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Tuesday, January 31, 2017

DEPLOYMENT MORATORIUM, NOW! --- OFW GROUPS

A 33  year-old household service worker in Kuwait died of severe beating by her employer.  Amy Capulong Santiago was declared dead on arrival when her employers  brought her at the Farwaniya Hospital due to severe beating on  the very same day when another Filipina HSW, Jakatia  Pawa was executed. Doctors found bruises all over her body. Her employers turn themselves over to the police and are now detained at Abdullah Al Mubarak Police Station.   The Philippine Embassy in Kuwait vowed to take the case head-on and give justice to the bereaved family of the OFW. Santiago arrived in Kuwait on August 2015.  Jakatia Pawa, on the other hand was executed due to the alleged killing of her sponsors daughter. However, her family believe that what has happened to Pawa  was a set-up and the OFW was innocent. According  to her brother  during his conversation with Pawa over the phone, Pawa told him that her employer's 22 year-old daughter was caught by her employer having sex with her boyfriend. Out of anger, the employer killed her own daughter then called the police. When the police arrived, they saw Pawa cleaning the blood on the crime scene and arrested her. This explains the forensic findings that not a single fingerprint came from Pawa was found. Only the DNA on the gloves she used for cleaning was found and used as evidence against her.    A growing number of abuse and maltreatment cases on HSWs revived the call for deployment moratorium in sending HSWs in Kuwait. OFW advocate groups cry for the deployment ban of HSWs, not only in Kuwait but for the entire Middle East.   However, the Kuwaiti government downplayed the  effect of the said deployment ban saying that Kuwait will not be affected by such actions of any country's decision to restrict their citizen from entering or travelling to Kuwait, nor affect the supply of domestic workers in the country. A new regulation for domestic workers is also on its way for implementation. It is said to standardize the cost of bringing in domestic workers to Kuwait, forcing domestic labor bureaus to abide by the regulations, and impose punishment of five-year imprisonment and/or fine of KD 5,000 for any manipulation of the regulations. The said regulation is expected to be published  in newspapers prior to its implementation and will be endorsed by Ministry of Social Affairs and Labor and Ministry of Interior.       Meanwhile, the Philippines is not the only country  to implement such moratorium or deployment ban, if ever. India, for instance, has an existing deployment ban on their women domestic workers from entering Kuwait due to maltreatment reports.   The Ambassador of Nepal to Kuwait Yagya Bahadur Hamal said that their government decided to organize the process of sending domestic workers to Kuwait after receiving several complaints, saying that this  move was aimed to protect Nepalese domestic laborers in the country. Ethiopia also has a temporary ban for their domestic workers, not only for entering Kuwait but the whole Middle east as well. The government of Indonesia,  banned its nationals from traveling to the countries of the Middle East, not Kuwait alone, since 2009, to work as domestic workers. There are plans to extend that ban to include other countries in the world.  Philippine Ambassador to Kuwait Renato Pedro Villa said that as of now , there are no directives or orders from the DFA regarding his recommendation of temporary suspension of deployment of HSWS in Kuwait but he assures that his office will implement the moratorium once the DFA issue the orders.  RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES

A 33  year-old household service worker in Kuwait died of severe beating by her employer. 
Amy Capulong Santiago was declared dead on arrival when her employers  brought her at the Farwaniya Hospital due to severe beating on  the very same day when another Filipina HSW, Jakatia  Pawa was executed. Doctors found bruises all over her body. Her employers turn themselves over to the police and are now detained at Abdullah Al Mubarak Police Station. 
 The Philippine Embassy in Kuwait vowed to take the case head-on and give justice to the bereaved family of the OFW. Santiago arrived in Kuwait on August 2015.

