Narito ang listahan ng mga online lending apps and website and companies. Please note na ang Securities and Exchange Commission ay patuloy na minomonitor at hinahabol ang mga illegal online cash loan na websites and apps, lalo na ang mga nanghaharass at nagpapahiya sa mga nanghihiram.
Ang JBSOLIS.COM ay hindi iniindorso ang mga apps, websites at lending companies na ito at hindi kami affiliated sa alinman sa kanila. Ang tanging hangarin lamang namin ay maipaalam sa publiko ang mga lending platforms na ito at maeducate ang mga visitors ng mga legal at legit na nagpapautang online for reference. Panoorin ang video sa ibaba:
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Here’s a list of Top 15 Companies and Services Offering Online Cash in the Philippines 1. HC Consumer Finance Philippines (Home Credit)
Cash loan Get a Cash Loan you can use anywhere and get approved as fast as 1 minute. With Home Credit, you can easily apply for a Cash Loan without worries. Their core business is non-cash, no-collateral in-store financing to qualified mass-market consumers seeking to purchase appliances and other gadgets. Right now, they also offer cash loans to customers via the Home Credit PH app. Types of Loans being offered: Cash Loan, Credit Card, Online Shopping
Interest rates: Varies depending on the terms of the loan Loan Approval Duration: Same day as a purchase Maximum Limit for Loans: Php50,000 for cash and product loans Requirements: 2 valid IDs (one government-issued) Filipino between 18-68 years old Employed/Self-employed
Download the App Tala Philippines sa Google Play. Mag-register sa app and sagutan lamang ang ilang katanungan. No bank account or paperwork required. Apply for a Loan
Tala is an online lending platform that operates through its Android app. It’s targeted mainly to people who need quick cash loans for as small as Php1000. Interest rates: 11% for payment on a weekly basis within 21 days or 15% for payment in full within 30 days. Loan approval duration: 24 hours The maximum limit for loans: Php25,000 Requirements and Application process: Phone and ID.
Paalala lamang, ang isa sa mga step ng kanilang proseso ay kailangang magsign up using your Facebook account.
Kailangan mong magdownload ng kanilang app and apply in 5 minutes.
No paperwork or lengthy processes! Cash is disbursed in less than 24hrs. Cashalo use global industry standard security and encryption. They promised that they never release user data to third parties. Cashalo is a mobile-app (Android and iOS) that provides a fast, affordable, and secure access to quick funds.
Interest rates: 4.95% per month Loan approval duration: 1-2 business days Maximum limit for loans: Php10,000 Requirements and application process: Gov’t issued ID, payslip, company ID, bank account details. Download and install the app, register your account.
Itong Singapore-based na company ay nagsimula pa noong 1969 and have extended their services dito sa Philippines. Meron silang iba't ibang loan products kagaya ng Personal loan, Salary Loan, Car Loan, and OFW Loan. Interest rates: 3.5% depending on your loan terms (weekly, bi-weekly or monthly). Loan approval duration: 24 hours (business day) Maximum limit for loans: P5,000 up to P50,000 Requirements and Application process: Two proof of billings (Meralco, water bill, cable, internet, or PLDT bills) and at least one valid government ID/Company ID with one-month payslip Apply CASH LOAN Online
5. FundKo
FundKo is a subsidiary of Guevent Investments Development Corporation (GIDC) – a Philippine-based investment company. It uses a Peer-to-Peer Lending format where lenders can choose from a variety of approved loans to fund. FundKO’s main job is to collect repayments from borrowers and distributes returns to lenders Interest rates: For Personal Loans, interest rates range from 12% to 35%. For SME loans, the interest rate ranges from 10% to 24%. Loan approval duration: 2-5 business days The maximum limit for loans: Php200,000 for Personal Loans Requirements and Application process: 2 Photo Issued ID (1 Government and 1 Company ID) 2 Latest Proof of Billing 2 months Latest Payslip 3 Months Latest Bank Statement Latest Certificate of Employment Marriage Contract (if Married)
They are a peer-to-peer (P2P) lending platform which aims to provide a safe and accessible place connecting lenders and borrowers. Types of Loans being offered: Personal loan, Fast loan, Seafarer loan, Salary loan, Franchise loan Interest rates: Personal loan: 1-3% monthly Fast loan: 5-8% monthly Seafarer loan: 2.5% monthly Salary loan: 3.5% monthly Franchise loan: 2-3% monthly Loan Approval Duration: Loan application will be posted for auction for a period of 14 days Maximum Limit for Loans: Php2 million Requirements: Complete the online registration Valid IDs
This company operates under the financial arm of Green Money Tree Lending Corp. They also operate across several other countries in Southeast Asia. They focus on providing reliable microloans and financial services to those who don’t have immediate access to funds. Interest rates: They offer 0% interest on your first 10-day loan (zero fee) Loan approval duration: 1-2 business days Maximum limit for loans: Php6,000 for first-timers Requirements and application process: Simply complete their application form online. Wait for approval.
