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Showing posts with label PhilHealth. Show all posts
Showing posts with label PhilHealth. Show all posts

Wednesday, October 12, 2016

How To Register For PhilHealth Insurance Membership ONLINE


Health insurance is very expensive, in fact there are only very few who can afford to buy private health insurance. In the Philippines, it would be wise if you could register for PhilHealth insurance. 
PhilHealth, How to, PhilHealth ONLINE Registration, Health Insurance, Cheapest Health Insurance,  PhilHealth might not fully cover the cost of your hospitalization and medication specially if you opt for private hospitals. But still, you cannot deny that it helps ease the expenses, and for the poor in our country it is indeed a big help.  Health insurance is very expensive, in fact there are only very few who can afford to buy private health insurance. In the Philippines, it would be wise if you could register for PhilHealth insurance.


PhilHealth might not fully cover the cost of your hospitalization and medication specially if you opt for private hospitals. But still, you cannot deny that it helps ease the expenses, and for the poor in our country it is indeed a big help. 

Check here: HOW MUCH YOU CAN SAVE ON YOUR MEDICAL BILLS IF YOU HAVE HEALTH INSURANCE



For P 200 contribution every month, there are still many who doesn't have PhilHealth. 

If you are among those who are not yet PhilHealth member, or if you have relatives in the Philippines who does not have PhilHealth insurance, you might want to look into it and secure them in case of health emergency.  There are actually two ways to register for PhilHealth. You can visit a PhilHealth office and submit the registration form together with NSO birth certificate or valid Id or you can do it online. 
The online registration process is actually easier, because it can save you time and you don't have to visit the PhilHealth office. 

Here is the easy ONLINE REGISTRATION PROCESS FOR PHILHEALTH


Step 1 visit the website of PhilHEalth
Step 1.   Visit the PhilHealth ONLINE REGISTRATION WEBSITE HERE: https://eregister.philhealth.gov.ph/



Fill up the PhilHealth Insurance online registration form

Fill up the PhilHealth Insurance Online Registration Form. Do not leave the fields marked with (*) blank, else you cannot submit the online form. 

Choose your membership category. 














You will be required to upload at least one document from the drop down menu. It can be scanned copy of any of the following valid ID or document. 


Once you have chosen the document to submit, click the "SUBMIT REGISTRATION" button. 

after submitting the online registration form for your health insurance, you will receive e-mail confirmation on your e-mail. Check your e-mail and confirm your registration. You are now registered and can start paying you health insurance.



After submitting the online registration form for your health insurance, you will receive e-mail confirmation on your e-mail. Check your e-mail and confirm your registration. You are now registered and can start paying you health insurance. 

If you want to access your online account and check for the information and contribution, follow :
STEPS IN CREATING PHILHEALTH ACCOUNT


You might also want to know: 
HOW TO APPLY FOR UMID 4 in 1 ID

©2016 THOUGHTSKOTO

Friday, October 07, 2016

How To Register For Senior Citizen PhilHealth ID

According to the REPUBLIC ACT NO. 10645: all senior citizen shall be entitled to PhilHealth benefits.

In order to avail this benefit, all Senior Citizens must register for PhilHealth (Senior Citizen) member. 
According to the REPUBLIC ACT NO. 10645: all senior citizen shall be entitled to PhilHealth benefits. All senior citizens can avail this PhilHealth benefit without the need to pay for monthly contribution. The contribution for senior citizens shall be sourced from the proceeds of Republic Act No. 10351, commonly known as the Sin Tax Law.    Who are the senior citizens that can avail FREE PHILHEALTH ? Filipino citizens who are residents of the Philippines, aged sixty (60) years or above and are not currently covered by any membership category of PhilHealth;  Qualified dependents of senior citizen members who are also senior citizen themselves; and Qualified dependents of members belonging to other membership categories, with or without coverage who are senior citizens themselves. However, Senior Citizens who are gainfully employed or who remain to have regular sources of income  shall continue to pay their premium contributions to PhilHealth under the applicable membership categories.  How to apply for senior citizen PhilHealth membership?  As senior citizen, you have two options to enroll for PhilHealth, they can enroll through municipal's Senior Citizens Affair (OSCA) office or through any PhilHealth office.   1. Through Office for the Senior Citizens Affairs (OSCA) Fill out two (2) copies of the PhilHealth Member Registration Form (PMRF); DOWNLOAD FORM HERE Submit duly accomplished PMRF to the OSCA in the city or municipality where the elderly resides Await Member Data Record and Identification card issued by PhilHealth through OSCA 2. Through PhilHealth Local Health Insurance Office (LHIO) Fill out two (2) copies of the PhilHealth Member Registration Form (PMRF); DOWNLOAD FORM HERE Attach 1 x 1 photo taken within the last six months; Present Senior Citizen's ID. Read here how to apply for Senior Citizen ID Submit duly accomplished PMRF Await Member Data Record and PhilHealth Identification Card  Continue reading... How to avail PhilHealth when senior citizen is hospitalized   You might also want to read: How to create PhilHealth account online How To  Get MDR Record Online

