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Showing posts with label UAE. Show all posts
Showing posts with label UAE. Show all posts

Friday, February 24, 2017

OFWs told "borrow money in the Philippines to avoid jail abroad"


Many people think that Overseas Filipino Workers (OFWs) has a lot of money since they are working abroad. But the truth is some of them are also in debt while abroad and worse, sent to jail due to unpaid debt.  Because of this Labour Attache, Ofelia Domingo advised OFWs to borrow money at home to avoid jail term in other countries especially when you are in the Middle East.
Many people think that Overseas Filipino Workers (OFWs) has a lot of money since they are working abroad. But the truth is some of them are also in debt while abroad and worse, sent to jail due to unpaid debt.

Because of this Labour Attache, Ofelia Domingo advised OFWs to borrow money at home to avoid jail term in other countries especially when you are in the Middle East.




According to Domingo, 15 out of 205 Filipinos that put in prison in Dubai and Ajman jails are due to non-payment of personal loans or bounced checks.


Domingo said the following are main reason of OFWs debt;
  • OFW lost their job
  • OFW opened a business that went bankrupt and went further into debt
  • They need to send money home for family needs or for emergencies

The official reiterated that Filipinos have an alternative borrowing money in the UAE or in abroad that does not put them at risk of imprisonment due to unintentional non-payment of loans.



An example of this is the OFW Reintegration Program of OWWA and Land Bank of the Philippines for those who wants to pursue business where they can loan from P100,000 up to P2 million pesos.

For OFWs who wants a loan for a house, there's a Pag-IBIG package for OFWs who are active members.

They can also apply for a loan in Social Security System (SSS).

“If they need to take a loan, it’s good to borrow from Philippine government entities or banks because, under Philippine law, no one can be imprisoned because of debt,” Domingo said. “They can apply for the loan here and processing will be done in the Philippines.”


OFW MUST SAVE

Balanga, Bataan Bishop Ruperto Santos, chairman of Catholic Bishops’ Conference of the Philippines-Episcopal Commission on Migrants and Itinerant People advice OFWs to save money and avoid debt.

SEVEN SAVING TIPS FOR OFWS 
(SOURCE:ABS-CBN)








According to Bishop Santos, OFW must know how to spend their hard earned money wisely, since working abroad is not permanent.

He said OFW should not spend their money on useless things and beware of "sale" and of using credit cards with a big interest in case you fail to pay your balance on a due date.

SEE MORE:

9 TIPS TO BECOME "DEBT-FREE"!

WARNING: IN SAUDI ARABIA, BE WARY OF BEING A DEBT GUARANTOR, YOU COULD END UP IN JAIL

ANOTHER REMINDER TO ALL OFWS: BEWARE OF "UTANG" IN ABROAD

WATCH VIDEO:PINAY DH IN HONG KONG STRANGLED IN PUBLIC DUE TO FRIEND'S DEBT

SOME QUESTIONS ABOUT LOANS, DEBTS and FILING CASES FOR NON-PAYMENT AT SMALL CLAIM CASE




©2017 THOUGHTSKOTO

Saturday, February 18, 2017

UAE TO BUILD A CITY ON MARS BY 2117?

The UAE has made an announcement that may sound like a fake news to you but, yes, it is legit and serious.  In line  with its existing plans to venture out into the universe, the Gulf state said  that their  plans includes building the first city on Mars by 2117.  Dubai ruler Sheikh Mohammed Bin Rashid Al Maktoum announced that the Mars 2117 Project, is part of a 100-year national program to achieve scientific breakthroughs that will enable the transporting of people to Mars.  A virtual presentation was showcased depicting an initial concept for the city on Mars during the announcement.               According to Dubai-based newspaper Gulf News.The project will be in collaboration with “specialized international organizations and scientific institutes.”      “The landing of people on other planets has been a longtime dream for humans. Our aim is that the UAE will spearhead international efforts to make this dream a reality." Sheikh Mohammed said.   he said that human ambitions have no limits, and whoever looks into the scientific breakthroughs in the current century believes that human abilities can realize the most important human dream.  “The new project is a seed that we are planting today, and we expect the next generations to reap its fruits,” the Sheikh added.  The project is in accordance with an announcement made in 2015, in which the UAE unveiled its Mars Probe mission, sending the Arab world’s first spacecraft in a scientific exploration mission that will land on Mars in 2021.  According to Abu Dhabi Crown Prince Sheikh Mohammed Bin Zayed, the said project aims to boost the UAE’s scientific advancement.   The city they are planning build will be about the size of Chicago said to accommodate 600,000 humans.  Source: Saudi Gazette RECOMMENDED:  BEFORE YOU GET MARRIED,BE AWARE OF THIS  ISRAEL TO HIRE HUNDREDS OF FILIPINOS FOR HOTEL JOBS  MALLS WITH OSSCO AND OTHER GOVERNMENT SERVICES  DOMESTIC ABUSE EXPOSED ON SOCIAL MEDIA  HSW IN KUWAIT: NO SALARY FOR 9 YEARS  DEATH COMPENSATION FOR SAUDI EXPATS  ON JAKATIA PAWA'S EXECUTION: "WE DID EVERYTHING.." -DFA  BELLO ASSURES DECISION ON MORATORIUM MAY COME OUT ANYTIME SOON  SEN. JOEL VILLANUEVA  SUPPORTS DEPLOYMENT BAN ON HSWS IN KUWAIT  AT LEAST 71 OFWS ON DEATH ROW ABROAD  DEPLOYMENT MORATORIUM, NOW! -OFW GROUPS  BE CAREFUL HOW YOU TREAT YOUR HSWS  PRESIDENT DUTERTE WILL VISIT UAE AND KSA, HERE'S WHY  MANPOWER AGENCIES AND RECRUITMENT COMPANIES TO BE HIT DIRECTLY BY HSW DEPLOYMENT MORATORIUM IN KUWAIT  UAE TO START IMPLEMENTING 5%VAT STARTING 2018  REMEMBER THIS 7 THINGS IF YOU ARE APPLYING FOR HOUSEKEEPING JOB IN JAPAN  KENYA , THE LEAST TOXIC COUNTRY IN THE WORLD; SAUDI ARABIA, MOST TOXIC   "JUNIOR CITIZEN "  BILL TO BENEFIT POOR FAMILIES






The UAE has made an announcement that may sound like a fake news to you but, yes, it is legit and serious.

In line  with its existing plans to venture out into the universe, the Gulf state said  that their  plans includes building the first city on Mars by 2117.

Dubai ruler Sheikh Mohammed Bin Rashid Al Maktoum announced that the Mars 2117 Project, is part of a 100-year national program to achieve scientific breakthroughs that will enable the transporting of people to Mars.

A virtual presentation was showcased depicting an initial concept for the city on Mars during the announcement.














According to Dubai-based newspaper Gulf News.The project will be in collaboration with “specialized international organizations and scientific institutes.” 

