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Tuesday, October 09, 2018

9 Laws in UAE You Might Accidentally Violate That'll Cost You a Fine, Jail Term or Deportation




It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers.

So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison.

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1. Jaywalking

In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
2. Photography

Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you.

Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time.

There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents.

Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
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3. Foul language

Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji.

Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
4. Flashing your middle finger

Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
5. Dirty cars and washing your car in public

Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. 

"This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
6. Littering, Spitting, and Burning Waste

Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads.

On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
7. A Bounced Cheque

Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail.

8. Fund Raising Activity

Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
9. Sharing Secrets

Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. 

Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.
It said that ignorance of the law excuses no one. This is not only applicable here in the Philippines but also in other countries where stricter implementation of the law is enforced like in the United Arab Emirates (UAE) where many Filipinos resides or work as overseas workers. So if you are an OFW in UAE, you should watch out with these nine simple laws that you might accidentally break and make you land into a difficult situation, get fined or prison. 1. Jaywalking In Abu Dhabi alone, Some 50, 595 pedestrians were ticketed for crossing roads illegally last year. The Traffic and Patrol Directorate advised pedestrians to use underpasses, bridges and zebra lines to cross the roads and urge motorist to slow down and give them the right of way. This traffic violation will incur you a fine of Dh400. 2. Photography Taking and publishing pictures of people without their permission is considered illegal in the UAE. It is considered a breach of privacy especially if the affected party files a complaint against you. Fines for cybercrime in the UAE ranges from Dh150,000 to Dh200,000 along with a jail time. There is more. The UAE's Ministry of Interior says that snapping photos or videos of traffic accidents and posting them online is a violation of the law. It is also illegal to post images or videos of aviation accidents. Anyone who found guilty of this may face life imprisonment and/or a fine of Dh50,000 to Dh3 million, as well as deportation. 3. Texting in foul language Watch your mouth especially if you are in UAE. Don't you know that you cannot just drop the F-bomb in public? Yes, because this is a criminal offense. Aside from this, it is also against the law to use abusive language in text or chat such as 'middle finger' emoji. Under the UAE’s cybercrime laws, anyone convicted faces a fine of up to Dhs500,000, a prison sentence, and deportation. Article 20 states that slander, using abusive language, or insulting another person or entity using a computer network or any information technology means is a punishable crime. 4. Flashing your middle finger Flashing your middle finger in UAE is offensive and will get you deported. This hand gesture is a violation of dignity and honor under the UAE Penal Code. According to the Federal Penal Law, deportation has been compulsory against those found guilty of flashing their middle finger in public for several years now. 5. Dirty cars and washing your car in public Your unkempt and dirty vehicle may cost you Dh500 fines. Authorities have warned the public not to leave their cars unwashed for a long time. It said that this is uncivilized behavior that can tarnish the aesthetic appearance of the city. Aside from this don't you know that washing your car in public parking space or in front of buildings in UAE is illegal? Also, there is a regulation that bans washing a car in residential areas. "This violation affects the environment as the dirty water breeds diseases and fouls the area. It also sullies the aesthetic look of the city and makes the place messy," Car owners who pay illegal car washers on public streets or residential areas will be fined Dh 250 while illegal car washers will be fined Dh500. 6. Littering, Spitting, and Burning Waste Anyone who caught littering while walking or throwing out garbage from a vehicle may cost a fine of Dh500. This includes throwing your cigarette buts on the road, in the streets or in the park. In 2017, in Dubai alone, 1,800 people are fined for littering in public places while 500 residents were also fined for spitting on public roads. On the other hand, you may be fined of Dh100 for disposing of waste by burning it in an unauthorized manner. 7. A Bounced Cheque Under UAE Law, the criminal court may convict the person who issues a check that bounced if the receiver files a complaint in the police station. The conviction will be based on evidence provided by the complainant. The criminal court may give the issuer of the cheque a two option either he will pay the money or go to jail. 8. Fund Raising Activity Before you solicit money for a cause or charity, make sure you have a permit to do so. Organizations are required to seek authorization for activities and register the personal details of volunteers. Under the law, it is illegal to conduct volunteering and fundraising activities without authorization. 9. Sharing Secrets Article 379 of the UAE Penal Code states that punishment by detention for a period of not less than one year and by a fine of not less than Dh20,000, or either of these two penalties, shall apply to anyone who is entrusted with a secret by virtue of his profession, trade, position or art and who discloses it in cases other than those lawfully permitted. Privacy, defamation, and confidentiality are taken very seriously under UAE laws. You are also not allowed to publish information or make false defamatory or accusatory statements that could raise public hatred or contempt against an individual or enterprise.