This company prides itself in being supervised under the Philippine Securities and Exchange Commission (SEC). They were funded by WJA Investments, from Europe, and have been registered with the SEC since 2016.
Loan approval duration: 24 hours The maximum limit for loans: Php35,000 Requirements and application process: Need to submit 1 Primary and 1 Secondary ID Certificate of Employment, Proof of Address, Payslip, Company ID Primary IDs: Passport Driver’s License Professional Regulation Commission (PRC) ID Unified Multi-Purpose ID Card PRC ID Voter’s ID / COMELEC ID Government Service Insurance System (GSIS) e-Card Social Security System (SSS) Card Secondary IDs: Integrated Bar of the Philippines ID Company ID with name and photo PAGIBIG/HDMF ID PhilHealth Card Postal ID TIN ID NBI Clearance Certificate of Employment Credit/Saving Card Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID) Department of Social Welfare and Development (DSWD) Certification
Asteria is based on Makati and received full license from the SEC. Their goal is to, “provide online, hassle-free service to our new and existing clients.” Interest rates: 0.8% per day Loan approval duration: 1 business day Maximum limit for loans: Php10,000 for first-time borrowers Requirements and application process: Register for an account. Confirm enrollment via email. Note that you’ll be asked to submit requirements (IDs) before you can complete the loan request.
The site boasts of using big data analysis to obtain the accuracy in its credit decision. They implement a fully-automated method of identifying credit score and potential of a customer to repay. Interest Rate: 9.75% Loan approval duration: Credit decision within 1 banking day Maximum limit for loans: P3,000 – P10,000 Requirements and application process: One valid government ID (scan copy or photo) A Facebook account A stable source of income (store owners and home-based workers/ freelancers are welcome to apply) Apply CASH LOAN Online
Some of the Infos here has been sourced out from https://grit.ph
Getting a loan can be very frustrating. All the red tape, the requirements and the hustle one needs to go through to secure bank’s approval for a personal loan can make the experience very stressful.
For OFWs who have businesses in the country and need a loan to grow your enterprise, the fastest way to get it is by a Citibank loan.
For employed applicants who need the extra cash to pay tuition and other fees, Citibank offers a very quick processing time to get your loan approved.
One of the quickest ways to get a personal loan is to apply it at Citibank Philippines. Citibank Philippines offers the quickest processing time for personal loans – only 24 hours! Whether you are a self-employed individual, an employed individual or an OFW who needs extra cash, Citibank Philippines’ personal loan program is the easiest way to go.
Am I eligible?
To be eligible for a Citibank Philippines loan with a 24 hour processing, you:
a.Must be 21-65 years old
b.Must be a Filipino resident or local resident foreigner with a valid Philippine billing address
c.If Employed, must have a minimum income of Php250,000
d.Must also have a (12 month) credit card , with no history of delinquencies
How much can I borrow and what are my monthly payments?
b.Upon submission of your application, a loan officer from the bank will contact you via phone call within 3 hours. The loan office will then send you the application form and a list of the required documents to your email address.
What are the required documents?
A.Proof of Income :
· For employed/President/Gen. Manager/Professional with employer: (any of the following)
1. ITR 2316 year 2014 with at least 250K in # 21 and signatures in # 56 , 58 ,57 and 59 or
2. Latest Payslip 1 Month (June 1-15 / 16 - 30, Certificate of Employment if available)
· For self-employed (Sole Proprietor)/Professional:
1. ITR 1701 from the previous year with at least 250K in page 2 #64 and signature over printed name at # 32 in page 1
2. Auditor’s report and Audited Financial Statements
3. DTI permit
4. BIR tax payment slip
(If business is under SEC registration as Self Employed, loan applicant must submit Payslip or ITR 2316)
B. Clear Photocopy of at least 1 primary ID & 1 secondary ID or 2 primary IDs:
Primary IDs:
· SSS Photo card (primary ID)
· Passport (primary ID)
· Driver’s License (primary ID)
· PRC back to back (primary ID)
· Postal ID (photo type card)
Secondary IDs:
· Company ID (secondary ID)
· Voter’s ID (secondary ID)
a.Once all the documents have been submitted to the loan officer via email, wait for your approval via phone call within 24 hours.