FREE AND MANDATORY PUBLIC HEALTH INSURANCE COVERAGE FOR ALL SENIOR CITIZENS




The PhilHealth Senior Citizen members are no longer required to pay  for monthly contribution. However if the Senior Citizen continues to receive monthly income for example as an employee, they still have to pay for monthly contribution. 


According to  to Republic Act No. 10645 “All senior citizens shall be covered by the national health insurance program of PhilHealth. Funds necessary to ensure the enrollment of all senior citizens not currently covered by any existing category shall be sourced from the National Health Insurance Fund of PhilHealth from proceeds of Republic Act No. 10351, in accordance with the pertinent laws and regulations."  Read more: http://www.jbsolis.com/2016/07/republic-act-no-10645-free-and.html#ixzz4MMAlFTJU

The contribution for senior citizens shall be sourced from the proceeds of Republic Act No. 10351, commonly known as the Sin Tax Law.
  
Who are the senior citizens that can avail FREE PHILHEALTH ?
  • Filipino citizens who are residents of the Philippines, aged sixty (60) years or above and are not currently covered by any membership category of PhilHealth; 
  • Qualified dependents of senior citizen members who are also senior citizen themselves; and
  • Qualified dependents of members belonging to other membership categories, with or without coverage who are senior citizens themselves.
However, Senior Citizens who are gainfully employed or who remain to have regular sources of income  shall continue to pay their premium contributions to PhilHealth under the applicable membership categories.


How to apply for senior citizen PhilHealth membership?
As senior citizen, you have two options to enroll for PhilHealth, they can enroll through municipal's Senior Citizens Affair (OSCA) office or through any PhilHealth office. 

1. Through Office for the Senior Citizens Affairs (OSCA)
2. Through PhilHealth Local Health Insurance Office (LHIO)




Saturday, September 03, 2016

HOW TO CHECK PHILHEALTH DEPENDENTS OR BENEFICIARIES ONLINE

HOW TO CHECK PHILHEALTH DEPENDENTS OR BENEFICIARIES ONLINE
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As a member of Philhealth,your family can also enjoy hospitalization benefits.Just make sure that they are listed as your beneficiaries or dependents.
Qualified dependents are non-member spouse,children(legitimate,acknowledges,illegitimate,and legitimated) adopted child/children below 21 years of age,single and unemployed.
If you already a Philhealth member and you are not sure about who are your listed dependents,we are going to provide you the information on how to check your listed beneficiaries and dependents in the comfort of your home.

To do it,you need to create a Philhealth online account.If you dont have an online account at this moment,we suggest that you visit  our article: 

"STEP-BY-STEP PROCESS IN CREATING PHILHEALTH ONLINE ACCOUNT"

The article will provide you the complete steps on how to create your onlne account.Follow the steps carefully.

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You are now ready to check your Philhealth beneficiaries online.

Here are the steps:

STEP  1
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STEP 2
STEP 3
STEP 4
At the age of the new millennium,information is a weapon,thus,being fully informed means being fully armed.



RECOMMENDED READINGS:
HOW TO ACCESS YOUR PHILHEALTH MEMBERS DATA RECORD

HOW TO MAKE A PHILHEALTH ONLINE ACCOUNT

OWWA AND PHILHEALTH MEDPLUS?

FREE PHILHEALTH FOR SENIOR CITIZENS


©2016 THOUGHTSKOTO

Tuesday, August 23, 2016

HEAVIER PENALTY FOR ANTI-HOSPITAL DEPOSIT LAW VIOLATORS


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HEAVIER PENALTY FOR ANTI-HOSPITAL DEPOSIT LAW VIOLATORS
Heavier penalty for non-acceptance of patients due to shortage or  lack of deposit in hospitals is being pushed forward in the Senate.
According to DOH,the number of related complaints about the issue has been alarmingly increasing to almost 300% since last year.