 This article is filed under UAE laws, laws and regulations, deportation, fines, prison term, jaywalking violation, expat laws, photography laws in UAE and traffic laws.

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Monday, October 08, 2018

Filipina Arrested In Hong Kong For Crimes She Committed Two Years Ago


It is a very sad truth that oftentimes, people can do awful and unimaginable things even to their compatriot just for the sake of money. The fortunate thing is that without even thinking about it, the suspect was arrested and now facing charges for the fraud she did a couple of years ago.  
The Hong Kong police confirmed that a Filipina was arrested in August due to her alleged involvement in a recruitment scam that victimized hundreds of overseas Filipino workers (OFW) two years ago.

The suspect Ody Lai Puk-yim 56-year-old   was arrested at the Hong Kong International Airport for alleged conspiracy to defraud and money laundering when she returned from a trip to Manila.

It is a very sad truth that oftentimes, people can do awful and unimaginable things even to their compatriot just for the sake of money. The fortunate thing is that without even thinking about it, the suspect was arrested and now facing charges for the fraud she did a couple of years ago. The Hong Kong police confirmed that a Filipina was arrested in August due to her alleged involvement in a recruitment scam that victimized hundreds of overseas Filipino workers (OFW) two years ago. The suspect Ody Lai Puk-yim 56-year-old was arrested at the Hong Kong International Airport for alleged conspiracy to defraud and money laundering when she returned from a trip to Manila. Ads Sponsored Links however, Lai was allowed to post bail and was told to report to the police in mid-October as the complaints against her were still uder investigation. Consul Paulo Saret, the head of the consulate’s assistance to nationals section, said Lai’s bail condition was that she could not travel outside Hong Kong without permission from police. Lai is suspected of involvement in the recruitment of about 600 Filipinos in Hong Kong, Macau, and the Philippines for non-existent high-paying jobs in Britain and Canada in 2016. Each domestic worker reportedly paid processing fees of HK$10,000 to HK$15,000 (US$1,280-$1,920) to a 65-year-od Filipina Ester Ylagan, the co-owner of the defunct Emry’s Service Staff and Employment Agency. Ylagan was a friend of Lai and was arrested in June this year in Hong Kong. The two women were also suspected of involvement in the transfer of about KH$10 million to several countries as far apart as Malaysia, Turkey, and Burkina Faso at about the same time. Documents showing the transfers were reportedly unearthed by lawyers looking into the recruitment scam and turned over to police. Filed under the category of Hong Kong police, Filipina, recruitment scam, overseas Filipino workers, Hong Kong International Airport, Manila


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However, Lai was allowed to post bail and was told to report to the police in mid-October as the complaints against her were still under investigation.

Consul Paulo Saret, the head of the consulate’s assistance to nationals section, said Lai’s bail condition was that she could not travel outside Hong Kong without permission from police.

Lai is suspected of involvement in the recruitment of about 600 Filipinos in Hong Kong, Macau, and the Philippines for non-existent high-paying jobs in Britain and Canada in 2016.

Each domestic worker reportedly paid processing fees of HK$10,000 to HK$15,000 (US$1,280-$1,920) to a 65-year-od Filipina Ester Ylagan, the co-owner of the defunct Emry’s Service Staff and Employment Agency.

Ylagan was a friend of Lai and was arrested in June this year in Hong Kong. The two women were also suspected of involvement in the transfer of about KH$10 million to several countries as far apart as Malaysia, Turkey, and Burkina Faso at about the same time.