Jakatia Pawa, on the other hand was executed due to the alleged killing of her sponsors daughter. However, her family believe that what has happened to Pawa  was a set-up and the OFW was innocent. According  to her brother  during his conversation with Pawa over the phone, Pawa told him that her employer's 22 year-old daughter was caught by her employer having sex with her boyfriend. Out of anger, the employer killed her own daughter then called the police. When the police arrived, they saw Pawa cleaning the blood on the crime scene and arrested her. This explains the forensic findings that not a single fingerprint came from Pawa was found. Only the DNA on the gloves she used for cleaning was found and used as evidence against her.



A growing number of abuse and maltreatment cases on HSWs revived the call for deployment moratorium in sending HSWs in Kuwait. OFW advocate groups cry for the deployment ban of HSWs, not only in Kuwait but for the entire Middle East. 

However, the Kuwaiti government downplayed the  effect of the said deployment ban saying that Kuwait will not be affected by such actions of any country's decision to restrict their citizen from entering or travelling to Kuwait, nor affect the supply of domestic workers in the country.
A new regulation for domestic workers is also on its way for implementation. It is said to standardize the cost of bringing in domestic workers to Kuwait, forcing domestic labor bureaus to abide by the regulations, and impose punishment of five-year imprisonment and/or fine of KD 5,000 for any manipulation of the regulations.
The said regulation is expected to be published  in newspapers prior to its implementation and will be endorsed by Ministry of Social Affairs and Labor and Ministry of Interior.








Meanwhile, the Philippines is not the only country  to implement such moratorium or deployment ban, if ever. India, for instance, has an existing deployment ban on their women domestic workers from entering Kuwait due to maltreatment reports. 
 The Ambassador of Nepal to Kuwait Yagya Bahadur Hamal said that their government decided to organize the process of sending domestic workers to Kuwait after receiving several complaints, saying that this  move was aimed to protect Nepalese domestic laborers in the country.
Ethiopia also has a temporary ban for their domestic workers, not only for entering Kuwait but the whole Middle east as well.
The government of Indonesia,  banned its nationals from traveling to the countries of the Middle East, not Kuwait alone, since 2009, to work as domestic workers. There are plans to extend that ban to include other countries in the world.

Philippine Ambassador to Kuwait Renato Pedro Villa said that as of now , there are no directives or orders from the DFA regarding his recommendation of temporary suspension of deployment of HSWS in Kuwait but he assures that his office will implement the moratorium once the DFA issue the orders.


©2017 THOUGHTSKOTO

Sunday, January 29, 2017

EMPLOYERS, BE CAREFUL HOW YOU TREAT YOUR HOUSEHOLD SERVICE WORKERS

 Being a household service worker (HSW), housemaids, (as their employers call them), in an unfamiliar  country with unfamiliar people and culture could be a nightmare. You will come to experience unforgiving treatments and unorthodox rules. You will not understand the hardships they need to overcome everyday from the moment they arrived in their sponsor's house, unless of course you become an OFW. Most of the OFW HSWs especially those deployed in the Middle east complain of not having a day-off, passports being withheld by the sponsor and unfavorable working conditions. In Kuwait, some HSWs  enjoy their day off only once in a year, during Christmas.  There was even a HSW who's photo became viral in social media. The family of her sponsor was happily enjoying their meal while the poor HSW was watching at a distance.  Image may contain: one or more people With the recent execution of a HSW in Kuwait, Jakatia Pawa, who allegedly killed her sponsor's  22 year-ol daughter, the call for deployment ban on HSWs in the Middle East has once again been a hot issue. DOLE Secretary  Silvestre Bello III assured that they will release a decision regarding this matter ,but, according to him, in an appropriate time.  Sponsors may have forgotten that HSWs are human beings with feelings and they also know how to get tired, to cry. They are human beings that needs to be understood and to be treated with respect.  However, some HSWs are lucky enough to be treated well, some of them being treated by the employers as one of their own. They can impart Filipino values to their sponsor's kids.      Whether they accept it or not, Filipina maids (HSWs) especially the nannies, can influence the lives of  the children they are taking care of. How they treat their housemaids can make an impact on how their children will treat even their future housemaids, without changing how the employers treat them, this problem will go on and on for generations. All they need to do is to step back and stop treating HSWs as slaves. Start treating them right. they are human beings and they need to be regarded as such.  RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES




Being a household service worker (HSW), housemaids, (as their employers call them), in an unfamiliar  country with unfamiliar people and culture could be a nightmare. You will come to experience unforgiving treatments and unorthodox rules. You will not understand the hardships they need to overcome everyday from the moment they arrived in their sponsor's house, unless of course you become an OFW.

