Sponsored Links
Advertisement
SEARCH THIS SITE
SEARCH THIS SITE FOR HOUSE DESIGN, OVERSEAS FILIPINO NEWS, FREE ONLINE STUDIES, CASH LOANS and BANK LOANS, PROPERTY FOR SALE, HOUSE AND LOT, FORECLOSED, CARS FOR SALE and anything beneficial for the Filipinos at home and abroad

Wednesday, September 30, 2015

CIVIL ANNULMENT, HOW MUCH IS THE COST?


Via ABS-CBN, according to Atty. Lorna Kapunan, a family lawyer, even if church annulments will be free of charge, a couple still has to spend a lot of money for a civil annulment.

For Kapunan, it is commonly the wife who suffers in the long and costly process of annulment.


Source
©2015 THOUGHTSKOTO

Tuesday, September 29, 2015

OFWs: List Of Basic Fees/Expenses When Applying For Job Overseas



If you are applying for job as an OFW, it is very important to be aware of the fees associated with your job application to avoid illegal recruitment or scam. Be vigilant when you get text messages asking you to pay for reservation fees. 

1. PLACEMENT FEE-  Some agencies  ask for placement fees more than what the law allows. Some don't, but if you are wondering how much it might cost:






If you are applying as household service worker, such as domestic helper, family driver, family cook, etc. You don't have to pay placement fee. 

Seafarers or seaman are also exempted from paying placement fees. 

There is a list of countries that exempts workers from paying placement fees. US (H2B Visa), UK, Ireland, Norway, Netherlands, Japan, New Zealand at Canada (Manitoba, Saskachewan, Alberta and British Columbia)

If you don't fall into the exempted category, your agency might collect or might not. If there is a placement fee that should be collected from you it should not exceed the 1 month equivalent of your basic salary. There are still agencies that hire OFWs for Middle East that does not require placement fee. 

Pay only the placement fee once you have signed the contract, and ask for official receipt (OR). 


It is also very important to have the appropriate visa for the job you are applying for. Never allow the agency or foreign employer to give a visa different from the job being offered to you. There are many cases of OFWs specially in the Middle East where OFWs are promised with  jobs in hospitals, hotels, or restaurant but they ended up working as domestic worker. The visa on your passport can also serve as your protection, and it will help you enjoy the benefits of your profession. There are list of professions that gives you chance to bring your family with you, and your profession will be based on what is on your visa. 



2. TRAINING FEE- Some jobs will require you to get training certificates if you don't have one. Training fees depend on how much the training centers charge, private training centers usually charge more. If you want to save on training fee, you can visit nearest TESDA center and check if they are providing the training and certifications you needed  before applying for job. Besides, even if you don't get hired overseas, you can still use the skills you earned and you can have certificate and credentials which you can use again next time you apply for job. 


3. DOCUMENTATION FEE- You will be required to submit documents like Police or Barangay Clearance, passport, NBI  and other documents needed to process your application. Here is a table provided by POEA to give you ideas on how much it will cost.
4. PROCESSING AND OTHER FEES- There are also other fees you which the agency might ask you to pay. Here is a table of fees that you should pay and those that your employer should pay. Remember, you don't have to pay for your plane ticket or visa, it is the responsibility of your employer. The Philhealth fee is also no longer mandatory for OFWs, however if an OFW has dependents in the Philippines we would suggest that you consider this for their benefit in case of hospitalization. 



Observe and know your rights. Inquire, research and inform the the authority if there is anything fishy going on during the recruitment process. 
  

©2015 THOUGHTSKOTO

Monday, September 28, 2015

Ten Reasons We Are Oppose to the P550 Terminal Fee






1.   Against Republic Act 10022



The  R.A. 10022 as amended read as follows: SEC. 35.  Exemption from Travel Tax, Documentary Stamp and Airport Fee. - All laws to the contrary notwithstanding, the migrant workers shall be exempt from the payment of travel tax and airport-fee upon proper showing of proof entitlement by the POEA.


Sabi ni Raymund L. ng Jeddah Saudi Arabia: “Basic logic lang eh example nagnakaw siya tapos nahuli kaya ibinalik niya, does it acquit him of his crime? Same thing sa batas na di dapat maningil o pagbayarin ng terminal fee ang mga OFWs tapos ngayon sisingilin at isasauli.. Eh kung ganyang logic nila parang sinabi mo na pwedeng magnakaw ng bilyon-bilyon  sa gobyerno at pag nahuli ka isasauli mo at wala ng kaso kasi isinauli mo naman.”