Documents showing the transfers were reportedly unearthed by lawyers looking into the recruitment scam and turned over to police.
It is a very sad truth that oftentimes, people can do awful and unimaginable things even to their compatriot just for the sake of money. The fortunate thing is that without even thinking about it, the suspect was arrested and now facing charges for the fraud she did a couple of years ago. The Hong Kong police confirmed that a Filipina was arrested in August due to her alleged involvement in a recruitment scam that victimized hundreds of overseas Filipino workers (OFW) two years ago. The suspect Ody Lai Puk-yim 56-year-old was arrested at the Hong Kong International Airport for alleged conspiracy to defraud and money laundering when she returned from a trip to Manila. Ads Sponsored Links however, Lai was allowed to post bail and was told to report to the police in mid-October as the complaints against her were still uder investigation. Consul Paulo Saret, the head of the consulate’s assistance to nationals section, said Lai’s bail condition was that she could not travel outside Hong Kong without permission from police. Lai is suspected of involvement in the recruitment of about 600 Filipinos in Hong Kong, Macau, and the Philippines for non-existent high-paying jobs in Britain and Canada in 2016. Each domestic worker reportedly paid processing fees of HK$10,000 to HK$15,000 (US$1,280-$1,920) to a 65-year-od Filipina Ester Ylagan, the co-owner of the defunct Emry’s Service Staff and Employment Agency. Ylagan was a friend of Lai and was arrested in June this year in Hong Kong. The two women were also suspected of involvement in the transfer of about KH$10 million to several countries as far apart as Malaysia, Turkey, and Burkina Faso at about the same time. Documents showing the transfers were reportedly unearthed by lawyers looking into the recruitment scam and turned over to police. Filed under the category of Hong Kong police, Filipina, recruitment scam, overseas Filipino workers, Hong Kong International Airport, Manila
Filed under the category of Hong Kong police, Filipina, recruitment scam,  overseas Filipino workers, Hong Kong International Airport, Manila
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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA. Ads Sponsored Links A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA). The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah. The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown. The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families. The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box. Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead He assured that they will render assistance to help both OFWs. Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia, stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
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Friday, October 05, 2018

What Caused OFW Remittance Drop From The Middle East?

Due to the high inflation rate which causes the price of almost everything to shoot up, the families of the overseas Filipino workers require more remittances coming from their breadwinner to catch up with the rising prices. However, instead of the inflation to cause the remittances to increase, the Bangko Sentral Ng Pilipinas statistics are telling otherwise.
Due to the high inflation rate which causes the price of almost everything to shoot up, the families of the overseas Filipino workers require more remittances coming from their breadwinner to catch up with the rising prices. However, instead of the inflation to cause the remittances to increase, the Bangko Sentral Ng Pilipinas statistics are telling otherwise. Ads Sponsored Links Cash remittance from Filipino workers (OFW), particularly those in the Middle East, saw a steep decline from January to July this year, figures from the Central Bank of the Philippines (BSP) show. A lawmaker noted that even the lifting of the ban on the deployment of Filipinos to Kuwait last May failed to stop the remittance plunge. Based on the latest BSP data, there was a 15 percent decrease in remittances from OFWs in the Middle East, although fund transfers from Libya and Israel fell the most at 73 percent and 61 percent respectively. With that, Rep. Henry Ong, chairman of the House Committee Chair on Banks & Financial Intermediaries, said the policy shift in OFW deployment priorities must happen “sooner rather than later.” “Filipinos are being held hostage by armed groups in Libya. Israel recently welcomed President Rodrigo Duterte on a brief visit. However, the remittances from these two countries pale in comparison with those from Saudi Arabia, the United Arab Emirates, Bahrain, Kuwait, and Oman, which were in the high double-digit percentages decline,” he said. Remittances from Kuwait fell by 20.4 percent despite the resumption of OFW deployment last May. Bahrain showed negative 22.9 percent, transfers from Oman dropped by 38.3 percent and Saudi Arabia showed a slide of 10.4 percent. Qatar is the exception. The remittances decline from Filipino workers there was only 6.3 percent. Meanwhile, aside from the decrease in cash remittance, the Philippines also suffered a decline in the deployment of OFWs in 2017 after 10 years of continuous growth. Remittances from overseas Filipino workers (OFWs) dropped by 4.5 percent in June to clock in at $2.4 billion, down from the $2.5 billion received in May and breaking the trend growth in inflows. In a statement, the Bangko Sentral ng Pilipinas (BSP) said they recorded lower OFW transfers from the Middle East, particularly from those in the United Arab Emirates, Saudi Arabia, and Kuwait. These are particularly the areas covered by deployment ban for OFWs announced by President Rodrigo Duterte in early 2018. This brought total remittances to $14.2 billion during the first semester, just 2.7 percent higher from a year ago. The BSP is seeing remittances to go four percent higher in 2018. Meanwhile, the overall remittances which came from countries other than the Middle East seem to bounce back recently. File under the category of high inflation rate, overseas Filipino workers , remittances, statistics,Bangko Sentral Ng Pilipinas


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Cash remittance from Filipino workers (OFW), particularly those in the Middle East, saw a steep decline from January to July this year, figures from the Central Bank of the Philippines (BSP) show.


