsons Place, Paranaque, Imus, Rosario, and Dasmarinas branches

Ilocos@pagibigfund.gov.ph for members served by our La Union, Laoag, Vigan, Dagupan, Urdaneta, and Baguio branches

Cagayanvalley@pagibigfund.gov.ph for those served by our Tuguegarao, Solano, and Cauayan branches

Centralluzon@pagibigfund.gov.ph for members served by our San Fernando, Tarlac, Angeles, SBMA, Balanga, Malolos, Baliwag, Cabanatuan, and Meycauayan branches

Southerntagalog@pagibigfund.gov.ph for members served by our Lucena, Batangas, Lipa, Calamba, San Pablo, Sta. Rosa, Calapan, and Palawan branches

Bicol@pagibigfund.gov.ph for members served by our Legazpi and Naga branches

Centraleastvisayas@pagibigfund.gov.ph for those served by our Cebu-Ayala, Dumaguete, Talisay, Toledo, Cebu-Colon, Mandaue, Danao, Mactan, Tagbilaran, Tacloban, Calbayog, and Ormoc branches

Westvisayas@pagibigfund.gov.ph for members served by our Iloilo-Manduriao, Iloillo-Molo, Kalibo, San Jose de Buenavista, Roxas, Bacolod, Kabankalan, and Sagay branches
Northmindanao@pagibigfund.gov.ph for those served by our CDO-Lapasan, CDO-Carmen, Valencia, Butuan, San Francisco, Surigao, and Iligan branches


Westmindanao@pagibigfund.gov.ph for members served by our Zamboanga, Dipolog, and Pagadian branches

Southwestmindanao@pagibigfund.gov.ph for members served by our Davao-Bajada, Davao-Matina, Davao-Lanang, Digos, Tagum, Panabo, General Santos, Polomolok, Koronadal, Kidapawan, and Cotabato branches







Narito ang mga sagot sa karaniwang tanong tungkol sa ligtas na pag-apply ng Multi-Purpose Loan (MPL) at Calamity Loan gamit ang EMAIL. Patuloy kaming magdaragdag ng impormasyon dito, kaya’y i-BOOKMARK ang page na ito upang manatiling updated.


Maraming Salamat po.

1. Ano po itong MPL and CL E-Mail Filing ng Pag-IBIG Fund?

Ito po ang pinakaligtas na paraan para makapag-apply ka ng Pag-IBIG Fund Multi-Purpose Loan (MPL) or Calamity Loan ngayong lahat tayo ay nag-iingat laban sa COVID-19.


2. Paano po ang proseso ng E-Mail Filing? Paano ako makakapag-apply ng MPL o Calamity Loan sa ngayong wala kaming pasok sa kumpanya at hindi kami maaaring lumabas ng bahay?

Habang tayo ay umiiwas sa panganib na dulot ng COVID-19, sundin po ang mga sumusunod upang makapag-apply ng MPL o Calamity Loan: 
Kung hindi maidownload, buksan o kopyahin ang link at ilagay sa Google Chrome Browser or kahit saang browser gamit ang mobile phone
Magdownload ng MPL 
(NANDITO ANG FORM NG MULTI-PURPOSE LOAN

o Calamity Loan application form 
(NANDITO ANG FORM NG CALAMITY LOAN) 

mula sa Pag-IBIG Fund website. I-print ito, punan ang kailangang impormasyon at pirmahan. Kasama na din po dapat ang pirma ng dalawang (2) witnesses 
I-scan o kunan ito ng litrato upang maipadala sa inyong company HR, authorized representative o Fund Coordinator. Sila naman ang magpri-print nito para pirmahan ang Application Agreement portion. Matapos nila itong pirmahan, sila naman ang mag-iiscan o kukuha ng litrato dito upang ipadala pabalik sa inyo 
I-scan o kunan ng litrato ang isang valid ID, at ang iyong Landbank, DBP, UCPB Cashcard o Loyalty Card Plus, kung alinman ang mayroon ka. Kung Loyalty Card Plus and ipapadala, kunan ng malinaw ang harap at likod ng card. 
Ipadala ang inyong loan application na may pirma mo at ng inyong employer, valid ID at cashcard sa email address na inilaan ng Pag-IBIG Fund sa iyo, na base sa main office ng iyong employer. 
Puwede din naman na ang employer ninyo na ang mag-email ng inyong application form at ibang documentary requirements sa email address na inilaan ng Pag-IBIG Fund sa inyo, na base sa main office ng iyong employer. Depende na po ito sa usapan niyo sa inyong employer. 