2.   Not all Employer will Pay OFWs Air Ticket
a)    Not all. In countries like United Arab Emirates, Saudi Arabia, Israel, Singapore and many others, as commenters expressed that they are the one paying for their air tickets. The sponsors only cover the payment once you are on exit or your contract ends.
b)    Family Case, where the family stays abroad with the OFW. The OFW shoulder the cost not related to planeticket and sometimes even more depending on what the OFW and the employer agreed to.
c)    Some employers give the money to employee and employee will purchase the ticket, now with terminal, they haveto pay extra for the P550
d)    During Emergency Leave or Vacation, employees usually pay for their air tickets.



Sabi ni Clarita, a caregiver based in Israel: “Hindi po employer ang bumibili ng ticket naming,sa halos 9 years ko na dito sa Israel, kada bakasyon ko, ako ang bumibili ngticket. Sasagutin lang ng employer ko ang airplane ticket cost kung finishcontract na ako.”


Sabi ni Mel from Dammam, Saudi Arabia:”Fix na rate ang binibigay sa amin ngemployer, kung pick season, mas lalong mag-aabono na kami ng pambayad niyan saair tickets kasi may terminal fee pa.”

3.   Money (P550) TerminalFee is already a one day hard earned salary to many OFWs.
Sabi ni Josie ng Doha Qatar: “Samin po na mga kasambahay, isang araw nanaming pinagpaguran yang P550 na yan, halos 18-20 hours na kaming pagod niyanpara lamang ibayad sa terminal fee tapos hindi mo na ipaparefund”
4.   Forms? So many forms.
Sabi ni Saysonic, an OFW based in Yanbu, Saudi Arabia: “The forms and many requirements is not in line with PNoy's tuwid na daan wherein he wants all government services to shorten the processes so they can serve more people...however, yung forms na ipapafill-up sa atin in refunding the Terminal Fee is a waste of time plus the fact na nagdagdag ka pang papaswelduhang empleyado sa counter ng refunds.”
5.   Long Lines? Which line has a longer Queue, Terminal Fee or OEC verification?
If you want to eliminate longer lines by including the terminal fee in air tickets and then ask OFWs to refund, you should observe at the NAIA counter. Mas mahaba ang linya, ang verification sa OEC, prior to immigration counter kaysa sa linya ng nagbabayad ng Terminal Fee. Now,imagine those OFWs lining up for refund? The long lines at the OEC verification is quick, because it requires only stamping, what more yung may mga papers and documents to fill and present and to be checked?
Sabi ni Beverly from Dubai, UAE: Can they please confirm their figures na 25% lng ang OFWs na gumagamit ng airport. The highest concentration is here in the Middle East na at least every one or two years umuuwi? Halos lahat OFW. Compared sa mga hindi OFW na US or Canada based na kung ilang taon bago umuuwi. I really think if they have a truthful numberkung ilan ang OFW airport users (international flights ratio lang) that alone will show na hindi efficient solution yun to trim down the cues.

6.   Refund? Why pay? Why not make a SOLUTION at the point of purchase?
MIAA will pay the airline carriers P150M annually for collecting the terminal fee. Why not at the point of purchase na kung saan bibili ka pa lang ng ticket ay malalaman na nasa abroad ka at OFW ka? There are many measures na pwedeng magagawan ng paraan. IP address when purchase online. Country location when purchasing the air tickets abroad. Proof of being an OFW, can be passport, company ID, old OEC, or simply ask if OFW or not.


7.   Computation: Refund and No Refund
If there are 4,000 OFWs leaving the countrydaily: 4,000 x 550 = P2,200.000 How many counters do they have to set-up afterimmigration booth? 2, 4, 6, 10 counters? How many counters ang naka set up saOEC verification, 2 counters. 2 counters sa nagbabayad ng terminal fee and theysaid na makakasave sila ng P50M because of this. How much expenses will theyincur sa REFUND counters?
If there are 1,000 OFWs that will notrefund daily, assuming yan na lang kaliit ang ayaw mahassle, 1,000 x P550 =P550,000. Half Million Pesos daily, in 30 days, P16.5M!!!

8.   Airport Scenario OnDeparture: Maiiwan ng Eroplano o Nagmamadali, Madaming Bata.

Dalawa among 3 requirements sa pagrefund sa Departure Area.(section VII item29.i.1and 3).. COPY OF PASSENGER TICKET... at yung PRESENTATION OF BOARDING PASS... magkaibang words ang ginamit.. yung una COPY at yung pangalawa PRESENTATION. Mangangailangang ixerox pa sa loob ng departure area ang Passenger Ticket ang sabi - COPY. We all know na pag nasa loob na ng Departure area di ka na pwede lumabas pagkalampas ng Immigration Counter.. or even if eh lalabas ka pa ba para magpaxerox lang.. kung meron man sa loob

Sabi ni Kathy G. based in Kuwait: “Sa aking experience wala pang PILA ng Terminal Fee refund madami ng naiiwanan ng eroplano. Madaming pila ang dadaanan mo bago ka makapunta ng Boarding Area. Kung after Immigration ang refund, at konti nlng ang oras mo bago ang Depature time hindi mo na gugustuhin na magrefund lalo na kung may kasama kang mga bata na pipila.