The Republic Act 8344,Section 1 states that:
" In emergency or serious cases, it shall be unlawful for any proprietor, president, director, manager or any other officer, and/or medical practitioner or employee of a hospital or medical clinic to request, solicit, demand or accept any deposit or any other form of advance payment as a prerequisite for confinement or medical treatment of a patient in such hospital or medical clinic or to refuse to administer medical treatment and support as dictated by good practice of medicine to prevent death or permanent disability

Provided, That by reason of inadequacy of the medical capabilities of the hospital or medical clinic, the attending physician may transfer the patient to a facility where the appropriate care can be given, after the patient or his next of kin consents to said transfer and after the receiving hospital or medical clinic agrees to the transfer: Provided, however, That when the patient is unconscious, incapable of giving consent and/or unaccompanied, the physician can transfer the patient even without his consent: Provided, further, That such transfer shall be done only after necessary emergency treatment and support have been administered to stabilize the patient and after it has been established that such transfer entails less risks than the patient’s continued confinement: Provided, furthermore, That no hospital or clinic, after being informed of the medical indications for such transfer, shall refuse to receive the patient nor demand from the patient or his next of kin any deposit or advance payment: Provided, finally, That strict compliance with the foregoing procedure on transfer shall not be construed as a refusal made punishable by this Act."



Sen. Risa Hontiveros filed Senate Bill 216 increasing the penalty to Php500,000 to Php1,000,000 and revocation of license and closure for the hospitals who will do it repeatedly.
"Seven out of ten Filipinos die without ever having seen a doctor, and more than 50% o f barangays in the Philippines do not have a barangay health station. The Philippine Health Insurance Corporation (Philhealth) provides ‘no balance billing’ to indigent in public health facilities, but the number of private hospitals outnumber the number of public hospitals and the trend towards privatization will further widen that gap. Despite inroads being made towards advancing universal health in the past decade, health care in the Philippines largely remains inaccessible to the poor. This reality hits the hardest when confronted with an emergency medical situation." ,the bill stated.
In related situation,the Playo couple lost their child after being refused by a private hospital because they do not have the money for the deposit.
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Mang Emiliano also lost her wife who suffered stroke because they failed to give what the hospital is asking: the initial deposit amounting to Php40,000.
According to Philhealth President  Ramon Ariztosa Jr, members can use their Philhealth benefits as a deposit or the hospitals can automatically admit them for just being a mere member of Philhealth.Unfortunately,not all the hospitals follow by the rule.
The Committee on Health is eager to push the bill despite of the opposing hospitals  for the sake of the rights of the  patients.

Emergency cases that needs to be admitted without deposit includes high risk pregnant patients.


YOU CAN ALSO READ:

PHAP President: No Downpayment Required in Cases of Emergency!

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©2016 THOUGHTSKOTO

Wednesday, July 20, 2016

STEP-BY-STEP PROCESS IN CREATING PHILHEALTH ONLINE ACCOUNT



STEP-BY-STEP PROCESS IN CREATING PHILHEALTH ONLINE ACCOUNT
In our digital age today, our government provides
hassle-free way to improve their services to our fellow Filipinos. Same way they did with PhilHealth membership, they suggest to create an Online Account. But, how?

PhilHealth Online Account permits the member to keep
on-track on updates in timely contribution and other information. Also, it provides easy access to print a Member Data Record (MDR) anywhere as long as there’s internet connection. Having PhilHealth Online Account will prevent you to wait in a long line at any PhilHealth Branch and gives you no hassle any time you need MDR.

How to Create an Online Account in PhilHealth?

Video: Ano ang inyong mga benepisyo?



Step 1: With your browser, open the Official Website of PhilHealth
at www.philhealth.gov.ph. Then, as
you can see on the right corner of the page, there is the “member inquiry”.
Click the “Register” link just below the Login Button.
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STEP-BY-STEP PROCESS IN CREATING PHILHEALTH ONLINE ACCOUNT

Step 2: When you click the “Register” link, you will be
brought to the “Basic Information” page. Fill out the required information completely most especially your PhilHealth ID Number.
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Step 3: Just below the Basic Information portion, “Security
Question” is also included for security of the said account. After you filled out the missing details, click the “Submit Registration” Button.
Step 4: Wait for a few minutes until they notified that the
registration is successfully sent to the email address being used.
Step 5: Open your e-mail address in another tab to check your e-mails. Click the “PHILHEALTH Member Information System.”
Step 6: Read the e-mail. Click the link to activate your
account and complete your registration.
Step 7: Once you see the page like the photo below, you
finally created your PhilHealth Online Account!