A lawmaker noted that even the lifting of the ban on the deployment of Filipinos to Kuwait last May failed to stop the remittance plunge.

Based on the latest BSP data, there was a 15 percent decrease in remittances from OFWs in the Middle East, although fund transfers from Libya and Israel fell the most at 73 percent and 61 percent respectively.

With that, Rep. Henry Ong, chairman of the House Committee Chair on Banks & Financial Intermediaries, said the policy shift in OFW deployment priorities must happen “sooner rather than later.”

“Filipinos are being held hostage by armed groups in Libya. Israel recently welcomed President Rodrigo Duterte on a brief visit. However, the remittances from these two countries pale in comparison with those from Saudi Arabia, the United Arab Emirates, Bahrain, Kuwait, and Oman, which were in the high double-digit percentages decline,” he said.

Remittances from Kuwait fell by 20.4 percent despite the resumption of OFW deployment last May. Bahrain showed negative 22.9 percent, transfers from Oman dropped by 38.3 percent and Saudi Arabia showed a slide of 10.4 percent. 

Qatar is the exception. The remittances decline from Filipino workers there was only 6.3 percent.

Meanwhile, aside from the decrease in cash remittance, the Philippines also suffered a decline in the deployment of OFWs in 2017 after 10 years of continuous growth.

Remittances from overseas Filipino workers (OFWs) dropped by 4.5 percent in June to clock in at $2.4 billion, down from the $2.5 billion received in May and breaking the trend growth in inflows.

In a statement, the Bangko Sentral ng Pilipinas (BSP) said they recorded lower OFW transfers from the Middle East, particularly from those in the United Arab Emirates, Saudi Arabia, and Kuwait.

These are particularly the areas covered by deployment ban for OFWs announced by President Rodrigo Duterte in early 2018.

This brought total remittances to $14.2 billion during the first semester, just 2.7 percent higher from a year ago.

The BSP is seeing remittances to go four percent higher in 2018.

Meanwhile, the overall remittances which came from countries other than the Middle East seem to bounce back recently.
File under the category of high inflation rate, overseas Filipino workers , remittances,  statistics,Bangko Sentral Ng Pilipinas

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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA. Ads Sponsored Links A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA). The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah. The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown. The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families. The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box. Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead He assured that they will render assistance to help both OFWs. Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia, stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
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New Insurance Scheme To Protect HSWs In UAE Starting This Month

A large proportion of overseas Filipino workers(OFW) deployed in different parts of the world are household service workers (HSWs). A new announcement from the  Ministry of Human Resources and Emiratization (MOHRE) has shed a new light on the HSW sector in the United Arab Emirates.

A large proportion of overseas Filipino workers(OFW) deployed in different parts of the world are household service workers (HSWs). A new announcement from the Ministry of Human Resources and Emiratization (MOHRE) has shed a new light on the HSW sector in the United Arab Emirates. Ads Sponsored Links MOHRE announced that the currently mandatory Dh3,000 bank guarantee deposit per worker will be replaced by an annual Dh60 insurance per worker starting this month. The implementation of the new system will result in the price of hiring household service workers (HSWs) in the UAE to become cheaper once the new insurance scheme is implemented. The insurance policy will cover end-of-service benefits, vacation and overtime allowance, return air ticket, unpaid wages, and cases of the work injury. The insurance will also cover the cost of replacing the worker for health reasons or if the domestic worker wants to cancel the working relationship with the employer. The total amount covered by the insurance is Dh20,000. MOHRE will begin disbursing the bank guarantees paid earlier by private employers amounting to Dh14 million starting October 15. Those who had salary-related violations six months before work permit renewal, however, would not be able to reimburse their bank guarantees. The insurance scheme was one of the new laws approved by His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, in June. “Our goal is to remain a top destination for ease of doing business, through an agile economy based on flexibility and openness,” the UAE Vice President said in June. Filed under the category of overseas Filipino workers(OFW), household service workers, Ministry of Human Resources and Emiratization, HSW, United Arab Emirates
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MOHRE announced that the currently mandatory Dh3,000 bank guarantee deposit per worker will be replaced by an annual Dh60 insurance per worker starting this month.