The UAE has made an announcement that may sound like a fake news to you but, yes, it is legit and serious.  In line  with its existing plans to venture out into the universe, the Gulf state said  that their  plans includes building the first city on Mars by 2117.  Dubai ruler Sheikh Mohammed Bin Rashid Al Maktoum announced that the Mars 2117 Project, is part of a 100-year national program to achieve scientific breakthroughs that will enable the transporting of people to Mars.  A virtual presentation was showcased depicting an initial concept for the city on Mars during the announcement.               According to Dubai-based newspaper Gulf News.The project will be in collaboration with “specialized international organizations and scientific institutes.”      “The landing of people on other planets has been a longtime dream for humans. Our aim is that the UAE will spearhead international efforts to make this dream a reality." Sheikh Mohammed said.   he said that human ambitions have no limits, and whoever looks into the scientific breakthroughs in the current century believes that human abilities can realize the most important human dream.  “The new project is a seed that we are planting today, and we expect the next generations to reap its fruits,” the Sheikh added.  The project is in accordance with an announcement made in 2015, in which the UAE unveiled its Mars Probe mission, sending the Arab world’s first spacecraft in a scientific exploration mission that will land on Mars in 2021.  According to Abu Dhabi Crown Prince Sheikh Mohammed Bin Zayed, the said project aims to boost the UAE’s scientific advancement.   The city they are planning build will be about the size of Chicago said to accommodate 600,000 humans.  Source: Saudi Gazette RECOMMENDED:  BEFORE YOU GET MARRIED,BE AWARE OF THIS  ISRAEL TO HIRE HUNDREDS OF FILIPINOS FOR HOTEL JOBS  MALLS WITH OSSCO AND OTHER GOVERNMENT SERVICES  DOMESTIC ABUSE EXPOSED ON SOCIAL MEDIA  HSW IN KUWAIT: NO SALARY FOR 9 YEARS  DEATH COMPENSATION FOR SAUDI EXPATS  ON JAKATIA PAWA'S EXECUTION: "WE DID EVERYTHING.." -DFA  BELLO ASSURES DECISION ON MORATORIUM MAY COME OUT ANYTIME SOON  SEN. JOEL VILLANUEVA  SUPPORTS DEPLOYMENT BAN ON HSWS IN KUWAIT  AT LEAST 71 OFWS ON DEATH ROW ABROAD  DEPLOYMENT MORATORIUM, NOW! -OFW GROUPS  BE CAREFUL HOW YOU TREAT YOUR HSWS  PRESIDENT DUTERTE WILL VISIT UAE AND KSA, HERE'S WHY  MANPOWER AGENCIES AND RECRUITMENT COMPANIES TO BE HIT DIRECTLY BY HSW DEPLOYMENT MORATORIUM IN KUWAIT  UAE TO START IMPLEMENTING 5%VAT STARTING 2018  REMEMBER THIS 7 THINGS IF YOU ARE APPLYING FOR HOUSEKEEPING JOB IN JAPAN  KENYA , THE LEAST TOXIC COUNTRY IN THE WORLD; SAUDI ARABIA, MOST TOXIC   "JUNIOR CITIZEN "  BILL TO BENEFIT POOR FAMILIES

 “The landing of people on other planets has been a longtime dream for humans. Our aim is that the UAE will spearhead international efforts to make this dream a reality." Sheikh Mohammed said.

 he said that human ambitions have no limits, and whoever looks into the scientific breakthroughs in the current century believes that human abilities can realize the most important human dream.

“The new project is a seed that we are planting today, and we expect the next generations to reap its fruits,” the Sheikh added.

The project is in accordance with an announcement made in 2015, in which the UAE unveiled its Mars Probe mission, sending the Arab world’s first spacecraft in a scientific exploration mission that will land on Mars in 2021.

According to Abu Dhabi Crown Prince Sheikh Mohammed Bin Zayed, the said project aims to boost the UAE’s scientific advancement. 


The city they are planning build will be about the size of Chicago and said to accommodate around 600,000 humans.

Source: Saudi Gazette

RECOMMENDED:

BEFORE YOU GET MARRIED,BE AWARE OF THIS

ISRAEL TO HIRE HUNDREDS OF FILIPINOS FOR HOTEL JOBS

MALLS WITH OSSCO AND OTHER GOVERNMENT SERVICES

DOMESTIC ABUSE EXPOSED ON SOCIAL MEDIA

HSW IN KUWAIT: NO SALARY FOR 9 YEARS

DEATH COMPENSATION FOR SAUDI EXPATS

ON JAKATIA PAWA'S EXECUTION: "WE DID EVERYTHING.." -DFA

BELLO ASSURES DECISION ON MORATORIUM MAY COME OUT ANYTIME SOON

SEN. JOEL VILLANUEVA  SUPPORTS DEPLOYMENT BAN ON HSWS IN KUWAIT

AT LEAST 71 OFWS ON DEATH ROW ABROAD

DEPLOYMENT MORATORIUM, NOW! -OFW GROUPS

BE CAREFUL HOW YOU TREAT YOUR HSWS

PRESIDENT DUTERTE WILL VISIT UAE AND KSA, HERE'S WHY

MANPOWER AGENCIES AND RECRUITMENT COMPANIES TO BE HIT DIRECTLY BY HSW DEPLOYMENT MORATORIUM IN KUWAIT

UAE TO START IMPLEMENTING 5%VAT STARTING 2018

REMEMBER THIS 7 THINGS IF YOU ARE APPLYING FOR HOUSEKEEPING JOB IN JAPAN

KENYA , THE LEAST TOXIC COUNTRY IN THE WORLD; SAUDI ARABIA, MOST TOXIC


"JUNIOR CITIZEN "  BILL TO BENEFIT POOR FAMILIES

©2017 THOUGHTSKOTO

Thursday, February 16, 2017

DOMESTIC ABUSE EXPOSED BY A FILIPINA ON SOCIAL MEDIA

An OFW in Abu Dhabi,UAE,  turned to social media to expose the violence being done to him by her Jordanian husband.  Along with a close-up picture of her bruised face. The words: “I suffer for so many years. Please, Mahmoud Abuhalawa, divorce me,” can be read on the LinkedIn and Instagram profile of Mary Ann Batulanon.   "This has been going on for many years. He beats me up black and blue without any mercy. I cannot take it anymore," Batulanon, 30, told Khaleej Times over the phone. The mother of a four-year old girl has filed for divorce and the case is pending at the Abu Dhabi family court.  However, the husband, who works in a bank,  denied the allegations.  "It is not true. She hurts herself every time and goes to the court to file case against me," said the husband. Batulanon works as a receptionist in a car showroom in Abu Dhabi. She got married to Jordanian Abuhalawa in 2012, after converting to Islam.  Batulanon said that from the early days of their marriage, her husband started to hurt her. In fact, a medical record shows that she had bluish discoloration of the skin, bruises caused by external trauma.  Batulanon decided to live in a separate house last week because her husband hurt her again.  "All i want from him now is a divorce. he should also pay for my daughter's maintenance. I [turned] to social media so that the world [may know] what he [has been doing] to me," she said.  The husband said that he is willing to give her the divorce she is asking, but he will take a legal action against her if she slanders his name in social media.        Court documents tell that in 2016, Batulanon filed a divorce from her husband and applied for the custody of her 4 -year-old daughter but the couple was once reconciled and the domestic violence  charges against the husband has been dropped. However, the incident happened again just recently and batulanon again  ask for a divorce. Now, the family prosecution had forwarded the case to the court after the husband has failed to appear before the family guidance committee. RECOMMENDED: ON JAKATIA PAWA'S EXECUTION: "WE DID EVERYTHING.." -DFA  BELLO ASSURES DECISION ON MORATORIUM MAY COME OUT ANYTIME SOON  SEN. JOEL VILLANUEVA  SUPPORTS DEPLOYMENT BAN ON HSWS IN KUWAIT  AT LEAST 71 OFWS ON DEATH ROW ABROAD  DEPLOYMENT MORATORIUM, NOW! -OFW GROUPS  BE CAREFUL HOW YOU TREAT YOUR HSWS  PRESIDENT DUTERTE WILL VISIT UAE AND KSA, HERE'S WHY  MANPOWER AGENCIES AND RECRUITMENT COMPANIES TO BE HIT DIRECTLY BY HSW DEPLOYMENT MORATORIUM IN KUWAIT  UAE TO START IMPLEMENTING 5%VAT STARTING 2018  REMEMBER THIS 7 THINGS IF YOU ARE APPLYING FOR HOUSEKEEPING JOB IN JAPAN  KENYA , THE LEAST TOXIC COUNTRY IN THE WORLD; SAUDI ARABIA, MOST TOXIC   "JUNIOR CITIZEN "  BILL TO BENEFIT POOR FAMILIES






