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Thursday, August 17, 2017

Pag-IBIG Housing Loan Is Now Easier, With Lower Interest - Here's How To Apply

GOOD NEWS for prospective home-owners! The Housing Development and Mutual Fund, better known as the Pag-IBIG fund, has reduced the number of requirements needed to make a housing loan and they have also lowered their interest rates for minimum-wage earners. The changes are also applicable if you are planning to refinance an existing loan, or make a construction or improvement loan.  The new reduced requirements for a housing loan are listed below. These must be submitted upon application: Housing Loan Application Forms with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069) Download the forms here and here and print back to back. Proof of Income, any of the following: Locally Employed Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and alll monthly allowances and monetary benefits. Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR. Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application NOTE: For government employees, the Certified One (1) Month Payslip must be submitted together with CEC or ITR. Self Employed, any of the following Proof/s of Income ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) Bank Statements or passbook for the last 12 months (if income is sourced from foreign remittances, pensions, etc.) Copy of Lease Contract and Tax Declaration (if income is from rental payments) Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs) Certificate of Engagement issued by owner of business Other document that would validate source of income For Overseas Filipino Workers (OFW), any of the following: Employment Contract between employee and employer; or   POEA Standard Contract Certificate of Employment and Compensation (CEC) written on the Employer/Company’s official letterhead; or signed by employer (for household staff and similarly situated employees - supported by a photocopy of the employer’s ID or passport) Income Tax Return filed with Host Country/Government (in English)  One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy). Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy) Contract-to-Sell or similar agreement between the buyer and seller Vicinity Map/Sketch of the Property  The Following Eligibility Requirements Still Applies: Pag-IBIG Membership To qualify for a loan, a person must be a member of Pag-IBIG with at least twenty-four (24) months contribution at the time of loan application. A member with less than 24 contributions can make a lump sum payment to meet the said requirement at point of loan application provided he has been a contributing member of the Fund for at least twelve (12) months. A member whose loan exceeds P500,000.00 is required to pay the upgraded membership contribution rates upon housing loan approval and onwards. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;  However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be allowed to do so provided the tacked loan is updated and the amount proportionate to his loan entitlement has been fully paid. Hence, the co-borrower shall be released from the original obligation and shall be allowed to avail of his own Pag-IBIG housing loan, subject to standard evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago, which shall include cases where the borrower is no longer interested to pursue the loan and surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrearages over the counter to update his account.  REQUIRED DOCUMENTS PRIOR TO LOAN RELEASE TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy) TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy) Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable Loan Mortgage Documents Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163) Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp Duly accomplished/notarized Promissory Note (HQP-HLF-086/087) Disclosure Statement on Loan Transaction (HQP-HLF-085)  sources: Pag-IBIG


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GOOD NEWS for prospective home-owners! The Housing Development and Mutual Fund, better known as the Pag-IBIG fund, has reduced the number of requirements needed to make a housing loan and they have also lowered their interest rates for minimum-wage earners. From the previous 4.5%, the 5-year loan for minimum wage earners is down to 3%. The changes are also applicable if you are planning to refinance an existing loan, or make a construction or improvement loan.
GOOD NEWS for prospective home-owners! The Housing Development and Mutual Fund, better known as the Pag-IBIG fund, has reduced the number of requirements needed to make a housing loan and they have also lowered their interest rates for minimum-wage earners. The changes are also applicable if you are planning to refinance an existing loan, or make a construction or improvement loan.  The new reduced requirements for a housing loan are listed below. These must be submitted upon application: Housing Loan Application Forms with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069) Download the forms here and here and print back to back. Proof of Income, any of the following: Locally Employed Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and alll monthly allowances and monetary benefits. Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR. Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application NOTE: For government employees, the Certified One (1) Month Payslip must be submitted together with CEC or ITR. Self Employed, any of the following Proof/s of Income ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) Bank Statements or passbook for the last 12 months (if income is sourced from foreign remittances, pensions, etc.) Copy of Lease Contract and Tax Declaration (if income is from rental payments) Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs) Certificate of Engagement issued by owner of business Other document that would validate source of income For Overseas Filipino Workers (OFW), any of the following: Employment Contract between employee and employer; or   POEA Standard Contract Certificate of Employment and Compensation (CEC) written on the Employer/Company’s official letterhead; or signed by employer (for household staff and similarly situated employees - supported by a photocopy of the employer’s ID or passport) Income Tax Return filed with Host Country/Government (in English)  One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy). Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy) Contract-to-Sell or similar agreement between the buyer and seller Vicinity Map/Sketch of the Property  The Following Eligibility Requirements Still Applies: Pag-IBIG Membership To qualify for a loan, a person must be a member of Pag-IBIG with at least twenty-four (24) months contribution at the time of loan application. A member with less than 24 contributions can make a lump sum payment to meet the said requirement at point of loan application provided he has been a contributing member of the Fund for at least twelve (12) months. A member whose loan exceeds P500,000.00 is required to pay the upgraded membership contribution rates upon housing loan approval and onwards. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;  However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be allowed to do so provided the tacked loan is updated and the amount proportionate to his loan entitlement has been fully paid. Hence, the co-borrower shall be released from the original obligation and shall be allowed to avail of his own Pag-IBIG housing loan, subject to standard evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago, which shall include cases where the borrower is no longer interested to pursue the loan and surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrearages over the counter to update his account.  REQUIRED DOCUMENTS PRIOR TO LOAN RELEASE TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy) TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy) Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable Loan Mortgage Documents Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163) Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp Duly accomplished/notarized Promissory Note (HQP-HLF-086/087) Disclosure Statement on Loan Transaction (HQP-HLF-085)  sources: Pag-IBIG


