Narito ang listahan ng mga online lending apps and website and companies. Please note na ang Securities and Exchange Commission ay patuloy na minomonitor at hinahabol ang mga illegal online cash loan na websites and apps, lalo na ang mga nanghaharass at nagpapahiya sa mga nanghihiram.
Ang JBSOLIS.COM ay hindi iniindorso ang mga apps, websites at lending companies na ito at hindi kami affiliated sa alinman sa kanila. Ang tanging hangarin lamang namin ay maipaalam sa publiko ang mga lending platforms na ito at maeducate ang mga visitors ng mga legal at legit na nagpapautang online for reference. Panoorin ang video sa ibaba:
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Video: Opisina ng online lending app na nanghihiya sinalakay; 54 timbog
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Here’s a list of Top 15 Companies and Services Offering Online Cash in the Philippines 1. HC Consumer Finance Philippines (Home Credit)
Cash loan Get a Cash Loan you can use anywhere and get approved as fast as 1 minute. With Home Credit, you can easily apply for a Cash Loan without worries. Their core business is non-cash, no-collateral in-store financing to qualified mass-market consumers seeking to purchase appliances and other gadgets. Right now, they also offer cash loans to customers via the Home Credit PH app. Types of Loans being offered: Cash Loan, Credit Card, Online Shopping
Interest rates: Varies depending on the terms of the loan Loan Approval Duration: Same day as a purchase Maximum Limit for Loans: Php50,000 for cash and product loans Requirements: 2 valid IDs (one government-issued) Filipino between 18-68 years old Employed/Self-employed
Download the App Tala Philippines sa Google Play. Mag-register sa app and sagutan lamang ang ilang katanungan. No bank account or paperwork required. Apply for a Loan
Tala is an online lending platform that operates through its Android app. It’s targeted mainly to people who need quick cash loans for as small as Php1000. Interest rates: 11% for payment on a weekly basis within 21 days or 15% for payment in full within 30 days. Loan approval duration: 24 hours The maximum limit for loans: Php25,000 Requirements and Application process: Phone and ID.
Paalala lamang, ang isa sa mga step ng kanilang proseso ay kailangang magsign up using your Facebook account.
Kailangan mong magdownload ng kanilang app and apply in 5 minutes.
No paperwork or lengthy processes! Cash is disbursed in less than 24hrs. Cashalo use global industry standard security and encryption. They promised that they never release user data to third parties. Cashalo is a mobile-app (Android and iOS) that provides a fast, affordable, and secure access to quick funds.
Interest rates: 4.95% per month Loan approval duration: 1-2 business days Maximum limit for loans: Php10,000 Requirements and application process: Gov’t issued ID, payslip, company ID, bank account details. Download and install the app, register your account.
Itong Singapore-based na company ay nagsimula pa noong 1969 and have extended their services dito sa Philippines. Meron silang iba't ibang loan products kagaya ng Personal loan, Salary Loan, Car Loan, and OFW Loan. Interest rates: 3.5% depending on your loan terms (weekly, bi-weekly or monthly). Loan approval duration: 24 hours (business day) Maximum limit for loans: P5,000 up to P50,000 Requirements and Application process: Two proof of billings (Meralco, water bill, cable, internet, or PLDT bills) and at least one valid government ID/Company ID with one-month payslip Apply CASH LOAN Online
5. FundKo
FundKo is a subsidiary of Guevent Investments Development Corporation (GIDC) – a Philippine-based investment company. It uses a Peer-to-Peer Lending format where lenders can choose from a variety of approved loans to fund. FundKO’s main job is to collect repayments from borrowers and distributes returns to lenders Interest rates: For Personal Loans, interest rates range from 12% to 35%. For SME loans, the interest rate ranges from 10% to 24%. Loan approval duration: 2-5 business days The maximum limit for loans: Php200,000 for Personal Loans Requirements and Application process: 2 Photo Issued ID (1 Government and 1 Company ID) 2 Latest Proof of Billing 2 months Latest Payslip 3 Months Latest Bank Statement Latest Certificate of Employment Marriage Contract (if Married)
They are a peer-to-peer (P2P) lending platform which aims to provide a safe and accessible place connecting lenders and borrowers. Types of Loans being offered: Personal loan, Fast loan, Seafarer loan, Salary loan, Franchise loan Interest rates: Personal loan: 1-3% monthly Fast loan: 5-8% monthly Seafarer loan: 2.5% monthly Salary loan: 3.5% monthly Franchise loan: 2-3% monthly Loan Approval Duration: Loan application will be posted for auction for a period of 14 days Maximum Limit for Loans: Php2 million Requirements: Complete the online registration Valid IDs
This company operates under the financial arm of Green Money Tree Lending Corp. They also operate across several other countries in Southeast Asia. They focus on providing reliable microloans and financial services to those who don’t have immediate access to funds. Interest rates: They offer 0% interest on your first 10-day loan (zero fee) Loan approval duration: 1-2 business days Maximum limit for loans: Php6,000 for first-timers Requirements and application process: Simply complete their application form online. Wait for approval.
This company prides itself in being supervised under the Philippine Securities and Exchange Commission (SEC). They were funded by WJA Investments, from Europe, and have been registered with the SEC since 2016.