An OFW in Abu Dhabi,UAE,  turned to social media to expose the violence being done to him by her Jordanian husband.

Along with a close-up picture of her bruised face. The words: “I suffer for so many years. Please, Mahmoud Abuhalawa, divorce me,”
can be read on the LinkedIn and Instagram profile of Mary Ann Batulanon. 
An OFW in Abu Dhabi,UAE,  turned to social media to expose the violence being done to him by her Jordanian husband.  Along with a close-up picture of her bruised face. The words: “I suffer for so many years. Please, Mahmoud Abuhalawa, divorce me,” can be read on the LinkedIn and Instagram profile of Mary Ann Batulanon.   "This has been going on for many years. He beats me up black and blue without any mercy. I cannot take it anymore," Batulanon, 30, told Khaleej Times over the phone. The mother of a four-year old girl has filed for divorce and the case is pending at the Abu Dhabi family court.  However, the husband, who works in a bank,  denied the allegations.  "It is not true. She hurts herself every time and goes to the court to file case against me," said the husband. Batulanon works as a receptionist in a car showroom in Abu Dhabi. She got married to Jordanian Abuhalawa in 2012, after converting to Islam.  Batulanon said that from the early days of their marriage, her husband started to hurt her. In fact, a medical record shows that she had bluish discoloration of the skin, bruises caused by external trauma.  Batulanon decided to live in a separate house last week because her husband hurt her again.  "All i want from him now is a divorce. he should also pay for my daughter's maintenance. I [turned] to social media so that the world [may know] what he [has been doing] to me," she said.  The husband said that he is willing to give her the divorce she is asking, but he will take a legal action against her if she slanders his name in social media.        Court documents tell that in 2016, Batulanon filed a divorce from her husband and applied for the custody of her 4 -year-old daughter but the couple was once reconciled and the domestic violence  charges against the husband has been dropped. However, the incident happened again just recently and batulanon again  ask for a divorce. Now, the family prosecution had forwarded the case to the court after the husband has failed to appear before the family guidance committee. RECOMMENDED: ON JAKATIA PAWA'S EXECUTION: "WE DID EVERYTHING.." -DFA  BELLO ASSURES DECISION ON MORATORIUM MAY COME OUT ANYTIME SOON  SEN. JOEL VILLANUEVA  SUPPORTS DEPLOYMENT BAN ON HSWS IN KUWAIT  AT LEAST 71 OFWS ON DEATH ROW ABROAD  DEPLOYMENT MORATORIUM, NOW! -OFW GROUPS  BE CAREFUL HOW YOU TREAT YOUR HSWS  PRESIDENT DUTERTE WILL VISIT UAE AND KSA, HERE'S WHY  MANPOWER AGENCIES AND RECRUITMENT COMPANIES TO BE HIT DIRECTLY BY HSW DEPLOYMENT MORATORIUM IN KUWAIT  UAE TO START IMPLEMENTING 5%VAT STARTING 2018  REMEMBER THIS 7 THINGS IF YOU ARE APPLYING FOR HOUSEKEEPING JOB IN JAPAN  KENYA , THE LEAST TOXIC COUNTRY IN THE WORLD; SAUDI ARABIA, MOST TOXIC   "JUNIOR CITIZEN "  BILL TO BENEFIT POOR FAMILIES
"This has been going on for many years. He beats me up black and blue without any mercy. I cannot take it anymore," Batulanon, 30, told Khaleej Times over the phone. The mother of a four-year old girl has filed for divorce and the case is pending at the Abu Dhabi family court.

However, the husband, who works in a bank,  denied the allegations.
"It is not true. She hurts herself every time and goes to the court to file case against me," said the husband. Batulanon works as a receptionist in a car showroom in Abu Dhabi. She got married to Jordanian Abuhalawa in 2012, after converting to Islam.

Batulanon said that from the early days of their marriage, her husband started to hurt her. In fact, a medical record shows that she had bluish discoloration of the skin, bruises caused by external trauma.

Batulanon decided to live in a separate house last week because her husband hurt her again.

"All i want from him now is a divorce. he should also pay for my daughter's maintenance. I [turned] to social media so that the world [may know] what he [has been doing] to me," she said.

The husband said that he is willing to give her the divorce she is asking, but he will take a legal action against her if she slanders his name in social media.






Court documents tell that in 2016, Batulanon filed a divorce from her husband and applied for the custody of her 4 -year-old daughter but the couple was once reconciled and the domestic violence  charges against the husband has been dropped.
However, the incident happened again just recently and batulanon again  ask for a divorce. Now, the family prosecution had forwarded the case to the court after the husband has failed to appear before the family guidance committee.