You may now open your account timely to check for latest
updates from PhilHealth and print MDR in case you need it.




Member Data Record (MDR) is needed every time you are
processing PhilHealth documents in order to claim the benefits they provide.
Also, the MDR serves as a proof of membership in PhilHealth. Here’s how you can obtain a MDR. It is important that you have a PhilHealth Online Account to be able to get PhilHealth MDR.


It’s hassle-free, right? No need to walk-in to their Office
just for a couple sheets of paper because you have your PhilHealth Online Account! In case you still have some questions, you may e-mail them at actioncenter@philhealth.gov.ph
or call 441-7442.

SEE ALSO:

How to Apply for a Japan Tourist/Visit Friends or Distant Relatives Visa



STEP BY STEP GUIDE: How to Apply for a Singapore Tourist Visa




©2016 THOUGHTSKOTO

PHILHEALTH MEMBERS DATA RECORD (MDR) :HOW TO GET IT ONLINE



PHILHEALTH MEMBERS DATA RECORD (MDR) :HOW TO GET IT ONLINE
Technology indeed has many benefits and we can come to enjoy each and every advantages of it in our daily life.One of which is to avoid  the hassle of queuing in some of the government offices and doing our transaction right in the comfort of our own home,infront of a computer.
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How about the Member Data Record (MDR)?

STEP BY STEP PROCESS TO OBTAIN A MEMBER DATA RECORD (MDR)

Member Data Record (MDR) is needed every time you are
processing PhilHealth documents in order to claim the benefits they provide.
Also, the MDR serves as a proof of membership in PhilHealth. Here’s how you can obtain a MDR. It is important that you have a PhilHealth Online Account to be able to get PhilHealth MDR.

Step 1: Go to PhilHealth website at www.philhealth.gov.ph. Then log-in in the “Member Inquiry” portion on the right part of page. Type your PIN and PASSWORD then click the “Login” Button.
Step 2: Answer the Security Question then click the “Submit”
Button.

Step
3: You will be brought to your “Member Static Information”. Now, click the MDR
Printing symbol.



Step 4: Automatically, another tab will open for the MDR
Printing. It is in PDF Format so you can either print it directly or just save it in case you need it for printing.


It’s hassle-free, right? No need to walk-in to their Office
just for a couple sheets of paper because you have your PhilHealth Online Account! In case you still have some questions, you may e-mail them at actioncenter@philhealth.gov.ph
or call 441-7442.
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©2016 THOUGHTSKOTO

Sunday, July 10, 2016

OWWA And PhilHealth Launches New MEDPLUS Program For OFWs


Another hooray for OFWs for their personal health insurance or public health insurance for their families!
The Vice President for Corporate Affairs Group of

PhilHealth, Dr. Israel Francis Pargas announced the recently launched program for Overseas Filipino Workers - the OWWA ad PHILHEALTH OFW MEDPLUS.






 Bandila also reported it here in this video news below.


WHAT IS OFW MedPlus? 

OFW MedPlus is a program worked together by OWWA (Overseas

Workers Welfare Administration) and PhilHealth which provides health assistance and medical health benefit for  OFW (Overseas Filipino Worker)  in case they are confined in hospitals abroad.
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WHO CAN AVAIL THIS BENEFIT?
Aside from the OFW, this assistance can also be availed by the OFW's qualified dependent/s in the Philippines. 
Dr. Pargas further explained, “…it’s a benefit for our active members and PhilHealth members na kung sila ay mao-ospital or maco-confine due to a dreaded disease,[mayroong] on top of [that] na ibibigay ang OWWA as a benefit doon sa ating mga members…This is a 50,000-peso benefit para sa mao-ospital na mga active OWWA and PhilHealth members. So on top of that na binibigay ng PhilHealth, sila ay bibigyan pa rin ng 50,000 [pesos]… although this is for one time financial incentive...”


