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Friday, August 04, 2017

Now It's a LAW! Duterte Approves Free Internet Access in Public Places

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Providing accessible and fast internet to Filipino people was one of the promises given by President Rodrigo Duterte in his first State of the Nation Address in 2016.

A year later, he signed Republic Act 10929 or Free Internet Access Program where Filipinos can expect to have a free access to the internet in any public establishment in the Philippines.

The new law "aims to promote knowledge building among citizens and enable them to participate and compete in evolving information and communication age.”

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Under the law, the Department of Information and Communication Technology is mandated to make sure that there is a free internet service in public places such as the following:

National and local government offices

Public basic education institutions

Public hospitals, health centers, and rural health units

Public parks, plazas, libraries, and barangay reading centers

Public airports and seaports

Public transport terminals

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Unde the law, the internet should be present in main areas of rooms where internet access is expected and these areas are:

Computer laboratories and libraries in public basic education institutions and state universities and colleges

Main lobbies, hallways of public buildings or transport terminals

Assembly points in public parks, hospitals, and health centers

The law requires that signages indicate free Wi-Fi be placed in conspicuous parts of the area.

Minimum internet speed each user should experience is 2 Mbps and will be increased up to 10 Mbps by the year 2020.

It is stated that under the free internet program, access to pornographic websites shall be prohibited and standards will be established to protect the rights and welfare of children.

(Here's the copy of the signed law - Republic Act 10929 or Free Internet Access In All Public Places Act)

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Saturday, June 10, 2017

UPDATE: INTERNET IN EDSA IS FREE - Here Are The IDs

UPDATE: The free wifi service has begun, and people travelling in EDSA are reporting varying speeds to no speed at all. This is because in some areas, the MRT stations are too far in between for the hotspots to cover the entire EDSA. This will be resolved soon as DICT promises to keep the speeds to double-digits or the telcos will have to deal with the wrath of the President.

If you want to connect to the free wifi service, just look fro "FREE EDSA wifi" and "Juan Konek" WiFi IDs. Later on, they will merge into one ID, "PipolKonek".

Globe and PLDT offered their services at no cost to the government. Both telcos have been providing free Wi-Fi connection in different transport hubs such as airports and bus terminals.

The second stage of the project will cover EDSA from Cubao to North Avenue, and from Guadalupe to Taft Avenue. The third and last stage will cover the entire stretch of EDSA, outside the reach of MRT, from MOA to Balintawak. This is expected to be completed by the end of August 2017.

ORIGINAL BLOG: Just in time for the National Independence Day Celebration, the Department of Information and Communications Technology has confirmed that the EDSA WIFI PROJECT will launch on the same day.

The DICT, together with the National Telecommunications Commmission (NTC), will formally launch the free Wi-Fi and high-speed Internet services, dubbed as “Alay Para sa Malayang Pilipino,” in the whole stretch of EDSA.

Free WiFi has long been in the discussion, even before President Duterte took office. In his very first SONA, the current president promised to provide free WiFi nationwide, and now he has delivered on that promise. The Chief Executive instructed the DICT “to provide Wi-Fi access in selected public places throughout the country.”“I have ordered the newly-created DICT to develop a National Broadband Plan to accelerate the deployment of fiber optic cables and wireless technologies to improve Internet speed,” President Duterte also said.

Proposed Number of WiFi Hotspots In the Country

To make the EDSA project happen, the DICT employed strategies, which include providing access points in all MRT stations and in between stations and enhancing infrastructures for cellular services along EDSA. The WiFi network will be available to the entire 24-kilometer stretch of EDSA. Commuters will be able to login to the network for free for the 1st 30 minutes at a speed of up to 100Mbps.

Service testing of the project will be done today, June 10, so if you are travelling via EDSA, you may have an early taste of the Free WiFi while getting stuck on traffic. The Cubao to Guadalupe stretch is said to be a priority in the implementation.