©2017 THOUGHTSKOTO

Monday, February 06, 2017

10 REASONS WHY DUTERTE IS VISITING SAUDI ARABIA and the UAE



President Rodrigo Duterte's compassion to the OFW sector is evident in his actions that's why OFWs around the globe love him. From the creation of OFW one-stop-shop to dissolution of tanim-bala and bukas-balikbayan box, he even told the OFWs to slap anyone who may attempt to extort money from them at the NAIA.   The President even told the OFWs that he wants that the OFW diaspora will end in this generation and come home to the Philippines for good. He never fail to address OFW concerns whenever he visit a country and with government programs for the OFWs, the sector that has been neglected by the previous administration has found their president, indeed.   President Duterte  will be visiting the United Arab Emirates and Saudi Arabia soon and here are the reasons why:  1. To express gratitude to the overseas Filipinos for their support. During the last presidential election, the OFWs and their families supported the then Davao Mayor Duterte with the largest OAV turnout in the last 10 years. In UAE alone, Duterte got 51,879 or 83.5 % of the total 62,103 actual votes cast. Duterte got 58% of the total votes in Jeddah, Saudi Arabia and 64% total votes in Riyadh. According to the data released by Commission on Elections (Comelec) Commissioner Rowena Guanzon, Duterte got the most number of votes with 313,346 total votes from OFWs abroad.   2.Listen to OFW concerns.  “The trip is not something for other reasons. We are coming here to address specific problems. He could not himself fully understand why Filipinos would much rather want to remain here. He would like to make sure that he fully understands this,” DFA Secretary Perfecto Yasay Jr. said.  “He will not only go to Saudi or UAE and go back home. No, he will stay here for a few days, talk to the leaders and see what kinds of agreement can be signed,” he added.  The OFWS are close to the heart of the President  because he understand them, like a father knows and understand his children.     3. For bilateral agreements that will benefit the OFWs.   According to Sec. Yasay,senior Philippine officials “are now engaging our counterparts in these countries for the purpose of entering into agreements to strengthen our bilateral agreements” prior to President Duterte’s trip.  4. To formulate policies for the benefit of our modern heroes--the OFWs.    Among President Duterte’s flagship programs for OFWs are the creation of a separate department for OFWs, the creation of an OFW bank and the abolition of the Overseas Employment Certificate (OEC).  The Middle East-specific policies will be implemented based on the president’s assessment on his visit to the region.   5. To sustain Philippines' economic growth by forging trade ties with the Middle east counterparts and generate jobs back home. “It is the hope of President Duterte that before his six year term is over, those who apply for jobs abroad will simply be doing so on the basis of choice rather than forced to do so,” Yasay said.  6. To address the largest OFW community in Saudi Arabia. Currently, there are 872,000 OFWs in Saudi and half of this population is in Riyadh. The other half is spread across the eastern and western regions.  7. Biggest OFW remittances next to USA is coming from Saudi, Arabia.  Without a doubt, OFW remittances make the Philippine economy afloat. The OFWs send remittances to their family back home  which their family are spending in malls, restaurants, and others which keeps the economy alive.  8. Saudi Arabia is the biggest potential trade partner from Arab region. In terms of trade, Saudi Arabia was among the top 10 partners of the Philippines in 2012. One of the key agendas on Duterte’s visit is to initiate talks with Saudi for bilateral collaborations in a number of sectors like agriculture, travel and tourism, culture, labour, trade and investment.   9.The largest number of OFWs in distress are in the Middle East particularly in Saudi Arabia.   Thousands of  distressed OFW are in Saudi Arabia, some of them are already been repatriated through the effort of the Duterte Administration and has been given assistance by OWWA and DOLE and through the programs of other government agencies like TESDA.  10. Saudi arabia and the UAE was last visited by the Philippine Pres on 2009. The last visit made by a Philippine President  to Saudi Arabia  was during  former Pres. Gloria Macapagal Arroyo's visit in 2009. The president who succeeded her never visited the middle east in his entire term.  President Rodrigo Duterte is set to visit the Middle East on February to talk and listen to the OFWs personally and to give hope to them that he will fix the country, generate more jobs and business opportunities, and make it peaceful for them to come home for good.


President Rodrigo Duterte's compassion to the OFW sector is evident in his actions that's why OFWs around the globe love him.
From the creation of OFW one-stop-shop to dissolution of tanim-bala and bukas-balikbayan box, he even told the OFWs to slap anyone who may attempt to extort money from them at the NAIA. 

The President even told the OFWs that he wants that the OFW diaspora will end in this generation and come home to the Philippines for good. He never fail to address OFW concerns whenever he visit a country and with government programs for the OFWs, the sector that has been neglected by the previous administration has found their president, indeed. 


President Duterte  will be visiting the United Arab Emirates and Saudi Arabia soon and here are the reasons why:

1To express gratitude to the overseas Filipinos for their support.
During the last presidential election, the OFWs and their families supported the then Davao Mayor Duterte with the largest OAV turnout in the last 10 years. In UAE alone, Duterte got 51,879 or 83.5 % of the total 62,103 actual votes cast. Duterte got 58% of the total votes in Jeddah, Saudi Arabia and 64% total votes in Riyadh.
According to the data released by Commission on Elections (Comelec) Commissioner Rowena Guanzon, Duterte got the most number of votes with 313,346 total votes from OFWs abroad.



2.Listen to OFW concerns.

“The trip is not something for other reasons. We are coming here to address specific problems. He could not himself fully understand why Filipinos would much rather want to remain here. He would like to make sure that he fully understands this,” DFA Secretary Perfecto Yasay Jr. said.

“He will not only go to Saudi or UAE and go back home. No, he will stay here for a few days, talk to the leaders and see what kinds of agreement can be signed,” he added.

The OFWS are close to the heart of the President  because he understand them, like a father knows and understand his children.



3. For bilateral agreements that will benefit the OFWs.

According to Sec. Yasay,senior Philippine officials “are now engaging our counterparts in these countries for the purpose of entering into agreements to strengthen our bilateral agreements” prior to President Duterte’s trip.

4. To formulate policies for the benefit of our modern day heroes--the OFWs.

President Rodrigo Duterte's compassion to the OFW sector is evident in his actions that's why OFWs around the globe love him. From the creation of OFW one-stop-shop to dissolution of tanim-bala and bukas-balikbayan box, he even told the OFWs to slap anyone who may attempt to extort money from them at the NAIA.   The President even told the OFWs that he wants that the OFW diaspora will end in this generation and come home to the Philippines for good. He never fail to address OFW concerns whenever he visit a country and with government programs for the OFWs, the sector that has been neglected by the previous administration has found their president, indeed.   President Duterte  will be visiting the United Arab Emirates and Saudi Arabia soon and here are the reasons why:  1. To express gratitude to the overseas Filipinos for their support. During the last presidential election, the OFWs and their families supported the then Davao Mayor Duterte with the largest OAV turnout in the last 10 years. In UAE alone, Duterte got 51,879 or 83.5 % of the total 62,103 actual votes cast. Duterte got 58% of the total votes in Jeddah, Saudi Arabia and 64% total votes in Riyadh. According to the data released by Commission on Elections (Comelec) Commissioner Rowena Guanzon, Duterte got the most number of votes with 313,346 total votes from OFWs abroad.   2.Listen to OFW concerns.  “The trip is not something for other reasons. We are coming here to address specific problems. He could not himself fully understand why Filipinos would much rather want to remain here. He would like to make sure that he fully understands this,” DFA Secretary Perfecto Yasay Jr. said.  “He will not only go to Saudi or UAE and go back home. No, he will stay here for a few days, talk to the leaders and see what kinds of agreement can be signed,” he added.  The OFWS are close to the heart of the President  because he understand them, like a father knows and understand his children.     3. For bilateral agreements that will benefit the OFWs.   According to Sec. Yasay,senior Philippine officials “are now engaging our counterparts in these countries for the purpose of entering into agreements to strengthen our bilateral agreements” prior to President Duterte’s trip.  4. To formulate policies for the benefit of our modern heroes--the OFWs.    Among President Duterte’s flagship programs for OFWs are the creation of a separate department for OFWs, the creation of an OFW bank and the abolition of the Overseas Employment Certificate (OEC).  The Middle East-specific policies will be implemented based on the president’s assessment on his visit to the region.   5. To sustain Philippines' economic growth by forging trade ties with the Middle east counterparts and generate jobs back home. “It is the hope of President Duterte that before his six year term is over, those who apply for jobs abroad will simply be doing so on the basis of choice rather than forced to do so,” Yasay said.  6. To address the largest OFW community in Saudi Arabia. Currently, there are 872,000 OFWs in Saudi and half of this population is in Riyadh. The other half is spread across the eastern and western regions.  7. Biggest OFW remittances next to USA is coming from Saudi, Arabia.  Without a doubt, OFW remittances make the Philippine economy afloat. The OFWs send remittances to their family back home  which their family are spending in malls, restaurants, and others which keeps the economy alive.  8. Saudi Arabia is the biggest potential trade partner from Arab region. In terms of trade, Saudi Arabia was among the top 10 partners of the Philippines in 2012. One of the key agendas on Duterte’s visit is to initiate talks with Saudi for bilateral collaborations in a number of sectors like agriculture, travel and tourism, culture, labour, trade and investment.   9.The largest number of OFWs in distress are in the Middle East particularly in Saudi Arabia.   Thousands of  distressed OFW are in Saudi Arabia, some of them are already been repatriated through the effort of the Duterte Administration and has been given assistance by OWWA and DOLE and through the programs of other government agencies like TESDA.  10. Saudi arabia and the UAE was last visited by the Philippine Pres on 2009. The last visit made by a Philippine President  to Saudi Arabia  was during  former Pres. Gloria Macapagal Arroyo's visit in 2009. The president who succeeded her never visited the middle east in his entire term.  President Rodrigo Duterte is set to visit the Middle East on February to talk and listen to the OFWs personally and to give hope to them that he will fix the country, generate more jobs and business opportunities, and make it peaceful for them to come home for good.

