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Thursday, January 14, 2016

Philam Life Offers FREE Accident Insurance For OFWs

Philam Life is currently offering a program for OFWs called Balik-Bayani Program.

The program aims to educate and inform OFWs how important it is to stay protected at all times.

By joining the BalikBayani Program, OFWs who successfully register will be entitled to receive a free personal accident coverage worth P25,000.00 valid for 30 days from the time the coverage takes effect.

If you are an OFW planning to spend vacation in the Philippines you can register to the program and immediately you can avail free insurance coverage for accidents.

Simply follow these steps to avail the FREE insurance coverage:

1. If you are in the Philippines, fill out the BalikBayani sign-up form at the Philam website.
2. You will receive an email from them, asking you to confirm your information.
3. Reply to validate your email address, and answer some questions to process coverage.
4. They will inform you via email once your coverage takes effect.
Enjoy 30 days of coverage, absolutely free.

What if I am not in the Philippines now?

If you are not yet in the Philippines, you have the option of assigning your free personal accident coverage to an immediate family member in the Philippines. To do this, when you reply to our email to validate your email address, simply choose the option assign coverage to my dependent, and they will process the coverage in his/her name. Assigned dependent must meet the eligibility requirements.

Summary of Benefits

Eligibility• Any active overseas Filipino worker or his immediate family member*, in good health, actively performing the normal chores of life, ages 18-65
*If married, spouse or children. If single, parents or siblings.
Coverage• Accidental Death (AD): P25,000.00
Benefits• AD provides the coverage amount if the insured dies within 180 days from the date of an accident.
Provides 24 hour coverage, worldwide
Beneficiary Designation• Benefits, if any, are payable to the person or persons surviving the insured in the following order of preference:
(a) Legal Spouse and Children
(b) Parents
(c) Brothers and Sisters
(d) His Estate