DICT’s partner agencies include the Department of Transportation – Metro Rail Transit 3 (MRT3), PLDT and SMART, Globe Telecom, ABRATIQUE & ASSOCIATES, Metro Rail Transit Corporation (MRT DevCo), Metro Manila Development Authority (MMDA, Philippine Reclamation Authority (PRA), Manila Electric Company (MERALCO), Department of Public Works and Highways (DPWH), Light Rail Transit Authority (LRTA), Light Rail Manila Corporation (LRMC), and the local governments of Quezon City, Makati City, Mandaluyong and Pasay City. (PCO-Content)

The project will be followed by the implementation of Free WiFi in town plazas, parks, government offices, health units, and transport terminals including train stations, seaports, and airports around the country. The government is allotting Php3 billion for the 10-year internet project that aims to set up 100,000 Wi-Fi sites to address the poor internet access and connectivity in the country.

source: yugatech, PTV, ABS-CBN

Important Steps To Stay Safe When Using Online or Mobile Banking

How To Retire Rich - 8 Steps To Plan Your Retirement

http://www.jbsolis.com/2017/06/how-to-build-successful-retirement-plan.html Retirement may seem like a lifetime away, so much so that saving for retirement may have yet to cross your mind. People may consider retirement to be twenty, thirty, or even forty years from now, it’s important that you start saving for retirement immediately. A recent study sponsored by Sun Life Financial-Philippines found that only 2 out of 100 Filipinos, age 65 and older are financially independent. This highlights the need to plan your retirement early so you can avoid struggling later in life. Imagine the bills you are currently paying, now that you have a regular paycheck. You will still pay the same bills, possibly more, during retirement, and without a paycheck at that. A successful retirement starts with a retirement plan. If you have no idea where to start, follow these guide, originally from iMoney. This steps are your guide in building your own retirement plan. If done properly, these steps are your first in your path to a rich retirement! 1. Set Your Retirement Goal Before you start developing a retirement savings plan, it’s a good idea to think about the kind of lifestyle you would like to live once retired. This will be the benchmark that you need to follow in setting your savings plan. Whether you plan to do a lot of traveling, or retire on a farm somewhere else in the Philippines or in a different country, you will probably need to start saving more aggressively. Setting your goal for retirement will help you understand how aggressive you need to be with your savings. 2. Open A Savings Account One of the first steps to help you retire comfortably is to open a savings account where you can earn interest on the money you put into your retirement fund. Trying to determine which is the right savings account for you involves many factors. Things like initial deposit, interest rate, maintaining balance, and the account balance needed to earn interest should all be taken into consideration before opening a savings account in the Philippines. You will also want to take into consideration the bank's reputation, their branch locations, and the availability of online banking transactions. A good starter savings account in the Philippines is BPI Easy Saver. With just ₱200.00 for initial deposit, no maintaining balance requirements, and a 0.25% annual interest rate if you maintain a balance of ₱1,000, this is an easy option. Another easy choice is the EastWest Bank Basic Savings Account, where you can open a savings account with only a ₱100.00 initial deposit. You will start earning as interest of 0.125% annually when your account reaches at least ₱500. If you are able to put down a bigger initial deposit, here are your best options where to open a savings account in the Philippines. 3. Start Saving Now Financial gurus suggest that you should start saving 10% to 15% of your total income for retirement when you reach your early twenties. However, you do not need to stick to 10% or 15% of your total income, depending on your financial situation. The important thing to do is to start saving any decent amount of money as early as you can. Saving for retirement may be boring or a burden, but if you think of it as paying your future self, it becomes a bit more important and interesting. If the situation limits your ability to save 10-15% of your annual income for retirement, start smaller. It’s OK to start at around 2-3% of your annual income, and then gradually increase your savings percentage every few months. If you get a raise at work, or a chance to earn overtime, increase your savings percentage accordingly. Do not be discouraged if you can only save a small percentage initially. build on to this and make it a goal to raise your savings. Saving a small amount is always better than saving nothing at all. 4. Set Up Automatic Deposits If your bank has it, set-up an Automatic Deposit for your account. Automating your savings contributions will help you build your retirement fund systematically and quickly, and with little effort on your part. There is less chance that you will divert your savings for unnecessary spending. Schedule your automatic deposits around the time you receive your pay check. You may even find that living off less is easier than you would have expected. 