3. Paano kung wala akong scanner at printer sa bahay, may ibang paraan ba para mag-apply?


Kapag ganito ang sitwasyon, gamitin po ninyo ang fillable forms sa aming website. Narito po ang proseso: 
Gamit ang smartphone o computer, punan ang MPL o Calamity Loan Fillable Application Form na maaaring ma-download mula sa Pag-IBIG Fund website. 
I-save ang kinumpletong form. Hindi niyo na kailangan i-print at pirmahan ang fillable form na ito. 
I-email sa inyong company HR, authorized representative o Fund Coordinator, kasama ang litrato ng isang valid ID niyo, ganun din ang litrato ng iyong Landbank, DBP o UCPB Cashcard o ‘di kaya ay Loyalty Card Plus. Kung Loyalty Card Plus ang inyong ipapadala, kunan ng malinaw na litrato ang harap at likod ng card. 
Sa ganitong proseso, ang inyong company HR lamang ang maaaring magpadala via email ng inyong loan application sa Pag-IBIG Fund. Sila ay maglalakip ng isang certification na nagpapatunay na ikaw ay empleyado ng kanilang kumpanya at tunay na nag-aapply para sa Pag-IBIG Fund MPL o Calamity Loan. 



4. Bakit kailangan pang pirmahan o i-certify ng company ko ang loan application ko?


Ito po ay isang paraan ng Pag-IBIG Fund upang protektahan ang inyong benepisyo at maseguro na ang inyong loan application ay lehitimo. Paraan din ito upang i-certify ng inyong employer ang inyong kakayanang mabayaran ang inyong Pag-IBIG Fund MPL o Calamity Loan.


5. Kailangan pa po ba ng payslip? Sarado po ang opisina namin ngayon. Hindi ako makakakuha ng requirements.


Hindi na po ito kailangan sa pansamantalang prosesong ito.


Ang pagpirma sa Application Agreement o pagpapadala ng Employer Confirmation of STL Application ng inyong employer ay sapat na upang magpatunay na kayo ay may kakayahang humiram sa MPL or Calamity Loan program ng Pag-IBIG Fund at nagpapakita ng pagsang-ayon nila na ibabawas sa inyong suweldo ang buwanang bayad sa inyong loan sa oras na ito ay kailangang bayaran na.


6. Puwede na ba akong mag-apply ng Pag-IBIG Fund MPL?


Kung ikaw ay may at least 24 monthly savings (contributions), puwede ka ng mag-apply. Hindi po kailangang tuloy-tuloy ang hulog. Ang importante ay may isang hulog ka within the last six (6) months


7. Magkano ang mahihiram ko sa ilalim ng Pag-IBIG Fund MPL?


Ang mahihiram ninyo ay hanggang 80% ng inyong kabuuang naipon sa ilalim ng iyong Pag-IBIG Regular Savings na binubuo ng hinuhulog mo buwan-buwan, yung counterpart na hulog ng iyong employer (kung ikaw ay employed), at yung kinikitang dibidendo ng iyong hulog taun-taon.


8. Puwede na din ba akong mag-apply ng Pag-IBIG Fund Calamity Loan?


Kung ikaw ay naninirahan o ‘di kaya’y ang iyong trabaho ay nasa isang lugar na nasa ilalim ng Enhanced Community Quarantine, at may at least 24 monthly savings (contributions), puwede ka nang mag-apply. At tulad sa Pag-IBIG Fund MPL, hindi po kailangang tuloy-tuloy ang hulog. Ang importante ay may isang hulog ka within the last six (6) months



9. Magkano po ang mahihiram ko sa ilalim ng Pag-IBIG Fund Calamity Loan?


Katulad ng MPL, ang mahihiram ninyo ay hanggang 80% ng inyong kabuuang naipon sa ilalim ng iyong Pag-IBIG Regular Savings na binubuo ng hinuhulog mo buwan-buwan, yung counterpart na hulog ng iyong employer (kung ikaw ay employed), at yung kinikitang dibidendo ng iyong hulog taun-taon.


10. May existing Pag-IBIG Fund MPL po ako. Maaari pa din ba akong mag-Calamity Loan?


Opo, basta’t updated kayo sa pagbabayad ng inyong MPL at kung mayroon man, ng inyong Pag-IBIG Fund Housing Loan, bago ipatupad ang enhanced community quarantine nitong Marso 16, 2020.Kukuwentahin po namin ang 80% ng inyong Pag-IBIG Regular Savings at kung magkano pa ang balanse ng inyong MPL. Ang diperensya ang halagang inyong mahihiram.