The new reduced requirements for a housing loan are listed below. These must be submitted upon application:
  • Housing Loan Application Forms with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069) Download the forms here and here and print back to back.
  • Proof of Income, any of the following:
    • Locally Employed
      • Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and alll monthly allowances and monetary benefits.
      • Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR.
      • Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application
      • NOTE: For government employees, the Certified One (1) Month Payslip must be submitted together with CEC or ITR.
    • Self Employedany of the following Proof/s of Income
      • ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
      • Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
      • Bank Statements or passbook for the last 12 months (if income is sourced from foreign remittances, pensions, etc.)
      • Copy of Lease Contract and Tax Declaration (if income is from rental payments)
      • Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
      • Certificate of Engagement issued by owner of business
      • Other document that would validate source of income
    • For Overseas Filipino Workers (OFW), any of the following:
      • Employment Contract between employee and employer; or  
      • POEA Standard Contract
      • Certificate of Employment and Compensation (CEC) written on the Employer/Company’s official letterhead; or signed by employer (for household staff and similarly situated employees - supported by a photocopy of the employer’s ID or passport)
      • Income Tax Return filed with Host Country/Government (in English)

  • One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable
  • Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy).
  • Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy)
  • Contract-to-Sell or similar agreement between the buyer and seller
  • Vicinity Map/Sketch of the Property

GOOD NEWS for prospective home-owners! The Housing Development and Mutual Fund, better known as the Pag-IBIG fund, has reduced the number of requirements needed to make a housing loan and they have also lowered their interest rates for minimum-wage earners. The changes are also applicable if you are planning to refinance an existing loan, or make a construction or improvement loan.  The new reduced requirements for a housing loan are listed below. These must be submitted upon application: Housing Loan Application Forms with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069) Download the forms here and here and print back to back. Proof of Income, any of the following: Locally Employed Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and alll monthly allowances and monetary benefits. Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR. Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application NOTE: For government employees, the Certified One (1) Month Payslip must be submitted together with CEC or ITR. Self Employed, any of the following Proof/s of Income ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) Bank Statements or passbook for the last 12 months (if income is sourced from foreign remittances, pensions, etc.) Copy of Lease Contract and Tax Declaration (if income is from rental payments) Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs) Certificate of Engagement issued by owner of business Other document that would validate source of income For Overseas Filipino Workers (OFW), any of the following: Employment Contract between employee and employer; or   POEA Standard Contract Certificate of Employment and Compensation (CEC) written on the Employer/Company’s official letterhead; or signed by employer (for household staff and similarly situated employees - supported by a photocopy of the employer’s ID or passport) Income Tax Return filed with Host Country/Government (in English)  One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy). Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy) Contract-to-Sell or similar agreement between the buyer and seller Vicinity Map/Sketch of the Property  The Following Eligibility Requirements Still Applies: Pag-IBIG Membership To qualify for a loan, a person must be a member of Pag-IBIG with at least twenty-four (24) months contribution at the time of loan application. A member with less than 24 contributions can make a lump sum payment to meet the said requirement at point of loan application provided he has been a contributing member of the Fund for at least twelve (12) months. A member whose loan exceeds P500,000.00 is required to pay the upgraded membership contribution rates upon housing loan approval and onwards. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;  However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be allowed to do so provided the tacked loan is updated and the amount proportionate to his loan entitlement has been fully paid. Hence, the co-borrower shall be released from the original obligation and shall be allowed to avail of his own Pag-IBIG housing loan, subject to standard evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago, which shall include cases where the borrower is no longer interested to pursue the loan and surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrearages over the counter to update his account.  REQUIRED DOCUMENTS PRIOR TO LOAN RELEASE TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy) TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy) Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable Loan Mortgage Documents Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163) Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp Duly accomplished/notarized Promissory Note (HQP-HLF-086/087) Disclosure Statement on Loan Transaction (HQP-HLF-085)  sources: Pag-IBIG