5. Seek Investment Options One of the best ways to boost your retirement coffers is to consider investment opportunities. If you think you need a large amount of money to make investments, you’re wrong. Investments, however small, will help prepare you for retirement. Start small, and start as early as possible. Also, make a habit of learning the different investment modes and opportunities since you can keep on investing even during retirement. Whether you are afraid of risk or a risk-taker, there is an investment product to suit your preference. You can start with a Mutual Fund, Unit Investment Trust Fund, or the Stock Market. Stocks provide the highest potential earnings, but also carry a higher amount of risk than a mutual fund or unit investment trust fund. Investments may seem scary if you do not know much about them, or have not had much experience with them. The thought of potentially losing money is scary. Learning about all your options, and consult a professional before jumping into any type of investment. A financial planner will help you come up with a plan that is right for you. An example is Sun Life Financial. They have advisers who specialize in helping people make sense of retirement and investment options. 6. Open A Time Deposit If you’re serious about saving for retirement now, opening a time deposit is a smart move. A time deposit is essentially a fixed deposit at a bank, which you cannot touch during a certain agreed upon time. In return, you are offered a higher interest rate than a regular savings account. A time deposit is a great product to get, as an additional option to your savings account to boost your retirement money. While a time deposit provides you with the benefit of a higher interest rate, any interest you earn will be subject to a 20% monthly tax for every interest earned on your account. There is also a documentary stamp tax to deal with where you will be charged ₱1.00 for every ₱200.00 of the principal amount. This may be turn-off some people. As we stated, a time deposit is a great way to help you build your retirement savings account at no risk to you. If you want to get a time deposit, the first step is to use a time deposit calculator to help you find a bank and product that best suits your individual retirement needs. 7. Set Aside Money for Emergencies It’s easy to completely forget the potential for emergencies to happen, especially when you are focused on building your retirement budget. Various emergency expenses happen, and you don’t want to have to dig into the money you’ve set aside for retirement, to pay for an unexpected trip to the hospital, damage to your home, or to front the bill for an expensive car repair. One good way to set aside a separate budget for emergency is to set up a separate savings account. From each paycheck, add a little bit of money into this account. If you get a salary raise or a one-time bonus from work, add a big portion of it to your emergency fund. Putting even a small amount in your emergency account every month is better than contributing nothing at all. You will be surprised by how much you can save over the course of a year. 8. Find Additional Career Opportunities If you feel like you’re retirement fund is still below your target after following these steps, consider seeking out additional income sources. You don’t have to get a second full-time job, instead find one that would provide you with the freedom of working when you want, while also having a favorable opportunity of making some extra money to put towards your retirement. You could even deposit all the money that you make from your freelancing job into your retirement savings account. Search online for some ideas on freelancing jobs. If you freelancing simply isn’t possible, or if you do not see yourself in such an arrangement, consider a promotion in your current career instead. Could you get any certifications to help you get that raise? Would your work be willing to pay for you to go back to school and get an advanced degree? Neither one of these options will help you save money right now, but investing in yourself will surely pay off in the long-run. Final Thoughts As your status in life evolve, so will your retirement plan. The most important thing to keep in mind is that your plan should evolve to to reflect the current status you are in. It’s normal to make changes to it. Make modifications to your retirement plan to compensate for any changes in your current status - getting married and starting a family, buying a house, career-change, and many more. Make it a habit to go over your retirement plan on a regular basis, annually or semi-annually. Take into consideration all the aspects of your life that have changed. Making a savings plan and sticking to it will be the key to helping you retire rich. It may be hard and painful at first, but you will look back to when you started this journey and thank yourself you did it in the first place.