The implementation of the new system will result in the price of hiring household service workers (HSWs) in the UAE to become cheaper once the new insurance scheme is implemented.

The insurance policy will cover end-of-service benefits, vacation and overtime allowance, return air ticket, unpaid wages, and cases of the work injury.

The insurance will also cover the cost of replacing the worker for health reasons or if the domestic worker wants to cancel the working relationship with the employer. The total amount covered by the insurance is Dh20,000.

MOHRE will begin disbursing the bank guarantees paid earlier by private employers amounting to Dh14 million starting October 15. Those who had salary-related violations six months before work permit renewal, however, would not be able to reimburse their bank guarantees.

The insurance scheme was one of the new laws approved by His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, in June.

The UAE Vice President said in June that UAE goal "is to remain a top destination for ease of doing business, through an agile economy based on flexibility and openness.” 
Filed under the category of overseas Filipino workers(OFW), household service workers, Ministry of Human Resources and Emiratization, HSW, United Arab Emirates
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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA. Ads Sponsored Links A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA). The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah. The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown. The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families. The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box. Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead He assured that they will render assistance to help both OFWs. Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia, stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
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Thursday, October 04, 2018

OFW Sexually Harassed By Employer Caught On Video

Recording a video footage without permission is prohibited in the Middle Eastern Countries. However, it can also be used effectively to fight abuse and sexual harassment. An overseas Filipino worker (OFW) sought the help of the netizens and recorded an actual video of her employer sexually harassing her. The video which circulated on social media has reached the attention of mainstream media and the Philippine Embassy in Saudi Arabia as well.

Recording a video footage without permission is prohibited in the Middle Eastern Countries. However, it can also be used effectively to fight abuse and sexual harassment. An overseas Filipino worker (OFW) sought the help of the netizens and recorded an actual video of her employer sexually harassing her. The video which circulated on social media has reached the attention of mainstream media and the Philippine Embassy in Saudi Arabia as well. Ads Sponsored Links A Filipino domestic helper in Saudi Arabia is appealing for help as she accused her employer of molesting her. The victim, "Hilda," real name withheld, was able to secretly take video of the incident through her smartphone and send it to her cousin, "Sarah," who managed to show the video to groups of OFW advocates. The OFW was in the kitchen washing the dishes. The man approached her and touched her. according to Sarah, the man was interrupted and went away when her wife called him. Knowing that the man would come back, the OFW secretly set up her smartphone to record the video. The OFW said that it was not the first time that the man was doing it to her. Sarah narrated that Hilda has shown the video to her employer's wife, but the wife got angry and told her to delete the video and even threatened her. She was even warned not to report the incident to the authorities. Her male employer who was doing the harassment is said to be a policeman. Sarah said that the last time she had a conversation with Hilda was on October 1. Sarah has already sought the help of various OFW advocate groups as well as to Philippine officials in Saudi Arabia. Consul General Edgar Badajos said he has already endorsed Hilda's case to Vice Consul Von Ferrera of the Philippine Embassy in Saudi Arabia. Filed under the category of abuse and sexual harassment, Middle Eastern Countries,video, overseas Filipino worker, social media, Philippine Embassy, Saudi
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A Filipino household service worker in Saudi Arabia is appealing for help as she accused her employer of molesting her.

The victim, "Hilda," real name withheld, was able to secretly recorded the video of the incident through her smartphone and sent it to her cousin, "Sarah," who managed to show the video to groups of OFW advocates.

The OFW was in the kitchen washing the dishes. The man approached her and touched her. according to Sarah, the man was interrupted and went away when her wife called him. Knowing that the man would come back, the OFW secretly set up her smartphone to record the video. The OFW said that it was not the first time that the man was doing it to her.

Sarah narrated that Hilda has shown the video to her employer's wife, but the wife got angry and told her to delete the video and even threatened her. She was even warned not to report the incident to the authorities. Her male employer who was doing the harassment is said to be a policeman.
Sarah said that the last time she had a conversation with Hilda was on October 1.

Sarah has already sought the help of various OFW advocate groups as well as to Philippine officials in Saudi Arabia.