9.   If the OFW will not Refund, Where will it go?
How will the government accountfor the unclaimed refunds? Where will it go?
Sabi ni Fidel C. an OFW based in Riyadh Saudi Arabia: “The many 'irregularities' that trapped so many people in the government to become corrupt, it is not hard to understand that funds collected and may not all be refunded accordingly will find its way to fund other corrupt practices. The circular that integrates the terminal fees into the purchase of tickets and then to be refunded is JUST one way to make money for a hidden agenda, like funds for the upcoming elections, extra expenses to win peoples' votes etc. since The 1987 constitution has been changed, it also opened vast opportunities for making laws that have loopholes in their processes. More people came to politics and the budget bloomed sky high for their salaries and wages. All from people's taxes and yet those in power can simply manipulate these laws...and are they themselves the first to be corrupt....SO. Where else will these funds go??? Projects ?? You can't blame the whole world to think that this circular is intended for other reasons and the terminal fees and it's circular of integration is one covert conspiracy under the guise of a Legalized tool of corruption. Just look who is watching..he may be the brains of this all and if it fails, only those below will be blamed.”


10. No Consultation to OFWs.
OFWs are one of the sectors that will be greatly affected by this policy measure,but there was no dialogue or consultation that was conducted before this circular was signed. Nagmuro-muro sila, sila-sila lang hindi man lang tayo sinabihan pero tayo ang magbabayad! Ganyan ba ang demokrasya? Ganyan pa sa Aquino government? Palagay namin hindi. So why allow this to be implemented?





©2015 THOUGHTSKOTO

Thursday, September 24, 2015

Facebook Option For Slow Internet And Low Data Charge




Do you still remember telegram, and the ways we communicate 20 years ago? Isn't it amazing how much technology has change our society right now? Communication becomes easier as we stay in touch with friends, relatives and families specially those who live far from us. We get to see and post pictures in Facebook easily.
DOWNLOAD HERE


Although living in this era still has some challenges site for example being able to connect in the internet that is fast and reliable. And in many countries, internet is also not that affordable.

But the new Facebook Lite has definitely addressed this issue.
Facebook Lite is an android application that can be downloaded easily, it is only 1 MB. It is fast to download and fast to install.  DOWNLOAD IT HERE
FBLite_Hero
It is also quick to load and very efficient with data usage. The usual Facebook application most of us have, usually takes around 400MB of data but with the Lite version it takes 3MB to 5MB of data usage only.  It uses low resolution photos as you scroll through your feed therefore minimizing the data usage. If you are using 2G network internet connection is poor, or slow, you can still have a good and reliable experience with this app because of its low data usage which makes it quick to load pictures that are on your feed.

With its data usage, this app is very compatible for mobile devices that have low RAM too.
The downside, the profile picture of your friends doesn't really show. So if someone in your friends list is using pseudo name, or any ambiguous name that is not the real one, be familiar with it, before you start using Facebook lite.
FBLitePhoto_English

But overall,  the Facebook Lite is still a good option if I'm paying for data usage, and if the internet connection is slow.


©2015 THOUGHTSKOTO

Wednesday, September 23, 2015

POEA Approved Jobs For New Zealand and UK


The following job openings are posted here for information purposes. We are not affiliated to any of these agencies nor do we endorse them. 

The POEA ruled out that OFWs hired as domestic workers, caregivers and seafarers are NOT to be charged with placement fee. 
There is also  no placement fees to be collected for OFWs bound for:
  • US ( under H2B visa)
  • Canada
  • United Kingdom
  • Ireland
  • Netherlands

And for workers bound to other countries (not domestic worker, caregiver and seafarer), placement fee cannot exceed the equivalent of 1 month salary, AND MUST BE collected only AFTER SIGNING THE CONTRACT. 


Recently, Philippines and New Zealand also entered into agreement to implement no-placement fee policy. The agreement also mentioned that they are looking for ways to further decrease the processing cost and other cost associated with the application and processing of visa. 

To apply for the job and for more information about the job posting please click on the corresponding link or agency name. 

NEW ZEALAND JOBS:

 - Across New Zealand (New Zealand)
Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree , Hospitality/Tourism/Hotel Management or equivalent. At least 3... 