Loan approval duration: 24 hours The maximum limit for loans: Php35,000 Requirements and application process: Need to submit 1 Primary and 1 Secondary ID Certificate of Employment, Proof of Address, Payslip, Company ID Primary IDs: Passport Driver’s License Professional Regulation Commission (PRC) ID Unified Multi-Purpose ID Card PRC ID Voter’s ID / COMELEC ID Government Service Insurance System (GSIS) e-Card Social Security System (SSS) Card Secondary IDs: Integrated Bar of the Philippines ID Company ID with name and photo PAGIBIG/HDMF ID PhilHealth Card Postal ID TIN ID NBI Clearance Certificate of Employment Credit/Saving Card Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID) Department of Social Welfare and Development (DSWD) Certification
Asteria is based on Makati and received full license from the SEC. Their goal is to, “provide online, hassle-free service to our new and existing clients.” Interest rates: 0.8% per day Loan approval duration: 1 business day Maximum limit for loans: Php10,000 for first-time borrowers Requirements and application process: Register for an account. Confirm enrollment via email. Note that you’ll be asked to submit requirements (IDs) before you can complete the loan request.
The site boasts of using big data analysis to obtain the accuracy in its credit decision. They implement a fully-automated method of identifying credit score and potential of a customer to repay. Interest Rate: 9.75% Loan approval duration: Credit decision within 1 banking day Maximum limit for loans: P3,000 – P10,000 Requirements and application process: One valid government ID (scan copy or photo) A Facebook account A stable source of income (store owners and home-based workers/ freelancers are welcome to apply) Apply CASH LOAN Online
Some of the Infos here has been sourced out from https://grit.ph
The distribution of unconditional cash transfer program (UCCP) of Department of Social Welfare and Development (DSWD) has started. The poor senior citizens from San Fernando, Pampanga are the ones who received first the payout. This is a part of the measure of the government to ease the inflationary impact of the tax reform law (TRAIN Law) on poor families.
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In San Fernando, Pampanga, 733 beneficiaries received the cash grants amounting to P2,400 each.
According to DSWD Acting Secretary Virginia Orogo, other DSWD field offices in the regions are already preparing for the payroll documents for the provision of the subsidy to social pension beneficiaries in their respective regions.
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Overall, some 3 million senior citizens are expected to receive their grants.
The unconditional cash transfer program is the tax subsidy provided under the Tax Reform for Acceleration and Inclusion (TRAIN) law to cushion the adverse economic impact of the law for three years on the poor, starting 2018.
For this year, beneficiaries will receive P200 per month or P2,400 for one year. In 2019 and 2020, the subsidy will increase to P300 or P3,600 a year. Aside from the 3 million social pensioners, beneficiaries also include the 4.4 million household-beneficiaries of the DSWD’s Pantawid Pamilyang Pilipino Program (4Ps) and the 2.6 million poor households listed under the DSWD National Household Targeting System for Poverty Reduction or "Listahanan."
The recently implemented Train Law will increase taxpayers' take-home pay for most employees, but it would also lead to higher prices of cars, fuel, tobacco, and sugar-sweetened beverages. This, in turn, is expected to lead to higher transportation fares, prices of basic commodities, and power rates.
Consumers have lamented that the increase in their earnings would only go to the additional cost of goods and services.
"Tax reforms have caused economic shocks among the ranks of the poor, and this was foreseen.... Knowing that the poor will be most affected, DSWD lost no time in putting together the implementing guidelines of the UCT (unconditional cash transfer) so that the cash grants can be provided as soon as possible," DSWD OIC Secretary Emmanuel Leyco said.
The UCT is a program of the DSWD to shield the poorest families from the effects of the Tax Reform for Acceleration and Inclusion (Train) Law.
Pantawid Pamilyang Pilipino Program (4Ps) beneficiaries will receive as much as P2,400 from the Department of Social Welfare and Development (DSWD) under a program seeking to offset the effects of the TRAIN law.
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On March 5, some P4.3 billion was released to the Land Bank of the Philippines (LBP) for 1.8 million 4Ps beneficiaries with existing LBP cash cards.
"Tax reforms have caused economic shocks among the ranks of the poor, and this was foreseen.... Knowing that the poor will be most affected, DSWD lost no time in putting together the implementing guidelines of the UCT (unconditional cash transfer) so that the cash grants can be provided as soon as possible," DSWD OIC Secretary Emmanuel Leyco said.
The UCT is a program of the DSWD to shield the poorest families from the effects of the Tax Reform for Acceleration and Inclusion (Train) Law.
For 2018, each beneficiary will receive P200 per month. In 2019 and 2020, the subsidy will increase to P300 monthly.
The LBP released cash grants to almost 420,000 beneficiaries from Metro Manila, Ilocos Region, Cagayan Valley, and the Cordillera Administrative Region. The Landbank of the Philippines has set-up mobile ATM Machine in front of the Department of Social Welfare and Development office. DSWD said that instead of giving the P200/monthly, they decided to give the UCT to its beneficiaries for one year which amounts to P2400.
The UCT is on top of 4Ps beneficiaries' regular cash grant and P600 rice subsidy from the program. This article is filed under: philippine programs, 4Ps, 4Ps benefits, poor families, poorest, programs for the poor, Support, cash grants, cash assistance, cash gift,
This company operates under the financial arm of Green Money Tree Lending Corp. They also operate across several other countries in Southeast Asia. They focus on providing reliable microloans and financial services to those who don’t have immediate access to funds.
This company prides itself in being supervised under the Philippine Securities and Exchange Commission (SEC). They were funded by WJA Investments, from Europe, and have been registered with the SEC since 2016.
Asteria is based on Makati and received full license from the SEC. Their goal is to, “provide online, hassle-free service to our new and existing clients.”