Dad Did Not See Family For 11 Years, Hopes To Attend Son's Graduation

Construction worker Eusebio Ledesma Jr, worked in Manila to provide for his family has approached media personality Raffy Tulfo in a bid to ask for assistance. His dilemma is that he does not have enough money to travel back to his hometown in Catanduanes to attend his son, Jhumar's graduation. And the twist, he has never been with his family for eleven years! This is due to the fact that he'd rather send the meager salary to his family rather than spend it for bus tickets. In fact, Mang Eusebio had to advance one week salary from his employer just so he could pay his son's graduation fees. Jhumar is said to be sad due to the fact that his father will not be with them during this important occasion. Upon learning of his problem, Mr. Raffy Tulfo has immediately pledged to shoulder Mang Eusebio's transport costs. Not just that, Mr. Tulfo is giving Mang Eusebio P10,000 in cash, to provide for a graduation feast as well as extra spending money for his family. Everyone around were touched by Mang Eusebio's story, as they were crying while listening to his story. Upon learning that Jhumar's graduation is looming, Mr. Tulfo instructed his staff to assist Mang Eusebio to get to his hometown as fast as possible. He received assistance right up to the time he boarded the bus. Mang Eusebio arrived just in time. Calling from his studio in Quezon City, Mr. Raffy Tulfo spoke with Jhumar as graduation music started playing in background. The boy does not know that his father is already in attendance. The video later shows Mang Eusebio with his son Jhumar, meeting Mr. Raffy in his radio and tv program Raffy Tulfo in Action. He interviews the two and things becomes emotional as Jhumar expresses his gratitude to his parents for their big sacrifice just so he could finish college. The father and son share a loving hug as everyone looks on with tearful eyes. Mang Eusebio also thanked his son, for fulfilling his promise of finishing his studies, in the hope that he will help lift their family from a difficult life. Things became more cheerful later as Mr. Tulfo gave Jhumar a gift of cash money so he could buy new clothes for his Job interview. A happy ending indeed as we see photoes of Jhumar's graduation, spent with his whole family. Thank you Mr. Raffy Tulfo!

Philippine Science High School Scholarship - Apply Now

The Philippine Science High School is the country's leading science-based high school in the Asia Pacific region that provides scholarships to students with high aptitudes in science and mathematics. PSHS prepares its scholars to become globally-competitive Filipino scientists and engineers. The school system offers an education that is humanistic in spirit, global in perspective and patriotic in orientation. It is based on a curriculum that emphasizes science and mathematics, and the development of well-rounded individuals. The PSHS prepares its students for careers in Science and Technology and contributes to nation building by helping the country attain a critical mass of professionals and leaders in Science and Technology. What are the Benefits of a PSHS Scholar? Free tuition fee Free loan of textbooks Monthly stipend of P4,000 Annual Uniform Allowance of P1,800 (for low income groups) Annual transportation allowance (for low income groups) Living allowance OR Free Dormitory Accommodation (for low income groups) Who are Eligible to Apply for Scholarship? A grade six (6) elementary pupil from a duly recognized school by the Department of Education, who meets the following criteria is eligible to apply for the PSHS National Competitive Examination (NCE). He/She must: have a final grade of 85% or better in Science and Mathematics, evidenced by the student's report card. If the student's grades in Science or Math are below 85%, then he/she must provide evidence that he/she belongs to the upper 10% of the batch; be a Filipino citizen with no pending or approved application as immigrant to any foreign country; be born on or after August 1, 2003; have at least a satisfactory rating (or its equivalent) in his/her Character Rating in his/her report card (SY 2016-2017); not have taken the PSHS NCE previously; and preferably, be in good health and fit to undergo a rigorous academic program. What are the Requirements? Fully accomplished Application Form in two (2) copies Two (2) identical recent 1 x 1 ID pictures Non-refundable test fee of P100 for private school students. Public school students are free. Certified true copy of report card (SY 2016-2017) by the class adviser/principal If the final grades in Science or Math are below 85%, certification or proof that the child belongs to the upper 10% of the batch. What is the Screening Process? The National Competitive Examination is the only test to be administered to prospective scholars. It is a scholastic aptitude test designed to measure Scientific Ability, Quantitative Ability, Abstract Reasoning and Verbal Aptitude. The NCE will be administered on October 21, 2017 What is the Application Process? The PSHS NCE Application Form and the accompanying materials (sample test questions) are not for sale, may be photocopied, and may be downloaded through this link. No reservation fee is required. Application forms are also available and may be filed at any of the following: PSHS campuses, DOST Regional offices, or Provincial Science and Technology Offices. Application forms with incomplete information will not be processed. Erasures, alterations and insertions must be initialed by the applicant. The Examination Permit/s will be issued to the applicants upon completion of all documents by the campus where the application was processed. For applications filed with DOST agencies, the exam permits will be mailed to the applicant, or to the School Principal for distribution to its applicant/s. In case the exam permits are not received two (2) weeks before the examination day, the applicants should check with the nearest PSHS campus, DOST Regional Office, DOST Provincial Science and Technology Office, or the PSHS System Admissions Office. The deadline for filing application is on September 1, 2017. The date of the examination is on October 21, 2017.