 - Across New Zealand (New Zealand)
Candidate must possess at least a Vocational Diploma / Short Course Certificate,Hospitality/Tourism/Hotel Management or equivalent. Graduate in trade related (TESDA). At least 2...


FUENTECEBU RECRUITMENT INTERNATIONAL INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Bachelor's/College Degree , Food & Beverage Services Management, Hospitality/Tourism/Hotel Management or equivalent. At least 3 year(s) of...


UNIPLAN OVERSEAS EMPLOYMENT INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a High School Diploma,. At least 5 year(s) of working experience in the related field is required for this position. Good Communication skills in...


PHILQ MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a High School Diploma, any field. At least 3 year(s) of working experience in the related field is required for this position. Preferably 1-4 Yrs...


PHILQ MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a High School Diploma, any field. At least 3 year(s) of working experience in the related field is required for this position. Preferably 1-4 Yrs...


PHILQ MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 3 year(s) of working experience in the related field is required for this...

PHILQ MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 3 year(s) of working experience in the related field is required for this...


PHILQ MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 3 year(s) of working experience in the related field is required for this...


BISON MANAGEMENT CORPORATION
 - Across New Zealand (New Zealand)

Candidate must possess at least a High School Diploma, Bachelor's/College Degree , any field. Required language(s): English. At least 2 year(s) of working experience in the...


ADVANCE GROUP LINK MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree , any field. At least 3 year(s) of working experience in the related...


ADVANCE GROUP LINK MANPOWER SERVICES INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate. At least 2 year(s) of working experience in the related field is required for this position....


FUENTECEBU RECRUITMENT INTERNATIONAL INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree. At least 2 year(s) of working experience in the related field is...


FUENTECEBU RECRUITMENT INTERNATIONAL INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree. At least 2 year(s) of working experience in the related field is...



FUENTECEBU RECRUITMENT INTERNATIONAL INC
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree. At least 2 year(s) of working experience in the related field is...




AUREUS MANPOWER AND CONSULTANCY CORP
 - Across New Zealand (New Zealand) 

NURSES FOR NEW ZEALAND Processing is about 6 months. Next departure are on February and May 2016. We have been sending nurses to New Zealand regilarly since 2009. Almost all are...



Eyequest International Manpower Services Inc.
 - Across New Zealand (New Zealand) - ...

Overview of skills and experience required• measure, cut and shape pipes• install, join and seal pipes and fittings• install and maintain hot water and heating...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


LBS Recruitment Solutions Corporation
 - Across New Zealand (New Zealand) - Auckland

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. At least 2 year(s) of working experience in the related field is required for this...


Eyequest International Manpower Services Inc.
 - Across New Zealand (New Zealand) - ...

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. Male candidates only 30 - 40 years old, able bodied, and with good english...


Eyequest International Manpower Services Inc.
 - Across New Zealand (New Zealand) - ...

Candidate must possess at least a Vocational Diploma / Short Course Certificate, any field. Male candidates only 32 - 42 years old, able bodied, and with good english...


MITAC OVERSEAS MANPOWER CORPORATION
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate. At least 5 year(s) of working experience in the related field is required for this position. 30...


MITAC OVERSEAS MANPOWER CORPORATION
 - Across New Zealand (New Zealand) - ...

Candidate must possess at least a High School Diploma, Vocational Diploma / Short Course Certificate. At least 5 year(s) of working experience in the related field is required for...


MITAC OVERSEAS MANPOWER CORPORATION
 - Across New Zealand (New Zealand)

Candidate must possess at least a Vocational Diploma / Short Course Certificate, Bachelor's/College Degree. At least 5 year(s) of working experience in the related field is...


POWER HORIZON INTERNATIONAL RESOURCES INC
 - United Kingdom - Norfolk

Candidate must possess at least a Bachelor's/College Degree , Professional License (Passed Board/Bar/Professional License Exam), Medicine or equivalent. At least 2 year(s) of...


POWER HORIZON INTERNATIONAL RESOURCES INC
 - United Kingdom - Norfolk

Responsibilities: Will manage patients that deals with the ff complications:Heart problems - valves replacement. Oncology and Trauma - complications. Pulmonary complications. Hip...



Qualifications:B.S. Nursing Degree with valid PRC license. At least one year hospital-based experience. IELTS passers with band scores of 7 in each category will be preferred.



Qualifications:B.S. Nursing Degree holder with valid PRC license. At least one year current experience in a hospital setting. All Specialties are welcome to apply. IELTS achiever...


E-GMP INTERNATIONAL CORPORATION
 - United Kingdom - London

Candidate must possess at least a Professional License (Passed Board/Bar/Professional License Exam), Nursing or equivalent. At least 2 year(s) of working experience in the related...


©2015 THOUGHTSKOTO