Among President Duterte’s flagship programs for OFWs are the creation of a separate department for OFWs, the creation of an OFW bank and the abolition of the Overseas Employment Certificate (OEC).

The Middle East-specific policies will be implemented based on the president’s assessment on his visit to the region. 

5. To sustain Philippines' economic growth by forging trade ties with the Middle east counterparts and generate jobs back home.

“It is the hope of President Duterte that before his six year term is over, those who apply for jobs abroad will simply be doing so on the basis of choice rather than forced to do so,” Yasay said.



6. To address the largest OFW community in Saudi Arabia.

Currently, there are 872,000 OFWs in Saudi and half of this population is in Riyadh. The other half is spread across the eastern and western regions.

7. Biggest OFW remittances next to USA is coming from Saudi, Arabia.

Without a doubt, OFW remittances make the Philippine economy afloat. The OFWs send remittances to their family back home  which their family are spending in malls, restaurants, and others which keeps the economy alive.

8. Saudi Arabia is the biggest potential trade partner from Arab region.
In terms of trade, Saudi Arabia was among the top 10 partners of the Philippines in 2012.

One of the key agendas on Duterte’s visit is to initiate talks with Saudi for bilateral collaborations in a number of sectors like agriculture, travel and tourism, culture, labour, trade and investment.


9.The largest number of OFWs in distress are in the Middle East particularly in Saudi Arabia. 

Thousands of  distressed OFW are in Saudi Arabia, some of them are already been repatriated through the effort of the Duterte Administration and has been given assistance by OWWA and DOLE and through the programs of other government agencies like TESDA.



10. To make a state visit in the Middle East that has not been done since 2009.

The last visit made by a Philippine President  to Saudi Arabia  was during  former Pres. Gloria Macapagal Arroyo's visit in 2009. The president who succeeded her never visited the Middle East in his entire term.


President Rodrigo Duterte is set to visit the Middle East on February to talk and listen to the OFWs personally and to give hope to them that he will fix the country, generate more jobs and business opportunities, and make it peaceful for them to come home for good.





©2017 THOUGHTSKOTO

WATCH THE VIDEO: UAE will implement 5% VAT Starting 2018

Obaid Humaid Al Tayer, UAE Minister of State for Financial Affairs said that the UAE will implement value added tax (VAT) at the rate of five per cent from January 1, 2018. 100 food items, education and healthcare to be exempted from value added tax including staple food items, school fees and health services.     Countries included in the GCC  have recently agreed to introduce VAT at a rate of five per cent in 2018. The framework agreement on the implementation of VAT across the GCC is expected in June this year.  “Once the framework agreement on implementation of VAT is reached, GCC countries have time from January 1, 2018 to January 1, 2019 to implement VAT,” Al Tayer said.  The minister said each country has to introduce VAT within this time frame. “A lot of ground work needs to be done before implementing VAT. The private sector will need time to prepare for complying with tax rules that is the reason we are giving enough time for all,” said Al Tayer.       According to Younis Al Khouri, undersecretary to the UAE's Ministry of Finance, said that the implementation of VAT can generate AED12 billion for the government in 1 year alone.  Analysts said that although there are concerns that the introduction of VAT in the UAE may result to elevate the cost of living and doing business in the country, the VAT with low rate of five per cent expected impact could be negligible, especially if the essential food items are exempted.










 Obaid Humaid Al Tayer, UAE Minister of State for Financial Affairs said that the UAE will implement value added tax (VAT) at the rate of five per cent from January 1, 2018. 100 food items, education and healthcare to be exempted from value added tax including staple food items, school fees and health services. 



Countries included in the GCC  have recently agreed to introduce VAT at a rate of five per cent in 2018. The framework agreement on the implementation of VAT across the GCC is expected in June this year.

“Once the framework agreement on implementation of VAT is reached, GCC countries have time from January 1, 2018 to January 1, 2019 to implement VAT,” Al Tayer said.

The minister said each country has to introduce VAT within this time frame. “A lot of ground work needs to be done before implementing VAT. The private sector will need time to prepare for complying with tax rules that is the reason we are giving enough time for all,” said Al Tayer.

Obaid Humaid Al Tayer, UAE Minister of State for Financial Affairs said that the UAE will implement value added tax (VAT) at the rate of five per cent from January 1, 2018. 100 food items, education and healthcare to be exempted from value added tax including staple food items, school fees and health services.     Countries included in the GCC  have recently agreed to introduce VAT at a rate of five per cent in 2018. The framework agreement on the implementation of VAT across the GCC is expected in June this year.  “Once the framework agreement on implementation of VAT is reached, GCC countries have time from January 1, 2018 to January 1, 2019 to implement VAT,” Al Tayer said.  The minister said each country has to introduce VAT within this time frame. “A lot of ground work needs to be done before implementing VAT. The private sector will need time to prepare for complying with tax rules that is the reason we are giving enough time for all,” said Al Tayer.       According to Younis Al Khouri, undersecretary to the UAE's Ministry of Finance, said that the implementation of VAT can generate AED12 billion for the government in 1 year alone.  Analysts said that although there are concerns that the introduction of VAT in the UAE may result to elevate the cost of living and doing business in the country, the VAT with low rate of five per cent expected impact could be negligible, especially if the essential food items are exempted.




According to Younis Al Khouri, undersecretary to the UAE's Ministry of Finance, said that the implementation of VAT can generate AED12 billion for the government in 1 year alone.

Analysts said that although there are concerns that the introduction of VAT in the UAE may result to elevate the cost of living and doing business in the country, the VAT with low rate of five per cent expected impact could be negligible, especially if the essential food items are exempted. 












