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Friday, November 04, 2016

WATCH: HOW OFW LOSES P150,000 TO EMAIL HACKER

An Overseas Filipino Worker (OFW) in India loses P150,000 to an email hacker.

Oseta Ballena is working as Civil Engineer in Mumbai, India. She said, last July, she asked help from her company to send $3,500 or P150,000 to her son in the Philippines.

But after few days, her son called and informed that he did not receive the money.

Ballena said, when she follow-up the transaction to her company, then, they discovered that the money was sent to a wrong person named "Marilyn Javier."

According to Ballena, the email she was using for banking transaction was hacked and she doesn't know that she is already transacting with a hacker.

Watch the video to know on how it happens.

(WATCH:P150K NA PADALA NG OFW, NANAKAW NG HACKER NA NAKIALAM SA KANYANG EMAIL ACCOUNT)

According to the bank in the Philippines where she sends the money for his son, they can no longer return the money because it is already withdrawn and the account is already close.

The victim is said to be using her Yahoo account in her banking transaction.

YAHOO CONFIRMS, 500 MILLION ACCOUNTS WAS HACKED OR STOLEN

We are happy to know that our hard-earned money reaches our family back home. So it is important to make sure that our money is safe and reaches its destination, our loved ones.

Here are 5 money transfer tips for OFWs

1. Choose a bank or remittance outlet with a good reputation. For example, the Bank of the Philippines Island (BPI), Metro Bank, BDO, among others. In remittance outlet, there are Moneygram, Western Union etc. It may cost you a little more but nothings beat the feeling that your money is safe and you are confident that it will reach its destination.

2. Electronic funds transfer (EFT). It is one form of electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, through computer-based systems and without the direct intervention of bank staff. But with this, you should be careful with your account, since it has possibilities of being hacked.

(WATCH:Perang ipinadala sa pamamagitan ng money remittance, nawala matapos kunin ng kapangalan)

3. Avoid sending money through regular postal service. Your money will take a time to reach your loved ones in the Philippines. This is also prone to pilferage. There are possibilities that your money could be lost or stolen during the shipment.

4. Send money through banks with ATM Services.

You can apply for a bank account with ATM remains in your family at home. This is one of the most convenient ways to send money home.

5. Send money using your mobile phone.

The Philippines the two biggest network, the Smart and Globe has this services available abroad. The Smart Money or Smart Padala and Globe GCASH services can be done through mobile phones.

(WATCH:Perang ipinadala ng OFW, di ibinigay ng remittance center?)