How to Avail FREE MEDICINE from the Government

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Thursday, March 09, 2017

FASTER INTERNET AND 100,000 WIFI SITES IN THE PHILIPPINES UNDER DUTERTE NET

There are still many places in the Philippines that have no internet connection. But this time, the government will be alloting P 3 billion for the 10-year internet project. This project is aimed to set-up 100,000 wifi sites to address the poor internet connectivity and for better internet access.

Department of Information and Communications Technology (DICT) Usec. Jorge Sarmiento said that Wi-Fi sites will be set up in public places.

“Sa mga park, plaza sa mga local government unit areas, health centers, pier ang lalagyan ng free public Wi-Fi ... we are aiming to cover all municipalities in the country," he said.

PUT GRAPHICS HERE There are still many places in the Philippines that have no internet connection. But this time, the government will be alloting P 3 billion for the 10-year internet project. This project is aimed to set-up 100,000 wifi sites to address the poor internet connectivity and for better internet access. Department of Information and Communications Technology (DICT) Usec. Jorge Sarmiento said that Wi-Fi sites will be set up in public places. “Sa mga park, plaza sa mga local government unit areas, health centers, pier ang lalagyan ng free public Wi-Fi ... we are aiming to cover all municipalities in the country," he said. President Rodrigo Duterte has already approved the establishment of National Broadband Plan to accelerate the deployment of fiber optic cables and wireless technologies and to improve the internet speed in the country. According to the United Nations Broadband Commission for Development, in every 10 homes, there are less than three have internet access or barely 28%. Other developing countries like Sudan, Ghana and Indonesia have also surpassed Philippines in terms of household internet connectivity. Based on the 2016 survey, Philippines is ranked among the lowest when it comes to internet speed. It has an average of 4.2 mbps speed, ranking 103rd globally. Data from Philippine Statistics Authority show that in 2015 the country had 20.98 million households. According to the Department of Information and Communications Technology (DICT) Usec. Jorge Sarmiento, these Wi-Fi sites will be set up in public places. “Sa mga park, plaza sa mga local government unit areas, health centers, pier ang lalagyan ng free public Wi-Fi ... we are aiming to cover all municipalities in the country," he said. Also he said that all public schools in the country will have free Wi-Fi connection. Sarmiento said the DICT is fast-tracking the project as the plan for the national broadband program has already been approved by President Rodrigo Duterte. Last year the DIct presented a plan for the broadband plan with an estimated P200 billion and would take three years to finish. It is not clear yet, if that is the plan they are planning to push through with this National Broadband Plan.

President Rodrigo Duterte has already approved the establishment of National Broadband Plan to accelerate the deployment of fiber optic cables and wireless technologies and to improve the internet speed in the country.

According to the United Nations Broadband Commission for Development, in every 10 homes, there are less than three have internet access or barely 28%. Other developing countries like Sudan, Ghana and Indonesia have also surpassed Philippines in terms of household internet connectivity. Based on the 2016 survey, Philippines is ranked among the lowest when it comes to internet speed. It has an average of 4.2 mbps speed, ranking 103rd globally.

Data from Philippine Statistics Authority show that in 2015 the country had 20.98 million households.

According to the Department of Information and Communications Technology (DICT) Usec. Jorge Sarmiento, these Wi-Fi sites will be set up in public places.

“Sa mga park, plaza sa mga local government unit areas, health centers, pier ang lalagyan ng free public Wi-Fi ... we are aiming to cover all municipalities in the country," he said.

DICT USEC JORGE SARMIENTO

Also he said that all public schools in the country will have free Wi-Fi connection.

Sarmiento said the DICT is fast-tracking the project as the plan for the national broadband program has already been approved by President Rodrigo Duterte.

Last year the DIct presented a plan for the broadband plan with an estimated P200 billion and would take three years to finish. It is not clear yet, if that is the plan they are planning to push through with this National Broadband Plan.

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