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Showing posts with label Accidental Death. Show all posts
Showing posts with label Accidental Death. Show all posts

Wednesday, July 11, 2018

OFW Protect From Standard Insurance For as Low as P2,700 Per Year

The main reason why Overseas Filipino Workers (OFW) decide to work abroad so that it can provide the needs or even wants of its family back home. Oftentimes, the OFW becomes the breadwinner of the family. But what will happen if the OFW can no longer work due to unfortunate events? For example, sudden death or disability? This is the reason why every OFW should consider having an insurance. This is not just to ensure you as a breadwinner of the family but also making your family safe and secure if the untoward incident may happen. 
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The main reason why Overseas Filipino Workers (OFW) decide to work abroad so that it can provide the needs or even wants of its family back home. Oftentimes, the OFW becomes the breadwinner of the family. But what will happen if the OFW can no longer work due to unfortunate events? For example, sudden death or disability? This is the reason why every OFW should consider having an insurance. This is not just to ensure you as a breadwinner of the family but also making your family safe and secure if the untoward incident may happen.
If you are looking for insurance you may consider the OFW Protect under Standard Insurance. According to its website, "OFW Protect is designed to fit the needs of OFWs." Under the insurance program, the OFW will be covered from the following;
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  • Accidental Death
  • Permanent Total Disability
  • Accident Medical Reimbursement
  • Daily Hospital Income
  • Educational Assistance
  • Fire/Flood Loss Assistance
  • Burial Benefit
  • Repatriation
  • Personal Liability
  • Extensions of Cover
  • Drowning
  • Dog or Snake Bites
  • Claims arising out of Typhoon and Flood
  • Suffocation by smoke or poisonous fumes
  • Accidental Poisoning
  • Motorcycling Risk

OFW Protect Plan Types:
  • Package 1 – Php 1,000,000.00 coverage for only Php 6,200.00 (per year)
  • Package 2 – Php 750,000.00 coverage for only Php 4,200.00 (per year)
  • Package 3 – Php 500,000.00 coverage for only 3,200.00 (per year)
  • Package 4 – Php 250,000.00 coverage for only 2,700.00 (per year)
  • Filipino Overseas Contract Workers
  • 18-65 years old
  • single or married, widow or widower
  • Primary – Spouse, or if not married, Parents not over 65 years old
  • Secondary – Children of OFW not over 21 years old and are dependent to the OFW for support and maintenance (maximum of 3)
– If OFW is Single and/or with no child, brothers and sisters not over 21 years old and are dependent to the OFW for support and maintenance (maximum of 3)

For more information about OFW Protect, you may inquire here. You may also call the company's Customer Service at (02) 845-1111, email them at inquiry@standard-insurance.com or visit any of their branches nationwide.
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Overseas Filipino Workers (OFWs) need to save while earning big from working abroad. As OFWs, saving money for an emergency, for our family's future or for our retirement is important. Opening a savings account in a bank that you trust and gives value to your money will inspire you to save more. Bayani OFW Savings from Sterling Bank of Asia is a savings account that comes with no maintaining balance and for as low as P2,000 pesos in your account, your money with grow with interest.

For minimum wage earners, there are times that it is hard to apply for a loan even in government financial institution, how much more in private. If you are receiving around P10,000 a month salary, it is really hard to apply for a loan, since your payslip is number one requirements to know your capacity to pay.

One of the best banks in the Philippines that offers a good option to Overseas Filipino Workers (OFW) is the Chinabank through its Overseas Kabayan Savings. By opening this savings account, you can start saving money for your future or retirement as OFW at the same time, send money to your family in the Philippines. Having a savings account for OFWs is very important because working abroad is not permanent.

If you want a savings account that does not require an initial deposit, you can apply for Sikap Pinoy OFW Account in Bank of Commerce. However, the Sikap Pinoy OFW Account is exclusively for Overseas Filipino Workers (OFW) only and their beneficiaries.


