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Tuesday, May 19, 2020

Makakahiram ka ng Hindi Bababa sa P10,000 sa DTI, P500 ang Magiging Interes Kada Buwan



Ano ang CASH LOAN CARES program ng DTI? 


Ang COVID19 Assistance to Restart Enterprises o CARES program ng DTI ay ang simula sa P1B pondo na Enterprise Rehabilitation Financing sa ilalim ng Pondo sa Pagbabago at Pag-asenso (P3) para magbigay suporta sa mga micro and small businesses na apektado ng quarantines at lockdown dahil sa Corona Virus 2019 sa bansa.
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Sino ang mga Kwalipikadong Makapanghiram?

1. 100 Percent na mga Micro o Small Enterprise na Pag-aari ng Filipino
2. Ang tindahan o negosyo ay nagsisimula na noong 16 March 2020
3. Apektado ng Enhance Community Lockdown
4. Ang negosyo o capital o kabuuang kumpanya ay may asset na hindi lalagpas sa P15M
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Magkano ang maloloan o mahihiram na pera?
1. Ang mga tindahan na may asset na hindi lalagpas ng P3M ay makakahiram ng P10K hanggang P200K
2. Ang Small Enterprise na may asset size na hindi lalagpas sa P15M ay makakahiram ng hindi lalagpas sa P500K

Magkano ang interest Rate at Grace Period?


0.5% Kada buwan ang magiging interes kada buwan at may 6 months na maximum grace period on principal repayment


Halimbawa kung ikaw ay nakahiram ng P10K ang babayaran mong interes kada buwan ay P500
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Ano ang Loan Payment Terms o Hanggang Kailan dapat bayaran ang utang?

Dapat mabayaran ang utang sa loob ng 12 na buwan hanggang 24 na buwan (Exclusive of Grace Period)

Anong mga Loan Requirements?

1. Mandatory requirements sa lahat ng manghihiram ang Fully accomplished Loan Application Form 


2. Isang government Issued ID with picture
3. Proof of permanent business address

PARA SA HIHIRAM NG P10K to P50K

1. Dapat may pisikal na assets halimbawa food cart, tindahan, o kung anumang lutuan o simple equipment at inventory ng mga paninda
2. Barangay Business Certification / Permit

PARA SA CASH LOAN NA P50K to P150K


1. DTI/SEC BUSINESS REGISTRATION
2. Barangay Business Certification / Permit

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PARA SA MAGCACASH LOAN NG P150K up to P200K to P500K

Tingnan sa larawan o info graphics na ito ang mga kaukulang requirements.




In order to support micro and small businesses affected by the economic impact of Covid19 in the country, the Small Business Corporation under the guidance of the Department of Trade and Industry is setting up a P1.0 billion Enterprise Rehabilitation Financing facility under the Pondo sa Pagbabago at Pag-asenso (Covid19 P3-ERF for short). The facility will be implemented once the Community Quarantine declarations are lifted by the National Government and/or respective Local Government Units.

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The ERF loan fund will have the following features:
Micro and small enterprises with at least one year continuous operation prior to March 2020, and whose businesses suffered drastic reduction in sales during the ensuing epidemic may access the loan fund;
Micro enterprises with asset size of not more than P3.0 million may borrow P10.0 thousand up to P200.0 thousand;
Small enterprises with asset size of not more than P10.0 million may borrow a higher loan amount but not to exceed P500.0 thousand;
The loan shall be used to help the enterprise stabilize or recover from its losses. Specifically, the following purposes are qualified:
Updating of loan amortizations for vehicle loans or other fixed asset loans of the business;
Inventory replacement for perishable stocks damaged;
Working capital replacement to restart the business
Interest rate shall be at 0.5% per month (discounted basis); and
Grace period on payments shall be given until such time that the economic crisis has abated.

According to DTI Secretary Ramon Lopez, the P3-ERF facility is part of the economic relief program of the administration of President Rodrigo Roa Duterte for small businesses further marginalized by the Covid19 epidemic.






©2020 THOUGHTSKOTO

37 comments:

  1. Pwd PO b sari sari store n maliit pero brgy.business permit lng hawak?

    ReplyDelete
  2. panu po yung mga paloadan lang po at tindang ulam at kakanin lang, pwde po b?