Requirements For The OFW MedPlus

According to Dr. Pargas, for OFWs to be able to avail the said

benefit, they should qualify to the following:

1. The Overseas Filipino Worker should be an active OWWA and PhilHealth member.

2. The identified illness must be under the category of “dreaded” disease.

3.  The annual benefit limit from PhilHealth hasn’t consumed.

4.   The health care facility where confined is accredited.

Process for Filing Claim Forms


If confined abroad, the Overseas Filipino member should provide

their claim forms (which is also known as PhilHealth Claim Form 1) together with the medical record (or operation record if operation is performed) and Statement of Account. Within 180 days from the date of discharge, it should be sent either via overseas courier or e-mail to the PhilHealth Office or any Local Health Insurance Office nearest to the member.


On  the other hand, if the OFW or his qualified dependent is confined in the Philippines, claim form (PhilHealth Claim Form 1) must be neatly filled out and submitted to the Billing Section of the accredited hospital before the date of  discharged.

SEE ALSO:

REPUBLIC ACT NO. 10645: FREE AND MANDATORY PHILHEALTH COVERAGE FOR ALL SENIOR CITIZENS


Dr. Pargas plainly discussed that the two departments

provided an amount of nearly 150 Million Pesos for this year only. This is favourable to all our OFWs and their families in case of emergency for medical health insurance benefits. Hopefully, this program could help and assist thousands of OFWs across the globe who may have health issues. 

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FOR INQUIRIES :

OWWA HOTLINES
02-551-1560
02-551-6641

Also, you may inquire at their respective offices for further clarifications or you may watch the video segment of "Ikonsulta Mo" in which OFW MedPlus is discussed. Here's the video:

Go to time
1:22:37 - Ikonsulta Mo: Philhealth OFW MEDplus


©2016 THOUGHTSKOTO

Wednesday, February 24, 2016

HOW MUCH WILL YOU SAVE IN YOUR MEDICAL BILLS WITH PHILHEALTH BENEFIT PACKAGES?




Philippine Health Insurance Benefit Packages, HOW MUCH YOU WILL SAVE? - The Insurance Benefits called Case Payment Rates.
YOUR P2,400 PAYMENT YEARLY, OR YOUR FAMILY MEMBER'S P2,400 PUBLIC INSURANCE COVERAGE SYSTEM, WHAT ARE THE BENEFITS?
Below contains the lists of insurance benefit packages under the case payment scheme, that are available to all active Philippine Health Insurance members. For OFW's with their dependents, although I suggest if you have extra cash, you can buy them their own insurance, if they are not working or they have no Philhealth membership.


Name of Benefit Package
Case Rate (Php)
Maternity Care Package (MCP)
6,500.00
Normal Spontaneous Delivery (NSD) Package
6,500.00
TB-DOTS Package
4,000.00
SARS Package
50,000 - 100,000
Avian Influenza Package
50,000 - 100,000
New Born Care Package (NCP)
1,000.00
Bilateral Tubal Ligation (BTL) Package
4,000.00
Vasectomy Package
4,000.00
Malaria Package
600.00
Influenza A (H1N1) Package
75,000 - 100,000
NSD with BLT Package
10,500.00
Outpatient HIV / AIDS Treatment Package
30,000.00
Dengue I (dengue fever and DHF Grades I and II)*
8,000.00
Dengue II (dengue hermorrhagic fever grades III and IV)*
16,000.00
Pneumonia I (moderate risk)*
15,000.00
Pneumonia II (high risk)*
32,000.00
Essential Hypertension*
9,000.00
Cerebral Infarction (CVA I)*
28,000.00
Cerebro - vascular Accident with Hemorrhage (CVA II)*
38,000.00
Acute Gastroenteritis (AGE)*
6,000.00
Typhoid Fever*
14,000.00
Asthma*
9,000.00
Cesarian Section (CS)*
19,000.00
Dilatation and Curettage (D&C)*
11,000.00
Hysterectomy*
30,000.00
Mastectomy*
22,000.00
Appendectomy*
24,000.00
Cholecystectomy*
31,000.00
Herniorrhaphy*
21,000.00
Thyroidectomy*
31,000.00
Radiotherapy*
3,000.00
Hemodialysis*
4,000.00
Cataract Package*
16,000.00


* Means that Philhealth will pay the health care facility directly inclusive of doctors fee or professional fee, therefore, this is directly deducted to the bill of the eligible PhilHealth member. 




There are other private health insurance available and that will be posted later.
FOR YOUR COMPREHENSIVE BENEFITS PACKAGE OF 
PHILHEALTH INSURANCE, CLICK HERE
©2016 THOUGHTSKOTO

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