How do I pay my loan?
The payment of the loan is via issuing post-dated checks. The best part is that you will only issue all post-dated checks once. For example if your loan is for a term of 60 months, you will only need to issue all 60 pcs of checks once.
Robinsons Bank is offering for sale motorcycle units, on a first come first serve basis. These motorcycle's had been repossessed after the owner failed to pay the consecutive monthly payments out of loan from the bank. We offer this info and would like to request interested parties to contact the details provided below for inquiries.
Offers (together with the required earnest money and the accomplished Negotiated Sale Offer and Conformity Form) can be dropped at the Bid Box located at the lobby of the Bank's Corporate office at the 17th floor Galleria Corporate Center Edsa corner Ortigas, Quezon City.
Units may be viewed from 9:00 a.m. to 6:00 p.m. (Monday to Friday) at their respective dealership/branches indicated in the attached Notice of Auction.
You may contact their Customer Care Center at +63 2 637 2273 (toll free 1-800-10-6372273) or thu email at c3@robinsonsbank.com.ph. or mobile number 09228105045
SEE THE LIST BELOW of Pre-owned Motorcycles, their LOCATION AND HOW MUCH IS THE PRICE
UNIT MAKE/MODEL COLOR PLATE # MILEAGE LOCATION SELLING PRICE
KAWASAKI BARAKO A 2010 BLACK 8913 TT 9,847 CUBAO 55,650.00
KAWASAKI BARAKO B 2009 BLACK 9873 RK NA LITTON 64,050.00
KAWASAKI BARAKO B 2009 BLACK 9907 UF LITTON 56,700.00
HONDA BEAT 2009 RED WHITE 9398 PS 13,336 LITTON 40,950.00
HONDA BEAT 2009 RED 3426 PU 3,821 LITTON 42,000.00
HONDA BEAT 2009 RED 5158 TJ 4,177 LITTON 45,150.00
HONDA BEAT 2009 GRAY RED 3421 PU N/A LITTON 40,950.00
HONDA BEAT 2010 RED 5421 TJ 3,462 LITTON 42,000.00
HONDA BEAT 2009 WHITE 3247 PU NA LITTON 42,000.00
HONDA BEAT 2009 WHITE 1951 PT 14,861 LITTON 40,950.00
HONDA BEAT 2010 RED 5520 TJ 8,853 LITTON 42,000.00 42,000.00
HONDA BEAT 2010 RED 6015 UC 2,860 LITTON 36,750.00
HONDA BEAT 2009 WHITE BLACK 9400 PS 10,455 CUBAO 42,000.00
YAMAHA YBR 125 2009 BLUE 6061 TK 5,477 CUBAO 36,750.00
YAMAHA YBR 125 2010 BLUE LOST PLATE 5,682 LITTON 54,600.00
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ROBINSONS BANK provides various loan programs to suit your financial needs, one of them is Motorcycle Loan. Check about this option below
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ROBINSONS BANK Motorcycle Loan
image courtesy of habalhabal.com
Ride to New Heights ORWe Make Riding Easy For You
Bike in style with RobinsonsBank's motorcycle loan program designed to keep you riding high with rates and terms that can keep your business or travels going the green light.
Ride easy with any motorcycle brand of your choice with:
Low down payment
Low monthly amortization
Comprehensive insurance
No hidden charges
Flexible terms available in 6, 12, 18, 24 or 36 months
Application Requirements
•
Two (2) pcs 2x2 photo
•
Two (2) valid IDs (e.g., driver’s license, SSS, GSIS, passport, PRC ID, company ID, and other government-issued ID
•
One (1) month proof of billing statement under the borrower’s or spouse’s name
•
Original certificate of employment/ COE (for employed applicants only)
For sure if there is a Robinson's Mall in your area, there is a very strong possibility that there is a Robinson's Bank. IF YOU WANT TO FIND OUT IF THERE IS ROBINSON'S BANK IN YOUR AREA, CHECK OUT BELOW. FOR METRO MANILA ROBINSONS BANK BRANCHES, CLICK HERE
This company operates under the financial arm of Green Money Tree Lending Corp. They also operate across several other countries in Southeast Asia. They focus on providing reliable microloans and financial services to those who don’t have immediate access to funds.
This company prides itself in being supervised under the Philippine Securities and Exchange Commission (SEC). They were funded by WJA Investments, from Europe, and have been registered with the SEC since 2016.
Asteria is based on Makati and received full license from the SEC. Their goal is to, “provide online, hassle-free service to our new and existing clients.”