    ReplyDelete
  3. Maliit lng po tindahan ko wala nmn po ako business permit

    ReplyDelete
  4. Magkano po hulog sa 10k?saan din po mag babayad...?

    ReplyDelete
  5. Paano po tahian lng po ng paninda.maliit lng po ng puhunan.

    ReplyDelete
  6. How to apply po?

    ReplyDelete
  7. Pano p mgapply san po ppasa ung form

    ReplyDelete
  8. Hello pano po makapag apply mat sari sari store po na maliit at Baranggay permit po akong hawak

    ReplyDelete
  9. Paano po kakanin pAninda at merynda kailangan pa po ba baranggay permit?

    ReplyDelete
  10. By Orders lng po ng kakanin.no permit.loading po.????mkakaavail po b?

    ReplyDelete
    Replies
    1. Anonymous10:32 AM

      Pano un kapag on call beautician ako bago Ang lockdown. Na expired na Ang aking dti at Wala na ren akong pwesto ngayon maaari ba akong mag avail Ng itong loan para makapag umpisa sa ngayon

      Delete
  11. Panu po mag apply gumagawa po ako ng mga sweets like leche plan ube halaya by order po tas nagttinda din po ako s palengke ng mlolos bulacan

    ReplyDelete
  12. how to apply po...were to send our application

    ReplyDelete
  13. Naguluhan lng po ako...mgkanu po ba talaga ang interest rate...
    5% po or 0.5%? Kc according sa computation nyo eh 5% malaki po yun kung hangad ang pagtulong...mukhang lalo nyo ilulubog ang maliliit na negosyante ..

    ReplyDelete
  14. pnu po ang restaurant anu po ang requirment

    ReplyDelete
  15. Pwede po ba makapagloan for hog raising?

    ReplyDelete
  16. Paano po mg-avail ng loan my mliit n tahian po aq aq lng din mananahi ngp-order po aq ng pillow cases bedsheets at iba p,pede po b aq mkhiram?

    ReplyDelete
  17. san po ipapasa yung form after mg fill up. at ilang days po bago malaman kung kelan q marerecieve yung loan

    ReplyDelete
  18. San po ipapasa ang mga requirements

    ReplyDelete
  19. saan ipapasa ung requirements?

    ReplyDelete
  20. Mag kano hulug monthly

    ReplyDelete
  21. Paano magaaplay ng personalat ano requirments sa maliit na negosyo tulad ko ?

    ReplyDelete
  22. Paano kaya maka apply at ano ano na man ang requirments paano po kung walang permet o maliliit na tindahan

    ReplyDelete
  23. Pano po iyong walang permanent na pusto l mean iyong Naga bulate sa mga baranggay na palengke..puwedi po ba mka avail sa program..na katulad ko po.

    ReplyDelete
  24. San ipapasa Ang requirements?

    ReplyDelete
  25. 100k po puhunan sa itlog.magkano po ung tubo.sayang nman kasi ung pwesto ko.nka start napo kame kulang po sa puhunan..sana po matulongan nyo kame.
    Salamat..

    ReplyDelete
  26. How about po online seller makaka avail b ng loan nyo?

    ReplyDelete
  27. Josephine Laberinto Perez12:33 PM

    Im a online seller pde po ba mag apply ng loan anu pong requirments?salamat po.

    ReplyDelete
  28. Josephine Laberinto Perez12:34 PM

    Im a online seller pde po ba mag apply ng loan anu pong requirments?salamat po.

    ReplyDelete
  29. Mayron po akong Barber Shop and Salon i am applying loans in DTI P3.

    ReplyDelete
  30. Pano po kung nagtitinda ng sot pwede po ba kc balak ko po bumili ng high speed na makina mananahi po ako ng face mas(

    ReplyDelete
  31. Anonymous8:28 AM

    sarado pa po ang DTI dito sa meycauayan, san pa po ba pwede mag submit ng loan form

    ReplyDelete
  32. Nandyan na po sa link ang sagot sa katanungan...basahin lang po ninyo nasa taas po sya

    ReplyDelete
  33. San po isesend ung application form??

    ReplyDelete