"ADVERTISEMENTS"
The Following Eligibility Requirements Still Applies:
  • Pag-IBIG Membership
    • To qualify for a loan, a person must be a member of Pag-IBIG with at least twenty-four (24) months contribution at the time of loan application.
    • A member with less than 24 contributions can make a lump sum payment to meet the said requirement at point of loan application provided he has been a contributing member of the Fund for at least twelve (12) months.
    • A member whose loan exceeds P500,000.00 is required to pay the upgraded membership contribution rates upon housing loan approval and onwards.
  • Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity;
  • Has the legal capacity to acquire and encumber real property;
  • Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund;
  • Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower; 
  • A co-borrower can avail of a Pag-IBIG housing loan for himself. He shall be allowed to do so provided the tacked loan is updated and the amount proportionate to his loan entitlement has been fully paid. The co-borrower may be released from the original obligation and will be allowed to avail of his own Pag-IBIG housing loan, subject to usual evaluation procedures.
  • Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or where the borrower is no longer interested to pursue the loan and surrenders the property;
  • Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrearages over the counter to update his account.




GOOD NEWS for prospective home-owners! The Housing Development and Mutual Fund, better known as the Pag-IBIG fund, has reduced the number of requirements needed to make a housing loan and they have also lowered their interest rates for minimum-wage earners. The changes are also applicable if you are planning to refinance an existing loan, or make a construction or improvement loan.  The new reduced requirements for a housing loan are listed below. These must be submitted upon application: Housing Loan Application Forms with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069) Download the forms here and here and print back to back. Proof of Income, any of the following: Locally Employed Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and alll monthly allowances and monetary benefits. Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR. Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application NOTE: For government employees, the Certified One (1) Month Payslip must be submitted together with CEC or ITR. Self Employed, any of the following Proof/s of Income ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months) Bank Statements or passbook for the last 12 months (if income is sourced from foreign remittances, pensions, etc.) Copy of Lease Contract and Tax Declaration (if income is from rental payments) Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs) Certificate of Engagement issued by owner of business Other document that would validate source of income For Overseas Filipino Workers (OFW), any of the following: Employment Contract between employee and employer; or   POEA Standard Contract Certificate of Employment and Compensation (CEC) written on the Employer/Company’s official letterhead; or signed by employer (for household staff and similarly situated employees - supported by a photocopy of the employer’s ID or passport) Income Tax Return filed with Host Country/Government (in English)  One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy). Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy) Contract-to-Sell or similar agreement between the buyer and seller Vicinity Map/Sketch of the Property  The Following Eligibility Requirements Still Applies: Pag-IBIG Membership To qualify for a loan, a person must be a member of Pag-IBIG with at least twenty-four (24) months contribution at the time of loan application. A member with less than 24 contributions can make a lump sum payment to meet the said requirement at point of loan application provided he has been a contributing member of the Fund for at least twelve (12) months. A member whose loan exceeds P500,000.00 is required to pay the upgraded membership contribution rates upon housing loan approval and onwards. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;  However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be allowed to do so provided the tacked loan is updated and the amount proportionate to his loan entitlement has been fully paid. Hence, the co-borrower shall be released from the original obligation and shall be allowed to avail of his own Pag-IBIG housing loan, subject to standard evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago, which shall include cases where the borrower is no longer interested to pursue the loan and surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears shall be required to pay his arrearages over the counter to update his account.  REQUIRED DOCUMENTS PRIOR TO LOAN RELEASE TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy) TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy) Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable Loan Mortgage Documents Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163) Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp Duly accomplished/notarized Promissory Note (HQP-HLF-086/087) Disclosure Statement on Loan Transaction (HQP-HLF-085)  sources: Pag-IBIG
"ADVERTISEMENTS"

REQUIRED DOCUMENTS PRIOR TO LOAN RELEASE
  • TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy)
  • TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  • Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable
  • Loan Mortgage Documents
  • Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163)
  • Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp
  • Duly accomplished/notarized Promissory Note (HQP-HLF-086/087)
  • Disclosure Statement on Loan Transaction (HQP-HLF-085)


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