©2018 THOUGHTSKOTO
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Sunday, July 08, 2018

Fil-Am Father and Four Daughters Killed in Car Crash, Mother Survives

A Filipino-American Navy veteran and his four daughters, aged 13 to 20, have been killed in a car crash in Delaware. The lone survivor was the man’s 53-year-old wife. The Filipino American community is mourning their horrific loss. The accident is currently being investigated and no one has been charged. This includes the driver of a pick-up truck which was said to be the cause of the accident.  No liabilities have yet been given.
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A Filipino-American Navy veteran and his four daughters, aged 13 to 20, have been killed in a car crash in Delaware. The lone survivor was the man’s 53-year-old wife. The Filipino American community is mourning their horrific loss. The accident is currently being investigated and no one has been charged. This includes the driver of a pick-up truck which was said to be the cause of the accident. The father was identified as 61-year old Audie Trinidad - A Filipino-American Navy veteran. His children were the 20-year-old daughter, Kaitlyn; the 17-year-old daughter, Danna; and the two teenage twins Allison and Melissa. Trinidad's 53-year-old wife, Mary Rose, remains hospitalized with serious injuries. The crash occurred Friday afternoon on State Route 1 Highway in Townsend. They were in a 1998 Toyota Sienna and were returning to New Jersey. According to police, a pickup truck was traveling southbound on Route 1 north of Pine Tree Road when it crossed the center median. The truck went into oncoming traffic and hit a car. the pickup truck continued to travel southbound in the northbound lanes. The pickup truck was hit by the Toyota Sienna minivan carrying the New Jersey family. The man and his wife were wearing seatbelts, police said. The girls were not.The driver of the pickup, a 44-year-old man from East New Market, Maryland, and his passenger were treated and released, police said. The Filipino American Society of Teaneck sent their condolences on Facebook Saturday, and a vigil was conducted by their community.

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The father was identified as 61-year old Audie Trinidad - A Filipino-American Navy veteran. His children were the 20-year-old daughter, Kaitlyn; the 17-year-old daughter, Danna; and the two teenage twins Allison and Melissa. Trinidad's 53-year-old wife, Mary Rose, remains hospitalized with serious injuries.
A Filipino-American Navy veteran and his four daughters, aged 13 to 20, have been killed in a car crash in Delaware. The lone survivor was the man’s 53-year-old wife. The Filipino American community is mourning their horrific loss. The accident is currently being investigated and no one has been charged. This includes the driver of a pick-up truck which was said to be the cause of the accident. The father was identified as 61-year old Audie Trinidad - A Filipino-American Navy veteran. His children were the 20-year-old daughter, Kaitlyn; the 17-year-old daughter, Danna; and the two teenage twins Allison and Melissa. Trinidad's 53-year-old wife, Mary Rose, remains hospitalized with serious injuries. The crash occurred Friday afternoon on State Route 1 Highway in Townsend. They were in a 1998 Toyota Sienna and were returning to New Jersey. According to police, a pickup truck was traveling southbound on Route 1 north of Pine Tree Road when it crossed the center median. The truck went into oncoming traffic and hit a car. the pickup truck continued to travel southbound in the northbound lanes. The pickup truck was hit by the Toyota Sienna minivan carrying the New Jersey family. The man and his wife were wearing seatbelts, police said. The girls were not.The driver of the pickup, a 44-year-old man from East New Market, Maryland, and his passenger were treated and released, police said. The Filipino American Society of Teaneck sent their condolences on Facebook Saturday, and a vigil was conducted by their community.

The crash occurred Friday afternoon on State Route 1 Highway in Townsend. They were in a 1998 Toyota Sienna  and were returning to New Jersey.

According to police, a pickup truck was traveling southbound on Route 1 north of Pine Tree Road when it crossed the center median. The truck went into oncoming traffic and hit a car. the pickup truck continued to counter-flow in the highway lanes. The pickup truck was hit by the Toyota Sienna minivan carrying the Filipino-American family.
A Filipino-American Navy veteran and his four daughters, aged 13 to 20, have been killed in a car crash in Delaware. The lone survivor was the man’s 53-year-old wife. The Filipino American community is mourning their horrific loss. The accident is currently being investigated and no one has been charged. This includes the driver of a pick-up truck which was said to be the cause of the accident. The father was identified as 61-year old Audie Trinidad - A Filipino-American Navy veteran. His children were the 20-year-old daughter, Kaitlyn; the 17-year-old daughter, Danna; and the two teenage twins Allison and Melissa. Trinidad's 53-year-old wife, Mary Rose, remains hospitalized with serious injuries. The crash occurred Friday afternoon on State Route 1 Highway in Townsend. They were in a 1998 Toyota Sienna and were returning to New Jersey. According to police, a pickup truck was traveling southbound on Route 1 north of Pine Tree Road when it crossed the center median. The truck went into oncoming traffic and hit a car. the pickup truck continued to travel southbound in the northbound lanes. The pickup truck was hit by the Toyota Sienna minivan carrying the New Jersey family. The man and his wife were wearing seatbelts, police said. The girls were not.The driver of the pickup, a 44-year-old man from East New Market, Maryland, and his passenger were treated and released, police said. The Filipino American Society of Teaneck sent their condolences on Facebook Saturday, and a vigil was conducted by their community.