Most of the OFW HSWs especially those deployed in the Middle east complain of not having a day-off, passports being withheld by the sponsor and unfavorable working conditions. In Kuwait, some HSWs  enjoy their day off only once in a year, during Christmas. 
There was even a HSW who's photo became viral in social media. The family of her sponsor was happily enjoying their meal while the poor HSW was watching at a distance. 

With the recent execution of a HSW in Kuwait, Jakatia Pawa, who allegedly killed her sponsor's  22 year-old daughter, the call for deployment ban on HSWs in the Middle East has once again been a hot issue. DOLE Secretary  Silvestre Bello III assured that they will release a decision regarding this matter, but, according to him, in an appropriate time.

Sponsors may have forgotten that HSWs are human beings with feelings and they also know how to get tired, to cry. They are human beings that needs to be understood and to be treated with respect.

However, some HSWs are lucky enough to be treated well, some of them being treated by the employers as one of their own. They can impart Filipino values to their sponsor's kids.




Whether they accept it or not, Filipina maids (HSWs) especially the nannies, can influence the lives of  the children they are taking care of. How they treat their housemaids can make an impact on how their children will treat even their future housemaids, without changing how the employers treat them, this problem will go on and on for generations.
All they need to do is to step back and stop treating HSWs as slaves. Start treating them right. they are human beings and they need to be regarded as such.
They are taking care of other people's children while their own children are miles back, growing up longing for their love and care. 





©2017 THOUGHTSKOTO

Saturday, January 28, 2017

Photo Blog: ARE YOU A PHILHEALTH MEMBER? YOU NEED TO KNOW THIS



As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.


(Photos and images from Philhealth.)
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO


Philhealth
The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995.
The main goal is to ensure  the health of every Filipino thru social health insurance. Based on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other.
  • Rich helping the poor.
  • Young ones help the elderly.
  • Healthy ones help the sick.

Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO











































Philhealth Members

Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.

Here are the membership categories of Philhealth:

1. Formal Economy Members: employees, business owners, household workers and family drivers.

2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.

3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Disabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.

4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan).
It determines the families to be included in government programs to eliminate poverty.

5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions.
Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

Registration:
Registration is easy under any membership categories.
Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.

Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.



As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

Member's Data Record and Philhealth ID

When you are already registered to Philhealth, the new member will receive:

1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members.
2. Philhealth ID that indicates the following:

  • Philhealth Identification Number (PIN)
  • Member's name.
  • Members signature.
  • Membership validity date for sponsored/indigent members.
3. Member Data Record (MDR)
MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).

Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.

In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits. 

For Indigent/Sponsored members:
You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

Qualified Dependents


The whole Family is covered by Philhealth.


Philhealth protects the whole Family. The member and family members can use Philhealth benefits..

The qualified dependents are as follows:

  • Legal spouse that is not a member of Philhealth.
  • Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children.
  • Parents 60 years old and above  and not a Philhealth member.
  • Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165
  • Children or parents with with permanent disabilities.
For steps on how to update  Philhealth MDR 
click here.
Image may contain: text


Below are the list of contributions scheduled by Philhealth for specific members.
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO


As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO


You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.



As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

What are the benefits?

Every member must know the benefits they can get by being a Philhealth member.
Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits.
Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.

This benefit can be used by the member and qualified dependents provided that:
 The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs).
  • Go to a Philhealth-accredited hospitals or clinics.
  • The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.
All Case Rates

The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.

Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:



As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO




As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.


Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay.
Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.

Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.

Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO


As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO










Z BENEFITS
Benefits provided for sickness that needs long term hospitalization.

Below are the benefits included in Z Benefits.
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO




HOW TO AVAIL THE PHILHEALTH BENEFITS?
As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

To use Philhealth benefits:

Look for My Philhealth Portal in the hospital and show any valid government ID. 
  • Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.

OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing.
You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:


  • Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered.
  • Properly filled-up Philhealth Claim Form 1
  • Copy of the official receipt or detailed statement of Account
  • Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment. 

Below is an example of Philhealth Claim Form 1





As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO

For any questions, you can visit any Philhealth office near you.

As a Philhealth member , you need to know all  these things to maximize its use and enjoy the benefits your Philhealth has to offer to you and your beneficiaries.   (Photos and images from Philhealth.)        Philhealth The Philippine Health Insurance Corporation or Philhealth is a Government Owned and Controlled Corporation (GOCC) founded on February 5, 1995. The main goal is to ensure  the health of every Filipino thru social health insurance. Base on the Filipino concept "bayanihan" in which every one in the community help those in need. The Philhealth goal is to make a mechanism where every Filipinos help each other. Rich helping the poor. Young ones help the elderly. Healthy ones help the sick. Everyone will get old and be sick, its purpose is for everyone to contribute for the National health insurance Program to ensure the health of every Filipino.                                                  Philhealth Members  Philhealth is for ALL. Regardless of social status: poor, rich, young , old, sick, healthy, working or jobless, every Filipino must be a member.  Here are the membership categories of Philhealth:  1. Formal Economy Members: employees, business owners, household workers and family drivers.  2.Informal Economy Members (or voluntary/individually paying): includes Overseas Filipino Workers (OFWs), self earning individuals, naturalized Filipinos and foreigners living in the Philippines.  3. Sponsored Members: members who's contributions are paid by a sponsor like the local government, government agency or private individual or agency. It includes low earning individuals that are not considered as indigents like barangay health workers, nutrition scholars, etc. Orphans,abandoned kids, out-of-school-youth, street children, Person with Dissabilities (PWDs), abused and pregnant women under the custody of the DSWD is also registered here.  4. Indigent Members: poor families selected by the DSWD using the National Household Targeting System for Poverty Reduction (NHTS-PR or " Listahanan). It determines the families to be included in government programs to eliminate poverty.  5. Lifetime Members: members  with ages 60 and above and retired employees that contributed not less than 120 months Philhealth contributions. Senior Citizens- Under the Expanded Senior Citizen Act (RA 10645), all Filipinos with ages 60 and above is already covered by Philhealth.    Registration: Registration is easy under any membership categories. Go to any Philhealth office near you and submit the correctly filled-up Philhealth Member Registration Form (PMRF). No need to submit any supporting documents unless it is needed for  verification.  Reminder: To avoid any penalty under the law, make sure that all the information provided in your PMRF are absolutely true.      Member's Data Record and Philhealth ID  When you are already registered to Philhealth, the new member will receive:  1. Philhealth Identification Number (PIN). The PIN is the permanent number of every members. 2. Philhealth ID that indicates the following: Philhealth Identification Number (PIN) Member's name. Members signature. Membership validity date for sponsored/indigent members. 3. Member Data Record (MDR) MDR indicates the member's name, address, legal dependents and the date of their insurance with Philhealth (for sponsored/indigents/OFW members).    Keep your Philhealth ID and MDR safely. You will need it to use your benefits and for other transactions with Philhealth.  In the meantime, only the MDR is being issued for indigent, sponsored members and Senior Citizens. This document will be enough for them to enjoy their benefits.   