©2017 THOUGHTSKOTO

Saturday, January 21, 2017

The reason behind, why Dubai is a safe city!


They said, luck has nothing do with safety because safety comes with a price.  When we say that a city is safe, sometimes it means that we are comfortable walking in the streets by night or leaving our belongings unattended or a place free from terroristic activities.  So what makes a city safe?  We all know that Dubai Police owns the world's fastest fleet of cars, but this is not just this.  According to the study of Community Development Authority (CDA), 98 percent of people living in Dubai feel safe.





They said, luck has nothing do with safety because safety comes with a price.

When we say that a city is safe, sometimes it means that we are comfortable walking in the streets by night or leaving our belongings unattended or a place free from terroristic activities.

So what makes a city safe?


We all know that Dubai Police owns the world's fastest fleet of cars, but this is not just this.

According to the study of Community Development Authority (CDA), 98 percent of people living in Dubai feel safe.



Al Arabiya English who entered the operation room of Dubai's Police unveiled the secret why Dubai is a safe city.

This is due to the presence of a high-level security system that Dubai deploys.

In the streets of Dubai, you cannot see huge police presence, however you can feel that it is a safe place.

The reason behind is the effort and security management of 80 people who constantly man the Dubai’s Police Operation Room and monitor the cameras in operation throughout the city.



The city has more than 2.5 million population and it is monitored by more than 28,000 cameras that are wired in public and vital places, without violating the privacy of individuals.

These cameras are tuned into the operation room 24 hours a day to monitor safety and public order.

The surveillance cameras are connected to the Chamber of Command and Control at the Dubai Police Department with staffs come from different backgrounds to monitor the ever-growing diversity of Dubai's population, including body language experts.


Everything is recorded in the operation unit from criminal offenses to traffic violation. It has a special section to provide first aid assistance in emergency cases.

According to staff members, the operation unit receives an approximate number or three million calls a year.

SEE MORE:













©2017 THOUGHTSKOTO

Wednesday, January 11, 2017

UAE TO CONDUCT BACKGROUND SECURITY CHECK ON EXPAT WORKERS SOON

The UAE Government is expecting a Cabinet decision to be approved anytime soon mandated to start security check on foreign workers including Overseas Filipino Workers (OFWs) working in the country.        Minister of Human Resources and Emiratisation,  Saqr Ghobash Saeed Ghobash, said that the principle of background security checks on expats by the Cabinet in October last year. With the emergence of a Jordanian man who was found guilty of kidnapping, raping and murdering an eight-year-old boy last year, the call to stricter security check on foreign workers grew louder.         With more than 4.5 million expats working and living in their country, Emiratis want to make sure every worker is free of any criminal records, regardless of their country of origin or nationality.   Hamad Al Rahoumi, a member of the UAE Federal National Council (FNC) said that he did not feel safe without knowing the expat workers' background. He wanted to make sure every chauffeur that drives his family’s car is free of a criminal record. “It comes down to authorities conducting security checks before issuing work permits,” he said. He also wonder why security clearance certificates are required from Emiratis but not from expatriates.  The OFWs, on the other hand,cannot be allowed by the government to work outside the country without a clearance issued by the National Bureau of Investigation (NBI) duly authenticated by the Department of Foreign Affairs (DFA). Any criminal records are being checked during the process ensuring that the worker applying to work overseas has no existing derogatory criminal records.



The UAE Government is expecting a Cabinet decision to be approved anytime soon mandated to start security check on foreign workers including Overseas Filipino Workers (OFWs) working in the country.



The UAE Government is expecting a Cabinet decision to be approved anytime soon mandated to start security check on foreign workers including Overseas Filipino Workers (OFWs) working in the country.        Minister of Human Resources and Emiratisation,  Saqr Ghobash Saeed Ghobash, said that the principle of background security checks on expats by the Cabinet in October last year. With the emergence of a Jordanian man who was found guilty of kidnapping, raping and murdering an eight-year-old boy last year, the call to stricter security check on foreign workers grew louder.         With more than 4.5 million expats working and living in their country, Emiratis want to make sure every worker is free of any criminal records, regardless of their country of origin or nationality.   Hamad Al Rahoumi, a member of the UAE Federal National Council (FNC) said that he did not feel safe without knowing the expat workers' background. He wanted to make sure every chauffeur that drives his family’s car is free of a criminal record. “It comes down to authorities conducting security checks before issuing work permits,” he said. He also wonder why security clearance certificates are required from Emiratis but not from expatriates.  The OFWs, on the other hand,cannot be allowed by the government to work outside the country without a clearance issued by the National Bureau of Investigation (NBI) duly authenticated by the Department of Foreign Affairs (DFA). Any criminal records are being checked during the process ensuring that the worker applying to work overseas has no existing derogatory criminal records.



Minister of Human Resources and Emiratisation,  Saqr Ghobash Saeed Ghobash, said that the principle of background security checks on expats by the Cabinet in October last year.
With the emergence of a Jordanian man who was found guilty of kidnapping, raping and murdering an eight-year-old boy last year, the call to stricter security check on foreign workers grew louder.







With more than 4.5 million expats working and living in their country, Emiratis want to make sure every worker is free of any criminal records, regardless of their country of origin or nationality. 


Hamad Al Rahoumi, a member of the UAE Federal National Council (FNC) said that he did not feel safe without knowing the expat workers' background. He wanted to make sure every chauffeur that drives his family’s car is free of a criminal record. “It comes down to authorities conducting security checks before issuing work permits,” he said.
He also wonder why security clearance certificates are required from Emiratis but not from expatriates.

The OFWs, on the other hand,cannot be allowed by the government to work outside the country without a clearance issued by the National Bureau of Investigation (NBI) duly authenticated by the Department of Foreign Affairs (DFA). Any criminal records are being checked during the process ensuring that the worker applying to work overseas has no existing derogatory criminal records.


