Here are some frequently asked questions regarding the Home Development Mutual Fund (HDMF) or Republic Act 9679.
Republic Act 9679 became effective on August 27, 2009 and has been fully implemented on January 2110.
All Overseas Filipino Workers (OFWS), landbased or seabased are required to register to Pag-IBIG, according to implementing rules and regulations.
All of working Filipinos in the Philippines or even overseas must have equal chances to benefit from the programs of Pag-IBIG. Membership has been made mandatory for OFWs to allow them to reach their goal of having their own houses.
You can download MDF and MRF forms here.
Pag-IBIG assures that all contributions will be credited to the member even if they changed their employer. This includes their previous contributions. It will remain portable regardless of how many changes of company or employers they had.
The contributions made by Pag-IBIG are free of taxes.
On the modified voluntary membership or the MP2, the member will pay a contribution of not less than P500 per month for a period of 5 years. The dividend given under the MP2 is higher compared to what is given to the regular or Pag-IBIG 1 members.
This article is filed under: Pag-IBIG Fund, HDMF, Home Development Mutual Fund Coverage, OFW News
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This summer, many government agencies opened opportunities for youth to take part in their internship opportunities. Today, Pag-Ibig opened opportunities for youth. The youth program called Government Internship Program (GIP) is meant to give Filipino youth paid-work experience in government agencies.

Are you a Pag-Ibig member and you want to verify if your payments are updated in the system? You can do it online in the convenience of your computer any time wherever you are. To verify if your account payments or contribution has been updated. All you needed is an access to the internet. You can use your cellphone, tablet or computer to check your monthly contributions in PAg-Ibig or Home Development Mutual Fund.

Are you a Pag-Ibig member and you want to verify if your payments are updated in the system? You can do it online in the convenience of your computer any time wherever you are. To verify if your account payments or contribution has been updated. All you needed is an access to the internet. You can use your cellphone, tablet or computer to check your monthly contributions in PAg-Ibig or Home Development Mutual Fund.

Fake posts and misleading news titles are rampant on the internet especially on social media. It may seem harmless but encountering this fakes everyday is annoying not to mention the effects of misinformation that can affect our discernment of what is fake and what is real especially when fakes use or quote prominent people to lure their victims to click.

An inspection team of scientists, journalists and fishermen headed to Benham Rise with Agriculture Secretary Manny Piñol and they discovered a vast rich fishing ground that would be a sufficient source of food for the country. For example, the yellowfin tuna which is abundant in the area could cost P15,000 each. Divers who examined the bottom of Benham Rise also discovered fine coral formations that can be a good breeding ground for the various species of fishes to allow them to spawn.

A viral photo of a police officer who appears to be pissing in public that is making rounds on social media being said to be misinterpreted by the netizen. The photographer who snapped the photo finally broke his silence to reveal the whole truth behind the viral photo.


An inspection team of scientists, journalists and fishermen headed to Benham Rise with Agriculture Secretary Manny Piñol and they discovered a vast rich fishing ground that would be a sufficient source of food for the country. For example, the yellowfin tuna which is abundant in the area could cost P15,000 each. Divers who examined the bottom of Benham Rise also discovered fine coral formations that can be a good breeding ground for the various species of fishes to allow them to spawn.

A viral photo of a police officer who appears to be pissing in public that is making rounds on social media being said to be misinterpreted by the netizen. The photographer who snapped the photo finally broke his silence to reveal the whole truth behind the viral photo.

Every OFWs reason why they decided to work abroad is to give their family a better future. Regardless of the hardships they are about to endure overseas, they made themselves ready for any possibilities.For singles, it will be a lot easier to work abroad, no kids to cry on your departure, no marriage to suffer due to communication issues.A tragic story happened to Pablito Gragasin, an OFW from Saudi Arabia. He left his family to work overseas with hope to give his family a better future. To earn extra income, his wife accepts borders. That's where the problem started.

Working overseas has its toll. Many Filipinos work abroad for attractive salaries that they believe, would make them able to give their families back home a better future and an adequate living condition. The truth is, money is not everything. You can earn a lot, yes, but how about your relationship with your spouse? Your kids? Your presence means more to your family that the money or things you send. there will be nothing more valuable than the time you spend together as a whole family.Cases of infidelity happen while the other is working abroad, wives having an affair with another man, and vice versa. In some cases, the other parent abuses their children while the other is working overseas. In case that the OFW left their children in the custody of a guardian, abuses also happen to them without the knowledge of the OFW.

Working overseas has its toll. Many Filipinos work abroad for attractive salaries that they believe, would make them able to give their families back home a better future and an adequate living condition. The truth is, money is not everything. You can earn a lot, yes, but how about your relationship with your spouse? Your kids? Your presence means more to your family that the money or things you send. there will be nothing more valuable than the time you spend together as a whole family.Cases of infidelity happen while the other is working abroad, wives having an affair with another man, and vice versa. In some cases, the other parent abuses their children while the other is working overseas. In case that the OFW left their children in the custody of a guardian, abuses also happen to them without the knowledge of the OFW.
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