For Indigent/Sponsored members: You can get in touch with the Local Government Unit to determine the members belonging to the  Indigent/Sponsored Program in the area. Philhealth ensures that every LGUs has the complete list of the members included in the program.    Qualified Dependents  The whole Family is covered by Philhealth. Philhealth protects the whole Family. The member and family members can use Philhealth benefits..  The qualified dependents are as follows: Legal spouse that is not a member of Philhealth. Children 20 years old and below, single and jobless (including step children, adopted, illegitimate and legitimated/recognized children. Parents 60 years old and above  and not a Philhealth member. Foster Child who went through DSWD Process according to Foster Care Act of 2012 or RA10165 Children or parents with with permanent disabilities.            Below are the list of contributions scheduled by Philhealth for specific members.        You can pay your Philhealth contributions at any Philhealth office  or any accredited collecting agents nationwide.      What are the benefits?  Every member must know the benefits they can get by being a Philhealth member. Members and qualified dependents has benefits for medical expenses for every sickness or operation. Members and legal dependents can get equal benefits. Every year, there is allocated 45 days hospitalization allowance for the member and 45 days to be divided to all qualified dependents. Hospitalization days in excess of 45 days will not be covered by Philhealth.  This benefit can be used by the member and qualified dependents provided that:   The member has updated contributions (except Lifetime and Senior Citizen Members) or valid Philhealth coverage( for Sponsored, Indigent, and OFWs). Go to a Philhealth-accredited hospitals or clinics. The allocated  45 in a year is not yet consumed for the member and qualified dependents except for the other Philhealth benefits such as hemodialysis.  All Case Rates  The benefits will be paid by Philhealth in terms of Case Rates whereas every illness or operation has price allotment to be divided to the hospital and the doctor. This way , the member can already determine how much will be covered by Philhealth before hospitalization.  Below are the equivalent value of benefits for some selected  sickness and operations under  the All Case Rates (ACR) continually widened by Philhealth:          In Philhealth's NO BALANCE BILLING, there will be no additional payments for hospitalization in public and selected private hospitals.   Good news! For  sponsored, household workers and indigent members and dependents, if they are confined in a public hospitals and other facilities such as dialysis centers, lying in clinic, or ambulatory surgical clinics, there will be no fees to pay. Under the NO BALANCE BILLING, Philhealth will shoulder all expenses for the doctor and hospitalization in any  Philhealth accredited hospitals.  Reminder: If confined in a private hospital, the member should pay the cost that exceeds in the aforementioned case rates. There will also be an additional cost if they will choose rooms/wards and/or doctor in government hospitals.    Below are the list of the outpatient benefits available at any Philhealth-accredited hospitals/clinics.                  Z BENEFITS Benefits provided for sickness that needs long term hospitalization.  Below are the benefits included in Z Benefits.          HOW TO AVAIL THE PHILHEALTH BENEFITS?    To use Philhealth benefits: Look for My Philhealth Portal in the hospital and show any valid government ID.  Submit the properly filled-up Philhealth Claim Form 1 together with the supporting documents that may be required in the hospital, when needed.  OFWs or their qualified dependents  confined overseas can also avail of the Philhealth benefits through direct filing. You just need to  submit the following in any Philhealth office near you within 180 days after being discharged to avail of the benefits:  Copy of Medical Certificate stating the final diagnosis, confinement period and services rendered. Properly filled-up Philhealth Claim Form 1 Copy of the official receipt or detailed statement of Account Updated Members Data Record or any alternative documents to prove identity/photocopy  of latest proof of payment.    Below is an example of Philhealth Claim Form 1          For any questions, you can visit any Philhealth office near you.           RECOMMENDED:  DOLE Sec. Bello in Kuwait   OFW EXECUTED IN KUWAIT  PRESIDENT DUTERTE VISITS ADMIRAL TRIBUTS    DTI ACCREDITED CARGO FORWARDERS FOR 2017   NO MORE PHYSICAL INSPECTION FOR BALIKBAYAN BOXES    BOC DELISTED CARGO FORWARDERS AND BROKERS    BALIKBAYAN BOXES SHOULD BE PROTECTED  DOLE ENCOURAGES OFW TEACHERS TO TEACH IN THE PHILIPPINES                           ©2017 THOUGHTSKOTO




©2017 THOUGHTSKOTO