Consul General Edgar Badajos said he has already endorsed Hilda's case to Vice Consul Von Ferrera of the Philippine Embassy in Saudi Arabia.
Filed under the category of  abuse and sexual harassment, Middle Eastern Countries,video, overseas Filipino worker,  social media, Philippine Embassy, Saudi Arabia
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As overseas Filipino workers (OFW) working in an unfamiliar territory, we feel comfortable whenever we see a compatriot or a fellow Filipino abroad. In some instances, very unfortunate things happen like getting into a trouble because of a fellow Filipino. The Department of Foreign Affairs (DFA) and the Consulate General in Saudi Arabia confirmed that an OFW was stabbed and killed by a fellow OFW in Jeddah, KSA. Ads Sponsored Links A Filipino was stabbed and killed by a fellow Filipino in Jeddah, Saudi Arabia, according to the confirmation of the Department of Foreign Affairs (DFA). The victim (name withheld) was a 29-year-old from Datu Odin Sinsuat, Maguindanao, who worked as a family driver in Jeddah. The suspect (name withheld), a 34-year-old from Capiz, also a driver for the same family The suspect remains under police custody after he was arrested immediately after the incident. The two "allegedly engaged in a fistfight in front of the house of their employer that ended in the victim getting fatally stabbed by his fellow driver." The motive of the stabbing is still unknown. The Consulate General and the Philippine Overseas Labor Office in Jeddah will extend full assistance to both Filipinos as well as their families. The victim is set for a vacation to the Philippines soon but the incident turned out to be unfortunate that he will come home inside a box. Consul General Edgar Badajos said that the suspect is facing a death sentence as per Saudi Sharia law. However, since they are both Filipinos, it is possible that the victim's family could instead He assured that they will render assistance to help both OFWs. Filed under the category of overseas Filipino workers, Filipino abroad, Department of Foreign Affairs (DFA), Saudi Arabia, stabbed, Jeddah, KSA

More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings
More often, families with overseas Filipino workers (OFW) rely on their OFW breadwinner in providing their needs and without doing any efforts to have extra income. They use the money they receive to pay their bills, rents, mortgages, etc. They tend to spend the remittances they receive and wait for the next remittance when the money is over without any savings. This is the reason why no matter how long the OFWs exhaust themselves working overseas, they are still coming home broke and without any savings. Encouraging our spouse or anyone who is responsible for the remittances you send to save could be a great help and could guarantee a hassle-free retirement, much more if they placed this savings to a profitable investment. Ads Sponsored Links Stick to a budget schedule Convince your spouse to make a monthly budget and commit to saving a portion of the monthly remittance. They could also spend the remaining part of the budget after setting aside the savings. No matter how small the savings, it could mean a lot after a period of time you regularly do it. Use the credit card wisely or do not use it at all Credit cards could be an advantage when purchasing but it can also lure the holder to spend more. Whenever possible, avoid using credit cards and use cash instead. It would save you from paying extra charges and interests which can really raise your spending. The best rule should be, do not spend the money you do not have. Always make a list of important things to buy Many OFW spouses tend to go on a shopping spree just after receiving the remittance and let their impulses lead in which items they like to buy at the very moment without putting their priorities on the things they really needed. Encourage them to develop a habit and discipline of making a list of the things they need to prioritize during shopping and strictly follow what is on the list to avoid spending too much on the things that are not really important. Live a lifestyle that suits your income Many OFW spouses live like one day millionaire. after claiming the remittances you sent, they will go straight to the mall, eat at the fast-food chain of their choice, go on a shopping spree buying what they want without even thinking if they still have the money to go through the month until the next remittance. If their budget got short, they would borrow money from someone which would cause the next budget to bear the shortage and the cycle goes on. There's nothing wrong with being generous but not too much Advise your spouse to exercise caution when giving help to extended families, relatives or friends. There is nothing wrong with extending help but there has to be a limitation. This would avoid them to become dependent on your assistance that they would knock your everytime they need financial help. Working overseas is not forever and you will eventually come home for good. It is you and your spouse who need to work hand-in-hand to succeed. Together you must find ways to take care of your finances and save for the future of your family. Filed under the category of overseas Filipino workers, extra income, bills, rents, mortgages, remittances, working overseas, retirement, investment, savings

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