©2017 THOUGHTSKOTO

Wednesday, December 14, 2016

DUBAI: GET HEALTH INSURANCE BEFORE DECEMBER 31 TO AVOID FINES

Dubai residents have just few days left, until December 31, to get health insurance, or face fines, an official said on Wednesday.  Starting January 1, 2017, a fine of 500 Dirhams per month will be paid by each resident who does not have mandatory health insurance coverage.   The said fine must be paid by either an employee’s sponsor, or a resident who is sponsoring dependants. If not provided by a an employee’s company, dependants can include spouses, children and domestic workers such as houseboys, maids and nannies.   No new visa will be granted and no existing one renewed without health insurance.  This rule will be enforced in cooperation between Dubai Health Authority (DHA) and the General Directorate of Residency and Foreigners Affairs (GDRFA).  Compulsory insurance coverage  applies to Dubai residents only.     DHA officials  urged sponsors who have not yet provided their employees and dependants with insurance to comply as soon as possible.  The yearly premium for the most basic health insurance cover, known as the Essential Benefit Package, ranges from Dh565 to Dh650 — not much more than the cost of a single month’s fine.    The beneficiary with basic insurance cover — aimed at dependants and employees who make less than Dh4,000 monthly — gets a maximum coverage of up to Dh150,000.     “It is much cheaper to insure your employee [or] dependant than to pay the fine,” said Haidar Al Yousuf, DHA’s Director of Health Funding.  “It’s a very minimum cost which provides health security and stability to individuals,” he added.  Al Yousuf said that the basic coverage package made premiums for elderly dependants far cheaper.  “Similarly, premiums for elderly dependants were extremely expensive before the scheme and are affordable today,” he added.  The Essential Benefit Package can be boosted with optional add-on cover.  The last and final phase in the three-year roll-out for full insurance cover for everyone in Dubai ended on July 31.  However, the DHA extended a six-month grace period, by not linking insurance cover to the visa renewal process until the end of the year.  But penalties are already in place for those companies who fall into the earlier roll out phases (phase 1 and 2) and have not complied with the deadline of the phase.  The DHA’s website, www.isahd.ae, lists 50 insurance companies that provide health insurance choices at different rates.  Nine of these insurance companies have been approved to dispense the bare-bones Essential Benefit Package.  The basic cover includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications.  Women who have become pregnant either before or after getting the insurance will be covered for the cost of maternity care.  While employers have group insurance schemes for their employees, a resident can shop for a tailor-made cover for his dependants that include spouse, minors and domestic house help.     The amount of fine to be paid per month, per employee or resident from January 1, 2017   is Dh500.  The proportion of Dubai’s population who already have mandatory health insurance  is 88% already.   There will be 3.4 million insured Dubai residents by June.  There are 50 insurance companies that has DHA permit to provide health insurance services in Dubai.  There are 9 insurance companies to provide basic health coverage to employees earning Dh4,000 and less.  There are 44 million health insurance services provided to individuals through the health insurance system in Dubai in 2016.  There is Dh6.8 billion total cost of the services.  There were 32 million individual diagnosis made in 2015.  Dh17.4 million of prescriptions issued.  There were 20,602 doctors have used the Dubai e-claims system. Source: Gulf News



Dubai residents have just few days left, until December 31, to get health insurance, or face fines, an official said on Wednesday.

Starting January 1, 2017, a fine of 500 Dirhams per month will be paid by each resident who does not have mandatory health insurance coverage.
 
The said fine must be paid by either an employee’s sponsor, or a resident who is sponsoring dependants. If not provided by a an employee’s company, dependants can include spouses, children and domestic workers such as houseboys, maids and nannies.
HANGGANG DECEMBER 31 NA LANG ANG PALUGIT PARA SA MGA WALA PANG HEALTH INSURANCE. WALANG VISA RENEWAL SA MGA DUBAI RESIDENTS KUNG WALANG MANDATORY HEALTH INSURANCE COVERAGE AYON SA DUBAI HEALTH AUTHORITY. MAGBABAYAD PA NG MULTA NA 500 DIRHAMS KADA BUWAN..Dubai residents have just few days left, until December 31, to get health insurance, or face fines, an official said on Wednesday.  Starting January 1, 2017, a fine of 500 Dirhams per month will be paid by each resident who does not have mandatory health insurance coverage.   The said fine must be paid by either an employee’s sponsor, or a resident who is sponsoring dependants. If not provided by a an employee’s company, dependants can include spouses, children and domestic workers such as houseboys, maids and nannies.   No new visa will be granted and no existing one renewed without health insurance.  This rule will be enforced in cooperation between Dubai Health Authority (DHA) and the General Directorate of Residency and Foreigners Affairs (GDRFA).  Compulsory insurance coverage  applies to Dubai residents only.     DHA officials  urged sponsors who have not yet provided their employees and dependants with insurance to comply as soon as possible.  The yearly premium for the most basic health insurance cover, known as the Essential Benefit Package, ranges from Dh565 to Dh650 — not much more than the cost of a single month’s fine.    The beneficiary with basic insurance cover — aimed at dependants and employees who make less than Dh4,000 monthly — gets a maximum coverage of up to Dh150,000.     “It is much cheaper to insure your employee [or] dependant than to pay the fine,” said Haidar Al Yousuf, DHA’s Director of Health Funding.  “It’s a very minimum cost which provides health security and stability to individuals,” he added.  Al Yousuf said that the basic coverage package made premiums for elderly dependants far cheaper.  “Similarly, premiums for elderly dependants were extremely expensive before the scheme and are affordable today,” he added.  The Essential Benefit Package can be boosted with optional add-on cover.  The last and final phase in the three-year roll-out for full insurance cover for everyone in Dubai ended on July 31.  However, the DHA extended a six-month grace period, by not linking insurance cover to the visa renewal process until the end of the year.  But penalties are already in place for those companies who fall into the earlier roll out phases (phase 1 and 2) and have not complied with the deadline of the phase.  The DHA’s website, www.isahd.ae, lists 50 insurance companies that provide health insurance choices at different rates.  Nine of these insurance companies have been approved to dispense the bare-bones Essential Benefit Package.  The basic cover includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications.  Women who have become pregnant either before or after getting the insurance will be covered for the cost of maternity care.  While employers have group insurance schemes for their employees, a resident can shop for a tailor-made cover for his dependants that include spouse, minors and domestic house help.     The amount of fine to be paid per month, per employee or resident from January 1, 2017   is Dh500.  The proportion of Dubai’s population who already have mandatory health insurance  is 88% already.   There will be 3.4 million insured Dubai residents by June.  There are 50 insurance companies that has DHA permit to provide health insurance services in Dubai.  There are 9 insurance companies to provide basic health coverage to employees earning Dh4,000 and less.  There are 44 million health insurance services provided to individuals through the health insurance system in Dubai in 2016.  There is Dh6.8 billion total cost of the services.  There were 32 million individual diagnosis made in 2015.  Dh17.4 million of prescriptions issued.  There were 20,602 doctors have used the Dubai e-claims system. Source: Gulf News

 No new visa will be granted and no existing one renewed without health insurance.

This rule will be enforced in cooperation between Dubai Health Authority (DHA) and the General Directorate of Residency and Foreigners Affairs (GDRFA).

Compulsory insurance coverage  applies to Dubai residents only.

