Sponsored Links
SEARCH THIS SITE
JBSOLIS is a site for overseas Filipino workers, Philhealth and insurances, OWWA, PAG-IBIG, bank and cash loans, foreclosed properties, small house designs, local and overseas job listings.
EXCHANGE RATE HERE, CHOOSE CURRENCY
Advertisement

Wednesday, July 13, 2016

How to Avail of Philippine National Bank’s (PNB) Sure Home Housing Loan



Here are the summary on how to avail of the PNB's Sure Home Housing Loan especially for Overseas Filipino Workers who dream to have a mortgage house.
Purpose of the loan:

1) For purchasing of condominium, house and lot, lot or townhouse
2) Construction and/or improvement of house
3) Refinancing
4) Taking out of existing loans

Eligibility:
1) Filipino citizens (naturalized and natural-born)
2) Natural-born citizens who lost their Filipino citizenship. The maximum lot area however, is up to 1,000 sq.m. only.
3) Borrower must be at least 21 years old.
4) Upon loan maturity, borrower must not be more than 65 years old.
5) Individuals who are employed and self-employed. 


Requirements (at all times):
1) Duly accomplished Housing Loan Application Form (http://www.pnb.com.ph/images/stories/docs/housingloan-appform.pdf)
2) Photocopy of 2 valid government issued ID’s such as the following:
a)       Digitized SSS ID
b)       Driver’s License
c)       GSIS E-card
d)       PRC ID
e)       IBP ID
f)        OWWA ID
g)       Digitized BIR ID
h)       Senior Citizen’s ID
i)        Unified Multi-Purpose ID
j)        Voter’s ID
3) A non-refundable appraisal fee of PhP 3,500

4) If you are with a attorney-in-fact, co-borrower/co-maker, a separate application form is a must. 
advertisement

Additional Requirements for Overseas Filipino Workers (OFW)

1) Photocopy of passport
2) Contract/Certificate of Employment (COE) approved by POEA. If applicable and you are a direct hire, it should be authenticated by the Philippine Consulate.
3) Proof of inward remittance through PNB or other banks.
4) For seafarers, Crew Contract and Exit Pass from POEA.
5) If applicable, PNB-prescribed Special Power of Attorney (SPA).

6) If SPA was administered and notarized abroad, it has to be authenticated by the Philippine Consulate. 
For those who are based in Kingdom of Saudi Arabia (KSA)
1) Certificate of employment and salary, stamped by the Saudi Chamber of Commerce and authenticated by the Philippine Consulate.

USA & US Territory
1) Certificate of employment and salary, authenticated by the Philippine Consulate
2) Loan applicant has to fill-out the Bank’s Credit Information Authority and pay $50 for the Experian Report in PNB-Los Angeles Desk Office. Here are the contact details:

Rowena Tabuzo
3345 Wilshire Blvd., Suite 200,
Los Angeles California, USA
90010
Telephone: (323) 802-8001
Telex: (650) 225-3656
Fax: (213) 401-1803

Europe
1) Certificate of employment and salary, authenticated by the Philippine Consulate.
2) Loan applicant has to fill-out the Bank’s Credit Information Authority and pay L85 for the Equifax Report in PNB Europe Desk Office. Here are the contact details:

Gloria Alwis
G/F Old Change House,
128 Queen Victoria St.,
London, United Kingdom
EC4V 4HR
Telephone: 207-3791-340/41; 377/397
Telex: 883981/8812797
Fax: 207-653-1403

Japan
1) With English translation, the certificate of employment and salary should be authenticated by the Philippine Consulate.

For other countries and those who are sea-based:
1) Certificate of Employment and Salary authenticated by the Philippine Consulate
2) Proof of inward remittance through PNB or other banks
3) For seamen, Crew Contract and Exit Pass from POEA

Once the application form is completely filled out and signed, you may submit the complete requirements together with the application form to the nearest PNB Branch. 

CHECK THIS ALSO:

(2016 COLLECTION) 30 IMAGES OF 2 STOREY HOUSES BUILT IN THE PHILIPPINES


PNB source:
©2016 THOUGHTSKOTO