The man and his wife were wearing seat-belts, police said. The girls were not. The driver of the pickup, a 44-year-old man from East New Market, Maryland, and his passenger were treated and released, police said.

 The Filipino American Society of Teaneck sent their condolences on Facebook Saturday, and a vigil was conducted by their community.
A Filipino-American Navy veteran and his four daughters, aged 13 to 20, have been killed in a car crash in Delaware. The lone survivor was the man’s 53-year-old wife. The Filipino American community is mourning their horrific loss. The accident is currently being investigated and no one has been charged. This includes the driver of a pick-up truck which was said to be the cause of the accident. The father was identified as 61-year old Audie Trinidad - A Filipino-American Navy veteran. His children were the 20-year-old daughter, Kaitlyn; the 17-year-old daughter, Danna; and the two teenage twins Allison and Melissa. Trinidad's 53-year-old wife, Mary Rose, remains hospitalized with serious injuries. The crash occurred Friday afternoon on State Route 1 Highway in Townsend. They were in a 1998 Toyota Sienna and were returning to New Jersey. According to police, a pickup truck was traveling southbound on Route 1 north of Pine Tree Road when it crossed the center median. The truck went into oncoming traffic and hit a car. the pickup truck continued to travel southbound in the northbound lanes. The pickup truck was hit by the Toyota Sienna minivan carrying the New Jersey family. The man and his wife were wearing seatbelts, police said. The girls were not.The driver of the pickup, a 44-year-old man from East New Market, Maryland, and his passenger were treated and released, police said. The Filipino American Society of Teaneck sent their condolences on Facebook Saturday, and a vigil was conducted by their community.

This Savings Bank Offers Free Opening Account and Free Accident Insurance

In a world full of material things, it is really important to teach our children on how to save money. Saving in piggybank has been a tradition in the Philippines, but we can level this up by opening a savings account for our children and encourage them to save until they grow up. Eventually, the money they saved in the bank can be used in their college education or as a start-up capital for a small business. If you are interested in opening a savings account for your kids PS bank offers Kiddie and Teen Savings Account where clients can open an individual, joint or In Trust For (ITF) accounts for their children's savings. This could be the best account to save money for your children. We all know that PS Bank is one of the best banks to open savings account for kids.


More than 400 Filipino workers can be hired this year by a cruise ship firm this 2018. This is an offer from the world's largest travel leisure company Carnival Corporation. It said hundreds of Filipino seafarers will be needed for its premium cruise company — Holand America Lines (HAL) According to HAL President Orlando Ashford, the new cruise ship will be launch this year and it will be dubbed as Nieuw Statendam. For the operation of the said cruise ship, they will be needing more than 400 Filipino seafarers. "What we've found is that our Filipino partners are they're smart, energetic, they have a great sense of humor, and we really want that in connecting with our guests," Ashford said in an exclusive interview with ANC's The Boss. Ashford said that the new cruise ship, which will be the largest in their fleet, will be able to accommodate 2,666 guests. At a ratio of 1 employee for 2 guests, they would need around 1,300 staff and 34 percent of those would be Filipinos, he said. Ashford added that HAL has two schools training potential hires in the Philippines. The schools are located in Antipolo and Intramuros: Applicants are trained for the following; food service culinary work front office work refrigeration plumbing other skills needed on a ship He said he spent several days in the country talking to HAL's teachers, students, and partners about the company's expansion. One of HAL's concerns, he said, was about attracting enough talented people to work for the company as it grows. Ashford added that in spite of the decreasing opportunities for Filipino seafarers due to competition from other counties, he does not see his company reducing the number of Filipinos they will be hiring for their cruise ship jobs.
©2018 THOUGHTSKOTO
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