11. Paano naman kung may existing Pag-IBIG Fund MPL po ako. Maaari pa din ba akong mag-MPL uli?


Opo, basta’t may at least anim (6) na buwang bayad na kayo sa inyong existing MPL. Dapat din ay updated kayo sa pagbabayad ng inyong MPL, at kung mayroon man, sa inyong pagbabayad sa inyong Pag-IBIG Fund Housing Loan, bago maipatupad ang enhanced community quarantine nitong Marso 16, 2020. Ibabawas na lamang po namin sa inyong mahihiram ang balanse ng inyong existing MPL.


12. Gaano katagal bago ma-approve ang loan ko?


Oras na matanggap namin mula sa inyo o sa inyong employer ang inyong loan application at ang kumpletong requirements nito, maaari po ninyong matanggap ang inyong loan sa loob ng pito (7) hanggang dalawampung (20) araw. Humihingi po kami ng konting pasensya at pang-unawa kung mas matagal kaysa dati ang pag-process ng inyong loan dala ng kasalukuyan nating sitwasyon.



13. Ano po ang mangyayari sa loan application ko na nai-submit ko bago ipatupad ang enhanced community quarantine dito sa aming lugar?


Patuloy po ang pagpoposeso namin ng mga loan applications na natanggap bago ipatupad ang enhanced community quarantine.


14. Paano ko malalaman kung approved ang loan ko?


Makakatanggap po kayo ng text message mula sa Pag-IBIG Fund kung ang inyong loan ay na-approve at nai-credit na sa inyong Loyalty Card Plus, LandBank, DBP o UCPB cashcard. Paalala po, walang processing fee sa pagproseso ng inyong loan.


15. Saang email address po ipapadala ang loan application?


Ipadala po ninyo ang inyong aplikasyon at ang mga kalakip na requirements nito sa email address na nakalaan para sa inyo. Puwede din na ang employer mo ang magpadala ng inyong aplikasyon, muli, depende sa usapan ninyo. 
NCRNorth@pagibigfund.gov.ph 


Para sa mga miyembro at employers na sakop ng aming GMA Kamuning, Quezon Avenue, Commonwealth Avenue, Cubao, Marikina, Caloocan – EDSA, Valenzuela, Pasig, Mandaluyong - Shaw Zentrum and Antipolo branches 
NCRSouth@pagibigfund.gov.ph 


Para sa mga miyembro at employers na sakop ng aming Makati-Buendia I, Binan, Makati-Ayala Avenue, Makati-Buendia II, Makati-JP Rizal, Taguig - Gate 3 Plaza, Guadalupe-EDSA, Muntinlupa, SM Aura, Intramuros, Sta. Mesa, Binondo, Pasay, Las Pinas-Robinsons Place, Paranaque, Imus, Rosario, and Dasmarinas branches 
Ilocos@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming La Union, Laoag, Vigan, Dagupan, Urdaneta, and Baguio branches 
Cagayanvalley@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Tuguegarao, Solano, and Cauayan branches 
Centralluzon@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming San Fernando, Tarlac, Angeles, SBMA, Balanga, Malolos, Baliwag, Cabanatuan, and Meycauayan branches 
Southerntagalog@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Lucena, Batangas, Lipa, Calamba, San Pablo, Sta. Rosa, Calapan, and Palawan branches 
Bicol@pagibigfund.gov.ph 



Para sa mga miyembro at employer na sakop ng aming Legazpi and Naga branches 
Centraleastvisayas@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Cebu-Ayala, Dumaguete, Talisay, Toledo, Cebu-Colon, Mandaue, Danao, Mactan, Tagbilaran, Tacloban, Calbayog, and Ormoc branches 
Westvisayas@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Iloilo-Manduriao, Iloillo-Molo, Kalibo, San Jose de Buenavista, Roxas, Bacolod, Kabankalan, and Sagay branches 
Northmindanao@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming CDO-Lapasan, CDO-Carmen, Valencia, Butuan, San Francisco, Surigao, and Iligan branches 
Westmindanao@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Zamboanga, Dipolog, and Pagadian branches 
Southwestmindanao@pagibigfund.gov.ph 


Para sa mga miyembro at employer na sakop ng aming Davao-Bajada, Davao-Matina, Davao-Lanang, Digos, Tagum, Panabo, General Santos, Polomolok, Koronadal, Kidapawan, and Cotabato branches











©2020 THOUGHTSKOTO