Dubai residents have just few days left, until December 31, to get health insurance, or face fines, an official said on Wednesday.  Starting January 1, 2017, a fine of 500 Dirhams per month will be paid by each resident who does not have mandatory health insurance coverage.   The said fine must be paid by either an employee’s sponsor, or a resident who is sponsoring dependants. If not provided by a an employee’s company, dependants can include spouses, children and domestic workers such as houseboys, maids and nannies.   No new visa will be granted and no existing one renewed without health insurance.  This rule will be enforced in cooperation between Dubai Health Authority (DHA) and the General Directorate of Residency and Foreigners Affairs (GDRFA).  Compulsory insurance coverage  applies to Dubai residents only.     DHA officials  urged sponsors who have not yet provided their employees and dependants with insurance to comply as soon as possible.  The yearly premium for the most basic health insurance cover, known as the Essential Benefit Package, ranges from Dh565 to Dh650 — not much more than the cost of a single month’s fine.    The beneficiary with basic insurance cover — aimed at dependants and employees who make less than Dh4,000 monthly — gets a maximum coverage of up to Dh150,000.     “It is much cheaper to insure your employee [or] dependant than to pay the fine,” said Haidar Al Yousuf, DHA’s Director of Health Funding.  “It’s a very minimum cost which provides health security and stability to individuals,” he added.  Al Yousuf said that the basic coverage package made premiums for elderly dependants far cheaper.  “Similarly, premiums for elderly dependants were extremely expensive before the scheme and are affordable today,” he added.  The Essential Benefit Package can be boosted with optional add-on cover.  The last and final phase in the three-year roll-out for full insurance cover for everyone in Dubai ended on July 31.  However, the DHA extended a six-month grace period, by not linking insurance cover to the visa renewal process until the end of the year.  But penalties are already in place for those companies who fall into the earlier roll out phases (phase 1 and 2) and have not complied with the deadline of the phase.  The DHA’s website, www.isahd.ae, lists 50 insurance companies that provide health insurance choices at different rates.  Nine of these insurance companies have been approved to dispense the bare-bones Essential Benefit Package.  The basic cover includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications.  Women who have become pregnant either before or after getting the insurance will be covered for the cost of maternity care.  While employers have group insurance schemes for their employees, a resident can shop for a tailor-made cover for his dependants that include spouse, minors and domestic house help.     The amount of fine to be paid per month, per employee or resident from January 1, 2017   is Dh500.  The proportion of Dubai’s population who already have mandatory health insurance  is 88% already.   There will be 3.4 million insured Dubai residents by June.  There are 50 insurance companies that has DHA permit to provide health insurance services in Dubai.  There are 9 insurance companies to provide basic health coverage to employees earning Dh4,000 and less.  There are 44 million health insurance services provided to individuals through the health insurance system in Dubai in 2016.  There is Dh6.8 billion total cost of the services.  There were 32 million individual diagnosis made in 2015.  Dh17.4 million of prescriptions issued.  There were 20,602 doctors have used the Dubai e-claims system. Source: Gulf News


DHA officials  urged sponsors who have not yet provided their employees and dependants with insurance to comply as soon as possible.

The yearly premium for the most basic health insurance cover, known as the Essential Benefit Package, ranges from Dh565 to Dh650 — not much more than the cost of a single month’s fine.



The beneficiary with basic insurance cover — aimed at dependants and employees who make less than Dh4,000 monthly — gets a maximum coverage of up to Dh150,000.

Dubai residents have just few days left, until December 31, to get health insurance, or face fines, an official said on Wednesday.  Starting January 1, 2017, a fine of 500 Dirhams per month will be paid by each resident who does not have mandatory health insurance coverage.   The said fine must be paid by either an employee’s sponsor, or a resident who is sponsoring dependants. If not provided by a an employee’s company, dependants can include spouses, children and domestic workers such as houseboys, maids and nannies.   No new visa will be granted and no existing one renewed without health insurance.  This rule will be enforced in cooperation between Dubai Health Authority (DHA) and the General Directorate of Residency and Foreigners Affairs (GDRFA).  Compulsory insurance coverage  applies to Dubai residents only.     DHA officials  urged sponsors who have not yet provided their employees and dependants with insurance to comply as soon as possible.  The yearly premium for the most basic health insurance cover, known as the Essential Benefit Package, ranges from Dh565 to Dh650 — not much more than the cost of a single month’s fine.    The beneficiary with basic insurance cover — aimed at dependants and employees who make less than Dh4,000 monthly — gets a maximum coverage of up to Dh150,000.     “It is much cheaper to insure your employee [or] dependant than to pay the fine,” said Haidar Al Yousuf, DHA’s Director of Health Funding.  “It’s a very minimum cost which provides health security and stability to individuals,” he added.  Al Yousuf said that the basic coverage package made premiums for elderly dependants far cheaper.  “Similarly, premiums for elderly dependants were extremely expensive before the scheme and are affordable today,” he added.  The Essential Benefit Package can be boosted with optional add-on cover.  The last and final phase in the three-year roll-out for full insurance cover for everyone in Dubai ended on July 31.  However, the DHA extended a six-month grace period, by not linking insurance cover to the visa renewal process until the end of the year.  But penalties are already in place for those companies who fall into the earlier roll out phases (phase 1 and 2) and have not complied with the deadline of the phase.  The DHA’s website, www.isahd.ae, lists 50 insurance companies that provide health insurance choices at different rates.  Nine of these insurance companies have been approved to dispense the bare-bones Essential Benefit Package.  The basic cover includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications.  Women who have become pregnant either before or after getting the insurance will be covered for the cost of maternity care.  While employers have group insurance schemes for their employees, a resident can shop for a tailor-made cover for his dependants that include spouse, minors and domestic house help.     The amount of fine to be paid per month, per employee or resident from January 1, 2017   is Dh500.  The proportion of Dubai’s population who already have mandatory health insurance  is 88% already.   There will be 3.4 million insured Dubai residents by June.  There are 50 insurance companies that has DHA permit to provide health insurance services in Dubai.  There are 9 insurance companies to provide basic health coverage to employees earning Dh4,000 and less.  There are 44 million health insurance services provided to individuals through the health insurance system in Dubai in 2016.  There is Dh6.8 billion total cost of the services.  There were 32 million individual diagnosis made in 2015.  Dh17.4 million of prescriptions issued.  There were 20,602 doctors have used the Dubai e-claims system. Source: Gulf News


“It is much cheaper to insure your employee [or] dependant than to pay the fine,” said Haidar Al Yousuf, DHA’s Director of Health Funding.

“It’s a very minimum cost which provides health security and stability to individuals,” he added.

Al Yousuf said that the basic coverage package made premiums for elderly dependants far cheaper.

“Similarly, premiums for elderly dependants were extremely expensive before the scheme and are affordable today,” he added.

The Essential Benefit Package can be boosted with optional add-on cover.

The last and final phase in the three-year roll-out for full insurance cover for everyone in Dubai ended on July 31.

However, the DHA extended a six-month grace period, by not linking insurance cover to the visa renewal process until the end of the year.

But penalties are already in place for those companies who fall into the earlier roll out phases (phase 1 and 2) and have not complied with the deadline of the phase.

The DHA’s website, www.isahd.ae, lists 50 insurance companies that provide health insurance choices at different rates.

Nine of these insurance companies have been approved to dispense the bare-bones Essential Benefit Package.

The basic cover includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications.

Women who have become pregnant either before or after getting the insurance will be covered for the cost of maternity care.

While employers have group insurance schemes for their employees, a resident can shop for a tailor-made cover for his dependants that include spouse, minors and domestic house help.




The amount of fine to be paid per month, per employee or resident from January 1, 2017   is Dh500.

The proportion of Dubai’s population who already have mandatory health insurance  is 88% already.

 There will be 3.4 million insured Dubai residents by June.

There are 50 insurance companies that has DHA permit to provide health insurance services in Dubai.

There are 9 insurance companies to provide basic health coverage to employees earning Dh4,000 and less.

There are 44 million health insurance services provided to individuals through the health insurance system in Dubai in 2016.

There is Dh6.8 billion total cost of the services.

There were 32 million individual diagnosis made in 2015.

Dh17.4 million of prescriptions issued.

There were 20,602 doctors have used the Dubai e-claims system.

Source: Gulf News
©2016 THOUGHTSKOTO

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