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Thursday, October 13, 2016

How to Apply for Personal Loan from Citibank (24 HOUR PROCESSING)

Getting a loan can be very frustrating. All the red tape, the requirements and the hustle one needs to go through to secure bank’s approval for a personal loan can make the experience very stressful.


Getting a loan can be very frustrating. All the red tape, the requirements and the hustle one needs to go through to secure bank’s approval for a personal loan can make the experience very stressful.    For OFWs who have businesses in the country and need a loan to grow your enterprise, the fastest way to get it is by a Citibank loan. For employed applicants who need the extra cash to pay tuition and other fees, Citibank offers a very quick processing time to get your loan approved.   One of the quickest ways to get a personal loan is to apply it at Citibank Philippines. Citibank Philippines offers the quickest processing time for personal loans – only 24 hours! Whether you are a self-employed individual, an employed individual or an OFW who needs extra cash, Citibank Philippines’ personal loan program is the easiest way to go.   Am I eligible? To be eligible for a Citibank Philippines loan with a 24 hour processing, you: a.       Must be 21-65 years old b.      Must be a Filipino resident or local resident foreigner with a valid Philippine billing address c.       If Employed, must have a minimum income of Php250,000 d.      Must also have a (12 month) credit card , with no history of delinquencies  How much can I borrow and what are my monthly payments? a.       Know how much you can afford to pay. Check your monthly payments for every loan amount using Citibank Philippine’s online loan calculator at https://www.citibank.com.ph/gcb/loans/loan-calculator.htm. b.      Citibank Philippines offers loans to as much as Php 2 million.    How do I apply?  a.       Submit your application via this online form in Citibank Philippines’ website: https://www.citibank.com.ph/global_docs/1click/personal-loans-apply-now/index.htm?s=DGSEARCH&ecid=PSGODPHPLAENBC&media=8c4ec9ae-fc1c-1469179247&gclid=CjwKEAjwiMe8BRD0ts3Vtv-ohWgSJAAZurk1QpMD0xZ5u-f7rGQDKjKw3SAOIZ73YgUUf-ZwpNPcRhoCtE3w_wcB. The form will only ask you for your name, contact numbers, email address and annual income. b.      Upon submission of your application, a loan officer from the bank will contact you via phone call within 3 hours. The loan office will then send you the application form and a list of the required documents to your email address.   What are the required documents? A.      Proof of Income :   ·         For employed/President/Gen. Manager/Professional with employer: (any of the following) 1.      ITR 2316 year 2014 with at least 250K in # 21 and signatures in # 56 , 58 ,57 and 59  or 2.     Latest Payslip 1 Month (June 1-15 / 16 - 30, Certificate of Employment if available)  ·         For self-employed (Sole Proprietor)/Professional: 1.      ITR 1701 from the previous year with at least 250K in page 2 #64 and signature over printed name at # 32 in  page 1 2.     Auditor’s report and Audited Financial Statements 3.     DTI permit 4.     BIR tax payment slip                (If business is under SEC registration as Self Employed, loan applicant must submit Payslip or ITR 2316)  B.          Clear Photocopy of at least 1 primary ID & 1 secondary ID or  2 primary IDs:                Primary IDs: ·         SSS Photo card (primary ID) ·         Passport (primary ID) ·         Driver’s License (primary ID) ·         PRC back to back (primary ID) ·         Postal ID  (photo type card)          Secondary IDs: ·         Company ID (secondary ID) ·         Voter’s ID (secondary ID)   a.       Once all the documents have been submitted to the loan officer via email, wait for your approval via phone call within 24 hours.  How do I pay my loan? The payment of the loan is via issuing post-dated checks. The best part is that you will only issue all post-dated checks once. For example if your loan is for a term of 60 months, you will only need to issue all 60 pcs of checks once.                                        ©2016 THOUGHTSKOTO


For OFWs who have businesses in the country and need a loan to grow your enterprise, the fastest way to get it is by a Citibank loan.

For employed applicants who need the extra cash to pay tuition and other fees, Citibank offers a very quick processing time to get your loan approved.


One of the quickest ways to get a personal loan is to apply it at Citibank Philippines. Citibank Philippines offers the quickest processing time for personal loans – only 24 hours! Whether you are a self-employed individual, an employed individual or an OFW who needs extra cash, Citibank Philippines’ personal loan program is the easiest way to go.



Am I eligible?
To be eligible for a Citibank Philippines loan with a 24 hour processing, you:
a.       Must be 21-65 years old
b.      Must be a Filipino resident or local resident foreigner with a valid Philippine billing address
c.       If Employed, must have a minimum income of Php250,000
d.      Must also have a (12 month) credit card , with no history of delinquencies

How much can I borrow and what are my monthly payments?
a.       Know how much you can afford to pay. Check your monthly payments for every loan amount using Citibank Philippine’s online loan calculator at https://www.citibank.com.ph/gcb/loans/loan-calculator.htm.
b.      Citibank Philippines offers loans to as much as Php 2 million.



How do I apply?

a.       Submit your application via this online form in Citibank Philippines’ website: https://www.citibank.com.ph/global_docs/1click/personal-loans-apply-now/index.htm?s=DGSEARCH&ecid=PSGODPHPLAENBC&media=8c4ec9ae-fc1c-1469179247&gclid=CjwKEAjwiMe8BRD0ts3Vtv-ohWgSJAAZurk1QpMD0xZ5u-f7rGQDKjKw3SAOIZ73YgUUf-ZwpNPcRhoCtE3w_wcB. The form will only ask you for your name, contact numbers, email address and annual income.
b.      Upon submission of your application, a loan officer from the bank will contact you via phone call within 3 hours. The loan office will then send you the application form and a list of the required documents to your email address. 



What are the required documents?
A.      Proof of Income : 

·         For employed/President/Gen. Manager/Professional with employer: (any of the following)
1.      ITR 2316 year 2014 with at least 250K in # 21 and signatures in # 56 , 58 ,57 and 59  or
2.     Latest Payslip 1 Month (June 1-15 / 16 - 30, Certificate of Employment if available)

·         For self-employed (Sole Proprietor)/Professional:
1.      ITR 1701 from the previous year with at least 250K in page 2 #64 and signature over printed name at # 32 in  page 1
2.     Auditor’s report and Audited Financial Statements
3.     DTI permit
4.     BIR tax payment slip
              
(If business is under SEC registration as Self Employed, loan applicant must submit Payslip or ITR 2316)

B.          Clear Photocopy of at least 1 primary ID & 1 secondary ID or  2 primary IDs:
              
Primary IDs:
·         SSS Photo card (primary ID)
·         Passport (primary ID)
·         Driver’s License (primary ID)
·         PRC back to back (primary ID)
·         Postal ID  (photo type card)
        
Secondary IDs:
·         Company ID (secondary ID)
·         Voter’s ID (secondary ID)


a.       Once all the documents have been submitted to the loan officer via email, wait for your approval via phone call within 24 hours.




How do I pay my loan?
The payment of the loan is via issuing post-dated checks. The best part is that you will only issue all post-dated checks once. For example if your loan is for a term of 60 months, you will only need to issue all 60 pcs of checks once.
                                    



©2016 THOUGHTSKOTO

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